---
id: can-i-upgrade-if-i-have-negative-equity-in-my-trade-in
title: "Can I upgrade if I have negative equity in my trade-in?"
category: faq
subtopic: upgrade-equity
page_type: faq
source_url: "https://www.castlecars.com/castle-upgrade-program"
tags: ["trade-in", "equity", "financing"]
questions:
  - "What if I owe more than my car is worth?"
  - "How does negative equity work in the upgrade program?"
related: [upgrade-program-overview]
dealer: Castle Auto Group
---

If you have negative equity in your current vehicle, it can still be applied to your new deal. However, this may affect your finance amount or down payment required in your new purchase or lease.

The best way to understand your specific situation is to speak with a Castle Cars Product Specialist. They'll review your equity position and show you realistic options that fit your budget. Negative equity doesn't rule out an upgrade-it just needs to be factored into the numbers.

Call (847) 439-0900 to schedule your free appraisal and discuss your options with our team.