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The MotorsDynamic feed price is published untouched under the conservative unknown rule, so the advertised price can never sit below the dealership own advertised price.", "dealer_legal": "Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser."}, "pricing": {"doc_fee": null, "source_price_includes_doc_fee": null, "advertised_price_rule": "unknown", "price_max_age_hours": 48, "verified_at": "2026-07-23", "evidence": {"policy_choice": "Castle Auto Group is published under the conservative unknown rule: the MotorsDynamic feed price is published untouched, so our advertised price can never sit below the dealership own advertised price. No documentation or dealer fee is asserted or added because none has been evidenced for this rooftop yet. Savings shown equal MSRP minus the advertised price.", "note": "If a fixed Illinois or Indiana documentary fee is later confirmed as embedded in or added to Castle advertised prices, encode advertised_price_rule add_doc_fee or no_fee with the amount. 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"https://www.castlecars.com/viewdetails/used/7g2cehed4ra048652/2024-tesla-cybertruck-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/7g2cehed4ra048652/2024-tesla-cybertruck-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/7G2CEHED4RA048652.html", "json_url": "https://ai.castlecars.com/v/7G2CEHED4RA048652.json", "markdown_url": "https://ai.castlecars.com/v/7G2CEHED4RA048652.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/7g2cehed4ra048652/2024-tesla-cybertruck-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:04:04.644Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0530, VIN 7G2CEHED4RA048652. Advertised price: $77,973. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$77,973"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77973.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7G2CEHED4RA048652_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1945, "unit": "per_month", "display": "$1,945/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 77973.0, "price_incl_doc": 77973.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1945.27, "amount_financed": 82846.31, "sales_tax": 4873.31, "total_of_payments": 93372.87, "finance_charge": 10526.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,945 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $77,973, before any dealer documentation fee. Amount financed $82,846, including $4,873 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $93,373. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7G2CEHED4RA048652_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1621, "unit": "per_month", "display": "$1,621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 77973.0, "price_incl_doc": 77973.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1620.6, "amount_financed": 82846.31, "sales_tax": 4873.31, "total_of_payments": 97235.71, "finance_charge": 14389.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,621 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $77,973, before any dealer documentation fee. Amount financed $82,846, including $4,873 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $97,236. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7G2CEHED4RA048652_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1412, "unit": "per_month", "display": "$1,412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 77973.0, "price_incl_doc": 77973.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1412.05, "amount_financed": 82846.31, "sales_tax": 4873.31, "total_of_payments": 101667.56, "finance_charge": 18821.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,412 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $77,973, before any dealer documentation fee. Amount financed $82,846, including $4,873 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $101,668. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260589A, VIN JM1DKDC7XK0418807. Advertised price: $17,278. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,278"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17278.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_W1K2J5KB7PA121054_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1366, "unit": "per_month", "display": "$1,366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1K2J5KB7PA121054_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1138, "unit": "per_month", "display": "$1,138/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54750.0, "price_incl_doc": 54750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1137.93, "amount_financed": 58171.88, "sales_tax": 3421.88, "total_of_payments": 68275.63, "finance_charge": 10103.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0536, VIN W1K2J5KB7PA121054. $1,138 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $54,750, before any dealer documentation fee. Amount financed $58,172, including $3,422 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $68,276. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1K2J5KB7PA121054_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 991, "unit": "per_month", "display": "$991/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54750.0, "price_incl_doc": 54750.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 991.49, "amount_financed": 58171.88, "sales_tax": 3421.88, "total_of_payments": 71387.53, "finance_charge": 13215.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0536, VIN W1K2J5KB7PA121054. $991 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $54,750, before any dealer documentation fee. Amount financed $58,172, including $3,422 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $71,388. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "2T2BAMCA7PC018668", "title": "2023 Lexus RX RX 350", "year": 2023, "make": "Lexus", "model": "RX", "trim": "RX 350", "decoded_trim": "350", "condition": "used", "price": 49785.0, "msrp": 49785.0, "sale_price": 49785.0, "currency": "USD", "mileage": 45365, "exterior_color": "Nightfall Mica", "interior_color": "Peppercorn", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261272A, VIN 2T2BAMCA7PC018668. Advertised price: $49,785. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49785.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2BAMCA7PC018668_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1242, "unit": "per_month", "display": "$1,242/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 49785.0, "price_incl_doc": 49785.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1242.03, "amount_financed": 52896.56, "sales_tax": 3111.56, "total_of_payments": 59617.67, "finance_charge": 6721.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,242 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $49,785, before any dealer documentation fee. Amount financed $52,897, including $3,112 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $59,618. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 49785.0, "price_incl_doc": 49785.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1034.73, "amount_financed": 52896.56, "sales_tax": 3111.56, "total_of_payments": 62084.05, "finance_charge": 9187.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,035 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $49,785, before any dealer documentation fee. Amount financed $52,897, including $3,112 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $62,084. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA7PC018668_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0539, VIN KMTG34TA1PU116085. Advertised price: $34,191. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,191"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34191.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34TA1PU116085_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20781.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJAWC5JH456836_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20997.0, "price_incl_doc": 20997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 426.03, "amount_financed": 22309.31, "sales_tax": 1312.31, "total_of_payments": 25561.85, "finance_charge": 3252.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260415A, VIN JF2SJAWC5JH456836. $426 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $20,997, before any dealer documentation fee. Amount financed $22,309, including $1,312 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $25,562. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJAWC5JH456836_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20997.0, "price_incl_doc": 20997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.62, "amount_financed": 22309.31, "sales_tax": 1312.31, "total_of_payments": 26612.96, "finance_charge": 4303.65, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260415A, VIN JF2SJAWC5JH456836. $370 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $20,997, before any dealer documentation fee. Amount financed $22,309, including $1,312 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $26,613. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "WMWXJ1C01R2U52826", "title": "2024 MINI Clubman Cooper S", "year": 2024, "make": "MINI", "model": "Clubman", "trim": "Cooper S", "decoded_trim": "Cooper S ALL4", "condition": "used", "price": 29696.0, "msrp": 29696.0, "sale_price": 29696.0, "currency": "USD", "mileage": 44075, "exterior_color": "Chili Red", "interior_color": "Malt Brown", "drivetrain": "AWD", "body_style": "Station Wagon", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MS260537A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 13, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/032d74205f9e40dfb9bfa684ea571262.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/032d74205f9e40dfb9bfa684ea571262.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9077873b0bb34dfa97d9799aa8e087c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/805bb6e128424eada038f2224b9abdb0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6addef8175504c5ab99cd6908e682eaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/043d305d5da94436a234157339882137.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d91c46a556f45409921401053294952.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2a0acd918c241efaa1c70cf9ee0cf10.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb3d66a7273f4d3296fc43863300c944.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7548393b35fb4712b4687817cdb62c8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fd138a083194f65999aacb9a9e6f1cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6a5dc84e779e46eb8d7ba53789f292ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f295a9dd43a541e4b3760cdaafdbad0e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1604d58d4cbb40d6a2fab862ca18f1b4.jpg"], "vin_decode": {"make": "Mini", "model": "Clubman", "year": 2024, "trim": "Cooper S ALL4", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 6}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29696.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/wmwxj1c01r2u52826/2024-mini-clubman-station-wagon", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/wmwxj1c01r2u52826/2024-mini-clubman-station-wagon", "canonical_url": "https://ai.castlecars.com/vehicle/WMWXJ1C01R2U52826.html", "json_url": "https://ai.castlecars.com/v/WMWXJ1C01R2U52826.json", "markdown_url": "https://ai.castlecars.com/v/WMWXJ1C01R2U52826.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/wmwxj1c01r2u52826/2024-mini-clubman-station-wagon", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:04:01.114Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260537A, VIN WMWXJ1C01R2U52826. Advertised price: $29,696. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,696"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29696.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WMWXJ1C01R2U52826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 726, "unit": "per_month", "display": "$726/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29696.0, "price_incl_doc": 29696.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.48, "amount_financed": 31552.0, "sales_tax": 1856.0, "total_of_payments": 34870.91, "finance_charge": 3318.91, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $726 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $29,696, before any dealer documentation fee. Amount financed $31,552, including $1,856 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $34,871. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WMWXJ1C01R2U52826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29696.0, "price_incl_doc": 29696.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.53, "amount_financed": 31552.0, "sales_tax": 1856.0, "total_of_payments": 36152.05, "finance_charge": 4600.05, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $603 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $29,696, before any dealer documentation fee. Amount financed $31,552, including $1,856 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $36,152. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WMWXJ1C01R2U52826_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29696.0, "price_incl_doc": 29696.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 522.76, "amount_financed": 31552.0, "sales_tax": 1856.0, "total_of_payments": 37638.64, "finance_charge": 6086.64, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260537A, VIN WMWXJ1C01R2U52826. $523 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $29,696, before any dealer documentation fee. Amount financed $31,552, including $1,856 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $37,639. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDZKG1PH597573_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 807, "unit": "per_month", "display": "$807/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32997.0, "price_incl_doc": 32997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 807.23, "amount_financed": 35059.31, "sales_tax": 2062.31, "total_of_payments": 38747.15, "finance_charge": 3687.84, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $807 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $32,997, before any dealer documentation fee. Amount financed $35,059, including $2,062 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $38,747. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZKG1PH597573_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 670, "unit": "per_month", "display": "$670/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32997.0, "price_incl_doc": 32997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.51, "amount_financed": 35059.31, "sales_tax": 2062.31, "total_of_payments": 40170.71, "finance_charge": 5111.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $670 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $32,997, before any dealer documentation fee. Amount financed $35,059, including $2,062 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $40,171. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZKG1PH597573_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32997.0, "price_incl_doc": 32997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 580.87, "amount_financed": 35059.31, "sales_tax": 2062.31, "total_of_payments": 41822.53, "finance_charge": 6763.22, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSK269, VIN 2C3CDZKG1PH597573. $581 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $32,997, before any dealer documentation fee. Amount financed $35,059, including $2,062 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $41,823. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JM3KFBCM8S0580609", "title": "2025 Mazda CX-5 2.5 S Carbon Edition", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Carbon Edition", "decoded_trim": "Preferred", "condition": "used", "price": 28900.0, "msrp": 28900.0, "sale_price": 28900.0, "currency": "USD", "mileage": 28942, "exterior_color": "Polymetal Gray Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MSP5944", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/e0a5c335d7cc4a1da120795086dc8186.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/e0a5c335d7cc4a1da120795086dc8186.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d7ba4c3a8bfe48f3b0e21f513d018ebe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c80c35a92ce42668b1d61b71013838a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4525c62f2c03415c8f0eef244fe6e6ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0648aea0307447128254dc749f7ca85f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb0cb76d94ad4c8384dd5ca9969052f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8513bfe8f2ef4d589cdcfcfb77548c20.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab37db289ee14388b78f3b33798780a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/685f0c87bd254a128dc1cd3a28b09b6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c574e95c4c141e7818d301810a39f73.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc67867cd6494a6b83a7591bedf8c1d0.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2025, "trim": "Preferred", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28900.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbcm8s0580609/2025-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbcm8s0580609/2025-mazda-cx-5-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/JM3KFBCM8S0580609.html", "json_url": "https://ai.castlecars.com/v/JM3KFBCM8S0580609.json", "markdown_url": "https://ai.castlecars.com/v/JM3KFBCM8S0580609.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbcm8s0580609/2025-mazda-cx-5-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:59.639Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5944, VIN JM3KFBCM8S0580609. Advertised price: $28,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM8S0580609_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 853, "unit": "per_month", "display": "$853/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28900.0, "price_incl_doc": 28900.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Mazda CX-5 \u2014 0% APR Plus Deferred Payments For 90 Days", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 852.95, "amount_financed": 30706.25, "sales_tax": 1806.25, "total_of_payments": 30706.25, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $853 per month for 36 months at 0% APR, $0 cash down. Advertised price $28,900, before any dealer documentation fee. Amount financed $30,706, including $1,806 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $30,706. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM8S0580609_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28900.0, "price_incl_doc": 28900.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.38, "amount_financed": 30706.25, "sales_tax": 1806.25, "total_of_payments": 35183.0, "finance_charge": 4476.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $586 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,900, before any dealer documentation fee. Amount financed $30,706, including $1,806 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $35,183. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM8S0580609_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28900.0, "price_incl_doc": 28900.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.75, "amount_financed": 30706.25, "sales_tax": 1806.25, "total_of_payments": 36629.73, "finance_charge": 5923.48, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5944, VIN JM3KFBCM8S0580609. $509 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,900, before any dealer documentation fee. Amount financed $30,706, including $1,806 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,630. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,397"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15397.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SJABC6JH613473_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 377, "unit": "per_month", "display": "$377/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15397.0, "price_incl_doc": 15397.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 376.67, "amount_financed": 16359.31, "sales_tax": 962.31, "total_of_payments": 18080.12, "finance_charge": 1720.81, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $377 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $15,397, before any dealer documentation fee. Amount financed $16,359, including $962 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $18,080. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJABC6JH613473_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 312, "unit": "per_month", "display": "$312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15397.0, "price_incl_doc": 15397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 312.41, "amount_financed": 16359.31, "sales_tax": 962.31, "total_of_payments": 18744.38, "finance_charge": 2385.07, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $312 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $15,397, before any dealer documentation fee. Amount financed $16,359, including $962 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $18,744. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SJABC6JH613473_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 271, "unit": "per_month", "display": "$271/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15397.0, "price_incl_doc": 15397.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 271.04, "amount_financed": 16359.31, "sales_tax": 962.31, "total_of_payments": 19515.15, "finance_charge": 3155.84, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260506A, VIN JF2SJABC6JH613473. $271 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $15,397, before any dealer documentation fee. Amount financed $16,359, including $962 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $19,515. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4S4SLDB60T3009899", "title": "2026 Subaru Forester Premium", "year": 2026, "make": "Subaru", "model": "Forester", "trim": "Premium", "decoded_trim": "Premium Base", "condition": "used", "price": 30269.0, "msrp": 35438.0, "sale_price": 30269.0, "currency": "USD", "mileage": 4768, "exterior_color": "Ice Silver Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL118", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 28, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/117e2c04582f443a98adbb06ea87e494.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/117e2c04582f443a98adbb06ea87e494.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/826233c212c94c76ba981f351dcd99cf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/72d71925c8fa4b93a58ff32500619e36.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/495fdede7c384379ab79e4ee4cdef894.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/17a1af95ca924ae2a87b5e2c4ff2e596.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8dfd37da8b3146daadf42738bd4615a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/424e61a4e54148818698da67f95c2a94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e20b278a8c2a48638a24721b7d96bb01.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a0e74c8c5e942ce8079da25adfb5eef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b74ae19724c640cbbfe268f893e80435.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c6c78d102f3a488184b6927812f2f830.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/adb866ebdfb84c06aae557e8ef687cb2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d065f03d8bca4066875ed8d02fb0b24a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8cb94258f2e74631b692c9ae94bfeac1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d1a337a699849bda4e3dd0c53e7c0d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c419cf3446464cc2aabac1a77c545810.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a65c805717eb4bce9132c7dadd013783.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f90e56705f1f4e1a8176c266f2e1694e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65a55686609747de97ff31c987598d98.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0588628bbe2408a8cd598e1fea2743c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06419060df5e4b7da0b0cc1edb36179a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d63b9e6eafb41eb91c87f75f40ee856.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a7bbfe109ad64f29b94615ea1d47f785.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/837691ac4c264e45ae6c9200e4ee57bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7857c2f488f04596ab1d570cccd22b1e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd7871d347ce4e9395649a2455d8c391.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1ec4f60f636e4020b519eef6f17445f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c3a23ed34fe04e7b86237bbb87c0dcce.jpg"], "vin_decode": {"make": "Subaru", "model": "Forester", "year": 2026, "trim": "Premium Base", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35438.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4SLDB60T3009899.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4sldb60t3009899/2026-subaru-forester-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4sldb60t3009899/2026-subaru-forester-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4SLDB60T3009899.html", "json_url": "https://ai.castlecars.com/v/4S4SLDB60T3009899.json", "markdown_url": "https://ai.castlecars.com/v/4S4SLDB60T3009899.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/4s4sldb60t3009899/2026-subaru-forester-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:57.551Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 5169.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL118, VIN 4S4SLDB60T3009899. Advertised price: $30,269. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,269"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30269.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDB60T3009899_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30269.0, "price_incl_doc": 30269.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.5, "amount_financed": 32160.81, "sales_tax": 1891.81, "total_of_payments": 35543.76, "finance_charge": 3382.95, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $740 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $30,269, before any dealer documentation fee. Amount financed $32,161, including $1,892 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $35,544. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDB60T3009899_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30269.0, "price_incl_doc": 30269.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.16, "amount_financed": 32160.81, "sales_tax": 1891.81, "total_of_payments": 36849.62, "finance_charge": 4688.81, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $614 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $30,269, before any dealer documentation fee. Amount financed $32,161, including $1,892 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $36,850. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 30269.0, "price_incl_doc": 30269.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.85, "amount_financed": 32160.81, "sales_tax": 1891.81, "total_of_payments": 38364.89, "finance_charge": 6204.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL118, VIN 4S4SLDB60T3009899. $533 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $30,269, before any dealer documentation fee. Amount financed $32,161, including $1,892 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $38,365. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL119, VIN 4S4GUHD63T3707964. Advertised price: $27,478. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27478.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD63T3707964_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 672, "unit": "per_month", "display": "$672/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27478.0, "price_incl_doc": 27478.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 672.22, "amount_financed": 29195.38, "sales_tax": 1717.38, "total_of_payments": 32266.4, "finance_charge": 3071.02, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL119, VIN 4S4GUHD63T3707964. $672 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,478, before any dealer documentation fee. Amount financed $29,195, including $1,717 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,266. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD63T3707964_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27478.0, "price_incl_doc": 27478.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 557.53, "amount_financed": 29195.38, "sales_tax": 1717.38, "total_of_payments": 33451.86, "finance_charge": 4256.48, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL119, VIN 4S4GUHD63T3707964. $558 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,478, before any dealer documentation fee. Amount financed $29,195, including $1,717 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $33,452. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD63T3707964_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4169A, VIN 5UX43DP06R9W19456. Advertised price: $27,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10450.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4AL3AP2HC162172_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 217, "unit": "per_month", "display": "$217/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10450.0, "price_incl_doc": 10450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 217.19, "amount_financed": 11103.13, "sales_tax": 653.13, "total_of_payments": 13031.61, "finance_charge": 1928.48, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4666A, VIN 1N4AL3AP2HC162172. $217 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,450, before any dealer documentation fee. Amount financed $11,103, including $653 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,032. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4AL3AP2HC162172_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 189, "unit": "per_month", "display": "$189/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10450.0, "price_incl_doc": 10450.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 189.24, "amount_financed": 11103.13, "sales_tax": 653.13, "total_of_payments": 13625.57, "finance_charge": 2522.44, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4666A, VIN 1N4AL3AP2HC162172. $189 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,450, before any dealer documentation fee. Amount financed $11,103, including $653 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,626. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1C4PJXCG8RW139851", "title": "2024 Jeep Wrangler Rubicon", "year": 2024, "make": "Jeep", "model": "Wrangler", "trim": "Rubicon", "decoded_trim": "Rubicon", "condition": "used", "price": 39477.0, "msrp": 39477.0, "sale_price": 39477.0, "currency": "USD", "mileage": 30477, "exterior_color": "Firecracker Red Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": 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"engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 39477.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4PJXCG8RW139851.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4pjxcg8rw139851/2024-jeep-wrangler-convertible", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4pjxcg8rw139851/2024-jeep-wrangler-convertible", "canonical_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #E5835A, VIN 1C4PJXCG8RW139851. Advertised price: $39,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJXCG8RW139851_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39477.0, "price_incl_doc": 39477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 984.87, "amount_financed": 41944.31, "sales_tax": 2467.31, "total_of_payments": 47273.81, "finance_charge": 5329.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5835A, VIN 1C4PJXCG8RW139851. $985 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,477, before any dealer documentation fee. Amount financed $41,944, including $2,467 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,274. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXCG8RW139851_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39477.0, "price_incl_doc": 39477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 820.49, "amount_financed": 41944.31, "sales_tax": 2467.31, "total_of_payments": 49229.53, "finance_charge": 7285.22, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5835A, VIN 1C4PJXCG8RW139851. $820 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,477, before any dealer documentation fee. Amount financed $41,944, including $2,467 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,230. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJXCG8RW139851_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1FMCU9G61LUC61159", "title": "2020 Ford Escape SE", "year": 2020, "make": "Ford", "model": "Escape", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 20377.0, "msrp": 20377.0, "sale_price": 20377.0, "currency": "USD", "mileage": 17066, "exterior_color": "Oxford White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu9g61luc61159/2020-ford-escape-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1FMCU9G61LUC61159.html", "json_url": "https://ai.castlecars.com/v/1FMCU9G61LUC61159.json", "markdown_url": "https://ai.castlecars.com/v/1FMCU9G61LUC61159.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu9g61luc61159/2020-ford-escape-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:54.353Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #A10821, VIN 1FMCU9G61LUC61159. Advertised price: $20,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20377.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMCU9G61LUC61159_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20377.0, "price_incl_doc": 20377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.36, "amount_financed": 21650.56, "sales_tax": 1273.56, "total_of_payments": 24401.51, "finance_charge": 2750.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10821, VIN 1FMCU9G61LUC61159. $508 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,377, before any dealer documentation fee. Amount financed $21,651, including $1,274 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,402. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU9G61LUC61159_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20377.0, "price_incl_doc": 20377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.52, "amount_financed": 21650.56, "sales_tax": 1273.56, "total_of_payments": 25411.0, "finance_charge": 3760.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10821, VIN 1FMCU9G61LUC61159. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,377, before any dealer documentation fee. Amount financed $21,651, including $1,274 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,411. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU9G61LUC61159_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20377.0, "price_incl_doc": 20377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.02, "amount_financed": 21650.56, "sales_tax": 1273.56, "total_of_payments": 26569.19, "finance_charge": 4918.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10821, VIN 1FMCU9G61LUC61159. $369 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,377, before any dealer documentation fee. Amount financed $21,651, including $1,274 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,569. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1GKS2CKJ8GR369189", "title": "2016 GMC Yukon Denali", "year": 2016, "make": "GMC", "model": "Yukon", "trim": "Denali", "decoded_trim": "Denali", "condition": "used", "price": 21977.0, "msrp": 21977.0, "sale_price": 21977.0, "currency": "USD", "mileage": 137074, "exterior_color": "White Frost Tricoat", "interior_color": "Cocoa/Dark Atmosphere", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V8 6.2L/378", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "E5777A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 22, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/857cd2b2082d49c1af0f958fe6a49940.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/857cd2b2082d49c1af0f958fe6a49940.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f73ff54396cb408389f04fb681d9760a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ca3c31b294b4e6089a0cc5ef7e10d8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2c7d938df9e44328a266742d788986b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc374e87c9254d2f8779a71f3ac1d640.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1274911eb36d4eedb298391707d4848c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0bb9a5539e68464dbb2e42bdc836413d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb36c177b1b54db0969cba8f1f042761.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20c62aa46d4045418a139b2b73748dbb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e6f0e5196b947bd9bdc893f68a3475a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8fbb3e55510241c1aad75e7e39c9add2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc903fb542e84fb0a7836060104e29d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ebd16292c0454074899832be8ec895af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ad38795e5404d69964d758dbf5fd52f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b7a4329b788f443eb4fadf0f1d00b16f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48bf85e511ca41b6a5f665957ef074d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb886b4eb2f24825a2d3232ce2224e8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d35b53570acc4ffabcf449a708584381.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/739ab85c1ad04b9ab8a4946e0257173c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/70391d4a8c984ffa98c7acc94014b32e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b35cd2b71ad847e497380c510e7046bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a29bbda61e784485b2933ba69006e5e2.jpg"], "vin_decode": {"make": "Gmc", "model": "Yukon", "year": 2016, "trim": "Denali", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "6.2L 8-Cylinder", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 21977.0, "monroney_url": "https://ai.castlecars.com/sticker/1GKS2CKJ8GR369189.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj8gr369189/2016-gmc-yukon-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj8gr369189/2016-gmc-yukon-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1GKS2CKJ8GR369189.html", "json_url": "https://ai.castlecars.com/v/1GKS2CKJ8GR369189.json", "markdown_url": "https://ai.castlecars.com/v/1GKS2CKJ8GR369189.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj8gr369189/2016-gmc-yukon-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:53.660Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #E5777A, VIN 1GKS2CKJ8GR369189. Advertised price: $21,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKS2CKJ8GR369189_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.28, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 26317.51, "finance_charge": 2966.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5777A, VIN 1GKS2CKJ8GR369189. $548 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,318. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2CKJ8GR369189_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.77, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 27406.27, "finance_charge": 4055.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5777A, VIN 1GKS2CKJ8GR369189. $457 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,406. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2CKJ8GR369189_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 398, "unit": "per_month", "display": "$398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 397.99, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 28655.4, "finance_charge": 5304.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #E5777A, VIN 1GKS2CKJ8GR369189. $398 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,655. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262961A, VIN JHLRE4H71BC006184. Advertised price: $12,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 12977.0, "price_incl_doc": 12977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 269.71, "amount_financed": 13788.06, "sales_tax": 811.06, "total_of_payments": 16182.88, "finance_charge": 2394.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262961A, VIN JHLRE4H71BC006184. $270 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $12,977, before any dealer documentation fee. Amount financed $13,788, including $811 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,183. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JHLRE4H71BC006184_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 235, "unit": "per_month", "display": "$235/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 12977.0, "price_incl_doc": 12977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 235.01, "amount_financed": 13788.06, "sales_tax": 811.06, "total_of_payments": 16920.47, "finance_charge": 3132.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262961A, VIN JHLRE4H71BC006184. $235 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $12,977, before any dealer documentation fee. Amount financed $13,788, including $811 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $16,920. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0861, VIN 7MMVAADW9TN150493. Advertised price: $35,524. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35524.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MMVAADW9TN150493_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 886, "unit": "per_month", "display": "$886/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVAADW9TN150493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35524.0, "price_incl_doc": 35524.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.33, "amount_financed": 37744.25, "sales_tax": 2220.25, "total_of_payments": 44299.97, "finance_charge": 6555.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0861, VIN 7MMVAADW9TN150493. $738 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,524, before any dealer documentation fee. Amount financed $37,744, including $2,220 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVAADW9TN150493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35524.0, "price_incl_doc": 35524.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.32, "amount_financed": 37744.25, "sales_tax": 2220.25, "total_of_payments": 46319.09, "finance_charge": 8574.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0861, VIN 7MMVAADW9TN150493. $643 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,524, before any dealer documentation fee. Amount financed $37,744, including $2,220 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,319. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JM3KFBCM4P0168615", "title": "2023 Mazda CX-5 2.5 S Preferred Package", "year": 2023, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Preferred Package", "decoded_trim": "Preferred Package", "condition": "used", "price": 27255.0, "msrp": 27255.0, "sale_price": 27255.0, "currency": "USD", "mileage": 21159, "exterior_color": "Deep Crystal Blue Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262942A, VIN JM3KFBCM4P0168615. Advertised price: $27,255. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,255"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27255.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM4P0168615_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27255.0, "price_incl_doc": 27255.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.96, "amount_financed": 28958.44, "sales_tax": 1703.44, "total_of_payments": 32637.94, "finance_charge": 3679.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $680 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,255, before any dealer documentation fee. Amount financed $28,958, including $1,703 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,638. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM4P0168615_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 566, "unit": "per_month", "display": "$566/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27255.0, "price_incl_doc": 27255.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 566.47, "amount_financed": 28958.44, "sales_tax": 1703.44, "total_of_payments": 33988.17, "finance_charge": 5029.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $566 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,255, before any dealer documentation fee. Amount financed $28,958, including $1,703 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,988. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22773.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 19023.0, "price_incl_doc": 19023.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 474.59, "amount_financed": 20211.94, "sales_tax": 1188.94, "total_of_payments": 22780.1, "finance_charge": 2568.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $475 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,023, before any dealer documentation fee. Amount financed $20,212, including $1,189 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,780. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE7LU135663_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19023.0, "price_incl_doc": 19023.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.38, "amount_financed": 20211.94, "sales_tax": 1188.94, "total_of_payments": 23722.51, "finance_charge": 3510.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $395 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,023, before any dealer documentation fee. Amount financed $20,212, including $1,189 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,723. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE7LU135663_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 344, "unit": "per_month", "display": "$344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19023.0, "price_incl_doc": 19023.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 344.5, "amount_financed": 20211.94, "sales_tax": 1188.94, "total_of_payments": 24803.74, "finance_charge": 4591.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $344 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,023, before any dealer documentation fee. Amount financed $20,212, including $1,189 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,804. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JM3KKBHD7R1164284", "title": "2024 Mazda CX-90 3.3 Turbo Preferred", "year": 2024, "make": "Mazda", "model": "CX-90", "trim": "3.3 Turbo Preferred", "decoded_trim": "Preferred Package", "condition": "used", "price": 30412.0, "msrp": 30412.0, "sale_price": 30412.0, "currency": "USD", "mileage": 32326, "exterior_color": "Rhodium White Premium", "interior_color": "Greige", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 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"engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30412.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kkbhd7r1164284/2024-mazda-cx-90-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kkbhd7r1164284/2024-mazda-cx-90-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/JM3KKBHD7R1164284.html", "json_url": "https://ai.castlecars.com/v/JM3KKBHD7R1164284.json", "markdown_url": "https://ai.castlecars.com/v/JM3KKBHD7R1164284.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kkbhd7r1164284/2024-mazda-cx-90-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:49.836Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262708A, VIN JM3KKBHD7R1164284. Advertised price: $30,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30412.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KKBHD7R1164284_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.72, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 36418.45, "finance_charge": 4105.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,418. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KKBHD7R1164284_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.08, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 37925.08, "finance_charge": 5612.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,925. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KKBHD7R1164284_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.75, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 39653.65, "finance_charge": 7340.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,654. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0832, VIN 2FMPK4J91JBC27853. Advertised price: $13,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2FMPK4J91JBC27853_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 286, "unit": "per_month", "display": "$286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15632.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 325, "unit": "per_month", "display": "$325/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 283, "unit": "per_month", "display": "$283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15632.0, "price_incl_doc": 15632.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 283.09, "amount_financed": 16609.0, "sales_tax": 977.0, "total_of_payments": 20382.28, "finance_charge": 3773.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0844AA, VIN KNDPMCAC3M7928251. $283 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,632, before any dealer documentation fee. Amount financed $16,609, including $977 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,382. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3VW7W7BU3TM062545", "title": "2026 Volkswagen Jetta SE", "year": 2026, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 23990.0, "msrp": 23990.0, "sale_price": 23990.0, "currency": "USD", "mileage": 60, "exterior_color": "Pyrite Silver Metallic", "interior_color": "Grigio/Titan Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4653AA, VIN 3VW7W7BU3TM062545. Advertised price: $23,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW7W7BU3TM062545_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.5, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 28728.09, "finance_charge": 3238.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4653AA, VIN 3VW7W7BU3TM062545. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,728. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7W7BU3TM062545_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.61, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 29916.58, "finance_charge": 4427.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4653AA, VIN 3VW7W7BU3TM062545. $499 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,917. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7W7BU3TM062545_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.45, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 31280.13, "finance_charge": 5790.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4653AA, VIN 3VW7W7BU3TM062545. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,280. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WG1319, VIN 3VVMR7RM7TM011568. Advertised price: $30,995. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30995.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4141XXA, VIN WDDZF4KB2JA348153. Advertised price: $13,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WDDZF4KB2JA348153_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13990.0, "price_incl_doc": 13990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 349.02, "amount_financed": 14864.38, "sales_tax": 874.38, "total_of_payments": 16753.07, "finance_charge": 1888.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4141XXA, VIN WDDZF4KB2JA348153. $349 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,990, before any dealer documentation fee. Amount financed $14,864, including $874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,753. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WDDZF4KB2JA348153_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 291, "unit": "per_month", "display": "$291/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13990.0, "price_incl_doc": 13990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.77, "amount_financed": 14864.38, "sales_tax": 874.38, "total_of_payments": 17446.14, "finance_charge": 2581.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4141XXA, VIN WDDZF4KB2JA348153. $291 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,990, before any dealer documentation fee. Amount financed $14,864, including $874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,446. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WDDZF4KB2JA348153_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 253, "unit": "per_month", "display": "$253/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13990.0, "price_incl_doc": 13990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 253.35, "amount_financed": 14864.38, "sales_tax": 874.38, "total_of_payments": 18241.31, "finance_charge": 3376.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4141XXA, VIN WDDZF4KB2JA348153. $253 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,990, before any dealer documentation fee. Amount financed $14,864, including $874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,241. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5FRYD4H47GB017507", "title": "2016 Acura MDX TECH", "year": 2016, "make": "Acura", "model": "MDX", "trim": "TECH", "decoded_trim": "SH-AWD w/Tech", "condition": "used", "price": 14990.0, "msrp": 14990.0, "sale_price": 14990.0, "currency": "USD", "mileage": 127466, "exterior_color": "White Diamond Pearl", "interior_color": "Parchment", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Premium Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "9-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "WC1866A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 377.63, "photo_count": 7, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/b9214e6b75d24974a2c505aa38999694.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/b9214e6b75d24974a2c505aa38999694.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5889c85b046c45f4a1b4284b1714473f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea683053ddb7425aa1a3a556dababbe5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7b4fe24ffc94fe1b7edcbb4b6adc9ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73b32fd66b744082a62c5860ee47cf1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/888f7d41fbf846f9a7492289a37f6866.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7263de1c48b441e9a95f36293e02fa80.jpg"], "vin_decode": {"make": "Acura", "model": "MDX", "year": 2016, "trim": "SH-AWD w/Tech", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.474057568L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 14990.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5fryd4h47gb017507/2016-acura-mdx-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5fryd4h47gb017507/2016-acura-mdx-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5FRYD4H47GB017507.html", "json_url": "https://ai.castlecars.com/v/5FRYD4H47GB017507.json", "markdown_url": "https://ai.castlecars.com/v/5FRYD4H47GB017507.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5fryd4h47gb017507/2016-acura-mdx-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:43.840Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1866A, VIN 5FRYD4H47GB017507. Advertised price: $14,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FRYD4H47GB017507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.97, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 17950.57, "finance_charge": 2023.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1866A, VIN 5FRYD4H47GB017507. $374 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,951. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FRYD4H47GB017507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 312, "unit": "per_month", "display": "$312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.55, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 18693.19, "finance_charge": 2766.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1866A, VIN 5FRYD4H47GB017507. $312 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,693. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FRYD4H47GB017507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 271, "unit": "per_month", "display": "$271/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 271.46, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 19545.19, "finance_charge": 3618.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1866A, VIN 5FRYD4H47GB017507. $271 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,545. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "3C4NJDBN9PT555237", "title": "2023 Jeep Compass Latitude", "year": 2023, "make": "Jeep", "model": "Compass", "trim": "Latitude", "decoded_trim": "North, Latitude", "condition": "used", "price": 25277.0, "msrp": 25277.0, "sale_price": 25277.0, "currency": "USD", "mileage": 19662, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #A10815, VIN 3C4NJDBN9PT555237. Advertised price: $25,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FPYK3F77NB018269_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "3MZBM1X71GM264192", "title": "2016 Mazda MAZDA3 i Grand Touring", "year": 2016, "make": "Mazda", "model": "MAZDA3", "trim": "i Grand Touring", "decoded_trim": "SE", "condition": "used", "price": 16990.0, "msrp": 16990.0, "sale_price": 16990.0, "currency": "USD", "mileage": 33215, "exterior_color": "Blue Reflex Mica", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4404AA, VIN 3MZBM1X71GM264192. Advertised price: $16,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gtuufel1pg333647/2023-gmc-sierra-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/3GTUUFEL1PG333647.html", "json_url": "https://ai.castlecars.com/v/3GTUUFEL1PG333647.json", "markdown_url": "https://ai.castlecars.com/v/3GTUUFEL1PG333647.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gtuufel1pg333647/2023-gmc-sierra-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:40.761Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5749A, VIN 3GTUUFEL1PG333647. Advertised price: $57,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GTUUFEL1PG333647_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1436, "unit": "per_month", "display": "$1,436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 57577.0, "price_incl_doc": 57577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1436.43, "amount_financed": 61175.56, "sales_tax": 3598.56, "total_of_payments": 68948.61, "finance_charge": 7773.05, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5749A, VIN 3GTUUFEL1PG333647. $1,436 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $57,577, before any dealer documentation fee. Amount financed $61,176, including $3,599 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $68,949. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTUUFEL1PG333647_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1197, "unit": "per_month", "display": "$1,197/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 57577.0, "price_incl_doc": 57577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1196.68, "amount_financed": 61175.56, "sales_tax": 3598.56, "total_of_payments": 71801.01, "finance_charge": 10625.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5749A, VIN 3GTUUFEL1PG333647. $1,197 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $57,577, before any dealer documentation fee. Amount financed $61,176, including $3,599 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $71,801. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTUUFEL1PG333647_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1043, "unit": "per_month", "display": "$1,043/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 57577.0, "price_incl_doc": 57577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1042.69, "amount_financed": 61175.56, "sales_tax": 3598.56, "total_of_payments": 75073.59, "finance_charge": 13898.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5749A, VIN 3GTUUFEL1PG333647. $1,043 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $57,577, before any dealer documentation fee. Amount financed $61,176, including $3,599 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $75,074. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26590.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 398.59, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19132.5, "finance_charge": 2156.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J4737A, VIN 1C4RJFJG1GC337837. $399 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,132. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJG1GC337837_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.07, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 19924.01, "finance_charge": 2948.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J4737A, VIN 1C4RJFJG1GC337837. $332 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,924. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFJG1GC337837_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 289, "unit": "per_month", "display": "$289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15977.0, "price_incl_doc": 15977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 289.33, "amount_financed": 16975.56, "sales_tax": 998.56, "total_of_payments": 20832.11, "finance_charge": 3856.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J4737A, VIN 1C4RJFJG1GC337837. $289 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,977, before any dealer documentation fee. Amount financed $16,976, including $999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,832. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1C4JJXP67MW660771", "title": "2021 Jeep Wrangler 4xe Unlimited Sahara High Altitude", "year": 2021, "make": "Jeep", "model": "Wrangler 4xe", "trim": "Unlimited Sahara High Altitude", "decoded_trim": "Unlimited Sahara 4XE", "condition": "used", "price": 21777.0, "msrp": 21777.0, "sale_price": 21777.0, "currency": "USD", "mileage": 116258, "exterior_color": "Billet Silver Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", 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because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #CK598, VIN 1C4JJXP67MW660771. Advertised price: $21,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4JJXP67MW660771_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21777.0, "price_incl_doc": 21777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.29, "amount_financed": 23138.06, "sales_tax": 1361.06, "total_of_payments": 26078.01, "finance_charge": 2939.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK598, VIN 1C4JJXP67MW660771. $543 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,777, before any dealer documentation fee. Amount financed $23,138, including $1,361 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,078. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXP67MW660771_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21777.0, "price_incl_doc": 21777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.61, "amount_financed": 23138.06, "sales_tax": 1361.06, "total_of_payments": 27156.86, "finance_charge": 4018.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK598, VIN 1C4JJXP67MW660771. $453 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,777, before any dealer documentation fee. Amount financed $23,138, including $1,361 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,157. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXP67MW660771_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "3VW5X7BU7SM048330", "title": "2025 Volkswagen Jetta S", "year": 2025, "make": "Volkswagen", "model": "Jetta", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 19990.0, "msrp": 19990.0, "sale_price": 19990.0, "currency": "USD", "mileage": 2017, "exterior_color": "Pure White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1850, VIN 3VW5X7BU7SM048330. Advertised price: $19,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW5X7BU7SM048330_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19990.0, "price_incl_doc": 19990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.71, "amount_financed": 21239.38, "sales_tax": 1249.38, "total_of_payments": 23938.08, "finance_charge": 2698.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1850, VIN 3VW5X7BU7SM048330. $499 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,990, before any dealer documentation fee. Amount financed $21,239, including $1,249 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,938. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW5X7BU7SM048330_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19990.0, "price_incl_doc": 19990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.47, "amount_financed": 21239.38, "sales_tax": 1249.38, "total_of_payments": 24928.4, "finance_charge": 3689.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1850, VIN 3VW5X7BU7SM048330. $415 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,990, before any dealer documentation fee. Amount financed $21,239, including $1,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,928. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW5X7BU7SM048330_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 362, "unit": "per_month", "display": "$362/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19990.0, "price_incl_doc": 19990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 362.01, "amount_financed": 21239.38, "sales_tax": 1249.38, "total_of_payments": 26064.6, "finance_charge": 4825.22, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1850, VIN 3VW5X7BU7SM048330. $362 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,990, before any dealer documentation fee. Amount financed $21,239, including $1,249 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,065. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "1C6SRFJT2NN296537", "title": "2022 RAM 1500 Laramie", "year": 2022, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "used", "price": 35977.0, "msrp": 35977.0, "sale_price": 35977.0, "currency": "USD", "mileage": 82194, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "R5855A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/16d2a59053984ce68a55b8e7370bf751.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/16d2a59053984ce68a55b8e7370bf751.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e3d895cc89894bf8a3b76f377b3f3b57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e82a2aad5d6486999646ed96cb412e5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b23b8e20a044348ad9ae552f5469f53.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50339a86df644748bcecdb0ea1851a51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb8213fe9d5f47aa95aa7032c3fc8a82.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9a361de9444c4f748dc3ca1f59afbde4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a42c9aba1ebd449fbe8c39c3b2293142.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2022, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35977.0, "monroney_url": "https://ai.castlecars.com/sticker/1C6SRFJT2NN296537.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt2nn296537/2022-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt2nn296537/2022-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFJT2NN296537.html", "json_url": "https://ai.castlecars.com/v/1C6SRFJT2NN296537.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFJT2NN296537.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt2nn296537/2022-ram-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:37.878Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5855A, VIN 1C6SRFJT2NN296537. Advertised price: $35,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT2NN296537_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 897.55, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 43082.55, "finance_charge": 4856.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5855A, VIN 1C6SRFJT2NN296537. $898 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,083. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT2NN296537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.75, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 44864.88, "finance_charge": 6639.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5855A, VIN 1C6SRFJT2NN296537. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,865. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT2NN296537_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35977.0, "price_incl_doc": 35977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.52, "amount_financed": 38225.56, "sales_tax": 2248.56, "total_of_payments": 46909.75, "finance_charge": 8684.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5855A, VIN 1C6SRFJT2NN296537. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,977, before any dealer documentation fee. Amount financed $38,226, including $2,249 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,910. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1FTEW1EP4NKD25620", "title": "2022 Ford F-150 XL", "year": 2022, "make": "Ford", "model": "F-150", "trim": "XL", "decoded_trim": "SuperCrew", "condition": "used", "price": 36377.0, "msrp": 36377.0, "sale_price": 36377.0, "currency": "USD", "mileage": 17156, "exterior_color": "Oxford White", "interior_color": "Black W/Medium Dark Slate", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.7L V6 EcoBoost", "engine_displacement_l": 2.7, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "JK998", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6296387d-db8e-4e6c-8fb3-5664ff0fd1fd.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6296387d-db8e-4e6c-8fb3-5664ff0fd1fd.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4f6d20ce-efbd-4a14-a72d-4fedc070a26e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/15ffef7e-c030-4212-92ea-5b47ac3e6a98.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0d41c75f-e871-42a5-a68a-91e46f7c8303.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/76d704b6-ed6f-4024-bfe4-b97bc7769c46.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0bb9a780-fa6d-41f2-9c0e-cd418b63b1d9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e81251fb-59a5-4455-bcff-eaa9c084af6a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a2696fdb-6693-4756-9a8d-41e57e2b43f2.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0766f5b5-a7ff-4eb4-a774-f767ee27765d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4c91efe6-7acf-428c-9f6c-93d5d42d1741.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/97725b20-9105-4d1c-927d-8fcdc6f2a9fc.jpeg"], "vin_decode": {"make": "Ford", "model": "F-150", "year": 2022, "trim": "SuperCrew", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.7L 6-Cylinder V-Shaped", "engine_displacement_l": 2.7, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36377.0, "monroney_url": "https://ai.castlecars.com/sticker/1FTEW1EP4NKD25620.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1FTEW1EP4NKD25620.html", "json_url": "https://ai.castlecars.com/v/1FTEW1EP4NKD25620.json", "markdown_url": "https://ai.castlecars.com/v/1FTEW1EP4NKD25620.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1ftew1ep4nkd25620/2022-ford-f-150-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:36.839Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK998, VIN 1FTEW1EP4NKD25620. Advertised price: $36,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36377.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTEW1EP4NKD25620_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 907.53, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 43561.55, "finance_charge": 4910.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $908 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,562. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EP4NKD25620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.06, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 45363.69, "finance_charge": 6713.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $756 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,364. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EP4NKD25620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36377.0, "price_incl_doc": 36377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.77, "amount_financed": 38650.56, "sales_tax": 2273.56, "total_of_payments": 47431.3, "finance_charge": 8780.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK998, VIN 1FTEW1EP4NKD25620. $659 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,377, before any dealer documentation fee. Amount financed $38,651, including $2,274 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,431. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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"https://www.castlecars.com/viewdetails/used/1c6srflt0nn412654/2022-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srflt0nn412654/2022-ram-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFLT0NN412654.html", "json_url": "https://ai.castlecars.com/v/1C6SRFLT0NN412654.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFLT0NN412654.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srflt0nn412654/2022-ram-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:36.693Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC465, VIN 1C6SRFLT0NN412654. Advertised price: $38,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT0NN412654_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 962.42, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 46196.06, "finance_charge": 5208.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC465, VIN 1C6SRFLT0NN412654. $962 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,196. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT0NN412654_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.79, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 48107.19, "finance_charge": 7119.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC465, VIN 1C6SRFLT0NN412654. $802 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,107. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT0NN412654_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.61, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 50299.84, "finance_charge": 9311.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC465, VIN 1C6SRFLT0NN412654. $699 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1C6SRFFT8KN776327", "title": "2019 RAM 1500 Big Horn/Lone Star", "year": 2019, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn/Lonestar", "condition": "used", "price": 23477.0, "msrp": 23477.0, "sale_price": 23477.0, "currency": "USD", "mileage": 138837, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "R5867B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1c6d264075274c3cb27d25537d6013ab.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1c6d264075274c3cb27d25537d6013ab.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/06a7cb78f82943d9b980f165ee79b06d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/278db5622fdf409b93904c8b7d4cc728.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d51b0e4c0c44dfcb5ca7282c1c54c00.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a2a6c253d3724ad18a75d0fac0a1fc98.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/27805154b71a45b3b3c43949155c795e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a815076ae2047d28c674f22ac4cb46b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/88b7f86a85534f688b06b1b2f51f5d4b.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2019, "trim": "Big Horn/Lonestar", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 23477.0, "monroney_url": "https://ai.castlecars.com/sticker/1C6SRFFT8KN776327.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfft8kn776327/2019-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfft8kn776327/2019-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFFT8KN776327.html", "json_url": "https://ai.castlecars.com/v/1C6SRFFT8KN776327.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFFT8KN776327.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfft8kn776327/2019-ram-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:36.692Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5867B, VIN 1C6SRFFT8KN776327. Advertised price: $23,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT8KN776327_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23477.0, "price_incl_doc": 23477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 585.7, "amount_financed": 24944.31, "sales_tax": 1467.31, "total_of_payments": 28113.77, "finance_charge": 3169.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5867B, VIN 1C6SRFFT8KN776327. $586 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,477, before any dealer documentation fee. Amount financed $24,944, including $1,467 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,114. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT8KN776327_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 488, "unit": "per_month", "display": "$488/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23477.0, "price_incl_doc": 23477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 487.95, "amount_financed": 24944.31, "sales_tax": 1467.31, "total_of_payments": 29276.83, "finance_charge": 4332.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5867B, VIN 1C6SRFFT8KN776327. $488 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,477, before any dealer documentation fee. Amount financed $24,944, including $1,467 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,277. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT8KN776327_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 425, "unit": "per_month", "display": "$425/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23477.0, "price_incl_doc": 23477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.16, "amount_financed": 24944.31, "sales_tax": 1467.31, "total_of_payments": 30611.23, "finance_charge": 5666.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R5867B, VIN 1C6SRFFT8KN776327. $425 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,477, before any dealer documentation fee. Amount financed $24,944, including $1,467 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,611. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1C6SRFLT1NN421203", "title": "2022 RAM 1500 Rebel", "year": 2022, "make": "RAM", "model": "1500", "trim": "Rebel", "decoded_trim": "Rebel, Sport 2TL Pkg/Rebel 2TW Pkg", "condition": "used", "price": 37577.0, "msrp": 37577.0, "sale_price": 37577.0, "currency": "USD", "mileage": 67979, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 18577.0, "price_incl_doc": 18577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.46, "amount_financed": 19738.06, "sales_tax": 1161.06, "total_of_payments": 22246.0, "finance_charge": 2507.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5086A, VIN 3C4NJDBN5PT517021. $463 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,577, before any dealer documentation fee. Amount financed $19,738, including $1,161 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,246. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDBN5PT517021_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18577.0, "price_incl_doc": 18577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.11, "amount_financed": 19738.06, "sales_tax": 1161.06, "total_of_payments": 23166.32, "finance_charge": 3428.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5086A, VIN 3C4NJDBN5PT517021. $386 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,577, before any dealer documentation fee. Amount financed $19,738, including $1,161 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,166. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDBN5PT517021_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 336, "unit": "per_month", "display": "$336/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18577.0, "price_incl_doc": 18577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 336.42, "amount_financed": 19738.06, "sales_tax": 1161.06, "total_of_payments": 24222.21, "finance_charge": 4484.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5086A, VIN 3C4NJDBN5PT517021. $336 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,577, before any dealer documentation fee. Amount financed $19,738, including $1,161 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,222. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "2C3CDZFJ9LH247348", "title": "2020 Dodge Challenger R/T Scat Pack", "year": 2020, "make": "Dodge", "model": "Challenger", "trim": "R/T Scat Pack", "decoded_trim": "R/T SCAT PACK", "condition": "used", "price": 37888.0, "msrp": 37888.0, "sale_price": 37888.0, "currency": "USD", "mileage": 55111, "exterior_color": "Go Mango", "interior_color": "Black", "drivetrain": "RWD", "body_style": "2dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "Premium Unleaded V-8 6.4 L/392", "engine_displacement_l": 6.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "M260309B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/aea53d054a60428bbe4beece4d5a8526.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/aea53d054a60428bbe4beece4d5a8526.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77eede456da148f1b8c39aae758b4059.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b3291a509a8b47fd9627ab518e22a7c7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39fab24b83c345918cbef91d9151b080.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/19048f961c3e4722b201ea4974b0b51b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c8a85c2a5294667aab936c5c2ccb594.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f16d502778647d8a312bf37ebcfab92.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8e3545c969444874ab25365b1558b7a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef27a0306e9c466f905f5d2d3a1f1376.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4dde6c48700b47318f2e80677eb315e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/16a11aa40cb54139838e29d2ac55c6a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78a1b55e25704d36a454462c98e0699a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e19c0e498b53456b8c989837e1194dcb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26ed23154ec94146b7058f66c39d884a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f46404e7a52a406c9d2ad163b0d65d1a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdc4080edb6645de93926c1bb3ff5005.jpg"], "vin_decode": {"make": "Dodge", "model": "Challenger", "year": 2020, "trim": "R/T SCAT PACK", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "6.4L 8-Cylinder V-Shaped", "engine_displacement_l": 6.4, "cylinders": 8, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37888.0, "monroney_url": "https://ai.castlecars.com/sticker/2C3CDZFJ9LH247348.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdzfj9lh247348/2020-dodge-challenger-2dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdzfj9lh247348/2020-dodge-challenger-2dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/2C3CDZFJ9LH247348.html", "json_url": "https://ai.castlecars.com/v/2C3CDZFJ9LH247348.json", "markdown_url": "https://ai.castlecars.com/v/2C3CDZFJ9LH247348.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdzfj9lh247348/2020-dodge-challenger-2dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:34.226Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260309B, VIN 2C3CDZFJ9LH247348. Advertised price: $37,888. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,888"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37888.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDZFJ9LH247348_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 927, "unit": "per_month", "display": "$927/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37888.0, "price_incl_doc": 37888.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 926.88, "amount_financed": 40256.0, "sales_tax": 2368.0, "total_of_payments": 44490.48, "finance_charge": 4234.48, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $927 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $37,888, before any dealer documentation fee. Amount financed $40,256, including $2,368 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $44,490. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZFJ9LH247348_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37888.0, "price_incl_doc": 37888.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.75, "amount_financed": 40256.0, "sales_tax": 2368.0, "total_of_payments": 46125.04, "finance_charge": 5869.04, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $769 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,888, before any dealer documentation fee. Amount financed $40,256, including $2,368 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,125. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDZFJ9LH247348_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 667, "unit": "per_month", "display": "$667/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37888.0, "price_incl_doc": 37888.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 666.97, "amount_financed": 40256.0, "sales_tax": 2368.0, "total_of_payments": 48021.71, "finance_charge": 7765.71, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260309B, VIN 2C3CDZFJ9LH247348. $667 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $37,888, before any dealer documentation fee. Amount financed $40,256, including $2,368 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $48,022. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1GKKNLLSXPZ168666", "title": "2023 GMC Acadia AT4", "year": 2023, "make": "GMC", "model": "Acadia", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 33490.0, "msrp": 33490.0, "sale_price": 33490.0, "currency": "USD", "mileage": 33896, "exterior_color": "Ebony Twilight Metallic", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260374A, VIN 1GKKNLLSXPZ168666. Advertised price: $33,490. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33490.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKKNLLSXPZ168666_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33490.0, "price_incl_doc": 33490.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 819.29, "amount_financed": 35583.13, "sales_tax": 2093.13, "total_of_payments": 39326.07, "finance_charge": 3742.94, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260374A, VIN 1GKKNLLSXPZ168666. $819 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $33,490, before any dealer documentation fee. Amount financed $35,583, including $2,093 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $39,326. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKKNLLSXPZ168666_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33490.0, "price_incl_doc": 33490.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.51, "amount_financed": 35583.13, "sales_tax": 2093.13, "total_of_payments": 40770.89, "finance_charge": 5187.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260374A, VIN 1GKKNLLSXPZ168666. $680 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $33,490, before any dealer documentation fee. Amount financed $35,583, including $2,093 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $40,771. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3MVDMBCM2RM663420", "title": "2024 Mazda CX-30 2.5 S Carbon Edition", "year": 2024, "make": "Mazda", "model": "CX-30", "trim": "2.5 S Carbon Edition", "decoded_trim": "Preferred Package", "condition": "used", "price": 24997.0, "msrp": 24997.0, "sale_price": 24997.0, "currency": "USD", "mileage": 40154, "exterior_color": "Polymetal Gray Metallic", "interior_color": "Red", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "WC1888", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 377.63, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/761909d38ed4402fbb1d4218562475fe.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/761909d38ed4402fbb1d4218562475fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1da06179b3c484ab7461d21e055d96e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d85b9d0dcc454971b4266ef242630f18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1db09c4ea2574ccfbf296ed69bad4e8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71b8b5755a4044d1b7918e7d876851a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20e12a2f66d2432dac8f143f13e375db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3884be438844da58e653d0c1f2c8f76.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c138d403bbe3439a833738772e00b45a.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-30", "year": 2024, "trim": "Preferred Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24997.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3mvdmbcm2rm663420/2024-mazda-cx-30-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3mvdmbcm2rm663420/2024-mazda-cx-30-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3MVDMBCM2RM663420.html", "json_url": "https://ai.castlecars.com/v/3MVDMBCM2RM663420.json", "markdown_url": "https://ai.castlecars.com/v/3MVDMBCM2RM663420.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3mvdmbcm2rm663420/2024-mazda-cx-30-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:33.488Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1888, VIN 3MVDMBCM2RM663420. Advertised price: $24,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBCM2RM663420_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.62, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 29933.97, "finance_charge": 3374.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1888, VIN 3MVDMBCM2RM663420. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,934. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBCM2RM663420_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.54, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 31172.34, "finance_charge": 4613.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1888, VIN 3MVDMBCM2RM663420. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,172. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBCM2RM663420_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.68, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 32593.13, "finance_charge": 6033.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1888, VIN 3MVDMBCM2RM663420. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,593. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "WA1CAAGE2RB010610", "title": "2024 Audi Q8 e-tron Sportback S line Premium Plus", "year": 2024, "make": "Audi", "model": "Q8 e-tron Sportback", "trim": "S line Premium Plus", "decoded_trim": "quattro Preminum Plus", "condition": "used", "price": 44990.0, "msrp": 44990.0, "sale_price": 44990.0, "currency": "USD", "mileage": 16541, "exterior_color": "Glacier White Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", 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OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/wa1caage2rb010610/2024-audi-q8-e-tron-sportback-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/WA1CAAGE2RB010610.html", "json_url": "https://ai.castlecars.com/v/WA1CAAGE2RB010610.json", "markdown_url": "https://ai.castlecars.com/v/WA1CAAGE2RB010610.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/wa1caage2rb010610/2024-audi-q8-e-tron-sportback-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:33.083Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1880, VIN WA1CAAGE2RB010610. Advertised price: $44,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1CAAGE2RB010610_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1122, "unit": "per_month", "display": "$1,122/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 44990.0, "price_incl_doc": 44990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1122.41, "amount_financed": 47801.88, "sales_tax": 2811.88, "total_of_payments": 53875.65, "finance_charge": 6073.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1880, VIN WA1CAAGE2RB010610. $1,122 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,990, before any dealer documentation fee. Amount financed $47,802, including $2,812 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,876. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CAAGE2RB010610_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 44990.0, "price_incl_doc": 44990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 935.07, "amount_financed": 47801.88, "sales_tax": 2811.88, "total_of_payments": 56104.49, "finance_charge": 8302.61, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1880, VIN WA1CAAGE2RB010610. $935 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,990, before any dealer documentation fee. Amount financed $47,802, including $2,812 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,104. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CAAGE2RB010610_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 815, "unit": "per_month", "display": "$815/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 44990.0, "price_incl_doc": 44990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 814.75, "amount_financed": 47801.88, "sales_tax": 2811.88, "total_of_payments": 58661.64, "finance_charge": 10859.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1880, VIN WA1CAAGE2RB010610. $815 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,990, before any dealer documentation fee. Amount financed $47,802, including $2,812 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,662. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gt19me76lf188774/2020-gmc-sierra-2500hd-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1GT19ME76LF188774.html", "json_url": "https://ai.castlecars.com/v/1GT19ME76LF188774.json", "markdown_url": "https://ai.castlecars.com/v/1GT19ME76LF188774.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gt19me76lf188774/2020-gmc-sierra-2500hd-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:32.433Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M250545C, VIN 1GT19ME76LF188774. Advertised price: $40,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT19ME76LF188774_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40997.0, "price_incl_doc": 40997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1002.94, "amount_financed": 43559.31, "sales_tax": 2562.31, "total_of_payments": 48141.26, "finance_charge": 4581.95, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250545C, VIN 1GT19ME76LF188774. $1,003 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $40,997, before any dealer documentation fee. Amount financed $43,559, including $2,562 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $48,141. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT19ME76LF188774_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 832, "unit": "per_month", "display": "$832/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40997.0, "price_incl_doc": 40997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.83, "amount_financed": 43559.31, "sales_tax": 2562.31, "total_of_payments": 49909.94, "finance_charge": 6350.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M250545C, VIN 1GT19ME76LF188774. $832 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $40,997, before any dealer documentation fee. Amount financed $43,559, including $2,562 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $49,910. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 54997.0, "price_incl_doc": 54997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1345.44, "amount_financed": 58434.31, "sales_tax": 3437.31, "total_of_payments": 64580.94, "finance_charge": 6146.63, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260399A, VIN 1GNSKFKL1PR453019. $1,345 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $54,997, before any dealer documentation fee. Amount financed $58,434, including $3,437 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $64,581. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKFKL1PR453019_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1116, "unit": "per_month", "display": "$1,116/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54997.0, "price_incl_doc": 54997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1115.89, "amount_financed": 58434.31, "sales_tax": 3437.31, "total_of_payments": 66953.61, "finance_charge": 8519.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260399A, VIN 1GNSKFKL1PR453019. $1,116 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,997, before any dealer documentation fee. Amount financed $58,434, including $3,437 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,954. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKFKL1PR453019_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54997.0, "price_incl_doc": 54997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.15, "amount_financed": 58434.31, "sales_tax": 3437.31, "total_of_payments": 69706.76, "finance_charge": 11272.45, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260399A, VIN 1GNSKFKL1PR453019. $968 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,997, before any dealer documentation fee. Amount financed $58,434, including $3,437 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,707. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1GT4UPE75TF160879", "title": "2026 GMC Sierra 2500HD AT4", "year": 2026, "make": "GMC", "model": "Sierra 2500HD", "trim": "AT4", "decoded_trim": "AT4", "condition": "used", "price": 68997.0, "msrp": 68997.0, "sale_price": 68997.0, "currency": "USD", "mileage": 2555, "exterior_color": "Onyx Black", "interior_color": "Jet Black with Kalahari accents", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gt4upe75tf160879/2026-gmc-sierra-2500hd-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1GT4UPE75TF160879.html", "json_url": "https://ai.castlecars.com/v/1GT4UPE75TF160879.json", "markdown_url": "https://ai.castlecars.com/v/1GT4UPE75TF160879.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gt4upe75tf160879/2026-gmc-sierra-2500hd-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:31.556Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260370A, VIN 1GT4UPE75TF160879. Advertised price: $68,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT4UPE75TF160879_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1688, "unit": "per_month", "display": "$1,688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 68997.0, "price_incl_doc": 68997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1687.93, "amount_financed": 73309.31, "sales_tax": 4312.31, "total_of_payments": 81020.62, "finance_charge": 7711.31, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260370A, VIN 1GT4UPE75TF160879. $1,688 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $68,997, before any dealer documentation fee. Amount financed $73,309, including $4,312 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $81,021. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT4UPE75TF160879_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1400, "unit": "per_month", "display": "$1,400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 68997.0, "price_incl_doc": 68997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1399.95, "amount_financed": 73309.31, "sales_tax": 4312.31, "total_of_payments": 83997.28, "finance_charge": 10687.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260370A, VIN 1GT4UPE75TF160879. $1,400 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $68,997, before any dealer documentation fee. Amount financed $73,309, including $4,312 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $83,997. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT4UPE75TF160879_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1215, "unit": "per_month", "display": "$1,215/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 68997.0, "price_incl_doc": 68997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1214.6, "amount_financed": 73309.31, "sales_tax": 4312.31, "total_of_payments": 87451.27, "finance_charge": 14141.96, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260370A, VIN 1GT4UPE75TF160879. $1,215 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $68,997, before any dealer documentation fee. Amount financed $73,309, including $4,312 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $87,451. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "KMHLS4DGXTU174785", "title": "2026 Hyundai Elantra SEL Sport Premium", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "SEL Sport Premium", "decoded_trim": "SEL Sport Premium", "condition": "used", "price": 23994.0, "msrp": 23994.0, "sale_price": 23994.0, "currency": "USD", "mileage": 31, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260477X", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 21, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/41295109f019425bbe29e5f6988fdd94.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/41295109f019425bbe29e5f6988fdd94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ca55f30127034ac7920d60a70a9eca26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ea1975313fc41288d9c151076345cff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c12aeae9ee0465f81d5dd4f7edde993.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13de460fa9554900947757f8a96e344c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc5c26d9bc1341a9991835bd07b384d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a1dfc6691cd431fa81fdee98fed75a7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e858ae09b3864ec6a2051cddae874b72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56378a1fe637476186a9a7939ef3e95f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c4e2b287b0d44e9bad87bf63b4ec1cf2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a8e4763bc8d04a8887d4149de0c0f5ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b492ebb0abcb4915ad2ff098a74005b1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7570b6b0ec5e4ee49aa7bee4a1d2adc0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/09c5f339b24a439e8ad5264afe65a23e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ea1f58a4fa7741e8b0923554cacbe69d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ad706f464294a19b5893f9c77f12870.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60cba5710a7146378ea7244ce2cc01d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f15aed0ff144af58a9fcf5845362434.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0edf7d8e33134f798388de4136f3d7a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/835d94b3205f410cac6b079e9de326e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ef2b9ba4ef8642e5a4d00d5b65e8a4c5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 23994.0, "monroney_url": "https://ai.castlecars.com/sticker/KMHLS4DGXTU174785.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhls4dgxtu174785/2026-hyundai-elantra-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhls4dgxtu174785/2026-hyundai-elantra-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/KMHLS4DGXTU174785.html", "json_url": "https://ai.castlecars.com/v/KMHLS4DGXTU174785.json", "markdown_url": "https://ai.castlecars.com/v/KMHLS4DGXTU174785.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kmhls4dgxtu174785/2026-hyundai-elantra-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:28.971Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260477X, VIN KMHLS4DGXTU174785. Advertised price: $23,994. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,994"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23994.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU174785_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.6, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 28732.88, "finance_charge": 3239.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $599 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,733. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU174785_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.69, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 29921.56, "finance_charge": 4427.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $499 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,922. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU174785_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 435, "unit": "per_month", "display": "$435/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23994.0, "price_incl_doc": 23994.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.52, "amount_financed": 25493.63, "sales_tax": 1499.63, "total_of_payments": 31285.34, "finance_charge": 5791.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260477X, VIN KMHLS4DGXTU174785. $435 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,994, before any dealer documentation fee. Amount financed $25,494, including $1,500 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,285. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "5XYK6CDF9TG381918", "title": "2026 Kia Sportage X-Line", "year": 2026, "make": "Kia", "model": "Sportage", "trim": "X-Line", "decoded_trim": "X-LINE", "condition": "used", "price": 30808.0, "msrp": 34790.0, "sale_price": 30808.0, "currency": "USD", "mileage": 4477, "exterior_color": "Ebony Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MK260154", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 28, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f6cad864b4c444858533000f0fef163f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f6cad864b4c444858533000f0fef163f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b68905a8e8514d218661b9330a9691b9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20d01677ca7a466dbc069cfcd6957a6f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da6cf98c78314f17903bde534b4b1aee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3289ca9d723a4723b31324ca51b2ce3d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/757a602478e043c3b63076ec77ac3e4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ee6688cf778545ce8c604354da3a89a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1e2716aacb84000b5fabfa3603dde36.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6779fdb0173422db4518aeb900aa6b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c0cac02e7d04bc2991f4ceedc8cf994.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ae13764907d142e7b1f2efffce1fbce0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8e5aaf962e374a7e845b511295aa102e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e8c79ca37ab48bbb9513d96d5926578.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d1f2a4d0bc144028241aef8b359d828.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc300eb2dfbb4ba29a299b7358f9c852.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4bc0b86a20174fbdbaa05779b9394fd5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbc47b3de793491daa66735547d13c5b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d06b9559aa1d46069a0716172cbcaafd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58bc88a61c6f491e98b8ae0fc4811160.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcd244cd72c04c15bb4a08efea79b3a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52a53912ea0248eca8abecf6a1f450d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cfd7ceda14244427b1308d0c57554cd5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d1688e142a54aadac91ba3369a4d293.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf4d597303784d7a89bb70383f8e5005.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d5e5f37266b4adc818deb07f05d7cc1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d9e6d4c43ef410995a3c71fe35a9a81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/22f71858b5a44d6c9d1dde8515d8a9ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1a14dc3ab1340dab4cdc7e9855113c6.jpg"], "vin_decode": {"make": "Kia", "model": "Sportage", "year": 2026, "trim": "X-LINE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34790.0, "monroney_url": "https://ai.castlecars.com/sticker/5XYK6CDF9TG381918.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5xyk6cdf9tg381918/2026-kia-sportage-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260154, VIN 5XYK6CDF9TG381918. Advertised price: $30,808. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,808"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30808.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CDF9TG381918_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30808.0, "price_incl_doc": 30808.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 753.68, "amount_financed": 32733.5, "sales_tax": 1925.5, "total_of_payments": 36176.69, "finance_charge": 3443.19, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $754 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $30,808, before any dealer documentation fee. Amount financed $32,734, including $1,926 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,177. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9TG381918_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30808.0, "price_incl_doc": 30808.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.1, "amount_financed": 32733.5, "sales_tax": 1925.5, "total_of_payments": 37505.81, "finance_charge": 4772.31, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $625 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $30,808, before any dealer documentation fee. Amount financed $32,734, including $1,926 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $37,506. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9TG381918_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 542, "unit": "per_month", "display": "$542/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30808.0, "price_incl_doc": 30808.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.33, "amount_financed": 32733.5, "sales_tax": 1925.5, "total_of_payments": 39048.06, "finance_charge": 6314.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260154, VIN 5XYK6CDF9TG381918. $542 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $30,808, before any dealer documentation fee. Amount financed $32,734, including $1,926 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $39,048. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "5XYZT3LB5HG405810", "title": "2017 Hyundai Santa Fe Sport 2.4L", "year": 2017, "make": "Hyundai", "model": "Santa Fe Sport", "trim": "2.4L", "decoded_trim": "Base", "condition": "used", "price": 10499.0, "msrp": 10499.0, "sale_price": 10499.0, "currency": "USD", "mileage": 114437, "exterior_color": "Serrano Red", "interior_color": "Beige", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1046A, VIN 5XYZT3LB5HG405810. Advertised price: $10,499. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,499"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10499.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYZT3LB5HG405810_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 262, "unit": "per_month", "display": "$262/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Not an offer to lend.", "inputs": {"selling_price": 10499.0, "price_incl_doc": 10499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 218.21, "amount_financed": 11155.19, "sales_tax": 656.19, "total_of_payments": 13092.71, "finance_charge": 1937.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $218 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,499, before any dealer documentation fee. Amount financed $11,155, including $656 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,093. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYZT3LB5HG405810_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 190, "unit": "per_month", "display": "$190/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41500.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCPYFED7NG181879_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41500.0, "price_incl_doc": 41500.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.34, "amount_financed": 44093.75, "sales_tax": 2593.75, "total_of_payments": 49696.36, "finance_charge": 5602.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2909, VIN 3GCPYFED7NG181879. $1,035 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,500, before any dealer documentation fee. Amount financed $44,094, including $2,594 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,696. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCPYFED7NG181879_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41500.0, "price_incl_doc": 41500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.54, "amount_financed": 44093.75, "sales_tax": 2593.75, "total_of_payments": 51752.3, "finance_charge": 7658.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2909, VIN 3GCPYFED7NG181879. $863 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,500, before any dealer documentation fee. Amount financed $44,094, including $2,594 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,752. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCPYFED7NG181879_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 752, "unit": "per_month", "display": "$752/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41500.0, "price_incl_doc": 41500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 751.54, "amount_financed": 44093.75, "sales_tax": 2593.75, "total_of_payments": 54111.09, "finance_charge": 10017.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2909, VIN 3GCPYFED7NG181879. $752 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,500, before any dealer documentation fee. Amount financed $44,094, including $2,594 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $54,111. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JTME6RFV8ND535203", "title": "2022 Toyota RAV4 Hybrid XSE", "year": 2022, "make": "Toyota", "model": "RAV4", "trim": "Hybrid XSE", "decoded_trim": "XSE", "condition": "used", "price": 32720.0, "msrp": 32720.0, "sale_price": 32720.0, "currency": "USD", "mileage": 65032, "exterior_color": "Midnight Black Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "1-Speed CVT w/OD", "mpg_city": 41, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "V25209A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 18, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/dd189c243bd94309a6a498b643834e90.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/dd189c243bd94309a6a498b643834e90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb5ea8829cb74b18b93588aff067eac2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/afbb098cf3b447b4870657569b76bb58.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07686dfcaedc4046b1c3c403df139097.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a333c511e8784855a3db896ad8c81737.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/56bf86951de142d9999c445022b8ccb2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e47f2ac890ee4c2a93790404e37ea1ed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6703903e90d44ba3a0a618c09b1b255d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4347c608c0a04848a6edb98857fed612.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2081501b67ca4788a127057760179361.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db29da0044a64929b0f2534356b27c9e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec3bfab8b4c547c683c0e24d52d4fa07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47b457f990554916ae7ce03da621f0db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/41587ccf0e6347cc91d33a596c2688d3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c54f02be99041c4aa73045ba647ca7a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64d5866e98c74bc78b5c9a54a9d5a3ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a267827b14a4c5b8a164025b45e37a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5fc7c79b23d44fd8f276999cc35b7ed.jpg"], "vin_decode": {"make": "Toyota", "model": "RAV4", "year": 2022, "trim": "XSE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32720.0, "monroney_url": "https://ai.castlecars.com/sticker/JTME6RFV8ND535203.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jtme6rfv8nd535203/2022-toyota-rav4-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jtme6rfv8nd535203/2022-toyota-rav4-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/JTME6RFV8ND535203.html", "json_url": "https://ai.castlecars.com/v/JTME6RFV8ND535203.json", "markdown_url": "https://ai.castlecars.com/v/JTME6RFV8ND535203.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jtme6rfv8nd535203/2022-toyota-rav4-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:25.184Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #V25209A, VIN JTME6RFV8ND535203. Advertised price: $32,720. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,720"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32720.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTME6RFV8ND535203_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 816, "unit": "per_month", "display": "$816/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32720.0, "price_incl_doc": 32720.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 816.3, "amount_financed": 34765.0, "sales_tax": 2045.0, "total_of_payments": 39182.29, "finance_charge": 4417.29, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25209A, VIN JTME6RFV8ND535203. $816 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,720, before any dealer documentation fee. Amount financed $34,765, including $2,045 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,182. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTME6RFV8ND535203_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32720.0, "price_incl_doc": 32720.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.05, "amount_financed": 34765.0, "sales_tax": 2045.0, "total_of_payments": 40803.26, "finance_charge": 6038.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25209A, VIN JTME6RFV8ND535203. $680 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,720, before any dealer documentation fee. Amount financed $34,765, including $2,045 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,803. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTME6RFV8ND535203_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32720.0, "price_incl_doc": 32720.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.54, "amount_financed": 34765.0, "sales_tax": 2045.0, "total_of_payments": 42663.01, "finance_charge": 7898.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25209A, VIN JTME6RFV8ND535203. $593 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,720, before any dealer documentation fee. Amount financed $34,765, including $2,045 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,663. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1GCUDEEL4RZ255264", "title": "2024 Chevrolet Silverado 1500 RST", "year": 2024, "make": "Chevrolet", "model": "Silverado 1500", "trim": "RST", "decoded_trim": "RST", "condition": "used", "price": 53900.0, "msrp": 53900.0, "sale_price": 53900.0, "currency": "USD", "mileage": 1854, "exterior_color": "Black", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VC2276, VIN 1GCUDEEL4RZ255264. Advertised price: $53,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #V25091A, VIN 3GNAXPEG2TL182295. Advertised price: $29,600. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29600.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNAXPEG2TL182295_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #V25202A, VIN KL79MMSL0TB019969. Advertised price: $24,300. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,300"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. 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Not an offer to lend.", "inputs": {"selling_price": 24300.0, "price_incl_doc": 24300.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.24, "amount_financed": 25818.75, "sales_tax": 1518.75, "total_of_payments": 29099.31, "finance_charge": 3280.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25202A, VIN KL79MMSL0TB019969. $606 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,300, before any dealer documentation fee. Amount financed $25,819, including $1,519 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,099. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1GKT0RDC9SU118702", "title": "2025 GMC HUMMER EV SUV 3X", "year": 2025, "make": "GMC", "model": "HUMMER EV SUV", "trim": "3X", "decoded_trim": "3X", "condition": "used", "price": 77900.0, "msrp": 77900.0, "sale_price": 77900.0, "currency": "USD", "mileage": 7162, "exterior_color": "Graphite Blue Metallic", "interior_color": "Lunar Horizon (Jet Black/Light Grey)", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Electric Fuel System", 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that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gkt0rdc9su118702/2025-gmc-hummer-ev-suv-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1GKT0RDC9SU118702.html", "json_url": "https://ai.castlecars.com/v/1GKT0RDC9SU118702.json", "markdown_url": "https://ai.castlecars.com/v/1GKT0RDC9SU118702.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gkt0rdc9su118702/2025-gmc-hummer-ev-suv-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:23.163Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VC2923, VIN 1GKT0RDC9SU118702. Advertised price: $77,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$77,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 77900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKT0RDC9SU118702_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1943, "unit": "per_month", "display": "$1,943/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 77900.0, "price_incl_doc": 77900.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1943.45, "amount_financed": 82768.75, "sales_tax": 4868.75, "total_of_payments": 93285.46, "finance_charge": 10516.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2923, VIN 1GKT0RDC9SU118702. $1,943 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $77,900, before any dealer documentation fee. Amount financed $82,769, including $4,869 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $93,285. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKT0RDC9SU118702_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1619, "unit": "per_month", "display": "$1,619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 77900.0, "price_incl_doc": 77900.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1619.08, "amount_financed": 82768.75, "sales_tax": 4868.75, "total_of_payments": 97144.68, "finance_charge": 14375.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2923, VIN 1GKT0RDC9SU118702. $1,619 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $77,900, before any dealer documentation fee. Amount financed $82,769, including $4,869 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $97,145. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKT0RDC9SU118702_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1411, "unit": "per_month", "display": "$1,411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKNKDXNR255717_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #V24745A, VIN 1FMJK2AT9MEA79451. Advertised price: $32,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 18900.0, "price_incl_doc": 18900.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.52, "amount_financed": 20081.25, "sales_tax": 1181.25, "total_of_payments": 22632.8, "finance_charge": 2551.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V24697B, VIN 5TDJZ3DC5HS161159. $472 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,900, before any dealer documentation fee. Amount financed $20,081, including $1,181 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,633. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZ3DC5HS161159_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18900.0, "price_incl_doc": 18900.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 392.82, "amount_financed": 20081.25, "sales_tax": 1181.25, "total_of_payments": 23569.12, "finance_charge": 3487.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V24697B, VIN 5TDJZ3DC5HS161159. $393 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,900, before any dealer documentation fee. Amount financed $20,081, including $1,181 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,569. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZ3DC5HS161159_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 342, "unit": "per_month", "display": "$342/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18900.0, "price_incl_doc": 18900.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 342.27, "amount_financed": 20081.25, "sales_tax": 1181.25, "total_of_payments": 24643.36, "finance_charge": 4562.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V24697B, VIN 5TDJZ3DC5HS161159. $342 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,900, before any dealer documentation fee. Amount financed $20,081, including $1,181 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,643. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5J8YE1H05RL803673", "title": "2024 Acura MDX w/A-Spec Package", "year": 2024, "make": "Acura", "model": "MDX", "trim": "w/A-Spec Package", "decoded_trim": "SH-AWD A-SPEC", "condition": "used", "price": 44877.0, "msrp": 44877.0, "sale_price": 44877.0, "currency": "USD", "mileage": 25967, "exterior_color": "Liquid Carbon Metallic", "interior_color": "Ebony", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5j8ye1h05rl803673/2024-acura-mdx-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5J8YE1H05RL803673.html", "json_url": "https://ai.castlecars.com/v/5J8YE1H05RL803673.json", "markdown_url": "https://ai.castlecars.com/v/5J8YE1H05RL803673.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5j8ye1h05rl803673/2024-acura-mdx-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:21.393Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VC2911, VIN 5J8YE1H05RL803673. Advertised price: $44,877. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,877"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44877.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YE1H05RL803673_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1120, "unit": "per_month", "display": "$1,120/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 44877.0, "price_incl_doc": 44877.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1119.59, "amount_financed": 47681.81, "sales_tax": 2804.81, "total_of_payments": 53740.32, "finance_charge": 6058.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2911, VIN 5J8YE1H05RL803673. $1,120 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,877, before any dealer documentation fee. Amount financed $47,682, including $2,805 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,740. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H05RL803673_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 44877.0, "price_incl_doc": 44877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 932.73, "amount_financed": 47681.81, "sales_tax": 2804.81, "total_of_payments": 55963.56, "finance_charge": 8281.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2911, VIN 5J8YE1H05RL803673. $933 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,877, before any dealer documentation fee. Amount financed $47,682, including $2,805 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,964. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H05RL803673_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 813, "unit": "per_month", "display": "$813/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #NC3742, VIN 1GKKNUL44PZ172283. Advertised price: $31,177. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,177"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31177.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 343.71, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 16497.99, "finance_charge": 1859.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25165A, VIN 2C4RDGBG9HR550197. $344 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,498. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RDGBG9HR550197_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 286, "unit": "per_month", "display": "$286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 286.34, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 17180.51, "finance_charge": 2542.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25165A, VIN 2C4RDGBG9HR550197. $286 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,181. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RDGBG9HR550197_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 249.49, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 17963.57, "finance_charge": 3325.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25165A, VIN 2C4RDGBG9HR550197. $249 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,964. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3C4NJDCN4RT597493", "title": "2024 Jeep Compass Limited", "year": 2024, "make": "Jeep", "model": "Compass", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 21977.0, "msrp": 21977.0, "sale_price": 21977.0, "currency": "USD", "mileage": 54802, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "NC3747", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/2/62347.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/2/62347.jpg"], "vin_decode": {"make": "Jeep", "model": "Compass", "year": 2024, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 21977.0, "monroney_url": "https://ai.castlecars.com/sticker/3C4NJDCN4RT597493.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn4rt597493/2024-jeep-compass-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn4rt597493/2024-jeep-compass-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3C4NJDCN4RT597493.html", "json_url": "https://ai.castlecars.com/v/3C4NJDCN4RT597493.json", "markdown_url": "https://ai.castlecars.com/v/3C4NJDCN4RT597493.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn4rt597493/2024-jeep-compass-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:20.038Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #NC3747, VIN 3C4NJDCN4RT597493. Advertised price: $21,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN4RT597493_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.28, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 26317.51, "finance_charge": 2966.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3747, VIN 3C4NJDCN4RT597493. $548 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,318. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN4RT597493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.77, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 27406.27, "finance_charge": 4055.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3747, VIN 3C4NJDCN4RT597493. $457 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,406. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN4RT597493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 398, "unit": "per_month", "display": "$398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 397.99, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 28655.4, "finance_charge": 5304.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3747, VIN 3C4NJDCN4RT597493. $398 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,655. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "SALYB2EX0LA239487", "title": "2020 Land Rover Range Rover Velar S", "year": 2020, "make": "Land Rover", "model": "Range Rover Velar", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 22477.0, "msrp": 22477.0, "sale_price": 22477.0, "currency": "USD", "mileage": 72973, "exterior_color": "White", "interior_color": "Ebony/Ebony", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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"state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/salyb2ex0la239487/2020-land-rover-range-rover-velar-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/SALYB2EX0LA239487.html", "json_url": "https://ai.castlecars.com/v/SALYB2EX0LA239487.json", "markdown_url": "https://ai.castlecars.com/v/SALYB2EX0LA239487.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/salyb2ex0la239487/2020-land-rover-range-rover-velar-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:18.961Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #N25389A, VIN SALYB2EX0LA239487. Advertised price: $22,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SALYB2EX0LA239487_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22477.0, "price_incl_doc": 22477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.76, "amount_financed": 23881.81, "sales_tax": 1404.81, "total_of_payments": 26916.26, "finance_charge": 3034.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25389A, VIN SALYB2EX0LA239487. $561 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,477, before any dealer documentation fee. Amount financed $23,882, including $1,405 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,916. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALYB2EX0LA239487_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 467, "unit": "per_month", "display": "$467/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22477.0, "price_incl_doc": 22477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 467.16, "amount_financed": 23881.81, "sales_tax": 1404.81, "total_of_payments": 28029.79, "finance_charge": 4147.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25389A, VIN SALYB2EX0LA239487. $467 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,477, before any dealer documentation fee. Amount financed $23,882, including $1,405 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,030. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SALYB2EX0LA239487_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 407, "unit": "per_month", "display": "$407/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22477.0, "price_incl_doc": 22477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 407.05, "amount_financed": 23881.81, "sales_tax": 1404.81, "total_of_payments": 29307.35, "finance_charge": 5425.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25389A, VIN SALYB2EX0LA239487. $407 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,477, before any dealer documentation fee. Amount financed $23,882, including $1,405 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,307. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #N25330A, VIN 3GNAXUEV3KL221665. Advertised price: $13,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNAXUEV3KL221665_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 344, "unit": "per_month", "display": "$344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 343.71, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 16497.99, "finance_charge": 1859.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25330A, VIN 3GNAXUEV3KL221665. $344 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,498. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNAXUEV3KL221665_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 286, "unit": "per_month", "display": "$286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 286.34, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 17180.51, "finance_charge": 2542.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25330A, VIN 3GNAXUEV3KL221665. $286 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,181. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNAXUEV3KL221665_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13777.0, "price_incl_doc": 13777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 249.49, "amount_financed": 14638.06, "sales_tax": 861.06, "total_of_payments": 17963.57, "finance_charge": 3325.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #N25330A, VIN 3GNAXUEV3KL221665. $249 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,777, before any dealer documentation fee. Amount financed $14,638, including $861 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,964. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1C6HJTAG3PL556896", "title": "2023 Jeep Gladiator Sport S", "year": 2023, "make": "Jeep", "model": "Gladiator", "trim": "Sport S", "decoded_trim": "Sport", "condition": "used", "price": 32797.0, "msrp": 32797.0, "sale_price": 32797.0, "currency": "USD", "mileage": 17129, "exterior_color": "Sting Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "MS260467A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0d4fea4b63054e7fa459482fe5a8df1b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0d4fea4b63054e7fa459482fe5a8df1b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93f088ed5a814735833a2ddfc729caa0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c90b2c1e07d6478381c7c27377e24888.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9100f2d8fc514f5c907adbceb8196ce7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8402325c03de424da94b1043f5c3c1cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/809bc37bb0864a82995a2091377c3ca1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2ca289495f734a2db6df465c5b50d0b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed97e2208f3c478a8f6b71dcad756c45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/631a44dcd8f540f4b3402a2d892cbc90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a2e7e4be015c4216a1fc3dfc84ee8a71.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e939aa3a076741a9a844451ca0f37a14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c807494bb4a94de9b892996e8c1faab9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcd05c427b854675818876a69ba575b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9933c5669c2d464ea8763c8a661016fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66e5f32d66614cbf96ac22658df5f2c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/739bd6b6b31e4e3394099d83f7f0f179.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/254641af7dd245c08410ca3e24cc8e74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2749b68772324762a9988f535b886807.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5956edc62a5e4b14b81a380f354ff481.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/20743022f82d4ac7ae1f06fe42d870cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/38e58203d50b4f3e9d74413dc9d68d1f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/281139cabcc64c0387ddb795d2faf963.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60d2cfb298044fe3a306e5d7aded7c78.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0dc2bbc973ad4ac89185823240f0e9df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3018aedf98cb4a78ba16e44bfefe684e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1058df933e5648d7baa26f13f34bfa59.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2d041220b43a469ea265d743a5f0b09a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52f54b81d24340668556b4c47d197aa9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d2e894b77dc8413c823d7db039df1771.jpg"], "vin_decode": {"make": "Jeep", "model": "Gladiator", "year": 2023, "trim": "Sport", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32797.0, "monroney_url": "https://ai.castlecars.com/sticker/1C6HJTAG3PL556896.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6hjtag3pl556896/2023-jeep-gladiator-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6hjtag3pl556896/2023-jeep-gladiator-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1C6HJTAG3PL556896.html", "json_url": "https://ai.castlecars.com/v/1C6HJTAG3PL556896.json", "markdown_url": "https://ai.castlecars.com/v/1C6HJTAG3PL556896.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6hjtag3pl556896/2023-jeep-gladiator-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:18.060Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260467A, VIN 1C6HJTAG3PL556896. Advertised price: $32,797. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,797"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32797.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6HJTAG3PL556896_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32797.0, "price_incl_doc": 32797.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Jeep Gladiator Rubicon 4x4 - National Stellantis Financial Services Standalone APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 967.97, "amount_financed": 34846.81, "sales_tax": 2049.81, "total_of_payments": 34846.81, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $968 per month for 36 months at 0% APR, $0 cash down. Advertised price $32,797, before any dealer documentation fee. Amount financed $34,847, including $2,050 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $34,847. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6HJTAG3PL556896_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32797.0, "price_incl_doc": 32797.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.45, "amount_financed": 34846.81, "sales_tax": 2049.81, "total_of_payments": 39927.22, "finance_charge": 5080.41, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $665 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $32,797, before any dealer documentation fee. Amount financed $34,847, including $2,050 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $39,927. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6HJTAG3PL556896_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32797.0, "price_incl_doc": 32797.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 4.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Jeep Gladiator Mojave 4x4 - National Stellantis Financial Services Standalone APR (84)", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.89, "amount_financed": 34846.81, "sales_tax": 2049.81, "total_of_payments": 41234.42, "finance_charge": 6387.61, "per_1000_financed": 14.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260467A, VIN 1C6HJTAG3PL556896. $491 per month for 84 months at 4.9% APR, $0 cash down. Advertised price $32,797, before any dealer documentation fee. Amount financed $34,847, including $2,050 estimated sales tax at 6.25%. That is $14.09 per $1,000 financed. Total of payments $41,234. Offer expires 2026-07-31. Estimated for ZIP 60181. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "3FMCR9C61MRA67070", "title": "2021 Ford Bronco Sport Outer Banks", "year": 2021, "make": "Ford", "model": "Bronco Sport", "trim": "Outer Banks", "decoded_trim": "Outer Banks", "condition": "used", "price": 24597.0, "msrp": 24597.0, "sale_price": 24597.0, "currency": "USD", "mileage": 39255, "exterior_color": "Shadow Black", "interior_color": "Navy Pier", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-3 1.5 L/91", "engine_displacement_l": 1.5, "engine_cylinders": 3, "transmission": "8-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MS260435B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 13, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/cdb464918c0f41e1840b49d40288792a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/cdb464918c0f41e1840b49d40288792a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/377d68cc305c474e858723cbbc1581d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66121da362f54adcb86ffd52c599acd8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cb8976558ac4ea09315d1be1eedf4bf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/61c60fd37b3c46f69a1bb983ef272caa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d0e8f906b5bb4a12a46335df1ef6799f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6e35db9762f473caf1a252c9d509d44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c82e72c9abf42d1b158eeaa6120df20.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/277907c438a0433db41e2c5fe1baf6db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0bb5a5d545934496a299e0a22e769f75.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6cc5f05c15a34af184d05a31ba697b43.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7b5c1dfd36e348a590bad499a836f962.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1f6f901cd7d441689cfe7c5722051312.jpg"], "vin_decode": {"make": "Ford", "model": "Bronco Sport", "year": 2021, "trim": "Outer Banks", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 3-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 3, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24597.0, "monroney_url": "https://ai.castlecars.com/sticker/3FMCR9C61MRA67070.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fmcr9c61mra67070/2021-ford-bronco-sport-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fmcr9c61mra67070/2021-ford-bronco-sport-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3FMCR9C61MRA67070.html", "json_url": "https://ai.castlecars.com/v/3FMCR9C61MRA67070.json", "markdown_url": "https://ai.castlecars.com/v/3FMCR9C61MRA67070.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3fmcr9c61mra67070/2021-ford-bronco-sport-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:17.912Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260435B, VIN 3FMCR9C61MRA67070. Advertised price: $24,597. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24597.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FMCR9C61MRA67070_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24597.0, "price_incl_doc": 24597.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.74, "amount_financed": 26134.31, "sales_tax": 1537.31, "total_of_payments": 28883.34, "finance_charge": 2749.03, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $602 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $24,597, before any dealer documentation fee. Amount financed $26,134, including $1,537 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $28,883. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C61MRA67070_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24597.0, "price_incl_doc": 24597.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.08, "amount_financed": 26134.31, "sales_tax": 1537.31, "total_of_payments": 29944.5, "finance_charge": 3810.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $499 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,597, before any dealer documentation fee. Amount financed $26,134, including $1,537 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $29,944. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FMCR9C61MRA67070_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24597.0, "price_incl_doc": 24597.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.0, "amount_financed": 26134.31, "sales_tax": 1537.31, "total_of_payments": 31175.83, "finance_charge": 5041.52, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260435B, VIN 3FMCR9C61MRA67070. $433 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $24,597, before any dealer documentation fee. Amount financed $26,134, including $1,537 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $31,176. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1V2KR2CA3RC501182", "title": "2024 Volkswagen Atlas 2.0T SE w/Technology", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "2.0T SE w/Technology", "decoded_trim": "4Motion SE w/ Technology w/ Sunroof Pkg.", "condition": "used", "price": 29667.0, "msrp": 29667.0, "sale_price": 29667.0, "currency": "USD", "mileage": 52447, "exterior_color": "Platinum Gray Metallic", "interior_color": "Shetland Beige", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260243A, VIN 1V2KR2CA3RC501182. Advertised price: $29,667. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29667.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2KR2CA3RC501182_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 726, "unit": "per_month", "display": "$726/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29667.0, "price_incl_doc": 29667.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 725.77, "amount_financed": 31521.19, "sales_tax": 1854.19, "total_of_payments": 34836.86, "finance_charge": 3315.67, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $726 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $29,667, before any dealer documentation fee. Amount financed $31,521, including $1,854 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $34,837. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29667.0, "price_incl_doc": 29667.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.95, "amount_financed": 31521.19, "sales_tax": 1854.19, "total_of_payments": 36116.75, "finance_charge": 4595.56, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $602 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $29,667, before any dealer documentation fee. Amount financed $31,521, including $1,854 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $36,117. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29667.0, "price_incl_doc": 29667.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 522.25, "amount_financed": 31521.19, "sales_tax": 1854.19, "total_of_payments": 37601.88, "finance_charge": 6080.69, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260243A, VIN 1V2KR2CA3RC501182. $522 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $29,667, before any dealer documentation fee. Amount financed $31,521, including $1,854 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $37,602. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "4S4WMAHD8P3460359", "title": "2023 Subaru Ascent Onyx Edition", "year": 2023, "make": "Subaru", "model": "Ascent", "trim": "Onyx Edition", "decoded_trim": "ONYX ES, SMART, M/R", "condition": "used", "price": 33890.0, "msrp": 33890.0, "sale_price": 33890.0, "currency": "USD", "mileage": 40511, "exterior_color": "Autumn Green Metallic", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded H-4 2.4 L/146", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MS260569A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 12, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3a48360de4d2413da7b1edf3df63319c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3a48360de4d2413da7b1edf3df63319c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c2e23c42cc37423dae0a3b3007a48cd2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5a1dab98378d4cd6bd1a524a53d685fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/374d5e6a4ceb45c9820ec7a51a16e587.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4d7a51ae23b8450c85b6f3288276833f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fdc2f60465b4e7b8388b4e91e25140d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0208b0e06f8d46dab2da4d242f9e7d96.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b20ac9f2627e4c649fef9aca36125727.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e313e55d72a4c558ba2dedcec3e9916.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/990c438dbc88463283e0cfc59e8c4ef7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cae6b3fe4b824f3f88ff7a7c7417fc46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc9339ed08804e9eb4d832a79e11c5ff.jpg"], "vin_decode": {"make": "Subaru", "model": "Ascent", "year": 2023, "trim": "ONYX ES, SMART, M/R", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33890.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4WMAHD8P3460359.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4wmahd8p3460359/2023-subaru-ascent-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4wmahd8p3460359/2023-subaru-ascent-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4WMAHD8P3460359.html", "json_url": "https://ai.castlecars.com/v/4S4WMAHD8P3460359.json", "markdown_url": "https://ai.castlecars.com/v/4S4WMAHD8P3460359.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/4s4wmahd8p3460359/2023-subaru-ascent-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:16.821Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260569A, VIN 4S4WMAHD8P3460359. Advertised price: $33,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33890.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAHD8P3460359_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33890.0, "price_incl_doc": 33890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.08, "amount_financed": 36008.13, "sales_tax": 2118.13, "total_of_payments": 39795.78, "finance_charge": 3787.65, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260569A, VIN 4S4WMAHD8P3460359. $829 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $33,890, before any dealer documentation fee. Amount financed $36,008, including $2,118 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $39,796. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27817A, VIN 7FARS4H43PE012949. Advertised price: $28,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CDF9RG146802_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26497.0, "price_incl_doc": 26497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.22, "amount_financed": 28153.06, "sales_tax": 1656.06, "total_of_payments": 31114.44, "finance_charge": 2961.38, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260457A, VIN 5XYK6CDF9RG146802. $648 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $26,497, before any dealer documentation fee. Amount financed $28,153, including $1,656 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $31,114. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9RG146802_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26497.0, "price_incl_doc": 26497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.63, "amount_financed": 28153.06, "sales_tax": 1656.06, "total_of_payments": 32257.57, "finance_charge": 4104.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260457A, VIN 5XYK6CDF9RG146802. $538 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $26,497, before any dealer documentation fee. Amount financed $28,153, including $1,656 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $32,258. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CDF9RG146802_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26497.0, "price_incl_doc": 26497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 466.44, "amount_financed": 28153.06, "sales_tax": 1656.06, "total_of_payments": 33584.01, "finance_charge": 5430.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260457A, VIN 5XYK6CDF9RG146802. $466 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $26,497, before any dealer documentation fee. Amount financed $28,153, including $1,656 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $33,584. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "4S4BTGLD2S3189318", "title": "2025 Subaru Outback Onyx Edition XT", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Onyx Edition XT", "decoded_trim": "Onyx Edition", "condition": "used", "price": 35697.0, "msrp": 35697.0, "sale_price": 35697.0, "currency": "USD", "mileage": 3512, "exterior_color": "Magnetite Gray Metallic", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260246A, VIN 4S4BTGLD2S3189318. Advertised price: $35,697. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,697"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35697.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTGLD2S3189318_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35697.0, "price_incl_doc": 35697.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.28, "amount_financed": 37928.06, "sales_tax": 2231.06, "total_of_payments": 41917.66, "finance_charge": 3989.6, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $873 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $35,697, before any dealer documentation fee. Amount financed $37,928, including $2,231 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $41,918. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGLD2S3189318_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35697.0, "price_incl_doc": 35697.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.29, "amount_financed": 37928.06, "sales_tax": 2231.06, "total_of_payments": 43457.7, "finance_charge": 5529.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $724 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $35,697, before any dealer documentation fee. Amount financed $37,928, including $2,231 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $43,458. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGLD2S3189318_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35697.0, "price_incl_doc": 35697.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.4, "amount_financed": 37928.06, "sales_tax": 2231.06, "total_of_payments": 45244.69, "finance_charge": 7316.63, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260246A, VIN 4S4BTGLD2S3189318. $628 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $35,697, before any dealer documentation fee. Amount financed $37,928, including $2,231 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $45,245. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28753.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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"offers": [], "price_history": [], "window_sticker": {"msrp": 31977.0, "monroney_url": "https://ai.castlecars.com/sticker/3GCUYEED1KG115644.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gcuyeed1kg115644/2019-chevrolet-silverado-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gcuyeed1kg115644/2019-chevrolet-silverado-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/3GCUYEED1KG115644.html", "json_url": "https://ai.castlecars.com/v/3GCUYEED1KG115644.json", "markdown_url": "https://ai.castlecars.com/v/3GCUYEED1KG115644.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gcuyeed1kg115644/2019-chevrolet-silverado-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:11.657Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SK2220, VIN 3GCUYEED1KG115644. Advertised price: $31,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCUYEED1KG115644_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.76, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 38292.54, "finance_charge": 4316.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2220, VIN 3GCUYEED1KG115644. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,293. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUYEED1KG115644_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 664.61, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 39876.7, "finance_charge": 5901.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2220, VIN 3GCUYEED1KG115644. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,877. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCUYEED1KG115644_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.09, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 41694.22, "finance_charge": 7718.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2220, VIN 3GCUYEED1KG115644. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,694. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1FMCU0G95GUC45607", "title": "2016 Ford Escape SE", "year": 2016, "make": "Ford", "model": "Escape", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 8477.0, "msrp": 8477.0, "sale_price": 8477.0, "currency": "USD", "mileage": 125000, "exterior_color": "Ingot Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "S27899B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2016FOS130001_640/2016FOS130001_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2016FOS130001_640/2016FOS130001_640_01.jpg"], "vin_decode": {"make": "Ford", "model": "Escape", "year": 2016, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 8477.0, "monroney_url": "https://ai.castlecars.com/sticker/1FMCU0G95GUC45607.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0g95guc45607/2016-ford-escape-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0g95guc45607/2016-ford-escape-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1FMCU0G95GUC45607.html", "json_url": "https://ai.castlecars.com/v/1FMCU0G95GUC45607.json", "markdown_url": "https://ai.castlecars.com/v/1FMCU0G95GUC45607.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0g95guc45607/2016-ford-escape-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:09.931Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27899B, VIN 1FMCU0G95GUC45607. Advertised price: $8,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$8,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMCU0G95GUC45607_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 211, "unit": "per_month", "display": "$211/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8477.0, "price_incl_doc": 8477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 211.48, "amount_financed": 9006.81, "sales_tax": 529.81, "total_of_payments": 10151.23, "finance_charge": 1144.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27899B, VIN 1FMCU0G95GUC45607. $211 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $8,477, before any dealer documentation fee. Amount financed $9,007, including $530 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $10,151. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0G95GUC45607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 176, "unit": "per_month", "display": "$176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8477.0, "price_incl_doc": 8477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 176.19, "amount_financed": 9006.81, "sales_tax": 529.81, "total_of_payments": 10571.18, "finance_charge": 1564.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27899B, VIN 1FMCU0G95GUC45607. $176 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $8,477, before any dealer documentation fee. Amount financed $9,007, including $530 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $10,571. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0G95GUC45607_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 154, "unit": "per_month", "display": "$154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8477.0, "price_incl_doc": 8477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 153.51, "amount_financed": 9006.81, "sales_tax": 529.81, "total_of_payments": 11053.0, "finance_charge": 2046.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27899B, VIN 1FMCU0G95GUC45607. $154 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $8,477, before any dealer documentation fee. Amount financed $9,007, including $530 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $11,053. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1FMCU0GX3FUB25981", "title": "2015 Ford Escape SE", "year": 2015, "make": "Ford", "model": "Escape", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 7977.0, "msrp": 7977.0, "sale_price": 7977.0, "currency": "USD", "mileage": 136591, "exterior_color": "Magnetic", "interior_color": "Medium Light Stone", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 23, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "S27916A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2015FOS13_640/2015FOS130019_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2015FOS13_640/2015FOS130019_640_01.jpg"], "vin_decode": {"make": "Ford", "model": "Escape", "year": 2015, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder In-Line", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 7977.0, "monroney_url": "https://ai.castlecars.com/sticker/1FMCU0GX3FUB25981.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0gx3fub25981/2015-ford-escape-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0gx3fub25981/2015-ford-escape-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1FMCU0GX3FUB25981.html", "json_url": "https://ai.castlecars.com/v/1FMCU0GX3FUB25981.json", "markdown_url": "https://ai.castlecars.com/v/1FMCU0GX3FUB25981.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1fmcu0gx3fub25981/2015-ford-escape-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:09.612Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27916A, VIN 1FMCU0GX3FUB25981. Advertised price: $7,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMCU0GX3FUB25981_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 199, "unit": "per_month", "display": "$199/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7977.0, "price_incl_doc": 7977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 199.01, "amount_financed": 8475.56, "sales_tax": 498.56, "total_of_payments": 9552.48, "finance_charge": 1076.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27916A, VIN 1FMCU0GX3FUB25981. $199 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $7,977, before any dealer documentation fee. Amount financed $8,476, including $499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $9,552. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0GX3FUB25981_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 166, "unit": "per_month", "display": "$166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7977.0, "price_incl_doc": 7977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 165.79, "amount_financed": 8475.56, "sales_tax": 498.56, "total_of_payments": 9947.66, "finance_charge": 1472.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27916A, VIN 1FMCU0GX3FUB25981. $166 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $7,977, before any dealer documentation fee. Amount financed $8,476, including $499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $9,948. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU0GX3FUB25981_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 144, "unit": "per_month", "display": "$144/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7977.0, "price_incl_doc": 7977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 144.46, "amount_financed": 8475.56, "sales_tax": 498.56, "total_of_payments": 10401.06, "finance_charge": 1925.5, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27916A, VIN 1FMCU0GX3FUB25981. $144 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $7,977, before any dealer documentation fee. Amount financed $8,476, including $499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $10,401. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "JTHKD5BH4C2104687", "title": "2012 Lexus CT 200h 200h", "year": 2012, "make": "Lexus", "model": "CT 200h", "trim": "200h", "decoded_trim": "200h", "condition": "used", "price": 12777.0, "msrp": 12777.0, "sale_price": 12777.0, "currency": "USD", "mileage": 113199, "exterior_color": "Fire Agate Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric I4 1.8L/110", "engine_displacement_l": 1.8, "engine_cylinders": 4, "transmission": "1-Speed Continuously Variable Ratio", "mpg_city": 43, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "SK2225", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2012LEX016a_640/2012LEX016a_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2012LEX016a_640/2012LEX016a_640_01.jpg"], "vin_decode": {"make": "Lexus", "model": "CT", "year": 2012, "trim": "200h", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "1.8L 4-Cylinder In-Line", "engine_displacement_l": 1.8, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 12777.0, "monroney_url": "https://ai.castlecars.com/sticker/JTHKD5BH4C2104687.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jthkd5bh4c2104687/2012-lexus-ct-200h-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jthkd5bh4c2104687/2012-lexus-ct-200h-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/JTHKD5BH4C2104687.html", "json_url": "https://ai.castlecars.com/v/JTHKD5BH4C2104687.json", "markdown_url": "https://ai.castlecars.com/v/JTHKD5BH4C2104687.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jthkd5bh4c2104687/2012-lexus-ct-200h-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:09.369Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SK2225, VIN JTHKD5BH4C2104687. Advertised price: $12,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$12,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTHKD5BH4C2104687_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 319, "unit": "per_month", "display": "$319/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 12777.0, "price_incl_doc": 12777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 318.76, "amount_financed": 13575.56, "sales_tax": 798.56, "total_of_payments": 15300.49, "finance_charge": 1724.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2225, VIN JTHKD5BH4C2104687. $319 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $12,777, before any dealer documentation fee. Amount financed $13,576, including $799 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $15,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHKD5BH4C2104687_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 266, "unit": "per_month", "display": "$266/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 12777.0, "price_incl_doc": 12777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 265.56, "amount_financed": 13575.56, "sales_tax": 798.56, "total_of_payments": 15933.47, "finance_charge": 2357.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2225, VIN JTHKD5BH4C2104687. $266 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $12,777, before any dealer documentation fee. Amount financed $13,576, including $799 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $15,933. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHKD5BH4C2104687_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 231, "unit": "per_month", "display": "$231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R27292, VIN 4S4GUHF64T3714256. Advertised price: $29,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF64T3714256_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29777.0, "price_incl_doc": 29777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.88, "amount_financed": 31638.06, "sales_tax": 1861.06, "total_of_payments": 35658.03, "finance_charge": 4019.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R27292, VIN 4S4GUHF64T3714256. $743 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,777, before any dealer documentation fee. Amount financed $31,638, including $1,861 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,658. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29777.0, "price_incl_doc": 29777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.89, "amount_financed": 31638.06, "sales_tax": 1861.06, "total_of_payments": 37133.21, "finance_charge": 5495.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #R27292, VIN 4S4GUHF64T3714256. $619 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,777, before any dealer documentation fee. Amount financed $31,638, including $1,861 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,133. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 33477.0, "price_incl_doc": 33477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.18, "amount_financed": 35569.31, "sales_tax": 2092.31, "total_of_payments": 40088.79, "finance_charge": 4519.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28016A, VIN 4S4BTGPD2R3221091. $835 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,477, before any dealer documentation fee. Amount financed $35,569, including $2,092 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,089. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGPD2R3221091_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 696, "unit": "per_month", "display": "$696/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33477.0, "price_incl_doc": 33477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.79, "amount_financed": 35569.31, "sales_tax": 2092.31, "total_of_payments": 41747.27, "finance_charge": 6177.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28016A, VIN 4S4BTGPD2R3221091. $696 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,477, before any dealer documentation fee. Amount financed $35,569, including $2,092 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,747. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 33477.0, "price_incl_doc": 33477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.25, "amount_financed": 35569.31, "sales_tax": 2092.31, "total_of_payments": 43650.04, "finance_charge": 8080.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28016A, VIN 4S4BTGPD2R3221091. $606 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,477, before any dealer documentation fee. Amount financed $35,569, including $2,092 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,650. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "2GNAXKEV4K6102516", "title": "2019 Chevrolet Equinox LT", "year": 2019, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 12477.0, "msrp": 12477.0, "sale_price": 12477.0, "currency": "USD", "mileage": 133895, "exterior_color": "Mosaic Black Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbocharged Gas I4 1.5L/92", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "S27894A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2019CHS15_640/2019CHS150004_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2019CHS15_640/2019CHS150004_640_01.jpg"], "vin_decode": {"make": "Chevrolet", "model": "Equinox", "year": 2019, "trim": "LT (1LT)", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 12477.0, "monroney_url": "https://ai.castlecars.com/sticker/2GNAXKEV4K6102516.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev4k6102516/2019-chevrolet-equinox-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev4k6102516/2019-chevrolet-equinox-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/2GNAXKEV4K6102516.html", "json_url": "https://ai.castlecars.com/v/2GNAXKEV4K6102516.json", "markdown_url": "https://ai.castlecars.com/v/2GNAXKEV4K6102516.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev4k6102516/2019-chevrolet-equinox-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:06.247Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27894A, VIN 2GNAXKEV4K6102516. Advertised price: $12,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$12,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 12477.0, "price_incl_doc": 12477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.28, "amount_financed": 13256.81, "sales_tax": 779.81, "total_of_payments": 14941.24, "finance_charge": 1684.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27894A, VIN 2GNAXKEV4K6102516. $311 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $12,477, before any dealer documentation fee. Amount financed $13,257, including $780 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $14,941. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXKEV4K6102516_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 259, "unit": "per_month", "display": "$259/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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"offers": [], "price_history": [], "window_sticker": {"msrp": 15477.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4PJMDX5KD435361.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4pjmdx5kd435361/2019-jeep-cherokee-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4pjmdx5kd435361/2019-jeep-cherokee-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1C4PJMDX5KD435361.html", "json_url": "https://ai.castlecars.com/v/1C4PJMDX5KD435361.json", "markdown_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27243A, VIN 1C4PJMDX5KD435361. Advertised price: $15,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJMDX5KD435361_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15477.0, "price_incl_doc": 15477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.12, "amount_financed": 16444.31, "sales_tax": 967.31, "total_of_payments": 18533.75, "finance_charge": 2089.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27243A, VIN 1C4PJMDX5KD435361. $386 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,477, before any dealer documentation fee. Amount financed $16,444, including $967 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,534. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJMDX5KD435361_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 322, "unit": "per_month", "display": "$322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15477.0, "price_incl_doc": 15477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 321.67, "amount_financed": 16444.31, "sales_tax": 967.31, "total_of_payments": 19300.49, "finance_charge": 2856.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27243A, VIN 1C4PJMDX5KD435361. $322 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,477, before any dealer documentation fee. Amount financed $16,444, including $967 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJMDX5KD435361_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 280, "unit": "per_month", "display": "$280/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15477.0, "price_incl_doc": 15477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 280.28, "amount_financed": 16444.31, "sales_tax": 967.31, "total_of_payments": 20180.17, "finance_charge": 3735.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27243A, VIN 1C4PJMDX5KD435361. $280 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,477, before any dealer documentation fee. Amount financed $16,444, including $967 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,180. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5GAEVAKW7PJ270461", "title": "2023 Buick Enclave Essence", "year": 2023, "make": "Buick", "model": "Enclave", "trim": "Essence", "decoded_trim": "Essence", "condition": "used", "price": 29997.0, "msrp": 29997.0, "sale_price": 29997.0, "currency": "USD", "mileage": 52842, "exterior_color": "Summit White", "interior_color": "Dark Galvanized with Ebony interior accents", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/217", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "STK270461", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023BUS03_640/2023BUS030001_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023BUS03_640/2023BUS030001_640_01.jpg"], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2023, "trim": "Essence", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29997.0, "monroney_url": "https://ai.castlecars.com/sticker/5GAEVAKW7PJ270461.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5gaevakw7pj270461/2023-buick-enclave-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5gaevakw7pj270461/2023-buick-enclave-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5GAEVAKW7PJ270461.html", "json_url": "https://ai.castlecars.com/v/5GAEVAKW7PJ270461.json", "markdown_url": "https://ai.castlecars.com/v/5GAEVAKW7PJ270461.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5gaevakw7pj270461/2023-buick-enclave-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:05.437Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK270461, VIN 5GAEVAKW7PJ270461. Advertised price: $29,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAEVAKW7PJ270461_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.36, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 35921.48, "finance_charge": 4049.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK270461, VIN 5GAEVAKW7PJ270461. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,921. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVAKW7PJ270461_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.46, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 37407.56, "finance_charge": 5535.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK270461, VIN 5GAEVAKW7PJ270461. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,408. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVAKW7PJ270461_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.23, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 39112.54, "finance_charge": 7240.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK270461, VIN 5GAEVAKW7PJ270461. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,113. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1C6RRFFG3PN513185", "title": "2023 RAM 1500 Big Horn", "year": 2023, "make": "RAM", "model": "1500", "trim": "Big Horn", "decoded_trim": "Big Horn", "condition": "used", "price": 36477.0, "msrp": 36477.0, "sale_price": 36477.0, "currency": "USD", "mileage": 28389, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Diesel Gray/Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1BK1FK7CU006467_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 261, "unit": "per_month", "display": "$261/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10477.0, "price_incl_doc": 10477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 261.38, "amount_financed": 11131.81, "sales_tax": 654.81, "total_of_payments": 12546.23, "finance_charge": 1414.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2216, VIN 4T1BK1FK7CU006467. $261 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,477, before any dealer documentation fee. Amount financed $11,132, including $655 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $12,546. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BK1FK7CU006467_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 218, "unit": "per_month", "display": "$218/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10477.0, "price_incl_doc": 10477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 217.75, "amount_financed": 11131.81, "sales_tax": 654.81, "total_of_payments": 13065.27, "finance_charge": 1933.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2216, VIN 4T1BK1FK7CU006467. $218 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,477, before any dealer documentation fee. Amount financed $11,132, including $655 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,065. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BK1FK7CU006467_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 190, "unit": "per_month", "display": "$190/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10477.0, "price_incl_doc": 10477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 189.73, "amount_financed": 11131.81, "sales_tax": 654.81, "total_of_payments": 13660.77, "finance_charge": 2528.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2216, VIN 4T1BK1FK7CU006467. $190 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,477, before any dealer documentation fee. Amount financed $11,132, including $655 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,661. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "KNDJ23AU0R7913900", "title": "2024 Kia Soul LX", "year": 2024, "make": "Kia", "model": "Soul", "trim": "LX", "decoded_trim": "LX, S", "condition": "used", "price": 18329.0, "msrp": 18329.0, "sale_price": 18329.0, "currency": "USD", "mileage": 29418, "exterior_color": "Mars Orange", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Hatchback", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "B26606A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024KIC10_640/2024KIC100060_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024KIC10_640/2024KIC100060_640_01.jpg"], "vin_decode": {"make": "Kia", "model": "Soul", "year": 2024, "trim": "LX, S", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 18329.0, "monroney_url": "https://ai.castlecars.com/sticker/KNDJ23AU0R7913900.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kndj23au0r7913900/2024-kia-soul-hatchback", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kndj23au0r7913900/2024-kia-soul-hatchback", "canonical_url": "https://ai.castlecars.com/vehicle/KNDJ23AU0R7913900.html", "json_url": "https://ai.castlecars.com/v/KNDJ23AU0R7913900.json", "markdown_url": "https://ai.castlecars.com/v/KNDJ23AU0R7913900.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kndj23au0r7913900/2024-kia-soul-hatchback", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:04.290Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #B26606A, VIN KNDJ23AU0R7913900. Advertised price: $18,329. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,329"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18329.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDJ23AU0R7913900_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18329.0, "price_incl_doc": 18329.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 457.27, "amount_financed": 19474.56, "sales_tax": 1145.56, "total_of_payments": 21949.02, "finance_charge": 2474.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26606A, VIN KNDJ23AU0R7913900. $457 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,329, before any dealer documentation fee. Amount financed $19,475, including $1,146 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,949. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDJ23AU0R7913900_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 381, "unit": "per_month", "display": "$381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18329.0, "price_incl_doc": 18329.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 380.95, "amount_financed": 19474.56, "sales_tax": 1145.56, "total_of_payments": 22857.05, "finance_charge": 3382.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26606A, VIN KNDJ23AU0R7913900. $381 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,329, before any dealer documentation fee. Amount financed $19,475, including $1,146 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,857. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDJ23AU0R7913900_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18329.0, "price_incl_doc": 18329.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.93, "amount_financed": 19474.56, "sales_tax": 1145.56, "total_of_payments": 23898.84, "finance_charge": 4424.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26606A, VIN KNDJ23AU0R7913900. $332 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,329, before any dealer documentation fee. Amount financed $19,475, including $1,146 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,899. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "2C3CDZBT5NH168737", "title": "2022 Dodge Challenger R/T", "year": 2022, "make": "Dodge", "model": "Challenger", "trim": "R/T", "decoded_trim": "R/T", "condition": "used", "price": 32677.0, "msrp": 32677.0, "sale_price": 32677.0, "currency": "USD", "mileage": 38088, "exterior_color": "Pitch Black Clearcoat", "interior_color": "Black", "drivetrain": "RWD", "body_style": "2dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #N25033B, VIN 2C3CDZBT5NH168737. Advertised price: $32,677. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32677.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN6PT569062_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20477.0, "price_incl_doc": 20477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.86, "amount_financed": 21756.81, "sales_tax": 1279.81, "total_of_payments": 24521.26, "finance_charge": 2764.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3719, VIN 3C4NJDCN6PT569062. $511 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,477, before any dealer documentation fee. Amount financed $21,757, including $1,280 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,521. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN6PT569062_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20477.0, "price_incl_doc": 20477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.6, "amount_financed": 21756.81, "sales_tax": 1279.81, "total_of_payments": 25535.7, "finance_charge": 3778.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3719, VIN 3C4NJDCN6PT569062. $426 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,477, before any dealer documentation fee. Amount financed $21,757, including $1,280 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,536. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN6PT569062_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 371, "unit": "per_month", "display": "$371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gcpyfed6mg479144/2021-chevrolet-silverado-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/3GCPYFED6MG479144.html", "json_url": "https://ai.castlecars.com/v/3GCPYFED6MG479144.json", "markdown_url": "https://ai.castlecars.com/v/3GCPYFED6MG479144.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gcpyfed6mg479144/2021-chevrolet-silverado-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:03.455Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260615A, VIN 3GCPYFED6MG479144. Advertised price: $39,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 39997.0, "price_incl_doc": 39997.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2025 CHEVROLET Silverado 1500", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1196.92, "amount_financed": 42496.81, "sales_tax": 2499.81, "total_of_payments": 43089.03, "finance_charge": 592.22, "per_1000_financed": 28.16, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260615A, VIN 3GCPYFED6MG479144. $1,197 per month for 36 months at 0.9% APR, $0 cash down. Advertised price $39,997, before any dealer documentation fee. Amount financed $42,497, including $2,500 estimated sales tax at 6.25%. That is $28.16 per $1,000 financed. Total of payments $43,089. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCPYFED6MG479144_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39997.0, "price_incl_doc": 39997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 CHEVROLET Silverado 1500", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.28, "amount_financed": 42496.81, "sales_tax": 2499.81, "total_of_payments": 42496.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260615A, VIN 3GCPYFED6MG479144. $708 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,997, before any dealer documentation fee. Amount financed $42,497, including $2,500 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,497. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 2, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1C6SRFJT8PN658101", "title": "2023 RAM 1500 Laramie", "year": 2023, "make": "RAM", "model": "1500", "trim": "Laramie", "decoded_trim": "Laramie", "condition": "used", "price": 45995.0, "msrp": 45995.0, "sale_price": 45995.0, "currency": "USD", "mileage": 14631, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas/Electric V-8 5.7 L/345", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "B26345A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 22, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/70125c8373bb4fbfa3b7840c243bea2c.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/70125c8373bb4fbfa3b7840c243bea2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9615477a5d1475db78e9339789d4d2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/077af9fa50224d8b9adfedb46e54dece.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/197e2b51769e4a0a9098fa8849a8063a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d00264fc058641c7bc49df1be19f75ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9ab3c75fb9474e18bccb085adf8b8a64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/205460b5a95f4eeab8178a9f60a094d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32c15a1899124518966c66a957b6fe89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9928094961744ea497a6cd148a88704d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6d772e8fd53349f08d62eb9bdfb932c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c27d5c2a0584fd0bac9592ba543c287.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f1e467e1568a45259216d6a3999126c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b494a590331c473d9d121b3dde2998df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f01bf54a979d4363b6f36c75314d9dc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e01e4ed8798a4905b2d90ad6cf8bf81a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/735145d984a745d29283a81282cbb3c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f900d6db40043528390c432c41ab832.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd8cedd109bb4844b159bb23129e30f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79805f3798084ccd93524f49863d9f2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32e2b28baca04f51ba47cdc45e20470d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1614c14a4839478caaeecae4cd4aeb0c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/add8c27a21424242843708c290a0ded1.jpg"], "vin_decode": {"make": "Ram", "model": "1500", "year": 2023, "trim": "Laramie", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 45995.0, "monroney_url": "https://ai.castlecars.com/sticker/1C6SRFJT8PN658101.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt8pn658101/2023-ram-1500-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt8pn658101/2023-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFJT8PN658101.html", "json_url": "https://ai.castlecars.com/v/1C6SRFJT8PN658101.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFJT8PN658101.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfjt8pn658101/2023-ram-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:03:02.639Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #B26345A, VIN 1C6SRFJT8PN658101. Advertised price: $45,995. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,995"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45995.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFJT8PN658101_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45995.0, "price_incl_doc": 45995.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.48, "amount_financed": 48869.69, "sales_tax": 2874.69, "total_of_payments": 55079.14, "finance_charge": 6209.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26345A, VIN 1C6SRFJT8PN658101. $1,147 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,995, before any dealer documentation fee. Amount financed $48,870, including $2,875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,079. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFJT8PN658101_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #BC2262, VIN 5GAEVBKW2RJ130164. Advertised price: $32,068. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32068.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDEUCAA6R7560838_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20997.0, "price_incl_doc": 20997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.67, "amount_financed": 22309.31, "sales_tax": 1312.31, "total_of_payments": 24656.0, "finance_charge": 2346.69, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260352A, VIN KNDEUCAA6R7560838. $514 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $20,997, before any dealer documentation fee. Amount financed $22,309, including $1,312 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $24,656. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA6R7560838_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20997.0, "price_incl_doc": 20997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 426.03, "amount_financed": 22309.31, "sales_tax": 1312.31, "total_of_payments": 25561.85, "finance_charge": 3252.54, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260352A, VIN KNDEUCAA6R7560838. $426 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $20,997, before any dealer documentation fee. Amount financed $22,309, including $1,312 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $25,562. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA6R7560838_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20997.0, "price_incl_doc": 20997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.62, "amount_financed": 22309.31, "sales_tax": 1312.31, "total_of_payments": 26612.96, "finance_charge": 4303.65, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260352A, VIN KNDEUCAA6R7560838. $370 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $20,997, before any dealer documentation fee. Amount financed $22,309, including $1,312 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $26,613. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "LRBFZPR4XPD216650", "title": "2023 Buick Envision Essence", "year": 2023, "make": "Buick", "model": "Envision", "trim": "Essence", "decoded_trim": "Essence", "condition": "used", "price": 30312.0, "msrp": 30312.0, "sale_price": 30312.0, "currency": "USD", "mileage": 18218, "exterior_color": "Summit White", "interior_color": "Ebony seats", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30312.0, "monroney_url": "https://ai.castlecars.com/sticker/LRBFZPR4XPD216650.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/lrbfzpr4xpd216650/2023-buick-envision-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": 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because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #BC2267, VIN LRBFZPR4XPD216650. Advertised price: $30,312. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,312"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30312.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_LRBFZPR4XPD216650_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30312.0, "price_incl_doc": 30312.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.22, "amount_financed": 32206.5, "sales_tax": 1894.5, "total_of_payments": 36298.7, "finance_charge": 4092.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2267, VIN LRBFZPR4XPD216650. $756 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,312, before any dealer documentation fee. Amount financed $32,206, including $1,894 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,299. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_LRBFZPR4XPD216650_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30312.0, "price_incl_doc": 30312.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.01, "amount_financed": 32206.5, "sales_tax": 1894.5, "total_of_payments": 37800.38, "finance_charge": 5593.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2267, VIN LRBFZPR4XPD216650. $630 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,312, before any dealer documentation fee. Amount financed $32,206, including $1,894 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,800. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_LRBFZPR4XPD216650_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SC1640, VIN 4S4WMAUD5P3427812. Advertised price: $33,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAUD5P3427812_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 835, "unit": "per_month", "display": "$835/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAUD5P3427812_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 696, "unit": "per_month", "display": "$696/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33477.0, "price_incl_doc": 33477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.79, "amount_financed": 35569.31, "sales_tax": 2092.31, "total_of_payments": 41747.27, "finance_charge": 6177.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SC1640, VIN 4S4WMAUD5P3427812. $696 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,477, before any dealer documentation fee. Amount financed $35,569, including $2,092 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,747. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAUD5P3427812_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26897.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29814.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1ZD5ST8PF143973_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5ST8PF143973_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.48, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 22168.69, "finance_charge": 3280.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3725, VIN 1G1ZD5ST8PF143973. $369 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,169. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5ST8PF143973_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 322, "unit": "per_month", "display": "$322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 321.93, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 23179.1, "finance_charge": 4291.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3725, VIN 1G1ZD5ST8PF143973. $322 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,179. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "3FTTW8M37RRB80556", "title": "2024 Ford Maverick LARIAT", "year": 2024, "make": "Ford", "model": "Maverick", "trim": "LARIAT", "decoded_trim": "LARIAT", "condition": "used", "price": 30997.0, "msrp": 30997.0, "sale_price": 30997.0, "currency": "USD", "mileage": 30624, "exterior_color": "Carbonized Gray Metallic", "interior_color": "Black Onyx", "drivetrain": "FWD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 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"https://www.castlecars.com/viewdetails/used/3fttw8m37rrb80556/2024-ford-maverick-crew-cab-pickup", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fttw8m37rrb80556/2024-ford-maverick-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/3FTTW8M37RRB80556.html", "json_url": "https://ai.castlecars.com/v/3FTTW8M37RRB80556.json", "markdown_url": "https://ai.castlecars.com/v/3FTTW8M37RRB80556.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3fttw8m37rrb80556/2024-ford-maverick-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:58.852Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK260590A, VIN 3FTTW8M37RRB80556. Advertised price: $30,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FTTW8M37RRB80556_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30997.0, "price_incl_doc": 30997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.3, "amount_financed": 32934.31, "sales_tax": 1937.31, "total_of_payments": 36398.63, "finance_charge": 3464.32, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $758 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $30,997, before any dealer documentation fee. Amount financed $32,934, including $1,937 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,399. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8M37RRB80556_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30997.0, "price_incl_doc": 30997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.93, "amount_financed": 32934.31, "sales_tax": 1937.31, "total_of_payments": 37735.9, "finance_charge": 4801.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $629 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $30,997, before any dealer documentation fee. Amount financed $32,934, including $1,937 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $37,736. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8M37RRB80556_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30997.0, "price_incl_doc": 30997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.66, "amount_financed": 32934.31, "sales_tax": 1937.31, "total_of_payments": 39287.6, "finance_charge": 6353.29, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260590A, VIN 3FTTW8M37RRB80556. $546 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $30,997, before any dealer documentation fee. Amount financed $32,934, including $1,937 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $39,288. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5j8ye1h41nl037423/2022-acura-mdx-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5J8YE1H41NL037423.html", "json_url": "https://ai.castlecars.com/v/5J8YE1H41NL037423.json", "markdown_url": "https://ai.castlecars.com/v/5J8YE1H41NL037423.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5j8ye1h41nl037423/2022-acura-mdx-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:57.729Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #NK10147, VIN 5J8YE1H41NL037423. Advertised price: $29,177. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,177"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29177.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YE1H41NL037423_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29177.0, "price_incl_doc": 29177.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.91, "amount_financed": 31000.56, "sales_tax": 1823.56, "total_of_payments": 34939.53, "finance_charge": 3938.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NK10147, VIN 5J8YE1H41NL037423. $728 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,177, before any dealer documentation fee. Amount financed $31,001, including $1,824 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,940. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H41NL037423_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29177.0, "price_incl_doc": 29177.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.42, "amount_financed": 31000.56, "sales_tax": 1823.56, "total_of_payments": 36384.98, "finance_charge": 5384.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NK10147, VIN 5J8YE1H41NL037423. $606 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,177, before any dealer documentation fee. Amount financed $31,001, including $1,824 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,385. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H41NL037423_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29177.0, "price_incl_doc": 29177.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.38, "amount_financed": 31000.56, "sales_tax": 1823.56, "total_of_payments": 38043.35, "finance_charge": 7042.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NK10147, VIN 5J8YE1H41NL037423. $528 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,177, before any dealer documentation fee. Amount financed $31,001, including $1,824 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,043. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "KNAE45LC2N6122213", "title": "2022 Kia Stinger GT1", "year": 2022, "make": "Kia", "model": "Stinger", "trim": "GT1", "decoded_trim": "GT1", "condition": "used", "price": 31397.0, "msrp": 31397.0, "sale_price": 31397.0, "currency": "USD", "mileage": 51615, "exterior_color": "Ceramic Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Twin Turbo Premium Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 17, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MK270011A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 30, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/fc40011ab2b64ef78e4cf974bd8f504a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/fc40011ab2b64ef78e4cf974bd8f504a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f27836976eaa4f6aba9b1168975348c2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0bd2e6ec02d24219bf59e00766f16762.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b35679ebb9ff485eac09a3ca6a7b3bb9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9291dc62f1324f41b046ab7619efb28b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f49cdbbdcc945bba4b7d74796000315.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/621afeaa5cef4d06ae8bc3c0c628738f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b38c4b7ebd184fad9a400ac05b8fa860.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f092153bca634bcdbd53617a3eb62e1d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/faf48dc7dc2f42d48d805e344a6a6b05.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd224949e617482c9e4143fb23518f2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2722869dc8014008b4ed345dd1ac4210.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7a22aad87a2a42f7873aaa706aa131b4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10a1fb738e514828a1fe4f891ee4dfc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/232cb671249f4226a87f83f8fe092067.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bb2d40dc762e47afa7b9acea6031a41a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd66f59a75704c12ada0ead47b970cfd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed16ea9309f34da69b1c9a3259ac3364.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6e24c47677e544aab9d53ab2d46a180d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7c44b3d9d934ca9a6aff5627d319dbe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/030b16b1c4ec45899b72661e64a46121.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/709525da02cb436cbf6e79fbbcf6d887.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d520d3aafe94bab803b9f244c914692.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f84daf6af84423384d78944c9f36bec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/34b3c3d6d9724587bd990e783b41e8a4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0fc219d8e7cb438abc2cab296320b33c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7cb2ebd6ea8040a4805a0d7d1e8e6991.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ebd248caac5343ab99614613e9732042.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7fd24e3744144b19abbda208b7dbe1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f92639e2a50e447c9fc93deb6444136f.jpg"], "vin_decode": {"make": "Kia", "model": "Stinger", "year": 2022, "trim": "GT1", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "3.3L 6-Cylinder", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31397.0, "monroney_url": "https://ai.castlecars.com/sticker/KNAE45LC2N6122213.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/knae45lc2n6122213/2022-kia-stinger-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/knae45lc2n6122213/2022-kia-stinger-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/KNAE45LC2N6122213.html", "json_url": "https://ai.castlecars.com/v/KNAE45LC2N6122213.json", "markdown_url": "https://ai.castlecars.com/v/KNAE45LC2N6122213.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/knae45lc2n6122213/2022-kia-stinger-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:57.729Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270011A, VIN KNAE45LC2N6122213. Advertised price: $31,397. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,397"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31397.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNAE45LC2N6122213_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNAE45LC2N6122213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31397.0, "price_incl_doc": 31397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.05, "amount_financed": 33359.31, "sales_tax": 1962.31, "total_of_payments": 38222.86, "finance_charge": 4863.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270011A, VIN KNAE45LC2N6122213. $637 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $31,397, before any dealer documentation fee. Amount financed $33,359, including $1,962 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $38,223. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKADC1NH485305_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22777.0, "price_incl_doc": 22777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.24, "amount_financed": 24200.56, "sales_tax": 1423.56, "total_of_payments": 27275.52, "finance_charge": 3074.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3736, VIN JF2SKADC1NH485305. $568 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,777, before any dealer documentation fee. Amount financed $24,201, including $1,424 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,276. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKADC1NH485305_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22777.0, "price_incl_doc": 22777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.4, "amount_financed": 24200.56, "sales_tax": 1423.56, "total_of_payments": 28403.9, "finance_charge": 4203.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3736, VIN JF2SKADC1NH485305. $473 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,777, before any dealer documentation fee. Amount financed $24,201, including $1,424 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,404. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKADC1NH485305_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22777.0, "price_incl_doc": 22777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 412.48, "amount_financed": 24200.56, "sales_tax": 1423.56, "total_of_payments": 29698.51, "finance_charge": 5497.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3736, VIN JF2SKADC1NH485305. $412 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,777, before any dealer documentation fee. Amount financed $24,201, including $1,424 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,699. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1FTBR1Y87LKA69582", "title": "2020 Ford Transit Cargo Van T250", "year": 2020, "make": "Ford", "model": "Transit Cargo Van", "trim": "T250", "decoded_trim": "Low Roof", "condition": "used", "price": 26390.0, "msrp": 26390.0, "sale_price": 26390.0, "currency": "USD", "mileage": 51227, "exterior_color": "Oxford White", "interior_color": "Dark Palazzo", "drivetrain": "RWD", "body_style": "Mini-van, Cargo", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 3, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.5 L/213", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "NC3718", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 25, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d0e06294386d478c9ffc547354cd837f.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/d0e06294386d478c9ffc547354cd837f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/99a190d7ee5a4a8487df0c150b5eaf38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65ce5a3ed32845458a1d5c0436e66287.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d512dd1c2daa4a82b28b81b9c03ff897.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12fe954230a449d7911c363ea62d6806.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d92b7fec99dd4935aac28547b19d5f55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2cc7df62c4db4053ab231ff6761f61ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9874a8d941a640b391430f34c696c0ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bfc9d7ae963640518b3f8dda9e5c89c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/deb99de9c60e4b0fb71c97c4db997e07.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dddc22768b394056928cb9eb39613dd4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd5913aca5074880877ab7579fcdf05b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4cc8ee9a86f0467abcaae4523293ceb3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4624b93a838b4a269307f2287f14bec6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/347af2b3173e405285b03142e3769932.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fe9a3500a392423c9ea5ca8d8c8dc0f3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcdb8bec1e594661aab620d97a21b3df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/872ffbb4721c41a8a35ed72310c617e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/507cc990e2e54a33bf19715b332acb56.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ce480ea9b054d06adf56ee13d234e11.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24937755fb66428da2df1665ce9551f1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b4f2468533734842854dc7b931b5238b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/620494bee0dd4c77b12340894cc6f353.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e10d87c2fd864517b858ea41d4acd44c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0713e8b02bc048e683afe791fe1a0c88.jpg"], "vin_decode": {"make": "Ford", "model": "Transit", "year": 2020, "trim": "Low Roof", "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.5L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26390.0, "monroney_url": "https://ai.castlecars.com/sticker/1FTBR1Y87LKA69582.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ftbr1y87lka69582/2020-ford-transit-cargo-van-mini-van,-cargo", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ftbr1y87lka69582/2020-ford-transit-cargo-van-mini-van,-cargo", "canonical_url": "https://ai.castlecars.com/vehicle/1FTBR1Y87LKA69582.html", "json_url": "https://ai.castlecars.com/v/1FTBR1Y87LKA69582.json", "markdown_url": "https://ai.castlecars.com/v/1FTBR1Y87LKA69582.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1ftbr1y87lka69582/2020-ford-transit-cargo-van-mini-van,-cargo", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:55.926Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #NC3718, VIN 1FTBR1Y87LKA69582. Advertised price: $26,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26390.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTBR1Y87LKA69582_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26390.0, "price_incl_doc": 26390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.38, "amount_financed": 28039.38, "sales_tax": 1649.38, "total_of_payments": 31602.1, "finance_charge": 3562.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3718, VIN 1FTBR1Y87LKA69582. $658 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,390, before any dealer documentation fee. Amount financed $28,039, including $1,649 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,602. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 26390.0, "price_incl_doc": 26390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.49, "amount_financed": 28039.38, "sales_tax": 1649.38, "total_of_payments": 32909.48, "finance_charge": 4870.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3718, VIN 1FTBR1Y87LKA69582. $548 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,390, before any dealer documentation fee. Amount financed $28,039, including $1,649 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,909. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1FMCU9GN9RUA93674", "title": "2024 Ford Escape Active", "year": 2024, "make": "Ford", "model": "Escape", "trim": "Active", "decoded_trim": "Active", "condition": "used", "price": 22477.0, "msrp": 22477.0, "sale_price": 22477.0, "currency": "USD", "mileage": 47017, "exterior_color": "Gray Metallic", "interior_color": "Ebony", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMCU9GN9RUA93674_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 407, "unit": "per_month", "display": "$407/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22477.0, "price_incl_doc": 22477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 407.05, "amount_financed": 23881.81, "sales_tax": 1404.81, "total_of_payments": 29307.35, "finance_charge": 5425.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3744, VIN 1FMCU9GN9RUA93674. $407 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,477, before any dealer documentation fee. Amount financed $23,882, including $1,405 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,307. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "4S4BTANC4R3263799", "title": "2024 Subaru Outback Limited", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 29674.0, "msrp": 29674.0, "sale_price": 29674.0, "currency": "USD", "mileage": 15461, "exterior_color": "Ice Silver Metallic", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260350A, VIN 4S4BTANC4R3263799. Advertised price: $29,674. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,674"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29674.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC4R3263799_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29674.0, "price_incl_doc": 29674.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.31, "amount_financed": 31528.63, "sales_tax": 1854.63, "total_of_payments": 35534.7, "finance_charge": 4006.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $740 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,674, before any dealer documentation fee. Amount financed $31,529, including $1,855 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,535. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 617, "unit": "per_month", "display": "$617/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29674.0, "price_incl_doc": 29674.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 616.75, "amount_financed": 31528.63, "sales_tax": 1854.63, "total_of_payments": 37004.77, "finance_charge": 5476.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $617 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,674, before any dealer documentation fee. Amount financed $31,529, including $1,855 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,005. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29674.0, "price_incl_doc": 29674.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.38, "amount_financed": 31528.63, "sales_tax": 1854.63, "total_of_payments": 38691.39, "finance_charge": 7162.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $537 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,674, before any dealer documentation fee. Amount financed $31,529, including $1,855 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,691. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260446XA, VIN 1GYFZFR49PF103458. Advertised price: $28,968. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28968.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5LMTJ3DH5GUJ18617", "title": "2016 Lincoln MKC Reserve", "year": 2016, "make": "Lincoln", "model": "MKC", "trim": "Reserve", "decoded_trim": "Reserve", "condition": "used", "price": 15546.0, "msrp": 15546.0, "sale_price": 15546.0, "currency": "USD", "mileage": 60504, "exterior_color": "Burgundy Velvet Metallic Tinted Clearcoat", "interior_color": "Ebony", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. Advertised price: $15,546. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:36Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15546.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LMTJ3DH5GUJ18617_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 323, "unit": "per_month", "display": "$323/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 323.11, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 19386.54, "finance_charge": 2868.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $323 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,387. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 282, "unit": "per_month", "display": "$282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 281.53, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 20270.15, "finance_charge": 3752.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $282 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,270. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5UXJU4C0XP9P43930", "title": "2023 BMW X5 M50i", "year": 2023, "make": "BMW", "model": "X5", "trim": "M50i", "decoded_trim": "M50i", "condition": "used", "price": 55998.0, "msrp": 55998.0, "sale_price": 55998.0, "currency": "USD", "mileage": 35529, "exterior_color": "Tanzanite Blue Ii Metallic", "interior_color": "Ivory White", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0476, VIN 5UXJU4C0XP9P43930. Advertised price: $55,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,998"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55998.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXJU4C0XP9P43930_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1397, "unit": "per_month", "display": "$1,397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55998.0, "price_incl_doc": 55998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1397.04, "amount_financed": 59497.88, "sales_tax": 3499.88, "total_of_payments": 67057.76, "finance_charge": 7559.88, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,397 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $55,998, before any dealer documentation fee. Amount financed $59,498, including $3,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $67,058. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXJU4C0XP9P43930_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1164, "unit": "per_month", "display": "$1,164/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55998.0, "price_incl_doc": 55998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1163.87, "amount_financed": 59497.88, "sales_tax": 3499.88, "total_of_payments": 69831.94, "finance_charge": 10334.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,164 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $55,998, before any dealer documentation fee. Amount financed $59,498, including $3,500 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $69,832. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXJU4C0XP9P43930_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1014, "unit": "per_month", "display": "$1,014/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55998.0, "price_incl_doc": 55998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1014.09, "amount_financed": 59497.88, "sales_tax": 3499.88, "total_of_payments": 73014.77, "finance_charge": 13516.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,014 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $55,998, before any dealer documentation fee. Amount financed $59,498, including $3,500 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $73,015. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260583A, VIN KMUMCDTC3PU133020. Advertised price: $46,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46998.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #A10800, VIN 1C4RJYB67N8716083. Advertised price: $26,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22681.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261258A, VIN KMUHEESC7SU278055. Advertised price: $66,291. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,291"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66291.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC7SU278055_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1654, "unit": "per_month", "display": "$1,654/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 66291.0, "price_incl_doc": 66291.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1653.83, "amount_financed": 70434.19, "sales_tax": 4143.19, "total_of_payments": 79383.65, "finance_charge": 8949.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,654 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $66,291, before any dealer documentation fee. Amount financed $70,434, including $4,143 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $79,384. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7SU278055_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1378, "unit": "per_month", "display": "$1,378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 66291.0, "price_incl_doc": 66291.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1377.8, "amount_financed": 70434.19, "sales_tax": 4143.19, "total_of_payments": 82667.75, "finance_charge": 12233.56, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,378 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $66,291, before any dealer documentation fee. Amount financed $70,434, including $4,143 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $82,668. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7SU278055_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1200, "unit": "per_month", "display": "$1,200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 66291.0, "price_incl_doc": 66291.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1200.49, "amount_financed": 70434.19, "sales_tax": 4143.19, "total_of_payments": 86435.62, "finance_charge": 16001.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,200 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $66,291, before any dealer documentation fee. Amount financed $70,434, including $4,143 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $86,436. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "KMUMCDTC9NU057235", "title": "2022 Genesis GV70 3.5T Sport", "year": 2022, "make": "Genesis", "model": "GV70", "trim": "3.5T Sport", "decoded_trim": "3.5T, 3.5T Sport Advanced, 3.5T Sport Prestige", "condition": "used", "price": 37265.0, "msrp": 37265.0, "sale_price": 37265.0, "currency": "USD", "mileage": 36302, "exterior_color": "Adriatic Blue", "interior_color": "Beige", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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"Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37265.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmumcdtc9nu057235/2022-genesis-gv70-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmumcdtc9nu057235/2022-genesis-gv70-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/KMUMCDTC9NU057235.html", "json_url": "https://ai.castlecars.com/v/KMUMCDTC9NU057235.json", "markdown_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261244A, VIN KMUMCDTC9NU057235. Advertised price: $37,265. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,265"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37265.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMCDTC9NU057235_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37265.0, "price_incl_doc": 37265.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 929.69, "amount_financed": 39594.06, "sales_tax": 2329.06, "total_of_payments": 44624.93, "finance_charge": 5030.87, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261244A, VIN KMUMCDTC9NU057235. $930 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,265, before any dealer documentation fee. Amount financed $39,594, including $2,329 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,625. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC9NU057235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 11}}, {"vin": "1GYKNDR47PZ150808", "title": "2023 Cadillac XT5 AWD Premium Luxury", "year": 2023, "make": "Cadillac", "model": "XT5", "trim": "AWD Premium Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 27500.0, "msrp": 27500.0, "sale_price": 27500.0, "currency": "USD", "mileage": 47889, "exterior_color": "Argent Silver Metallic", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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"https://ai.castlecars.com/sticker/1GYKNDR47PZ150808.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gykndr47pz150808/2023-cadillac-xt5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gykndr47pz150808/2023-cadillac-xt5-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1GYKNDR47PZ150808.html", "json_url": "https://ai.castlecars.com/v/1GYKNDR47PZ150808.json", "markdown_url": "https://ai.castlecars.com/v/1GYKNDR47PZ150808.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gykndr47pz150808/2023-cadillac-xt5-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:49.993Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4492A, VIN 1GYKNDR47PZ150808. Advertised price: $27,500. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,500"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27500.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDR47PZ150808_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27500.0, "price_incl_doc": 27500.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.07, "amount_financed": 29218.75, "sales_tax": 1718.75, "total_of_payments": 32931.32, "finance_charge": 3712.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4492A, VIN 1GYKNDR47PZ150808. $686 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,500, before any dealer documentation fee. Amount financed $29,219, including $1,719 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,931. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47PZ150808_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 572, "unit": "per_month", "display": "$572/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27500.0, "price_incl_doc": 27500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.56, "amount_financed": 29218.75, "sales_tax": 1718.75, "total_of_payments": 34293.69, "finance_charge": 5074.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4492A, VIN 1GYKNDR47PZ150808. $572 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,500, before any dealer documentation fee. Amount financed $29,219, including $1,719 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,294. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDR47PZ150808_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27500.0, "price_incl_doc": 27500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.01, "amount_financed": 29218.75, "sales_tax": 1718.75, "total_of_payments": 35856.75, "finance_charge": 6638.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4492A, VIN 1GYKNDR47PZ150808. $498 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,500, before any dealer documentation fee. Amount financed $29,219, including $1,719 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,857. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "2C4RC1BG2RR179868", "title": "2024 Chrysler Pacifica Touring L", "year": 2024, "make": "Chrysler", "model": "Pacifica", "trim": "Touring L", "decoded_trim": "Touring L", "condition": "used", "price": 24997.0, "msrp": 24997.0, "sale_price": 24997.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black/Alloy/Black", "drivetrain": "FWD", "body_style": "Mini-van, Passenger", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.6 L/220", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "WC1896", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 377.63, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/befe84a9db7040e1993672aa1ecf942a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/befe84a9db7040e1993672aa1ecf942a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ed1eb4fec46f4a979e96f8d73ca6cb95.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9fb39a487be4b339b17e947396c2231.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7e33b41693c44f55adbcf650af7e3393.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f6b465028b145b6a71e83a41713bc70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c9ae7359fe240e89c7782fb58f70cfe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/174e5a03440749188194713cc7f0d5fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ec1b5cd7edad484dada2cba3b1e34010.jpg"], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2024, "trim": "Touring L", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24997.0, "monroney_url": "https://ai.castlecars.com/sticker/2C4RC1BG2RR179868.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c4rc1bg2rr179868/2024-chrysler-pacifica-mini-van,-passenger", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c4rc1bg2rr179868/2024-chrysler-pacifica-mini-van,-passenger", "canonical_url": "https://ai.castlecars.com/vehicle/2C4RC1BG2RR179868.html", "json_url": "https://ai.castlecars.com/v/2C4RC1BG2RR179868.json", "markdown_url": "https://ai.castlecars.com/v/2C4RC1BG2RR179868.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2c4rc1bg2rr179868/2024-chrysler-pacifica-mini-van,-passenger", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:49.734Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1896, VIN 2C4RC1BG2RR179868. Advertised price: $24,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG2RR179868_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.62, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 29933.97, "finance_charge": 3374.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1896, VIN 2C4RC1BG2RR179868. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,934. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG2RR179868_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24997.0, "price_incl_doc": 24997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.54, "amount_financed": 26559.31, "sales_tax": 1562.31, "total_of_payments": 31172.34, "finance_charge": 4613.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1896, VIN 2C4RC1BG2RR179868. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,997, before any dealer documentation fee. Amount financed $26,559, including $1,562 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,172. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG2RR179868_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "YV4102RL7J1066583", "title": "2018 Volvo XC60 Inscription", "year": 2018, "make": "Volvo", "model": "XC60", "trim": "Inscription", "decoded_trim": "Inscription", "condition": "used", "price": 20991.0, "msrp": 20991.0, "sale_price": 20991.0, "currency": "USD", "mileage": 55230, "exterior_color": "Electric Silver Metallic", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4627A, VIN YV4102RL7J1066583. Advertised price: $20,991. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,991"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20991.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_YV4102RL7J1066583_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.68, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 25136.78, "finance_charge": 2833.84, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4627A, VIN YV4102RL7J1066583. $524 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,137. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_YV4102RL7J1066583_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.28, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 26176.69, "finance_charge": 3873.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4627A, VIN YV4102RL7J1066583. $436 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,177. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_YV4102RL7J1066583_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 380.14, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 27369.78, "finance_charge": 5066.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4627A, VIN YV4102RL7J1066583. $380 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,370. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4T1G11AK3NU646811", "title": "2022 Toyota Camry SE", "year": 2022, "make": "Toyota", "model": "Camry", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 24977.0, "msrp": 24977.0, "sale_price": 24977.0, "currency": "USD", "mileage": 53462, "exterior_color": "Predawn Gray Mica", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 28, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "WC1898", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 377.63, "photo_count": 7, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0212f3528ef84bbebc2011ce6cf1eb82.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0212f3528ef84bbebc2011ce6cf1eb82.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/74b557b20d2642f1afbb41e26f4eaf08.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd6a1e7e090847da99ee79916c657f46.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb5d5c186f504184b1e83bab3e65be10.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8226ef79e3e14293a7d4f8fbed1978a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6aecda5ac67a458da73ce5b23238bdf0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8fd116ce2ae942128c677233c6af4a2b.jpg"], "vin_decode": {"make": "Toyota", "model": "Camry", "year": 2022, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24977.0, "monroney_url": "https://ai.castlecars.com/sticker/4T1G11AK3NU646811.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4t1g11ak3nu646811/2022-toyota-camry-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4t1g11ak3nu646811/2022-toyota-camry-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/4T1G11AK3NU646811.html", "json_url": "https://ai.castlecars.com/v/4T1G11AK3NU646811.json", "markdown_url": "https://ai.castlecars.com/v/4T1G11AK3NU646811.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/4t1g11ak3nu646811/2022-toyota-camry-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:49.367Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1898, VIN 4T1G11AK3NU646811. Advertised price: $24,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1G11AK3NU646811_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.13, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 29910.02, "finance_charge": 3371.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1898, VIN 4T1G11AK3NU646811. $623 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,910. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1G11AK3NU646811_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.12, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 31147.4, "finance_charge": 4609.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1898, VIN 4T1G11AK3NU646811. $519 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,147. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1G11AK3NU646811_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.32, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 32567.05, "finance_charge": 6028.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1898, VIN 4T1G11AK3NU646811. $452 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,567. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 12}}, {"vin": "1GKS2CKJ1JR396001", "title": "2018 GMC Yukon Denali", "year": 2018, "make": "GMC", "model": "Yukon", "trim": "Denali", "decoded_trim": "Denali", "condition": "used", "price": 24977.0, "msrp": 24977.0, "sale_price": 24977.0, "currency": "USD", "mileage": 131002, "exterior_color": "Onyx Black", "interior_color": "Cocoa/Dark Atmosphere", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V8 6.2L/376", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "10-Speed Automatic", "mpg_city": 14, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "CK610", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 22, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ba56996e389e4a8e8135ce0c3911e785.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ba56996e389e4a8e8135ce0c3911e785.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d5e2fb97997d4fa4b3925e8ff2d0d7c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b852a807a4a4742b2dca52c33f99f55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb29ac4eed5a42fe96943f09fb4a7801.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9cafb5edd1bf41b29343e308115c1b45.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9ffe73dd5ea450a8d7e502ed6f21562.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4350638b8b534772ad1803a2fec74c89.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f62f9645c9ef471fa46628c4085fba71.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/728457da44d846aea6c24d876779e309.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/188a4b80adc44089ab23d16278e6052a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/81107278e24a48e38b6fa040f55e85bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0b390fa3d7a04fa8a623ba5b4398a717.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bd61d9217e434687ac7a2deaaaca8691.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a06fdf60d1e7436087f2bbb96128ed97.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ffc91e464774ba387b14c95d8402a51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7e81b39e25743ebae3779d22c9fb23b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fdbdf1b6d13d4965a640daa29b065f54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9078f6cb1e104235be89391d082692d8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8284e9a6349d4850b3bcc214c8f7d4fe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9ee4d1541f8b42e49df30d49e934857e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f2f1944ba43c4ce698e8f110ff50df77.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d12ba392c27546d8abf8789a0506eb6f.jpg"], "vin_decode": {"make": "Gmc", "model": "Yukon", "year": 2018, "trim": "Denali", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "6.2L 8-Cylinder", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24977.0, "monroney_url": "https://ai.castlecars.com/sticker/1GKS2CKJ1JR396001.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj1jr396001/2018-gmc-yukon-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj1jr396001/2018-gmc-yukon-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1GKS2CKJ1JR396001.html", "json_url": "https://ai.castlecars.com/v/1GKS2CKJ1JR396001.json", "markdown_url": "https://ai.castlecars.com/v/1GKS2CKJ1JR396001.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gks2ckj1jr396001/2018-gmc-yukon-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:48.505Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #CK610, VIN 1GKS2CKJ1JR396001. Advertised price: $24,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKS2CKJ1JR396001_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2CKJ1JR396001_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24977.0, "price_incl_doc": 24977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.12, "amount_financed": 26538.06, "sales_tax": 1561.06, "total_of_payments": 31147.4, "finance_charge": 4609.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK610, VIN 1GKS2CKJ1JR396001. $519 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,977, before any dealer documentation fee. Amount financed $26,538, including $1,561 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,147. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2CKJ1JR396001_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1887, VIN 3VV2B7AX8PM069938. Advertised price: $25,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2B7AX8PM069938_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25990.0, "price_incl_doc": 25990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.4, "amount_financed": 27614.38, "sales_tax": 1624.38, "total_of_payments": 31123.1, "finance_charge": 3508.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1887, VIN 3VV2B7AX8PM069938. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,990, before any dealer documentation fee. Amount financed $27,614, including $1,624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,123. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX8PM069938_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25990.0, "price_incl_doc": 25990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.18, "amount_financed": 27614.38, "sales_tax": 1624.38, "total_of_payments": 32410.66, "finance_charge": 4796.28, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1887, VIN 3VV2B7AX8PM069938. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,990, before any dealer documentation fee. Amount financed $27,614, including $1,624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,411. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "1C4RJXP69RW227074", "title": "2024 Jeep Wrangler 4xe Sahara", "year": 2024, "make": "Jeep", "model": "Wrangler 4xe", "trim": "Sahara", "decoded_trim": "Sahara 4XE", "condition": "used", "price": 29977.0, "msrp": 29977.0, "sale_price": 29977.0, "currency": "USD", "mileage": 47810, "exterior_color": "Silver Zynith Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "A10819", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/31db2c6912ac4de9b16881f158fd6b64.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/31db2c6912ac4de9b16881f158fd6b64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e728ad5f0bbb48588208c8c316089b52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/725791e1af3544b5a191588c3b7f5697.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a5656e164984988a8a6f84636d55e70.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a946bc3e6d64eeaa6dc9ac7ccfb1ae4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4e64bed1c43a4ef885f43efe266cde32.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78cd6d360f2640a5b73f46ee4268bb25.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1d10cf56ac92420a882a0c7588c7df06.jpg"], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2024, "trim": "Sahara 4XE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29977.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4RJXP69RW227074.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjxp69rw227074/2024-jeep-wrangler-4xe-convertible", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjxp69rw227074/2024-jeep-wrangler-4xe-convertible", "canonical_url": "https://ai.castlecars.com/vehicle/1C4RJXP69RW227074.html", "json_url": "https://ai.castlecars.com/v/1C4RJXP69RW227074.json", "markdown_url": "https://ai.castlecars.com/v/1C4RJXP69RW227074.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjxp69rw227074/2024-jeep-wrangler-4xe-convertible", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:47.607Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #A10819, VIN 1C4RJXP69RW227074. Advertised price: $29,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJXP69RW227074_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 35897.53, "finance_charge": 4046.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10819, VIN 1C4RJXP69RW227074. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,898. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJXP69RW227074_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.04, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 37382.62, "finance_charge": 5532.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10819, VIN 1C4RJXP69RW227074. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,383. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c6srfgp2t4153928/2026-ram-1500-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/3C6SRFGP2T4153928.html", "json_url": "https://ai.castlecars.com/v/3C6SRFGP2T4153928.json", "markdown_url": "https://ai.castlecars.com/v/3C6SRFGP2T4153928.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3c6srfgp2t4153928/2026-ram-1500-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #CK565B, VIN 3C6SRFGP2T4153928. Advertised price: $45,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6SRFGP2T4153928_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45977.0, "price_incl_doc": 45977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1147.03, "amount_financed": 48850.56, "sales_tax": 2873.56, "total_of_payments": 55057.58, "finance_charge": 6207.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK565B, VIN 3C6SRFGP2T4153928. $1,147 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,977, before any dealer documentation fee. Amount financed $48,851, including $2,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,058. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6SRFGP2T4153928_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45977.0, "price_incl_doc": 45977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 955.59, "amount_financed": 48850.56, "sales_tax": 2873.56, "total_of_payments": 57335.31, "finance_charge": 8484.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK565B, VIN 3C6SRFGP2T4153928. $956 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,977, before any dealer documentation fee. Amount financed $48,851, including $2,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,335. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35677.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5604A, VIN 3C6UR5NL9KG566140. Advertised price: $50,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKPGRS7RZ717824_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 969, "unit": "per_month", "display": "$969/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39590.0, "price_incl_doc": 39590.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.52, "amount_financed": 42064.38, "sales_tax": 2474.38, "total_of_payments": 46489.08, "finance_charge": 4424.7, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $969 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $39,590, before any dealer documentation fee. Amount financed $42,064, including $2,474 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $46,489. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRS7RZ717824_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 803, "unit": "per_month", "display": "$803/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39590.0, "price_incl_doc": 39590.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.28, "amount_financed": 42064.38, "sales_tax": 2474.38, "total_of_payments": 48197.06, "finance_charge": 6132.68, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $803 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $39,590, before any dealer documentation fee. Amount financed $42,064, including $2,474 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $48,197. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRS7RZ717824_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39590.0, "price_incl_doc": 39590.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 696.93, "amount_financed": 42064.38, "sales_tax": 2474.38, "total_of_payments": 50178.94, "finance_charge": 8114.56, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7845, VIN 1GYKPGRS7RZ717824. $697 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $39,590, before any dealer documentation fee. Amount financed $42,064, including $2,474 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $50,179. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JF2GTABCXJH207941", "title": "2018 Subaru Crosstrek Premium", "year": 2018, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 13540.0, "msrp": 13540.0, "sale_price": 13540.0, "currency": "USD", "mileage": 104708, "exterior_color": "Sunshine Orange", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260876AA, VIN JF2GTABCXJH207941. Advertised price: $13,540. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,540"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13540.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2GTABCXJH207941_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 338, "unit": "per_month", "display": "$338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 337.8, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 16214.19, "finance_charge": 1827.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $338 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,214. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 281, "unit": "per_month", "display": "$281/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 281.42, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 16884.97, "finance_charge": 2498.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $281 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,885. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 245, "unit": "per_month", "display": "$245/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13540.0, "price_incl_doc": 13540.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 245.2, "amount_financed": 14386.25, "sales_tax": 846.25, "total_of_payments": 17654.56, "finance_charge": 3268.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $245 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,540, before any dealer documentation fee. Amount financed $14,386, including $846 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,655. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1HA0GRF7XRN017761", "title": "2024 Chevrolet Express Commercial Cutaway Work Van", "year": 2024, "make": "Chevrolet", "model": "Express Commercial Cutaway", "trim": "Work Van", "decoded_trim": "3500 Cutaway", "condition": "used", "price": 41965.0, "msrp": 41965.0, "sale_price": 41965.0, "currency": "USD", "mileage": 498, "exterior_color": "Summit White", "interior_color": "Medium Pewter", "drivetrain": "RWD", "body_style": "Specialty Vehicle", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "Gas V8 6.6L/", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7883", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 25, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/2409e81c5195469299776559c0009909.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/2409e81c5195469299776559c0009909.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/502a57ac85de42ef81292623adc4b7f9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab749e273f0f49c58237d9f7939a7ae0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13cd70f5fc3b4bccaa2d54a0b33cada0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/94a19ebf82cd476981d628bc243f53ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8667e26d77a74314a14f59967f6a5050.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ead536c587fa464f8458b8c9f2959282.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/152688c4eb884e62b9e12eaa77fe9fbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/29c8e9774413477387282bc60feb84d4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2b60869d522e441ebdf0b2e01f987943.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68d9a82fce5a474faa957992bc128a90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c69628082674df79a79826b6416c5dd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ef238afac7740a78be81d24e58410ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3bcf1c7ba3de45bcbef053d62da685ae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f05f211ba7348dda0d0641dbbe06fc8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7c20f4e5c6ee42d1af8e74e79595f3c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/47b87eb89c484289ba2dc6c862442758.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e91c80c095cf45459d945b1b1e227458.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/32aadc9cc37d4e998f8a0d949c7cf43c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/28eccb60bbb14fe1820145fdb50dfa8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/13096a227f424b4d80b76da30894f1f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64c4a57932ab41f98a5d1b44d281fdfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e27241085fcd4931b6c0439b97fe42ca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ebccca1dc00941d3a6bb57c7882c0b8e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b91c6ec2d6742369ce2e27da449223b.jpg"], "vin_decode": {"make": "Chevrolet", "model": "Express", "year": 2024, "trim": "3500 Cutaway", "body_style": "Incomplete - Cutaway", "vehicle_type": "INCOMPLETE VEHICLE", "engine": "6.6L 8-Cylinder", "engine_displacement_l": 6.6, "cylinders": 8, "drive_type": null, "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41965.0, "monroney_url": "https://ai.castlecars.com/sticker/1HA0GRF7XRN017761.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ha0grf7xrn017761/2024-chevrolet-express-commercial-cutaway-specialty-vehicle", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1ha0grf7xrn017761/2024-chevrolet-express-commercial-cutaway-specialty-vehicle", "canonical_url": "https://ai.castlecars.com/vehicle/1HA0GRF7XRN017761.html", "json_url": "https://ai.castlecars.com/v/1HA0GRF7XRN017761.json", "markdown_url": "https://ai.castlecars.com/v/1HA0GRF7XRN017761.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1ha0grf7xrn017761/2024-chevrolet-express-commercial-cutaway-specialty-vehicle", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:44.453Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7883, VIN 1HA0GRF7XRN017761. Advertised price: $41,965. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,965"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41965.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1HA0GRF7XRN017761_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1027, "unit": "per_month", "display": "$1,027/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41965.0, "price_incl_doc": 41965.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1026.62, "amount_financed": 44587.81, "sales_tax": 2622.81, "total_of_payments": 49277.94, "finance_charge": 4690.13, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7883, VIN 1HA0GRF7XRN017761. $1,027 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $41,965, before any dealer documentation fee. Amount financed $44,588, including $2,623 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $49,278. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HA0GRF7XRN017761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41965.0, "price_incl_doc": 41965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.47, "amount_financed": 44587.81, "sales_tax": 2622.81, "total_of_payments": 51088.39, "finance_charge": 6500.58, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7883, VIN 1HA0GRF7XRN017761. $851 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $41,965, before any dealer documentation fee. Amount financed $44,588, including $2,623 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $51,088. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HA0GRF7XRN017761_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5NMJBCDE7TH609130", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30098.0, "msrp": 30098.0, "sale_price": 30098.0, "currency": "USD", "mileage": 1811, "exterior_color": "Shimmering Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260367", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 21, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/edfebc10883d452a87f9ea7a84bfeb27.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/edfebc10883d452a87f9ea7a84bfeb27.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/905fa17aea0b4ec3b8a5e2b011342d26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48e282e0ce6b43acb620278adcbb7f16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/57778d60930f4b56982c32da609ae896.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ab4a99a160044918288e50263c23591.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d4280c60a5ea4c3380c5d64969a6b4e8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/01b1570c3bfa45619ffd5fb39321b9f2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2959fd4aa3b3482e9133986c1b4e5c54.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51e2e86d50484be082945784eff0b9f8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0c79a3a15c7b48148b3fbc7805ec4406.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b80ac9cc1a544269e2b4b1d0624251b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9dfcf2ebc3c453ab3d0b35aaaedbb3e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e92a6613c56e47aaae609664a4e9b8cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/33b4f5faf4a745ab84036952bd1f8bbf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1373ba65c7f74c75894cf3f6b196650d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c88953f1efc447dcabf5708bf6bcdd74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/022038334fc34eba9eee9996026fb832.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bde9939aa8294da187d4ed8c45debee6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8906d0f8f81447cbb53ddd165c838fa1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48f646851f664e73b06d7e1d53babbc9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1a70cfff61244478349c6c2cee6c457.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30098.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJBCDE7TH609130.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcde7th609130/2026-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260367, VIN 5NMJBCDE7TH609130. Advertised price: $30,098. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30098.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH609130_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30098.0, "price_incl_doc": 30098.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.88, "amount_financed": 31979.13, "sales_tax": 1881.13, "total_of_payments": 36042.44, "finance_charge": 4063.31, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $751 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,098, before any dealer documentation fee. Amount financed $31,979, including $1,881 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,042. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH609130_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30098.0, "price_incl_doc": 30098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.56, "amount_financed": 31979.13, "sales_tax": 1881.13, "total_of_payments": 37533.52, "finance_charge": 5554.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $626 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,098, before any dealer documentation fee. Amount financed $31,979, including $1,881 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,534. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH609130_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30098.0, "price_incl_doc": 30098.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.06, "amount_financed": 31979.13, "sales_tax": 1881.13, "total_of_payments": 39244.24, "finance_charge": 7265.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,098, before any dealer documentation fee. Amount financed $31,979, including $1,881 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,244. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "KM8HFCAB9TU420674", "title": "2026 Hyundai Kona SEL Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "SEL Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27830.0, "msrp": 27830.0, "sale_price": 27830.0, "currency": "USD", "mileage": 14, "exterior_color": "Atlas White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Gasoline I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260528", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/89e7e8979cdd442b86087700e8294505.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/89e7e8979cdd442b86087700e8294505.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7f54c88ae254924882d2247e5d5038a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0fe85315cfca42e7aca3a371cb869a03.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df1b66364c6f4556a5044dd378db51bb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d9b70d40c4b47228d7221643705b719.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67f83b83b4724d73ba2d044f317b8dc0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8fff1655aa46435fad0c71a56ebaf3c3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5da5c50fe2e74b7daef399a9c278a911.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86a839d44d094b2898d7042ddbf355db.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5d84d06d3ad40e48848966b4ce33723.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07a2b384b5dd477fbe7cb15acbf54ad9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/522b3b190fcc4997bddaa216f459c46c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/438af1517b834fb1811cbfa7ec9bc282.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3215184066f74feba1ec08de421105b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69778d6a3885435bbb7a47c9d1baaef6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/607f0e6ffc5e49858ed5300b3d46642a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2577ffdc03a04e1d8a1991bf0267fa9d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1355f44e91b4b3798c84cc157faa873.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/52e4dc56227146ff89f479eec3cbc434.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27830.0, "monroney_url": "https://ai.castlecars.com/sticker/KM8HFCAB9TU420674.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/km8hfcab9tu420674/2026-hyundai-kona-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/km8hfcab9tu420674/2026-hyundai-kona-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/KM8HFCAB9TU420674.html", "json_url": "https://ai.castlecars.com/v/KM8HFCAB9TU420674.json", "markdown_url": "https://ai.castlecars.com/v/KM8HFCAB9TU420674.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/km8hfcab9tu420674/2026-hyundai-kona-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:43.608Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260528, VIN KM8HFCAB9TU420674. Advertised price: $27,830. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,830"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27830.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU420674_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27830.0, "price_incl_doc": 27830.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.3, "amount_financed": 29569.38, "sales_tax": 1739.38, "total_of_payments": 33326.5, "finance_charge": 3757.12, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260528, VIN KM8HFCAB9TU420674. $694 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,830, before any dealer documentation fee. Amount financed $29,569, including $1,739 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,326. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27830.0, "price_incl_doc": 27830.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.42, "amount_financed": 29569.38, "sales_tax": 1739.38, "total_of_payments": 34705.22, "finance_charge": 5135.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260528, VIN KM8HFCAB9TU420674. $578 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,830, before any dealer documentation fee. Amount financed $29,569, including $1,739 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,705. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27830.0, "price_incl_doc": 27830.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.99, "amount_financed": 29569.38, "sales_tax": 1739.38, "total_of_payments": 36287.03, "finance_charge": 6717.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260528, VIN KM8HFCAB9TU420674. $504 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,830, before any dealer documentation fee. Amount financed $29,569, including $1,739 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,287. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25987.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM6P0229090_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260127, VIN 5NMP4DGL3TH158282. Advertised price: $43,798. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH158282_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1093, "unit": "per_month", "display": "$1,093/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43798.0, "price_incl_doc": 43798.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1092.67, "amount_financed": 46535.38, "sales_tax": 2737.38, "total_of_payments": 52448.23, "finance_charge": 5912.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $1,093 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,798, before any dealer documentation fee. Amount financed $46,535, including $2,737 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,448. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 910, "unit": "per_month", "display": "$910/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43798.0, "price_incl_doc": 43798.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.3, "amount_financed": 46535.38, "sales_tax": 2737.38, "total_of_payments": 54618.01, "finance_charge": 8082.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $910 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,798, before any dealer documentation fee. Amount financed $46,535, including $2,737 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,618. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43798.0, "price_incl_doc": 43798.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.16, "amount_financed": 46535.38, "sales_tax": 2737.38, "total_of_payments": 57107.42, "finance_charge": 10572.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $793 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,798, before any dealer documentation fee. Amount financed $46,535, including $2,737 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,107. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 10}}, {"vin": "5NMJACDEXTH647650", "title": "2026 Hyundai Tucson SE", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 29489.0, "msrp": 29489.0, "sale_price": 29489.0, "currency": "USD", "mileage": 354, "exterior_color": "Shimmering Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260292", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/0dab0f69437d44f28120d54bfdced778.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/0dab0f69437d44f28120d54bfdced778.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/210f022d2d76429b9e46f1e804e04dc6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b6216890fdda41ac891231b0ed902547.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/39b61d7ab130489987acf4a8792833f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c65ddd35f23a4767a5490fb1889ecc30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/221e6e419e4243968fe99c6c1e0d2c4d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d9c16de0d2c4c5ca99e8d20191767c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2c01b0e589974962983904d44a516479.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f654d8346bd84dc0b36ad30d8e3cf4a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/eb3cacf75ace40c79ce942ba0003dc14.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/237f75e606f24de38bafc5409ecdb272.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/930434e42f184ad7ae05998840129865.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f6f4f5126bb4b6e9265bc3ec3c100a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12977c4882554a4a9d6789ee4627fb4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/29c38b6f854c4ff89a969a9620ed812c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4ccf24058ce9436ba3e953a13e900bc3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/822c8a05626e45fe935fed3bf51e84f5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ff58505291ad4408bb9743c6b673c3a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b72ad0aa4fd40b7bdc38fd05a5008fa.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29489.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJACDEXTH647650.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjacdexth647650/2026-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjacdexth647650/2026-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJACDEXTH647650.html", "json_url": "https://ai.castlecars.com/v/5NMJACDEXTH647650.json", "markdown_url": "https://ai.castlecars.com/v/5NMJACDEXTH647650.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjacdexth647650/2026-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:42.571Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260292, VIN 5NMJACDEXTH647650. Advertised price: $29,489. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,489"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29489.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDEXTH647650_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29489.0, "price_incl_doc": 29489.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.69, "amount_financed": 31332.06, "sales_tax": 1843.06, "total_of_payments": 35313.15, "finance_charge": 3981.09, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $736 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,489, before any dealer documentation fee. Amount financed $31,332, including $1,843 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,313. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH647650_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29489.0, "price_incl_doc": 29489.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.9, "amount_financed": 31332.06, "sales_tax": 1843.06, "total_of_payments": 36774.06, "finance_charge": 5442.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $613 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,489, before any dealer documentation fee. Amount financed $31,332, including $1,843 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,774. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH647650_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29489.0, "price_incl_doc": 29489.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.03, "amount_financed": 31332.06, "sales_tax": 1843.06, "total_of_payments": 38450.16, "finance_charge": 7118.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $534 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,489, before any dealer documentation fee. Amount financed $31,332, including $1,843 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,450. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "2GNAXUEV0L6183429", "title": "2020 Chevrolet Equinox LT", "year": 2020, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 20210.0, "msrp": 20210.0, "sale_price": 20210.0, "currency": "USD", "mileage": 35360, "exterior_color": "Midnight Blue Metallic", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kndpmcac7n7963778/2022-kia-sportage-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/KNDPMCAC7N7963778.html", "json_url": "https://ai.castlecars.com/v/KNDPMCAC7N7963778.json", "markdown_url": "https://ai.castlecars.com/v/KNDPMCAC7N7963778.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kndpmcac7n7963778/2022-kia-sportage-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:40.859Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260529XA, VIN KNDPMCAC7N7963778. Advertised price: $17,175. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,175"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17175.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPMCAC7N7963778_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17175.0, "price_incl_doc": 17175.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 428.48, "amount_financed": 18248.44, "sales_tax": 1073.44, "total_of_payments": 20567.11, "finance_charge": 2318.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $428 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,175, before any dealer documentation fee. Amount financed $18,248, including $1,073 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,567. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC7N7963778_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17175.0, "price_incl_doc": 17175.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 356.97, "amount_financed": 18248.44, "sales_tax": 1073.44, "total_of_payments": 21417.97, "finance_charge": 3169.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $357 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,175, before any dealer documentation fee. Amount financed $18,248, including $1,073 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,418. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC7N7963778_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 311, "unit": "per_month", "display": "$311/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17175.0, "price_incl_doc": 17175.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.03, "amount_financed": 18248.44, "sales_tax": 1073.44, "total_of_payments": 22394.17, "finance_charge": 4145.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $311 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,175, before any dealer documentation fee. Amount financed $18,248, including $1,073 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,394. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "KM8SR4HF0EU083827", "title": "2014 Hyundai Santa Fe GLS", "year": 2014, "make": "Hyundai", "model": "Santa Fe", "trim": "GLS", "decoded_trim": "TOP", "condition": "used", "price": 9975.0, "msrp": 9975.0, "sale_price": 9975.0, "currency": "USD", "mileage": 112470, "exterior_color": "Night Sky Pearl", "interior_color": "Beige", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.3 L/204", "engine_displacement_l": 3.3, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "HD260161A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2014HYU005a_640/2014HYU005a_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2014HYU005a_640/2014HYU005a_640_01.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2014, "trim": "TOP", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.3L", "engine_displacement_l": 3.3, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 9975.0, "monroney_url": "https://ai.castlecars.com/sticker/KM8SR4HF0EU083827.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/km8sr4hf0eu083827/2014-hyundai-santa-fe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/km8sr4hf0eu083827/2014-hyundai-santa-fe-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/KM8SR4HF0EU083827.html", "json_url": "https://ai.castlecars.com/v/KM8SR4HF0EU083827.json", "markdown_url": "https://ai.castlecars.com/v/KM8SR4HF0EU083827.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/km8sr4hf0eu083827/2014-hyundai-santa-fe-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:40.646Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260161A, VIN KM8SR4HF0EU083827. Advertised price: $9,975. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,975"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9975.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SR4HF0EU083827_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 248.86, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 11945.09, "finance_charge": 1346.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $249 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,945. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 207, "unit": "per_month", "display": "$207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.32, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 12439.26, "finance_charge": 1840.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $207 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,439. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9975.0, "price_incl_doc": 9975.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 180.64, "amount_financed": 10598.44, "sales_tax": 623.44, "total_of_payments": 13006.22, "finance_charge": 2407.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $181 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,975, before any dealer documentation fee. Amount financed $10,598, including $623 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,006. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "KM8SRDHF4HU246029", "title": "2017 Hyundai Santa Fe Limited Ultimate", "year": 2017, "make": "Hyundai", "model": "Santa Fe", "trim": "Limited Ultimate", "decoded_trim": "TOP", "condition": "used", "price": 12999.0, "msrp": 12999.0, "sale_price": 12999.0, "currency": "USD", "mileage": 90384, "exterior_color": "Iron Frost", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12999.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF4HU246029_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 270, "unit": "per_month", "display": "$270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 12999.0, "price_incl_doc": 12999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 270.17, "amount_financed": 13811.44, "sales_tax": 812.44, "total_of_payments": 16210.32, "finance_charge": 2398.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $270 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $12,999, before any dealer documentation fee. Amount financed $13,811, including $812 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,210. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD261884XA, VIN 1GYKNDRS2PZ188445. Advertised price: $37,845. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37845.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 944.16, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 45319.49, "finance_charge": 5109.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $944 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,319. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.57, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 47194.35, "finance_charge": 6984.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $787 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,194. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37845.0, "price_incl_doc": 37845.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.35, "amount_financed": 40210.31, "sales_tax": 2365.31, "total_of_payments": 49345.4, "finance_charge": 9135.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $685 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,845, before any dealer documentation fee. Amount financed $40,210, including $2,365 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,345. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3VV4B7AXXMM157863", "title": "2021 Volkswagen Tiguan SEL Premium R-Line", "year": 2021, "make": "Volkswagen", "model": "Tiguan", "trim": "SEL Premium R-Line", "decoded_trim": "4Motion SEL Premium R-Line", "condition": "used", "price": 23101.0, "msrp": 23101.0, "sale_price": 23101.0, "currency": "USD", "mileage": 60029, "exterior_color": "Pure White", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline 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"monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3vv4b7axxmm157863/2021-volkswagen-tiguan-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3vv4b7axxmm157863/2021-volkswagen-tiguan-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3VV4B7AXXMM157863.html", "json_url": "https://ai.castlecars.com/v/3VV4B7AXXMM157863.json", "markdown_url": "https://ai.castlecars.com/v/3VV4B7AXXMM157863.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3vv4b7axxmm157863/2021-volkswagen-tiguan-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:39.418Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0994A, VIN 3VV4B7AXXMM157863. Advertised price: $23,101. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,101"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23101.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4B7AXXMM157863_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23101.0, "price_incl_doc": 23101.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.32, "amount_financed": 24544.81, "sales_tax": 1443.81, "total_of_payments": 27663.51, "finance_charge": 3118.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $576 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,101, before any dealer documentation fee. Amount financed $24,545, including $1,444 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,664. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23101.0, "price_incl_doc": 23101.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.13, "amount_financed": 24544.81, "sales_tax": 1443.81, "total_of_payments": 28807.95, "finance_charge": 4263.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $480 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,101, before any dealer documentation fee. Amount financed $24,545, including $1,444 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,808. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 418, "unit": "per_month", "display": "$418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23101.0, "price_incl_doc": 23101.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.35, "amount_financed": 24544.81, "sales_tax": 1443.81, "total_of_payments": 30120.97, "finance_charge": 5576.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0994A, VIN 3VV4B7AXXMM157863. $418 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,101, before any dealer documentation fee. Amount financed $24,545, including $1,444 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,121. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26907.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #B26320A, VIN 1GCUDEE82RZ144756. Advertised price: $43,441. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,441"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43441.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUDEE82RZ144756_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1084, "unit": "per_month", "display": "$1,084/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43441.0, "price_incl_doc": 43441.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1083.76, "amount_financed": 46156.06, "sales_tax": 2715.06, "total_of_payments": 52020.71, "finance_charge": 5864.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26320A, VIN 1GCUDEE82RZ144756. $1,084 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,441, before any dealer documentation fee. Amount financed $46,156, including $2,715 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,021. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEE82RZ144756_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43441.0, "price_incl_doc": 43441.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.88, "amount_financed": 46156.06, "sales_tax": 2715.06, "total_of_payments": 54172.81, "finance_charge": 8016.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26320A, VIN 1GCUDEE82RZ144756. $903 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,441, before any dealer documentation fee. Amount financed $46,156, including $2,715 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,173. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEE82RZ144756_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43441.0, "price_incl_doc": 43441.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.69, "amount_financed": 46156.06, "sales_tax": 2715.06, "total_of_payments": 56641.92, "finance_charge": 10485.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26320A, VIN 1GCUDEE82RZ144756. $787 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,441, before any dealer documentation fee. Amount financed $46,156, including $2,715 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,642. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "JF1VA2E61M9805881", "title": "2021 Subaru WRX STI", "year": 2021, "make": "Subaru", "model": "WRX", "trim": "STI", "decoded_trim": "STI Base+W+KA", "condition": "used", "price": 35670.0, "msrp": 35670.0, "sale_price": 35670.0, "currency": "USD", "mileage": 35524, "exterior_color": "Wr Blue Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled 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"engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35670.0, "monroney_url": "https://ai.castlecars.com/sticker/JF1VA2E61M9805881.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jf1va2e61m9805881/2021-subaru-wrx-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jf1va2e61m9805881/2021-subaru-wrx-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/JF1VA2E61M9805881.html", "json_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0981, VIN JF1VA2E61M9805881. Advertised price: $35,670. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35670.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VA2E61M9805881_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35670.0, "price_incl_doc": 35670.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 889.89, "amount_financed": 37899.38, "sales_tax": 2229.38, "total_of_payments": 42714.93, "finance_charge": 4815.55, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0981, VIN JF1VA2E61M9805881. $890 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,670, before any dealer documentation fee. Amount financed $37,899, including $2,229 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,715. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VA2E61M9805881_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 741, "unit": "per_month", "display": "$741/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35670.0, "price_incl_doc": 35670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 741.37, "amount_financed": 37899.38, "sales_tax": 2229.38, "total_of_payments": 44482.04, "finance_charge": 6582.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0981, VIN JF1VA2E61M9805881. $741 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,670, before any dealer documentation fee. Amount financed $37,899, including $2,229 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,482. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VA2E61M9805881_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35670.0, "price_incl_doc": 35670.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.96, "amount_financed": 37899.38, "sales_tax": 2229.38, "total_of_payments": 46509.47, "finance_charge": 8610.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0981, VIN JF1VA2E61M9805881. $646 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,670, before any dealer documentation fee. Amount financed $37,899, including $2,229 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,509. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "3GKALMEG1PL216949", "title": "2023 GMC Terrain SLE", "year": 2023, "make": "GMC", "model": "Terrain", "trim": "SLE", "decoded_trim": "SLE", "condition": "used", "price": 22997.0, "msrp": 22997.0, "sale_price": 22997.0, "currency": "USD", "mileage": 47353, "exterior_color": "Ebony Twilight Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbocharged Gas I4 1.5L/", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 24, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "B26327A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023GMS28_640/2023GMS280001_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2023GMS28_640/2023GMS280001_640_01.jpg"], "vin_decode": {"make": "Gmc", "model": "Terrain", "year": 2023, "trim": "SLE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 22997.0, "monroney_url": "https://ai.castlecars.com/sticker/3GKALMEG1PL216949.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalmeg1pl216949/2023-gmc-terrain-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalmeg1pl216949/2023-gmc-terrain-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3GKALMEG1PL216949.html", "json_url": "https://ai.castlecars.com/v/3GKALMEG1PL216949.json", "markdown_url": "https://ai.castlecars.com/v/3GKALMEG1PL216949.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalmeg1pl216949/2023-gmc-terrain-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:37.534Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #B26327A, VIN 3GKALMEG1PL216949. Advertised price: $22,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALMEG1PL216949_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22997.0, "price_incl_doc": 22997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.73, "amount_financed": 24434.31, "sales_tax": 1437.31, "total_of_payments": 27538.97, "finance_charge": 3104.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26327A, VIN 3GKALMEG1PL216949. $574 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,997, before any dealer documentation fee. Amount financed $24,434, including $1,437 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,539. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALMEG1PL216949_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22997.0, "price_incl_doc": 22997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.97, "amount_financed": 24434.31, "sales_tax": 1437.31, "total_of_payments": 28678.25, "finance_charge": 4243.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26327A, VIN 3GKALMEG1PL216949. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,997, before any dealer documentation fee. Amount financed $24,434, including $1,437 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,678. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALMEG1PL216949_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22997.0, "price_incl_doc": 22997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.46, "amount_financed": 24434.31, "sales_tax": 1437.31, "total_of_payments": 29985.36, "finance_charge": 5551.05, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #B26327A, VIN 3GKALMEG1PL216949. $416 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,997, before any dealer documentation fee. Amount financed $24,434, including $1,437 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,985. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "JHMZC5F35JC012768", "title": "2018 Honda Clarity Plug-In Hybrid Touring", "year": 2018, "make": "Honda", "model": "Clarity Plug-In Hybrid", "trim": "Touring", "decoded_trim": "TOURING", "condition": "used", "price": 16610.0, "msrp": 16610.0, "sale_price": 16610.0, "currency": "USD", "mileage": 90553, "exterior_color": "Modern Steel Metallic", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16610.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JHMZC5F35JC012768_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 414, "unit": "per_month", "display": "$414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JHMZC5F35JC012768_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 345, "unit": "per_month", "display": "$345/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16610.0, "price_incl_doc": 16610.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 345.22, "amount_financed": 17648.13, "sales_tax": 1038.13, "total_of_payments": 20713.4, "finance_charge": 3065.27, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1029, VIN JHMZC5F35JC012768. $345 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,610, before any dealer documentation fee. Amount financed $17,648, including $1,038 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,713. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JHMZC5F35JC012768_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 301, "unit": "per_month", "display": "$301/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16610.0, "price_incl_doc": 16610.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 300.8, "amount_financed": 17648.13, "sales_tax": 1038.13, "total_of_payments": 21657.48, "finance_charge": 4009.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1029, VIN JHMZC5F35JC012768. $301 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,610, before any dealer documentation fee. Amount financed $17,648, including $1,038 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,657. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1GYFZFR40PF171213", "title": "2023 Cadillac XT4 AWD Sport", "year": 2023, "make": "Cadillac", "model": "XT4", "trim": "AWD Sport", "decoded_trim": "Sport", "condition": "used", "price": 24890.0, "msrp": 24890.0, "sale_price": 24890.0, "currency": "USD", "mileage": 58804, "exterior_color": "Crystal White Tricoat", "interior_color": "Jet Black with Cinnamon accents", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7829, VIN 1GYFZFR40PF171213. Advertised price: $24,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24890.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYFZFR40PF171213_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24890.0, "price_incl_doc": 24890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.9, "amount_financed": 26445.63, "sales_tax": 1555.63, "total_of_payments": 29227.41, "finance_charge": 2781.78, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7829, VIN 1GYFZFR40PF171213. $609 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $24,890, before any dealer documentation fee. Amount financed $26,446, including $1,556 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $29,227. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR40PF171213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 505, "unit": "per_month", "display": "$505/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24890.0, "price_incl_doc": 24890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.02, "amount_financed": 26445.63, "sales_tax": 1555.63, "total_of_payments": 30301.21, "finance_charge": 3855.58, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7829, VIN 1GYFZFR40PF171213. $505 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,890, before any dealer documentation fee. Amount financed $26,446, including $1,556 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,301. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR40PF171213_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #BC2319, VIN 3N1CP5BV1LL491848. Advertised price: $13,478. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,478"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13478.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3N1CP5BV1LL491848_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 280, "unit": "per_month", "display": "$280/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7882, VIN 1GB4YSEYXRF440374. Advertised price: $64,603. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$64,603"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64603.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GB4YSEYXRF440374_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1580, "unit": "per_month", "display": "$1,580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Not an offer to lend.", "inputs": {"selling_price": 64603.0, "price_incl_doc": 64603.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1310.8, "amount_financed": 68640.69, "sales_tax": 4037.69, "total_of_payments": 78648.01, "finance_charge": 10007.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7882, VIN 1GB4YSEYXRF440374. $1,311 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $64,603, before any dealer documentation fee. Amount financed $68,641, including $4,038 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $78,648. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7899, VIN 2C4RC1CG8RR112853. Advertised price: $22,497. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,497"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1CG8RR112853_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22497.0, "price_incl_doc": 22497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.36, "amount_financed": 23903.06, "sales_tax": 1406.06, "total_of_payments": 26417.39, "finance_charge": 2514.33, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7899, VIN 2C4RC1CG8RR112853. $550 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $22,497, before any dealer documentation fee. Amount financed $23,903, including $1,406 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $26,417. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1CG8RR112853_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22497.0, "price_incl_doc": 22497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 3.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Chrysler Voyager - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 372.88, "amount_financed": 23903.06, "sales_tax": 1406.06, "total_of_payments": 26847.33, "finance_charge": 2944.27, "per_1000_financed": 15.6, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7899, VIN 2C4RC1CG8RR112853. $373 per month for 72 months at 3.9% APR, $0 cash down. Advertised price $22,497, before any dealer documentation fee. Amount financed $23,903, including $1,406 estimated sales tax at 6.25%. That is $15.60 per $1,000 financed. Total of payments $26,847. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7914, VIN 3C6RR7KG4PG657929. Advertised price: $34,870. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,870"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34870.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6RR7KG4PG657929_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 853, "unit": "per_month", "display": "$853/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34870.0, "price_incl_doc": 34870.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.05, "amount_financed": 37049.38, "sales_tax": 2179.38, "total_of_payments": 40946.55, "finance_charge": 3897.17, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $853 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $34,870, before any dealer documentation fee. Amount financed $37,049, including $2,179 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $40,947. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RR7KG4PG657929_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34870.0, "price_incl_doc": 34870.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.52, "amount_financed": 37049.38, "sales_tax": 2179.38, "total_of_payments": 42450.91, "finance_charge": 5401.53, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $708 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $34,870, before any dealer documentation fee. Amount financed $37,049, including $2,179 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $42,451. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6RR7KG4PG657929_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34870.0, "price_incl_doc": 34870.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 613.84, "amount_financed": 37049.38, "sales_tax": 2179.38, "total_of_payments": 44196.5, "finance_charge": 7147.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7914, VIN 3C6RR7KG4PG657929. $614 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $34,870, before any dealer documentation fee. Amount financed $37,049, including $2,179 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $44,196. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5792B, VIN 5FNYF6H04HB096110. Advertised price: $18,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1C4RJHBGXPC580718", "title": "2023 Jeep Grand Cherokee Limited", "year": 2023, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 31977.0, "msrp": 31977.0, "sale_price": 31977.0, "currency": "USD", "mileage": 21227, "exterior_color": "Diamond Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "JC528", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af7a2350-b2aa-46ee-a925-9b52e4c2a2c2.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/af7a2350-b2aa-46ee-a925-9b52e4c2a2c2.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/342ccb19-38b1-4e57-b08b-6000c876270b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f0d545a4-ee00-4ef0-9367-2ebdf0b5b458.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/fbaf3975-864d-42c9-a1a2-e6b5d8264125.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/26aab41e-17b3-4a0c-8234-4f3081b36399.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/216d96c1-c649-41cf-8fbd-a72f09f58905.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a6d0b604-82a3-49bf-a72f-cbc7098af92f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e6cd2591-759b-43d8-bcda-d492eb4bda97.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/dbca3319-77e8-46be-b233-7207cbc87abf.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b948e4a7-6960-4e37-8d54-8829cc6de6a5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/78c4ce9f-16d4-4c16-9855-247d1a8958ea.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2023, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31977.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4RJHBGXPC580718.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjhbgxpc580718/2023-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC528, VIN 1C4RJHBGXPC580718. Advertised price: $31,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBGXPC580718_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.76, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 38292.54, "finance_charge": 4316.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $798 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,293. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBGXPC580718_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 664.61, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 39876.7, "finance_charge": 5901.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,877. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBGXPC580718_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31977.0, "price_incl_doc": 31977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.09, "amount_financed": 33975.56, "sales_tax": 1998.56, "total_of_payments": 41694.22, "finance_charge": 7718.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC528, VIN 1C4RJHBGXPC580718. $579 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,977, before any dealer documentation fee. Amount financed $33,976, including $1,999 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,694. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3VW2K7AJ1DM271779", "title": "2013 Volkswagen Jetta 2.0L Base", "year": 2013, "make": "Volkswagen", "model": "Jetta", "trim": "2.0L Base", "decoded_trim": "Trendline, Trendline +", "condition": "used", "price": 9995.0, "msrp": 9995.0, "sale_price": 9995.0, "currency": "USD", "mileage": 54206, "exterior_color": "Other", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L 4-Cylinder", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "JC500B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 10, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/067daf93-ac94-4db9-a24d-0fee728d1b0e.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/067daf93-ac94-4db9-a24d-0fee728d1b0e.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5cf1875e-7d27-4955-bc64-87f9aac955a8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1c2ec6ee-2271-4b6f-b5de-6c2655b343c1.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7d5d4b51-b540-48b9-957d-e4a84ba6980e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d85f697f-c4d4-4065-aa76-d382b3c84745.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a81e8f77-2cde-444a-8726-3f571c1aa59d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51d0c556-7948-4f52-9ceb-92d212889ef8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9405b831-3211-4594-9b20-94a34ae6c246.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd98e4fe-34c7-49ea-abfb-0c7d7675240c.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c15de3fc-009f-43ad-93b1-18b72c12ad6b.jpeg"], "vin_decode": {"make": "Volkswagen", "model": "Jetta", "year": 2013, "trim": "Trendline, Trendline +", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.984000L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 9995.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3vw2k7aj1dm271779/2013-volkswagen-jetta-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3vw2k7aj1dm271779/2013-volkswagen-jetta-sedan", "canonical_url": "https://ai.castlecars.com/vehicle/3VW2K7AJ1DM271779.html", "json_url": "https://ai.castlecars.com/v/3VW2K7AJ1DM271779.json", "markdown_url": "https://ai.castlecars.com/v/3VW2K7AJ1DM271779.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3vw2k7aj1dm271779/2013-volkswagen-jetta-sedan", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:33.200Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC500B, VIN 3VW2K7AJ1DM271779. Advertised price: $9,995. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,995"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9995.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW2K7AJ1DM271779_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9995.0, "price_incl_doc": 9995.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 249.36, "amount_financed": 10619.69, "sales_tax": 624.69, "total_of_payments": 11969.04, "finance_charge": 1349.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC500B, VIN 3VW2K7AJ1DM271779. $249 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,995, before any dealer documentation fee. Amount financed $10,620, including $625 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,969. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW2K7AJ1DM271779_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 208, "unit": "per_month", "display": "$208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9995.0, "price_incl_doc": 9995.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.74, "amount_financed": 10619.69, "sales_tax": 624.69, "total_of_payments": 12464.2, "finance_charge": 1844.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC500B, VIN 3VW2K7AJ1DM271779. $208 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,995, before any dealer documentation fee. Amount financed $10,620, including $625 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,464. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW2K7AJ1DM271779_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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"source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg2m8197963/2021-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg2m8197963/2021-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecars.com/vehicle/1C4RJKDG2M8197963.html", "json_url": "https://ai.castlecars.com/v/1C4RJKDG2M8197963.json", "markdown_url": "https://ai.castlecars.com/v/1C4RJKDG2M8197963.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg2m8197963/2021-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:32.748Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1017, VIN 1C4RJKDG2M8197963. Advertised price: $35,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKDG2M8197963_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 888, "unit": "per_month", "display": "$888/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35577.0, "price_incl_doc": 35577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 887.57, "amount_financed": 37800.56, "sales_tax": 2223.56, "total_of_payments": 42603.55, "finance_charge": 4802.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $888 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,577, before any dealer documentation fee. Amount financed $37,801, including $2,224 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,604. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG2M8197963_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35577.0, "price_incl_doc": 35577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.43, "amount_financed": 37800.56, "sales_tax": 2223.56, "total_of_payments": 44366.06, "finance_charge": 6565.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $739 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,577, before any dealer documentation fee. Amount financed $37,801, including $2,224 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,366. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG2M8197963_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35577.0, "price_incl_doc": 35577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.28, "amount_financed": 37800.56, "sales_tax": 2223.56, "total_of_payments": 46388.2, "finance_charge": 8587.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1017, VIN 1C4RJKDG2M8197963. $644 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,577, before any dealer documentation fee. Amount financed $37,801, including $2,224 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,388. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5790A, VIN 5N1AZ2BS1PC118339. Advertised price: $25,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5906A, VIN 5TFVC5DB9NX002379. Advertised price: $39,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5761A, VIN 1GTUUEEL6PZ197820. Advertised price: $52,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTUUEEL6PZ197820_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1322, "unit": "per_month", "display": "$1,322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBG7M8208118_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKBG7M8208118_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZRFH9KS609860_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.34, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 29900.36, "finance_charge": 4424.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5385A, VIN 5TDJZRFH9KS609860. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,900. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJZRFH9KS609860_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.21, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 31263.17, "finance_charge": 5787.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5385A, VIN 5TDJZRFH9KS609860. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,263. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1C6SRFU95NN230113", "title": "2022 RAM 1500 TRX", "year": 2022, "make": "RAM", "model": "1500", "trim": "TRX", "decoded_trim": "TRX", "condition": "used", "price": 71277.0, "msrp": 71277.0, "sale_price": 71277.0, "currency": "USD", "mileage": 66575, "exterior_color": "Diamond Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "6.2L Supercharged HEMI V8 SRT", 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"https://www.castlecars.com/viewdetails/used/1c6srfu95nn230113/2022-ram-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfu95nn230113/2022-ram-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFU95NN230113.html", "json_url": "https://ai.castlecars.com/v/1C6SRFU95NN230113.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFU95NN230113.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfu95nn230113/2022-ram-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:30.252Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5520A, VIN 1C6SRFU95NN230113. Advertised price: $71,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$71,277"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFU95NN230113_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1778, "unit": "per_month", "display": "$1,778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 71277.0, "price_incl_doc": 71277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1778.22, "amount_financed": 75731.81, "sales_tax": 4454.81, "total_of_payments": 85354.4, "finance_charge": 9622.59, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5520A, VIN 1C6SRFU95NN230113. $1,778 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $71,277, before any dealer documentation fee. Amount financed $75,732, including $4,455 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $85,354. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFU95NN230113_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1481, "unit": "per_month", "display": "$1,481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 71277.0, "price_incl_doc": 71277.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1481.43, "amount_financed": 75731.81, "sales_tax": 4454.81, "total_of_payments": 88885.51, "finance_charge": 13153.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5520A, VIN 1C6SRFU95NN230113. $1,481 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $71,277, before any dealer documentation fee. Amount financed $75,732, including $4,455 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $88,886. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFU95NN230113_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1291, "unit": "per_month", "display": "$1,291/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 71277.0, "price_incl_doc": 71277.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1290.79, "amount_financed": 75731.81, "sales_tax": 4454.81, "total_of_payments": 92936.77, "finance_charge": 17204.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5520A, VIN 1C6SRFU95NN230113. $1,291 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $71,277, before any dealer documentation fee. Amount financed $75,732, including $4,455 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $92,937. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1C4RJKDG4M8144973", "title": "2021 Jeep Grand Cherokee L Overland", "year": 2021, "make": "Jeep", "model": "Grand Cherokee L", "trim": "Overland", "decoded_trim": "Overland", "condition": "used", "price": 28977.0, "msrp": 28977.0, "sale_price": 28977.0, "currency": "USD", "mileage": 73513, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "J5315A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 10, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/99618093-1bd3-4e85-bd05-303384e0dbe1.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/99618093-1bd3-4e85-bd05-303384e0dbe1.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/87c2b2ab-5bfb-4aea-aa7b-958590b1b301.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6dc8d13a-7382-42cb-9fc8-eca376b3773b.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/efb18943-77a8-41bc-a36f-122f961e528a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ae54ebbf-642e-421e-92d4-176a7d351b67.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c20425b3-504c-4aac-a416-a0e9a4282408.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f3ea822b-f03d-4479-bc17-b17f8e79758c.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88a2baff-483b-4706-8543-643c284345a3.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5f99ac7c-601a-4e27-943a-38d0a239bcbe.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f311dda7-6953-4aaf-b090-7314ff672105.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee L", "year": 2021, "trim": "Overland", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28977.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4RJKDG4M8144973.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg4m8144973/2021-jeep-grand-cherokee-l-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg4m8144973/2021-jeep-grand-cherokee-l-suv", "canonical_url": "https://ai.castlecars.com/vehicle/1C4RJKDG4M8144973.html", "json_url": "https://ai.castlecars.com/v/1C4RJKDG4M8144973.json", "markdown_url": "https://ai.castlecars.com/v/1C4RJKDG4M8144973.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjkdg4m8144973/2021-jeep-grand-cherokee-l-suv", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:29.828Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5315A, VIN 1C4RJKDG4M8144973. Advertised price: $28,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJKDG4M8144973_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28977.0, "price_incl_doc": 28977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.92, "amount_financed": 30788.06, "sales_tax": 1811.06, "total_of_payments": 34700.03, "finance_charge": 3911.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5315A, VIN 1C4RJKDG4M8144973. $723 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,977, before any dealer documentation fee. Amount financed $30,788, including $1,811 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,700. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG4M8144973_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28977.0, "price_incl_doc": 28977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.26, "amount_financed": 30788.06, "sales_tax": 1811.06, "total_of_payments": 36135.57, "finance_charge": 5347.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5315A, VIN 1C4RJKDG4M8144973. $602 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,977, before any dealer documentation fee. Amount financed $30,788, including $1,811 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,136. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJKDG4M8144973_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 525, "unit": "per_month", "display": "$525/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28977.0, "price_incl_doc": 28977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.76, "amount_financed": 30788.06, "sales_tax": 1811.06, "total_of_payments": 37782.58, "finance_charge": 6994.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5315A, VIN 1C4RJKDG4M8144973. $525 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,977, before any dealer documentation fee. Amount financed $30,788, including $1,811 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,783. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "3KPF24AD9RE756413", "title": "2024 Kia Forte LXS", "year": 2024, "make": "Kia", "model": "Forte", "trim": "LXS", "decoded_trim": "LX, LXS", "condition": "used", "price": 19977.0, "msrp": 19977.0, "sale_price": 19977.0, "currency": "USD", "mileage": 19057, "exterior_color": "Steel Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 MPI", 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Not an offer to lend.", "inputs": {"selling_price": 28750.0, "price_incl_doc": 28750.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 717.25, "amount_financed": 30546.88, "sales_tax": 1796.88, "total_of_payments": 34428.21, "finance_charge": 3881.33, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1869, VIN WA1GAAFYXP2144226. $717 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,750, before any dealer documentation fee. Amount financed $30,547, including $1,797 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,428. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1GAAFYXP2144226_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28750.0, "price_incl_doc": 28750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.54, "amount_financed": 30546.88, "sales_tax": 1796.88, "total_of_payments": 35852.5, "finance_charge": 5305.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1869, VIN WA1GAAFYXP2144226. $598 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,750, before any dealer documentation fee. Amount financed $30,547, including $1,797 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,852. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1GAAFYXP2144226_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28750.0, "price_incl_doc": 28750.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 520.65, "amount_financed": 30546.88, "sales_tax": 1796.88, "total_of_payments": 37486.6, "finance_charge": 6939.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1869, VIN WA1GAAFYXP2144226. $521 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,750, before any dealer documentation fee. Amount financed $30,547, including $1,797 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,487. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "3GCPDCEK6NG565726", "title": "2022 Chevrolet Silverado 1500 Custom Trail Boss", "year": 2022, "make": "Chevrolet", "model": "Silverado 1500", "trim": "Custom Trail Boss", "decoded_trim": "Trail Boss Custom", "condition": "used", "price": 36577.0, "msrp": 36577.0, "sale_price": 36577.0, "currency": "USD", "mileage": 25288, "exterior_color": "Ash", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, 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"source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gcpdcek6ng565726/2022-chevrolet-silverado-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/3GCPDCEK6NG565726.html", "json_url": "https://ai.castlecars.com/v/3GCPDCEK6NG565726.json", "markdown_url": "https://ai.castlecars.com/v/3GCPDCEK6NG565726.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gcpdcek6ng565726/2022-chevrolet-silverado-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:28.430Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5734A, VIN 3GCPDCEK6NG565726. Advertised price: $36,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GCPDCEK6NG565726_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36577.0, "price_incl_doc": 36577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.52, "amount_financed": 38863.06, "sales_tax": 2286.06, "total_of_payments": 43801.05, "finance_charge": 4937.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5734A, VIN 3GCPDCEK6NG565726. $913 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,577, before any dealer documentation fee. Amount financed $38,863, including $2,286 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,801. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCPDCEK6NG565726_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36577.0, "price_incl_doc": 36577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.22, "amount_financed": 38863.06, "sales_tax": 2286.06, "total_of_payments": 45613.1, "finance_charge": 6750.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5734A, VIN 3GCPDCEK6NG565726. $760 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,577, before any dealer documentation fee. Amount financed $38,863, including $2,286 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,613. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GCPDCEK6NG565726_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC515, VIN 2C4RC1BG6PR620964. Advertised price: $23,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23377.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8952.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0906, VIN JM3KFBBL3S0738251. Advertised price: $28,278. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,278"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28278.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBBL3S0738251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28278.0, "price_incl_doc": 28278.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.48, "amount_financed": 30045.38, "sales_tax": 1767.38, "total_of_payments": 33862.99, "finance_charge": 3817.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906, VIN JM3KFBBL3S0738251. $705 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,278, before any dealer documentation fee. Amount financed $30,045, including $1,767 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,863. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBL3S0738251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 588, "unit": "per_month", "display": "$588/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28278.0, "price_incl_doc": 28278.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.73, "amount_financed": 30045.38, "sales_tax": 1767.38, "total_of_payments": 35263.9, "finance_charge": 5218.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906, VIN JM3KFBBL3S0738251. $588 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,278, before any dealer documentation fee. Amount financed $30,045, including $1,767 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,264. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBL3S0738251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28278.0, "price_incl_doc": 28278.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.1, "amount_financed": 30045.38, "sales_tax": 1767.38, "total_of_payments": 36871.17, "finance_charge": 6825.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906, VIN JM3KFBBL3S0738251. $512 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,278, before any dealer documentation fee. Amount financed $30,045, including $1,767 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,871. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "JM3KFBBL9S0721535", "title": "2025 Mazda CX-5 2.5 S Select Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "2.5 S Select Package", "decoded_trim": "Select", "condition": "used", "price": 28514.0, "msrp": 28514.0, "sale_price": 28514.0, "currency": "USD", "mileage": 5815, "exterior_color": "Rhodium White Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbbl9s0721535/2025-mazda-cx-5-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/JM3KFBBL9S0721535.html", "json_url": "https://ai.castlecars.com/v/JM3KFBBL9S0721535.json", "markdown_url": "https://ai.castlecars.com/v/JM3KFBBL9S0721535.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbbl9s0721535/2025-mazda-cx-5-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:27.211Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0907, VIN JM3KFBBL9S0721535. Advertised price: $28,514. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,514"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28514.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBBL9S0721535_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28514.0, "price_incl_doc": 28514.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.37, "amount_financed": 30296.13, "sales_tax": 1782.13, "total_of_payments": 34145.6, "finance_charge": 3849.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0907, VIN JM3KFBBL9S0721535. $711 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,514, before any dealer documentation fee. Amount financed $30,296, including $1,782 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,146. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBL9S0721535_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1862, VIN 3VVNX7B20PM311168. Advertised price: $23,450. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,450"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23450.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVNX7B20PM311168_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 585, "unit": "per_month", "display": "$585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23450.0, "price_incl_doc": 23450.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 585.03, "amount_financed": 24915.63, "sales_tax": 1465.63, "total_of_payments": 28081.44, "finance_charge": 3165.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1862, VIN 3VVNX7B20PM311168. $585 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,450, before any dealer documentation fee. Amount financed $24,916, including $1,466 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,081. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 23450.0, "price_incl_doc": 23450.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 487.39, "amount_financed": 24915.63, "sales_tax": 1465.63, "total_of_payments": 29243.17, "finance_charge": 4327.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1862, VIN 3VVNX7B20PM311168. $487 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,450, before any dealer documentation fee. Amount financed $24,916, including $1,466 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,243. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM0S0580961_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27821.0, "price_incl_doc": 27821.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.08, "amount_financed": 29559.81, "sales_tax": 1738.81, "total_of_payments": 33315.72, "finance_charge": 3755.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $694 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,821, before any dealer documentation fee. Amount financed $29,560, including $1,739 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,316. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM0S0580961_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27821.0, "price_incl_doc": 27821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.23, "amount_financed": 29559.81, "sales_tax": 1738.81, "total_of_payments": 34693.99, "finance_charge": 5134.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $578 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,821, before any dealer documentation fee. Amount financed $29,560, including $1,739 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,694. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM0S0580961_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27821.0, "price_incl_doc": 27821.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.82, "amount_financed": 29559.81, "sales_tax": 1738.81, "total_of_payments": 36275.29, "finance_charge": 6715.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $504 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,821, before any dealer documentation fee. Amount financed $29,560, including $1,739 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,275. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1N4BL3AP7DN427199", "title": "2013 Nissan Altima 3.5 S", "year": 2013, "make": "Nissan", "model": "Altima", "trim": "3.5 S", "decoded_trim": null, "condition": "used", "price": 6777.0, "msrp": 6777.0, "sale_price": 6777.0, "currency": "USD", "mileage": 131255, "exterior_color": "Pearl White", "interior_color": "Charcoal", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 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{"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0798A, VIN 1N4BL3AP7DN427199. Advertised price: $6,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$6,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 6777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N4BL3AP7DN427199_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 169, "unit": "per_month", "display": "$169/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL3AP7DN427199_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 141, "unit": "per_month", "display": "$141/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 140.85, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 8451.21, "finance_charge": 1250.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $141 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $8,451. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL3AP7DN427199_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 123, "unit": "per_month", "display": "$123/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0846, VIN 4S3GKAV69P3600603. Advertised price: $20,400. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,400"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20400.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3GKAV69P3600603_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3GKAV69P3600603_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35302.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 23531.0, "price_incl_doc": 23531.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.05, "amount_financed": 25001.69, "sales_tax": 1470.69, "total_of_payments": 28178.44, "finance_charge": 3176.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0783, VIN ZASPATCW9R3050733. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,531, before any dealer documentation fee. Amount financed $25,002, including $1,471 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,178. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPATCW9R3050733_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23531.0, "price_incl_doc": 23531.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 489.07, "amount_financed": 25001.69, "sales_tax": 1470.69, "total_of_payments": 29344.18, "finance_charge": 4342.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0783, VIN ZASPATCW9R3050733. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,531, before any dealer documentation fee. Amount financed $25,002, including $1,471 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,344. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPATCW9R3050733_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23531.0, "price_incl_doc": 23531.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 426.13, "amount_financed": 25001.69, "sales_tax": 1470.69, "total_of_payments": 30681.64, "finance_charge": 5679.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0783, VIN ZASPATCW9R3050733. $426 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,531, before any dealer documentation fee. Amount financed $25,002, including $1,471 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,682. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "WA1AVBF15PD025345", "title": "2023 Audi Q8 Premium", "year": 2023, "make": "Audi", "model": "Q8", "trim": "Premium", "decoded_trim": "quattro Premium", "condition": "used", "price": 39500.0, "msrp": 39500.0, "sale_price": 39500.0, "currency": "USD", "mileage": 48346, "exterior_color": "Carrara White", "interior_color": "Okapi Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": null, 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no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/wa1avbf15pd025345/2023-audi-q8-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/WA1AVBF15PD025345.html", "json_url": "https://ai.castlecars.com/v/WA1AVBF15PD025345.json", "markdown_url": "https://ai.castlecars.com/v/WA1AVBF15PD025345.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/wa1avbf15pd025345/2023-audi-q8-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:22.593Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1842, VIN WA1AVBF15PD025345. Advertised price: $39,500. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,500"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39500.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1AVBF15PD025345_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39500.0, "price_incl_doc": 39500.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.44, "amount_financed": 41968.75, "sales_tax": 2468.75, "total_of_payments": 47301.36, "finance_charge": 5332.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1842, VIN WA1AVBF15PD025345. $985 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,500, before any dealer documentation fee. Amount financed $41,969, including $2,469 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,301. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1AVBF15PD025345_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 821, "unit": "per_month", "display": "$821/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39500.0, "price_incl_doc": 39500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 820.97, "amount_financed": 41968.75, "sales_tax": 2468.75, "total_of_payments": 49258.21, "finance_charge": 7289.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1842, VIN WA1AVBF15PD025345. $821 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,500, before any dealer documentation fee. Amount financed $41,969, including $2,469 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,258. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1AVBF15PD025345_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 39500.0, "price_incl_doc": 39500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.32, "amount_financed": 41968.75, "sales_tax": 2468.75, "total_of_payments": 51503.33, "finance_charge": 9534.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1842, VIN WA1AVBF15PD025345. $715 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,500, before any dealer documentation fee. Amount financed $41,969, including $2,469 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,503. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4353A, VIN 7MMVABEM4PN103073. Advertised price: $23,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WG1295, VIN 3VWBX7BU0SM087215. Advertised price: $19,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19443.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1C11AK9LU937065_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19443.0, "price_incl_doc": 19443.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.06, "amount_financed": 20658.19, "sales_tax": 1215.19, "total_of_payments": 23283.05, "finance_charge": 2624.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1191, VIN 4T1C11AK9LU937065. $485 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,443, before any dealer documentation fee. Amount financed $20,658, including $1,215 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,283. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1C11AK9LU937065_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19443.0, "price_incl_doc": 19443.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 404.1, "amount_financed": 20658.19, "sales_tax": 1215.19, "total_of_payments": 24246.27, "finance_charge": 3588.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1191, VIN 4T1C11AK9LU937065. $404 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,443, before any dealer documentation fee. Amount financed $20,658, including $1,215 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,246. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1C11AK9LU937065_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 352, "unit": "per_month", "display": "$352/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19443.0, "price_incl_doc": 19443.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 352.1, "amount_financed": 20658.19, "sales_tax": 1215.19, "total_of_payments": 25351.37, "finance_charge": 4693.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1191, VIN 4T1C11AK9LU937065. $352 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,443, before any dealer documentation fee. Amount financed $20,658, including $1,215 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,351. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "5NMJCCDE0SH587418", "title": "2025 Hyundai Tucson SEL Convenience", "year": 2025, "make": "Hyundai", "model": "Tucson", "trim": "SEL Convenience", "decoded_trim": "SEL Convenience", "condition": "used", "price": 29956.7, "msrp": 37374.0, "sale_price": 29956.7, "currency": "USD", "mileage": 4474, "exterior_color": "Serenity White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "US27955", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 29, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/83ef0422b0f54256be4543700a643495.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/83ef0422b0f54256be4543700a643495.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bde2e4f6565a496abd9e770bab9d2f59.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73924d642f5a48ea8ce89b176ac86661.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c31849039db4dfe8abd2d26e82c4811.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5fe16bcbc0d47ba8ebd9e845e7a7d2f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/96eb678066e4407686d0f351d1f30706.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7232fb36a1484e0cb4464e52e0c88b7e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a11d643802344b2ea8bb7e4f127202fb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/489725320c0f41b880d8974bdd483efb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4b07ab79dc2c480996abf02ac51d7be5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9b8187e0a084098bbfc9f5859208f52.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ceef45d0dcae457aa6381923b496865a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ce2ab320f5347c2964f912eea213e38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5c62e565a60c4602b640253368742ce5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77550637a2ee4194b7c3a20934dbd43b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3521a9e2f5e3433fbee5748ee23d7085.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/131f8f4342d94820b2350ce2f6bfb20b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ceb7a1cfc29247aa8a51cfccf08957b0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aa3fb591bb634b238459ad7685e41674.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5094e6ac345e43de8b351195b5130a8f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1956a66a878a4959b0eb7b4a247f8a79.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48a6023a68f74e11a45aa03c6db40805.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f33f1e3e65974388af4fc8541840771a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d531d20141424e3f9c46c1ea181b8b4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/87dde171c4ae4667bb66b59a1c0da435.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a94519cb549749ad9796022a62afb788.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66c9411ef1f44ad98cdbfd9923d8923d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/475420e877c34c19a45978dd1f15be12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54394f8c5fb14982999863b7642ee178.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2025, "trim": "SEL Convenience", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37374.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJCCDE0SH587418.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjccde0sh587418/2025-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjccde0sh587418/2025-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJCCDE0SH587418.html", "json_url": "https://ai.castlecars.com/v/5NMJCCDE0SH587418.json", "markdown_url": "https://ai.castlecars.com/v/5NMJCCDE0SH587418.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjccde0sh587418/2025-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:21.284Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 7417.299999999999, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #US27955, VIN 5NMJCCDE0SH587418. Advertised price: $29,957. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29956.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJCCDE0SH587418_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29956.7, "price_incl_doc": 29956.7, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.36, "amount_financed": 31828.99, "sales_tax": 1872.29, "total_of_payments": 35873.22, "finance_charge": 4044.23, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27955, VIN 5NMJCCDE0SH587418. $747 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,957, before any dealer documentation fee. Amount financed $31,829, including $1,872 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,873. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29956.7, "price_incl_doc": 29956.7, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 622.62, "amount_financed": 31828.99, "sales_tax": 1872.29, "total_of_payments": 37357.3, "finance_charge": 5528.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27955, VIN 5NMJCCDE0SH587418. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,957, before any dealer documentation fee. Amount financed $31,829, including $1,872 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,357. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29956.7, "price_incl_doc": 29956.7, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.5, "amount_financed": 31828.99, "sales_tax": 1872.29, "total_of_payments": 39059.99, "finance_charge": 7231.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27955, VIN 5NMJCCDE0SH587418. $542 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,957, before any dealer documentation fee. Amount financed $31,829, including $1,872 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,060. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16793.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #US27883, VIN KMHLM4DJ0SU160091. Advertised price: $23,267. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23266.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DJ0SU160091_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 580, "unit": "per_month", "display": "$580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23266.7, "price_incl_doc": 23266.7, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 580.46, "amount_financed": 24720.87, "sales_tax": 1454.17, "total_of_payments": 27861.94, "finance_charge": 3141.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27883, VIN KMHLM4DJ0SU160091. $580 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,267, before any dealer documentation fee. Amount financed $24,721, including $1,454 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,862. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DJ0SU160091_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23266.7, "price_incl_doc": 23266.7, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.58, "amount_financed": 24720.87, "sales_tax": 1454.17, "total_of_payments": 29014.59, "finance_charge": 4293.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27883, VIN KMHLM4DJ0SU160091. $484 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,267, before any dealer documentation fee. Amount financed $24,721, including $1,454 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,015. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DJ0SU160091_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 421, "unit": "per_month", "display": "$421/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23266.7, "price_incl_doc": 23266.7, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 421.35, "amount_financed": 24720.87, "sales_tax": 1454.17, "total_of_payments": 30337.03, "finance_charge": 5616.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27883, VIN KMHLM4DJ0SU160091. $421 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,267, before any dealer documentation fee. Amount financed $24,721, including $1,454 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,337. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5NMJECDEXRH349418", "title": "2024 Hyundai Tucson Limited", "year": 2024, "make": "Hyundai", "model": "Tucson", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 21977.0, "msrp": 21977.0, "sale_price": 21977.0, "currency": "USD", "mileage": 64094, "exterior_color": "Shimmering Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"price_history": [], "window_sticker": {"msrp": 21977.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJECDEXRH349418.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjecdexrh349418/2024-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjecdexrh349418/2024-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJECDEXRH349418.html", "json_url": "https://ai.castlecars.com/v/5NMJECDEXRH349418.json", "markdown_url": "https://ai.castlecars.com/v/5NMJECDEXRH349418.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjecdexrh349418/2024-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:19.691Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #P5072, VIN 5NMJECDEXRH349418. Advertised price: $21,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDEXRH349418_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.28, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 26317.51, "finance_charge": 2966.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #P5072, VIN 5NMJECDEXRH349418. $548 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,318. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDEXRH349418_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 457, "unit": "per_month", "display": "$457/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.77, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 27406.27, "finance_charge": 4055.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #P5072, VIN 5NMJECDEXRH349418. $457 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,406. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDEXRH349418_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 398, "unit": "per_month", "display": "$398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21977.0, "price_incl_doc": 21977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 397.99, "amount_financed": 23350.56, "sales_tax": 1373.56, "total_of_payments": 28655.4, "finance_charge": 5304.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #P5072, VIN 5NMJECDEXRH349418. $398 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,977, before any dealer documentation fee. Amount financed $23,351, including $1,374 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,655. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1GNSKCE04DR246636", "title": "2013 Chevrolet Tahoe LTZ", "year": 2013, "make": "Chevrolet", "model": "Tahoe", "trim": "LTZ", "decoded_trim": "LTZ", "condition": "used", "price": 12311.0, "msrp": 12311.0, "sale_price": 12311.0, "currency": "USD", "mileage": 150629, "exterior_color": "White Diamond Tricoat", "interior_color": "Ebony", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Flex Fuel", "doors": 4, "seating_capacity": null, "engine": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KH1193, VIN 1GNSKCE04DR246636. Advertised price: $12,311. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$12,311"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12311.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNSKCE04DR246636_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 256, "unit": "per_month", "display": "$256/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26699.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2SH576763_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 666, "unit": "per_month", "display": "$666/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26699.7, "price_incl_doc": 26699.7, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 666.1, "amount_financed": 28368.43, "sales_tax": 1668.73, "total_of_payments": 31972.96, "finance_charge": 3604.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27908, VIN 5NMJBCDE2SH576763. $666 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,700, before any dealer documentation fee. Amount financed $28,368, including $1,669 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,973. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2SH576763_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26699.7, "price_incl_doc": 26699.7, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 554.93, "amount_financed": 28368.43, "sales_tax": 1668.73, "total_of_payments": 33295.68, "finance_charge": 4927.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27908, VIN 5NMJBCDE2SH576763. $555 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,700, before any dealer documentation fee. Amount financed $28,368, including $1,669 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,296. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2SH576763_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26699.7, "price_incl_doc": 26699.7, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.52, "amount_financed": 28368.43, "sales_tax": 1668.73, "total_of_payments": 34813.25, "finance_charge": 6444.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US27908, VIN 5NMJBCDE2SH576763. $484 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,700, before any dealer documentation fee. Amount financed $28,368, including $1,669 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,813. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "KMHLM4DGXSU069432", "title": "2025 Hyundai Elantra SEL Sport", "year": 2025, "make": "Hyundai", "model": "Elantra", "trim": "SEL Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 21344.7, "msrp": 25605.0, "sale_price": 21344.7, "currency": "USD", "mileage": 4873, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "US28034", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 28, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/f36fe99f413c44aa80b100f9c6c8aa31.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/f36fe99f413c44aa80b100f9c6c8aa31.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98ff7052409748dd9bf2169373d03d9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8178bd1badf04e65913ac5d3c9b1f89d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/073a4343b28746baa44f5e5d14f014e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/58b0cac91931471f86d7e0eb77d614ec.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/95c5bd7a5fe6473fa5b09325409f218e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/64db42c2b1d148f89b373441d7fb4a23.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cc96ba2beb5466bbff9689bf7e516af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e9bf059f4b04508a5956b1351b72124.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f9c9d46be93c41899f559219fbbca119.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78ab9759cb5c4f19be45a4888e88d912.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80b933dd0e13478fab69ddf14b72e59c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9fc8cdc9bec647859f5f83dd9a3fb82d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/08187203394a4894a5325bab4df9ae2d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2faf22ade9324c41811e22ec52d57eae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/778e20faec5e459ab859dc75cbc72f72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/19f38603ab894bc6a48a91b15e558fa8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9716076ff8a249bbb4aceb075d4acee1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/50ecbb6b172f470b8ff4975d61b5b89c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ff40821d5acf4d7ba79d012c18775a06.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/545793df9e7e4af38bc3ef429226bb06.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f9cee91dba54eda8633591d27c10f94.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ada23e4714d245ecae119ee5c42a15ce.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4347a159225d46699214703bea058d44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/757f065ff70b4ed1ac9203f4ac0d60df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/555a0c10aa3746acbd8ecf2fed846957.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d8e531f0d7c24627be7dd94cb2483d88.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f5dc0930755d454493c1fbf2b76371ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2025, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25605.0, "monroney_url": "https://ai.castlecars.com/sticker/KMHLM4DGXSU069432.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dgxsu069432/2025-hyundai-elantra-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dgxsu069432/2025-hyundai-elantra-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/KMHLM4DGXSU069432.html", "json_url": "https://ai.castlecars.com/v/KMHLM4DGXSU069432.json", "markdown_url": "https://ai.castlecars.com/v/KMHLM4DGXSU069432.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dgxsu069432/2025-hyundai-elantra-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:18.213Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 4260.299999999999, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #US28034, VIN KMHLM4DGXSU069432. Advertised price: $21,345. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,345"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21344.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DGXSU069432_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 533, "unit": "per_month", "display": "$533/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21344.7, "price_incl_doc": 21344.7, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.51, "amount_financed": 22678.74, "sales_tax": 1334.04, "total_of_payments": 25560.33, "finance_charge": 2881.59, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28034, VIN KMHLM4DGXSU069432. $533 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,345, before any dealer documentation fee. Amount financed $22,679, including $1,334 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,560. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DGXSU069432_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21344.7, "price_incl_doc": 21344.7, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.63, "amount_financed": 22678.74, "sales_tax": 1334.04, "total_of_payments": 26617.76, "finance_charge": 3939.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28034, VIN KMHLM4DGXSU069432. $444 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,345, before any dealer documentation fee. Amount financed $22,679, including $1,334 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,618. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DGXSU069432_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 387, "unit": "per_month", "display": "$387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21344.7, "price_incl_doc": 21344.7, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.54, "amount_financed": 22678.74, "sales_tax": 1334.04, "total_of_payments": 27830.96, "finance_charge": 5152.22, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28034, VIN KMHLM4DGXSU069432. $387 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,345, before any dealer documentation fee. Amount financed $22,679, including $1,334 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,831. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20544.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KH1198, VIN JTDEPMAE8NJ229594. Advertised price: $18,655. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,655"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18655.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTDEPMAE8NJ229594_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18655.0, "price_incl_doc": 18655.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.4, "amount_financed": 19820.94, "sales_tax": 1165.94, "total_of_payments": 22339.42, "finance_charge": 2518.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1198, VIN JTDEPMAE8NJ229594. $465 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,655, before any dealer documentation fee. Amount financed $19,821, including $1,166 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,339. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTDEPMAE8NJ229594_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18655.0, "price_incl_doc": 18655.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.73, "amount_financed": 19820.94, "sales_tax": 1165.94, "total_of_payments": 23263.6, "finance_charge": 3442.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1198, VIN JTDEPMAE8NJ229594. $388 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,655, before any dealer documentation fee. Amount financed $19,821, including $1,166 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,264. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTDEPMAE8NJ229594_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 338, "unit": "per_month", "display": "$338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18655.0, "price_incl_doc": 18655.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 337.83, "amount_financed": 19820.94, "sales_tax": 1165.94, "total_of_payments": 24323.92, "finance_charge": 4502.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KH1198, VIN JTDEPMAE8NJ229594. $338 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,655, before any dealer documentation fee. Amount financed $19,821, including $1,166 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,324. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "5NMJF3AE4PH231220", "title": "2023 Hyundai Tucson SEL", "year": 2023, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL w/ Convenience Package", "condition": "used", "price": 21877.0, "msrp": 21877.0, "sale_price": 21877.0, "currency": "USD", "mileage": 39094, "exterior_color": "Phantom Black", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "28419A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8fc7921b550f42db8df1d1819ae0db26.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8fc7921b550f42db8df1d1819ae0db26.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2023, "trim": "SEL w/ Convenience Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 21877.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJF3AE4PH231220.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjf3ae4ph231220/2023-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjf3ae4ph231220/2023-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJF3AE4PH231220.html", "json_url": "https://ai.castlecars.com/v/5NMJF3AE4PH231220.json", "markdown_url": "https://ai.castlecars.com/v/5NMJF3AE4PH231220.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjf3ae4ph231220/2023-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:15.727Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #28419A, VIN 5NMJF3AE4PH231220. Advertised price: $21,877. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,877"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21877.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJF3AE4PH231220_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21877.0, "price_incl_doc": 21877.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.79, "amount_financed": 23244.31, "sales_tax": 1367.31, "total_of_payments": 26197.76, "finance_charge": 2953.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28419A, VIN 5NMJF3AE4PH231220. $546 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,877, before any dealer documentation fee. Amount financed $23,244, including $1,367 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,198. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJF3AE4PH231220_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 455, "unit": "per_month", "display": "$455/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21877.0, "price_incl_doc": 21877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.69, "amount_financed": 23244.31, "sales_tax": 1367.31, "total_of_payments": 27281.56, "finance_charge": 4037.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28419A, VIN 5NMJF3AE4PH231220. $455 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,877, before any dealer documentation fee. Amount financed $23,244, including $1,367 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,282. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJF3AE4PH231220_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21877.0, "price_incl_doc": 21877.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.18, "amount_financed": 23244.31, "sales_tax": 1367.31, "total_of_payments": 28525.02, "finance_charge": 5280.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28419A, VIN 5NMJF3AE4PH231220. $396 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,877, before any dealer documentation fee. Amount financed $23,244, including $1,367 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,525. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16582.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NPLS4AG2NH054887_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 414, "unit": "per_month", "display": "$414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "KM8JFCA11NU060022", "title": "2022 Hyundai Tucson Hybrid SEL Convenience", "year": 2022, "make": "Hyundai", "model": "Tucson Hybrid", "trim": "SEL Convenience", "decoded_trim": "SEL Convenience", "condition": "used", "price": 21254.0, "msrp": 21254.0, "sale_price": 21254.0, "currency": "USD", "mileage": 70621, "exterior_color": "Shimmering Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #28240A, VIN KM8JFCA11NU060022. Advertised price: $21,254. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21254.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JFCA11NU060022_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 530, "unit": "per_month", "display": "$530/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21254.0, "price_incl_doc": 21254.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.24, "amount_financed": 22582.38, "sales_tax": 1328.38, "total_of_payments": 25451.73, "finance_charge": 2869.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28240A, VIN KM8JFCA11NU060022. $530 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,254, before any dealer documentation fee. Amount financed $22,582, including $1,328 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,452. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 21254.0, "price_incl_doc": 21254.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.74, "amount_financed": 22582.38, "sales_tax": 1328.38, "total_of_payments": 26504.67, "finance_charge": 3922.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28240A, VIN KM8JFCA11NU060022. $442 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,254, before any dealer documentation fee. Amount financed $22,582, including $1,328 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,505. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 21254.0, "price_incl_doc": 21254.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 384.9, "amount_financed": 22582.38, "sales_tax": 1328.38, "total_of_payments": 27712.71, "finance_charge": 5130.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28240A, VIN KM8JFCA11NU060022. $385 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,254, before any dealer documentation fee. Amount financed $22,582, including $1,328 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,713. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "2C3CDXCTXPH643403", "title": "2023 Dodge Charger R/T", "year": 2023, "make": "Dodge", "model": "Charger", "trim": "R/T", "decoded_trim": "R/T", "condition": "used", "price": 38577.0, "msrp": 38577.0, "sale_price": 38577.0, "currency": "USD", "mileage": 40126, "exterior_color": "Go Mango!", "interior_color": "Black", "drivetrain": "RWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "JK987A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/679be959-1bab-4ccb-b2af-f30a8c6dca07.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/679be959-1bab-4ccb-b2af-f30a8c6dca07.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/5ce7654b-02a8-4f2e-806c-0ebfa0bc19da.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2df7ec1b-09c0-4031-a4b7-780c261f8e18.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd2709a4-0945-43d1-8a4a-f3fbe86597b5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/cd2c49c2-3912-4fd7-a4a5-83e28f07ca7f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ef20583d-2ab7-49d2-a6f2-ef21187590be.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/e871315d-3759-4c51-bf83-ace3b684fbe5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b73020f6-98c1-4b3b-b852-55e5e9eae514.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/53f07adf-89c4-4878-9106-9292e9cecb1d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/d22a79c6-d329-427d-8384-af277ab50185.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/681ae3f4-8230-4a9d-a5c3-6a075bfadaa3.jpeg"], "vin_decode": {"make": "Dodge", "model": "Charger", "year": 2023, "trim": "R/T", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38577.0, "monroney_url": "https://ai.castlecars.com/sticker/2C3CDXCTXPH643403.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "canonical_url": "https://ai.castlecars.com/vehicle/2C3CDXCTXPH643403.html", "json_url": "https://ai.castlecars.com/v/2C3CDXCTXPH643403.json", "markdown_url": "https://ai.castlecars.com/v/2C3CDXCTXPH643403.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2c3cdxctxph643403/2023-dodge-charger-sedan", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:13.465Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK987A, VIN 2C3CDXCTXPH643403. Advertised price: $38,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDXCTXPH643403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 962, "unit": "per_month", "display": "$962/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 962.42, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 46196.06, "finance_charge": 5208.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $962 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,196. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDXCTXPH643403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 801.79, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 48107.19, "finance_charge": 7119.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $802 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,107. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDXCTXPH643403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38577.0, "price_incl_doc": 38577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.61, "amount_financed": 40988.06, "sales_tax": 2411.06, "total_of_payments": 50299.84, "finance_charge": 9311.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK987A, VIN 2C3CDXCTXPH643403. $699 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,577, before any dealer documentation fee. Amount financed $40,988, including $2,411 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1GCRYDEK5KZ248177", "title": "2019 Chevrolet Silverado 1500 LT", "year": 2019, "make": "Chevrolet", "model": "Silverado 1500", "trim": "LT", "decoded_trim": "LT", "condition": "used", "price": 26577.0, "msrp": 26577.0, "sale_price": 26577.0, "currency": "USD", "mileage": 61410, "exterior_color": "Red Tintcoat", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.7L Turbo", "engine_displacement_l": 2.7, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "JC499A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f52992e-7ecd-4bc5-b875-25a09f5db754.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/6f52992e-7ecd-4bc5-b875-25a09f5db754.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/17a5ccfd-d2cc-45d2-9ed2-1fbf5c7a000d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/73d469b9-8261-4aef-964e-8c531b811f37.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7e4e0f09-bc3f-4017-bdb8-58bb93c5ec76.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7df018bf-a1bf-4dcf-8f3b-aa9280257edc.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/945f1f84-2fea-4c0d-a7e9-892e23350157.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0f01cdda-a8a8-4c90-ba8e-317f9dd0c672.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/785acffb-3a69-4c3b-a0f3-b431c276a6b8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2c9fdf58-0822-4865-956f-688298b69088.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/decbb129-9d18-4337-990c-535fb80d61a8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/7bced2d8-357c-4a30-8352-ee921b37e78f.jpeg"], "vin_decode": {"make": "Chevrolet", "model": "Silverado", "year": 2019, "trim": "LT", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.7L 4-Cylinder In-Line", "engine_displacement_l": 2.7, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26577.0, "monroney_url": "https://ai.castlecars.com/sticker/1GCRYDEK5KZ248177.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcrydek5kz248177/2019-chevrolet-silverado-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcrydek5kz248177/2019-chevrolet-silverado-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1GCRYDEK5KZ248177.html", "json_url": "https://ai.castlecars.com/v/1GCRYDEK5KZ248177.json", "markdown_url": "https://ai.castlecars.com/v/1GCRYDEK5KZ248177.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gcrydek5kz248177/2019-chevrolet-silverado-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:13.360Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC499A, VIN 1GCRYDEK5KZ248177. Advertised price: $26,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCRYDEK5KZ248177_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 663, "unit": "per_month", "display": "$663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26577.0, "price_incl_doc": 26577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 663.04, "amount_financed": 28238.06, "sales_tax": 1661.06, "total_of_payments": 31826.03, "finance_charge": 3587.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC499A, VIN 1GCRYDEK5KZ248177. $663 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,577, before any dealer documentation fee. Amount financed $28,238, including $1,661 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,826. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCRYDEK5KZ248177_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFHT3KN716548_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 848, "unit": "per_month", "display": "$848/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.66, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 40687.55, "finance_charge": 4586.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $848 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,688. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT3KN716548_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 706.18, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 42370.79, "finance_charge": 6270.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $706 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,371. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT3KN716548_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33977.0, "price_incl_doc": 33977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 615.31, "amount_financed": 36100.56, "sales_tax": 2123.56, "total_of_payments": 44301.98, "finance_charge": 8201.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5902A, VIN 1C6SRFHT3KN716548. $615 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,977, before any dealer documentation fee. Amount financed $36,101, including $2,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,302. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3C6LRVDG4PE595886", "title": "2023 RAM ProMaster 2500 High Roof", "year": 2023, "make": "RAM", "model": "ProMaster 2500", "trim": "High Roof", "decoded_trim": "High Roof", "condition": "used", "price": 28377.0, "msrp": 28377.0, "sale_price": 28377.0, "currency": "USD", "mileage": 53659, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 3, 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"engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28377.0, "monroney_url": "https://ai.castlecars.com/sticker/3C6LRVDG4PE595886.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c6lrvdg4pe595886/2023-ram-promaster-2500-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c6lrvdg4pe595886/2023-ram-promaster-2500-cargo-van", "canonical_url": "https://ai.castlecars.com/vehicle/3C6LRVDG4PE595886.html", "json_url": "https://ai.castlecars.com/v/3C6LRVDG4PE595886.json", "markdown_url": "https://ai.castlecars.com/v/3C6LRVDG4PE595886.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3c6lrvdg4pe595886/2023-ram-promaster-2500-cargo-van", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:12.461Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC493, VIN 3C6LRVDG4PE595886. Advertised price: $28,377. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,377"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28377.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG4PE595886_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.95, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 33981.53, "finance_charge": 3830.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $708 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,982. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4PE595886_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 590, "unit": "per_month", "display": "$590/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.79, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 35387.35, "finance_charge": 5236.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $590 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,387. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG4PE595886_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28377.0, "price_incl_doc": 28377.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.89, "amount_financed": 30150.56, "sales_tax": 1773.56, "total_of_payments": 37000.25, "finance_charge": 6849.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC493, VIN 3C6LRVDG4PE595886. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,377, before any dealer documentation fee. Amount financed $30,151, including $1,774 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,000. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC513, VIN 1C4RDJDG7PC688094. Advertised price: $30,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5921A, VIN 1C6SRFFT5NN411236. Advertised price: $36,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 34497.0, "price_incl_doc": 34497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.93, "amount_financed": 36653.06, "sales_tax": 2156.06, "total_of_payments": 40508.55, "finance_charge": 3855.49, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260557A, VIN 3GTU9EET8MG463710. $844 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $34,497, before any dealer documentation fee. Amount financed $36,653, including $2,156 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $40,509. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTU9EET8MG463710_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34497.0, "price_incl_doc": 34497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 699.95, "amount_financed": 36653.06, "sales_tax": 2156.06, "total_of_payments": 41996.81, "finance_charge": 5343.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260557A, VIN 3GTU9EET8MG463710. $700 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $34,497, before any dealer documentation fee. Amount financed $36,653, including $2,156 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $41,997. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GTU9EET8MG463710_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34497.0, "price_incl_doc": 34497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.27, "amount_financed": 36653.06, "sales_tax": 2156.06, "total_of_payments": 43723.73, "finance_charge": 7070.67, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MC260557A, VIN 3GTU9EET8MG463710. $607 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $34,497, before any dealer documentation fee. Amount financed $36,653, including $2,156 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $43,724. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "1C6SRFFT6LN383783", "title": "2020 RAM 1500 Big Horn/Lone Star", "year": 2020, "make": "RAM", "model": "1500", "trim": "Big Horn/Lone Star", "decoded_trim": "Big Horn, Lonestar", "condition": "used", "price": 23977.0, "msrp": 23977.0, "sale_price": 23977.0, "currency": "USD", "mileage": 128119, "exterior_color": "Gray Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 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"address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfft6ln383783/2020-ram-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1C6SRFFT6LN383783.html", "json_url": "https://ai.castlecars.com/v/1C6SRFFT6LN383783.json", "markdown_url": "https://ai.castlecars.com/v/1C6SRFFT6LN383783.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6srfft6ln383783/2020-ram-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:09.264Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5789A, VIN 1C6SRFFT6LN383783. Advertised price: $23,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFFT6LN383783_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.18, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 28712.52, "finance_charge": 3236.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,713. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT6LN383783_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.34, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 29900.36, "finance_charge": 4424.8, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,900. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFFT6LN383783_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23977.0, "price_incl_doc": 23977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.21, "amount_financed": 25475.56, "sales_tax": 1498.56, "total_of_payments": 31263.17, "finance_charge": 5787.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5789A, VIN 1C6SRFFT6LN383783. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,977, before any dealer documentation fee. Amount financed $25,476, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,263. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "2GNAXKEV0N6129054", "title": "2022 Chevrolet Equinox LT", "year": 2022, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 17470.0, "msrp": 17470.0, "sale_price": 17470.0, "currency": "USD", "mileage": 83822, "exterior_color": "Iron Gray Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbocharged Gas I4 1.5L/92", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "MCP7915", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 12, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/90da822c732d442989161eee41e36086.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/90da822c732d442989161eee41e36086.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9580abd69e84d5ea52f3cc10ad146a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/646d042689bd407e953b6759a81b0a65.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bc24b7880a7741359e8d279ee16e30a3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a1c95a0a5b3425da762ffbf09e51b8d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/036c42c1c33b41c2b03ea2f306e4f68c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/344b91b7e98f49d68e035c187de2ae51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d74576e9b75e4564bcb46506aeed077a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a0ae332dc83f4cc2a0237fad289789ef.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07cbc7e44b654dd79bbed80d5c252184.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9613764a0261478787b2057c9773319f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/67a7671fed174655868cda1d1d7b2b73.jpg"], "vin_decode": {"make": "Chevrolet", "model": "Equinox", "year": 2022, "trim": "LT (1LT)", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 17470.0, "monroney_url": "https://ai.castlecars.com/sticker/2GNAXKEV0N6129054.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev0n6129054/2022-chevrolet-equinox-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev0n6129054/2022-chevrolet-equinox-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/2GNAXKEV0N6129054.html", "json_url": "https://ai.castlecars.com/v/2GNAXKEV0N6129054.json", "markdown_url": "https://ai.castlecars.com/v/2GNAXKEV0N6129054.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2gnaxkev0n6129054/2022-chevrolet-equinox-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:09.196Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MCP7915, VIN 2GNAXKEV0N6129054. Advertised price: $17,470. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,470"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17470.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2GNAXKEV0N6129054_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17470.0, "price_incl_doc": 17470.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2025 CHEVROLET Equinox", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.61, "amount_financed": 18561.88, "sales_tax": 1091.88, "total_of_payments": 18561.88, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $516 per month for 36 months at 0% APR, $0 cash down. Advertised price $17,470, before any dealer documentation fee. Amount financed $18,562, including $1,092 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $18,562. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXKEV0N6129054_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 354, "unit": "per_month", "display": "$354/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17470.0, "price_incl_doc": 17470.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 354.47, "amount_financed": 18561.88, "sales_tax": 1091.88, "total_of_payments": 21268.07, "finance_charge": 2706.19, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $354 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $17,470, before any dealer documentation fee. Amount financed $18,562, including $1,092 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $21,268. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXKEV0N6129054_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 308, "unit": "per_month", "display": "$308/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17470.0, "price_incl_doc": 17470.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 307.54, "amount_financed": 18561.88, "sales_tax": 1091.88, "total_of_payments": 22142.62, "finance_charge": 3580.74, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7915, VIN 2GNAXKEV0N6129054. $308 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $17,470, before any dealer documentation fee. Amount financed $18,562, including $1,092 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $22,143. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "3GNKBHR46RS128439", "title": "2024 Chevrolet Blazer LT", "year": 2024, "make": "Chevrolet", "model": "Blazer", "trim": "LT", "decoded_trim": "2LT", "condition": "used", "price": 27997.0, "msrp": 27997.0, "sale_price": 27997.0, "currency": "USD", "mileage": 33767, "exterior_color": "Sterling Gray Metallic", "interior_color": "Jet Black/Medium Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBHR46RS128439_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 1.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2025 CHEVROLET Blazer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 850.73, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 30626.18, "finance_charge": 879.37, "per_1000_financed": 28.6, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $851 per month for 36 months at 1.9% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $28.60 per $1,000 financed. Total of payments $30,626. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR46RS128439_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.06, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 34083.68, "finance_charge": 4336.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $568 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,084. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR46RS128439_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.85, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 35485.21, "finance_charge": 5738.4, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MCP7870, VIN 3GNKBHR46RS128439. $493 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,485. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "5NMJBCDE8TH656229", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30985.0, "msrp": 30985.0, "sale_price": 30985.0, "currency": "USD", "mileage": 34, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260329", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/8ef7a0531131423e9f9230a853e840a6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/8ef7a0531131423e9f9230a853e840a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f4b3e28957a477e88c2e0b0065ec805.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6734fb788df449938d191542470364a0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1ed52e1989b4664b902ebedec57d3b6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5c8dfe5aed540348b3a1b0508ccc291.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b91dc78e1733480788ed1e444cfc3eb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f718b9f70f6b4737877f9115959b65e7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c6c88353ff954396a30b746531d455c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e15fdf2d151e49c5836417f86b499995.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/53e92601a83d485dbf87c5cd10f601c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71677af15a4c44ffa088d9520ccc6123.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/30c46cca00b043acbff726c5a8501841.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/aafa5b4b4ebc4b0fbd0fa855ebd12f90.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7bd3725408954caa8e778accd63206a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c49a35667d4a4831a482ccff2043928b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ecb7aeef26fc4a9daafa68ddafca0200.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9dc2339c51e84bc08877d9da3cf54eb9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cb120d7b06d44d9bb4bd58bc21352c28.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e73dcb25430843ba91fda010e1744e8f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30985.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMJBCDE8TH656229.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcde8th656229/2026-hyundai-tucson-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcde8th656229/2026-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJBCDE8TH656229.html", "json_url": "https://ai.castlecars.com/v/5NMJBCDE8TH656229.json", "markdown_url": "https://ai.castlecars.com/v/5NMJBCDE8TH656229.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcde8th656229/2026-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:08.059Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260329, VIN 5NMJBCDE8TH656229. Advertised price: $30,985. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,985"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30985.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE8TH656229_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 773, "unit": "per_month", "display": "$773/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30985.0, "price_incl_doc": 30985.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.01, "amount_financed": 32921.56, "sales_tax": 1936.56, "total_of_payments": 37104.62, "finance_charge": 4183.06, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $773 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,985, before any dealer documentation fee. Amount financed $32,922, including $1,937 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,105. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH656229_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30985.0, "price_incl_doc": 30985.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.99, "amount_financed": 32921.56, "sales_tax": 1936.56, "total_of_payments": 38639.64, "finance_charge": 5718.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $644 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,985, before any dealer documentation fee. Amount financed $32,922, including $1,937 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,640. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH656229_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30985.0, "price_incl_doc": 30985.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.12, "amount_financed": 32921.56, "sales_tax": 1936.56, "total_of_payments": 40400.77, "finance_charge": 7479.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $561 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,985, before any dealer documentation fee. Amount financed $32,922, including $1,937 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,401. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21880.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27943.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA6TA570816_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Not an offer to lend.", "inputs": {"selling_price": 27943.0, "price_incl_doc": 27943.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 580.77, "amount_financed": 29689.44, "sales_tax": 1746.44, "total_of_payments": 34846.14, "finance_charge": 5156.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260775, VIN KMHL64JA6TA570816. $581 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,943, before any dealer documentation fee. Amount financed $29,689, including $1,746 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,846. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27943.0, "price_incl_doc": 27943.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.03, "amount_financed": 29689.44, "sales_tax": 1746.44, "total_of_payments": 36434.37, "finance_charge": 6744.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260775, VIN KMHL64JA6TA570816. $506 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,943, before any dealer documentation fee. Amount financed $29,689, including $1,746 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,434. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JTEBU5JR1G5330178", "title": "2016 Toyota 4Runner Limited", "year": 2016, "make": "Toyota", "model": "4Runner", "trim": "Limited", "decoded_trim": "Base Grade", "condition": "used", "price": 26989.0, "msrp": 26989.0, "sale_price": 26989.0, "currency": "USD", "mileage": 88097, "exterior_color": "Super White", "interior_color": "Black/Graphite", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260693AA, VIN JTEBU5JR1G5330178. Advertised price: $26,989. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26989.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTEBU5JR1G5330178_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Not an offer to lend.", "inputs": {"selling_price": 26989.0, "price_incl_doc": 26989.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.94, "amount_financed": 28675.81, "sales_tax": 1686.81, "total_of_payments": 33656.45, "finance_charge": 4980.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260693AA, VIN JTEBU5JR1G5330178. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,989, before any dealer documentation fee. Amount financed $28,676, including $1,687 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,656. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTEBU5JR1G5330178_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26989.0, "price_incl_doc": 26989.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.76, "amount_financed": 28675.81, "sales_tax": 1686.81, "total_of_payments": 35190.46, "finance_charge": 6514.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260693AA, VIN JTEBU5JR1G5330178. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,989, before any dealer documentation fee. Amount financed $28,676, including $1,687 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,190. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260475A, VIN 1GYKNGRS4MZ147568. Advertised price: $26,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNGRS4MZ147568_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 38777.0, "price_incl_doc": 38777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.63, "amount_financed": 41200.56, "sales_tax": 2423.56, "total_of_payments": 45534.39, "finance_charge": 4333.83, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $949 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $38,777, before any dealer documentation fee. Amount financed $41,201, including $2,424 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $45,534. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3B61JEB48358_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 787, "unit": "per_month", "display": "$787/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38777.0, "price_incl_doc": 38777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.79, "amount_financed": 41200.56, "sales_tax": 2423.56, "total_of_payments": 47207.31, "finance_charge": 6006.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $787 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,777, before any dealer documentation fee. Amount financed $41,201, including $2,424 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $47,207. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT8W3B61JEB48358_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38777.0, "price_incl_doc": 38777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 682.62, "amount_financed": 41200.56, "sales_tax": 2423.56, "total_of_payments": 49148.48, "finance_charge": 7947.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260470B, VIN 1FT8W3B61JEB48358. $683 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $38,777, before any dealer documentation fee. Amount financed $41,201, including $2,424 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $49,148. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "5TFNA5DBXPX114813", "title": "2023 Toyota Tundra 4WD Platinum", "year": 2023, "make": "Toyota", "model": "Tundra 4WD", "trim": "Platinum", "decoded_trim": "Platinum", "condition": "used", "price": 46590.0, "msrp": 46590.0, "sale_price": 46590.0, "currency": "USD", "mileage": 24759, "exterior_color": "Midnight Black Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5tfna5dbxpx114813/2023-toyota-tundra-4wd-crew-cab-pickup", "canonical_url": "https://ai.castlecars.com/vehicle/5TFNA5DBXPX114813.html", "json_url": "https://ai.castlecars.com/v/5TFNA5DBXPX114813.json", "markdown_url": "https://ai.castlecars.com/v/5TFNA5DBXPX114813.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5tfna5dbxpx114813/2023-toyota-tundra-4wd-crew-cab-pickup", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:04.162Z", "price_excl_doc_fee": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #M260304A, VIN 5TFNA5DBXPX114813. Advertised price: $46,590. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,590"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46590.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TFNA5DBXPX114813_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1162, "unit": "per_month", "display": "$1,162/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46590.0, "price_incl_doc": 46590.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1162.33, "amount_financed": 49501.88, "sales_tax": 2911.88, "total_of_payments": 55791.66, "finance_charge": 6289.78, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260304A, VIN 5TFNA5DBXPX114813. $1,162 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,590, before any dealer documentation fee. Amount financed $49,502, including $2,912 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,792. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TFNA5DBXPX114813_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46590.0, "price_incl_doc": 46590.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.33, "amount_financed": 49501.88, "sales_tax": 2911.88, "total_of_payments": 58099.76, "finance_charge": 8597.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260304A, VIN 5TFNA5DBXPX114813. $968 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,590, before any dealer documentation fee. Amount financed $49,502, including $2,912 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,100. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TFNA5DBXPX114813_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 844, "unit": "per_month", "display": "$844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46590.0, "price_incl_doc": 46590.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.72, "amount_financed": 49501.88, "sales_tax": 2911.88, "total_of_payments": 60747.85, "finance_charge": 11245.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #M260304A, VIN 5TFNA5DBXPX114813. $844 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,590, before any dealer documentation fee. Amount financed $49,502, including $2,912 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,748. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262633A, VIN 1FTEW1EPXLFB80895. Advertised price: $22,992. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22992.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0864, VIN JM3KFBCMXS0686933. Advertised price: $28,908. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,908"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28908.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCMXS0686933_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28908.0, "price_incl_doc": 28908.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.2, "amount_financed": 30714.75, "sales_tax": 1806.75, "total_of_payments": 34617.41, "finance_charge": 3902.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $721 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,908, before any dealer documentation fee. Amount financed $30,715, including $1,807 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,617. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCMXS0686933_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28908.0, "price_incl_doc": 28908.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 600.83, "amount_financed": 30714.75, "sales_tax": 1806.75, "total_of_payments": 36049.53, "finance_charge": 5334.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $601 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,908, before any dealer documentation fee. Amount financed $30,715, including $1,807 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,050. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCMXS0686933_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28908.0, "price_incl_doc": 28908.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.51, "amount_financed": 30714.75, "sales_tax": 1806.75, "total_of_payments": 37692.61, "finance_charge": 6977.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $524 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,908, before any dealer documentation fee. Amount financed $30,715, including $1,807 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,693. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JM3KFBDM8J0356804", "title": "2018 Mazda CX-5 Grand Touring", "year": 2018, "make": "Mazda", "model": "CX-5", "trim": "Grand Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 17977.0, "msrp": 17977.0, "sale_price": 17977.0, "currency": "USD", "mileage": 95546, "exterior_color": "Snowflake White Pearl Mica", "interior_color": "Parchment", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262974A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2018MAS060004_640/2018MAS060004_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2018MAS060004_640/2018MAS060004_640_01.jpg"], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2018, "trim": "Grand Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 17977.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbdm8j0356804/2018-mazda-cx-5-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbdm8j0356804/2018-mazda-cx-5-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/JM3KFBDM8J0356804.html", "json_url": "https://ai.castlecars.com/v/JM3KFBDM8J0356804.json", "markdown_url": "https://ai.castlecars.com/v/JM3KFBDM8J0356804.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/jm3kfbdm8j0356804/2018-mazda-cx-5-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:02.438Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262974A, VIN JM3KFBDM8J0356804. Advertised price: $17,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM8J0356804_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 448.49, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 21527.5, "finance_charge": 2426.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $448 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,528. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM8J0356804_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 374, "unit": "per_month", "display": "$374/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.63, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 22418.1, "finance_charge": 3317.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $374 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,418. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM8J0356804_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.55, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 23439.88, "finance_charge": 4339.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $326 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,440. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JM3KJEHA9S1111148", "title": "2025 Mazda CX-70 PHEV Premium Plus Package", "year": 2025, "make": "Mazda", "model": "CX-70 PHEV", "trim": "Premium Plus Package", "decoded_trim": "Premium Plus Package", "condition": "used", "price": 38577.0, "msrp": 38577.0, "sale_price": 38577.0, "currency": "USD", "mileage": 4986, "exterior_color": "Zircon Sand Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Hybrid 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDYXSN386625_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDYXSN386625_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JTJDZKCA2J2000270", "title": "2018 Lexus RX 350L", "year": 2018, "make": "Lexus", "model": "RX", "trim": "350L", "decoded_trim": "350/350 F Sport", "condition": "used", "price": 23524.0, "msrp": 23524.0, "sale_price": 23524.0, "currency": "USD", "mileage": 120710, "exterior_color": "Mica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular 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"2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:02:00.983Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262810A, VIN JTJDZKCA2J2000270. Advertised price: $23,524. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23524.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTJDZKCA2J2000270_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.88, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 28170.05, "finance_charge": 3175.8, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,170. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.92, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 29335.45, "finance_charge": 4341.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,335. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 23524.0, "price_incl_doc": 23524.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 426.01, "amount_financed": 24994.25, "sales_tax": 1470.25, "total_of_payments": 30672.51, "finance_charge": 5678.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262810A, VIN JTJDZKCA2J2000270. $426 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,524, before any dealer documentation fee. Amount financed $24,994, including $1,470 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,673. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0825, VIN JM1NDAM74P0561920. Advertised price: $30,512. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,512"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30512.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1NDAM74P0561920_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1NDAM74P0561920_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30512.0, "price_incl_doc": 30512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.16, "amount_financed": 32419.0, "sales_tax": 1907.0, "total_of_payments": 38049.79, "finance_charge": 5630.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $634 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,512, before any dealer documentation fee. Amount financed $32,419, including $1,907 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,050. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVFB7AX6PM112755_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22990.0, "price_incl_doc": 22990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.83, "amount_financed": 24426.88, "sales_tax": 1436.88, "total_of_payments": 28669.53, "finance_charge": 4242.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4484A, VIN 3VVFB7AX6PM112755. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,990, before any dealer documentation fee. Amount financed $24,427, including $1,437 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,670. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "WBA33FB01SFU04734", "title": "2025 BMW 4 Series 430i xDrive", "year": 2025, "make": "BMW", "model": "4 Series", "trim": "430i xDrive", "decoded_trim": "xDrive GC", "condition": "used", "price": 41750.0, "msrp": 41750.0, "sale_price": 41750.0, "currency": "USD", "mileage": 22700, "exterior_color": "Mineral White Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Hatchback", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 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{"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/wba33fb01sfu04734/2025-bmw-4-series-hatchback", "canonical_url": "https://ai.castlecars.com/vehicle/WBA33FB01SFU04734.html", "json_url": "https://ai.castlecars.com/v/WBA33FB01SFU04734.json", "markdown_url": "https://ai.castlecars.com/v/WBA33FB01SFU04734.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/wba33fb01sfu04734/2025-bmw-4-series-hatchback", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:58.464Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4653A, VIN WBA33FB01SFU04734. Advertised price: $41,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,750"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 41750.0, "price_incl_doc": 41750.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1041.58, "amount_financed": 44359.38, "sales_tax": 2609.38, "total_of_payments": 49995.74, "finance_charge": 5636.36, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4653A, VIN WBA33FB01SFU04734. $1,042 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,750, before any dealer documentation fee. Amount financed $44,359, including $2,609 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,996. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBA33FB01SFU04734_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3VV6B7AX7RM229280", "title": "2024 Volkswagen Tiguan Wolfsburg Edition", "year": 2024, "make": "Volkswagen", "model": "Tiguan", "trim": "Wolfsburg Edition", "decoded_trim": "Wolfsburg Edition", "condition": "used", "price": 24750.0, "msrp": 24750.0, "sale_price": 24750.0, "currency": "USD", "mileage": 13391, "exterior_color": "Platinum Gray Metallic", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline 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"price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4691A, VIN 3VV6B7AX7RM229280. Advertised price: $24,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,750"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV6B7AX7RM229280_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 617, "unit": "per_month", "display": "$617/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV6B7AX7RM229280_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24750.0, "price_incl_doc": 24750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.41, "amount_financed": 26296.88, "sales_tax": 1546.88, "total_of_payments": 30864.33, "finance_charge": 4567.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4691A, VIN 3VV6B7AX7RM229280. $514 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,750, before any dealer documentation fee. Amount financed $26,297, including $1,547 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,864. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV6B7AX7RM229280_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R5757C, VIN 2C4RC1S77RR144565. Advertised price: $29,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.5, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 28728.09, "finance_charge": 3238.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1885, VIN 3VVVX7B22RM020383. $598 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,728. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B22RM020383_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.61, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 29916.58, "finance_charge": 4427.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1885, VIN 3VVVX7B22RM020383. $499 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,917. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B22RM020383_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23990.0, "price_incl_doc": 23990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.45, "amount_financed": 25489.38, "sales_tax": 1499.38, "total_of_payments": 31280.13, "finance_charge": 5790.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1885, VIN 3VVVX7B22RM020383. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,990, before any dealer documentation fee. Amount financed $25,489, including $1,499 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,280. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "7MUCAABG9PV073956", "title": "2023 Toyota Corolla Cross LE", "year": 2023, "make": "Toyota", "model": "Corolla Cross", "trim": "LE", "decoded_trim": "LE", "condition": "used", "price": 24990.0, "msrp": 24990.0, "sale_price": 24990.0, "currency": "USD", "mileage": 46511, "exterior_color": "Wind Chill Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/7mucaabg9pv073956/2023-toyota-corolla-cross-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/7MUCAABG9PV073956.html", "json_url": "https://ai.castlecars.com/v/7MUCAABG9PV073956.json", "markdown_url": "https://ai.castlecars.com/v/7MUCAABG9PV073956.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/7mucaabg9pv073956/2023-toyota-corolla-cross-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:56.302Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4422A, VIN 7MUCAABG9PV073956. Advertised price: $24,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MUCAABG9PV073956_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24990.0, "price_incl_doc": 24990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.45, "amount_financed": 26551.88, "sales_tax": 1561.88, "total_of_payments": 29925.6, "finance_charge": 3373.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4422A, VIN 7MUCAABG9PV073956. $623 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,990, before any dealer documentation fee. Amount financed $26,552, including $1,562 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,926. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MUCAABG9PV073956_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24990.0, "price_incl_doc": 24990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.39, "amount_financed": 26551.88, "sales_tax": 1561.88, "total_of_payments": 31163.62, "finance_charge": 4611.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4422A, VIN 7MUCAABG9PV073956. $519 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,990, before any dealer documentation fee. Amount financed $26,552, including $1,562 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,164. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MUCAABG9PV073956_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #W4257XA, VIN 3VWBM7BU4PM022884. Advertised price: $19,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 35555.0, "price_incl_doc": 35555.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 887.03, "amount_financed": 37777.19, "sales_tax": 2222.19, "total_of_payments": 42577.21, "finance_charge": 4800.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1871, VIN WA1LCBF70PD010187. $887 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,555, before any dealer documentation fee. Amount financed $37,777, including $2,222 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,577. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF70PD010187_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35555.0, "price_incl_doc": 35555.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.98, "amount_financed": 37777.19, "sales_tax": 2222.19, "total_of_payments": 44338.63, "finance_charge": 6561.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1871, VIN WA1LCBF70PD010187. $739 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,555, before any dealer documentation fee. Amount financed $37,777, including $2,222 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,339. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF70PD010187_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35555.0, "price_incl_doc": 35555.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.88, "amount_financed": 37777.19, "sales_tax": 2222.19, "total_of_payments": 46359.52, "finance_charge": 8582.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1871, VIN WA1LCBF70PD010187. $644 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,555, before any dealer documentation fee. Amount financed $37,777, including $2,222 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,360. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "3FA6P0H73LR176820", "title": "2020 Ford Fusion SE", "year": 2020, "make": "Ford", "model": "Fusion", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 16477.0, "msrp": 16477.0, "sale_price": 16477.0, "currency": "USD", "mileage": 71362, "exterior_color": "Oxford White", "interior_color": "Ebony", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 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"short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fa6p0h73lr176820/2020-ford-fusion-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/3FA6P0H73LR176820.html", "json_url": "https://ai.castlecars.com/v/3FA6P0H73LR176820.json", "markdown_url": "https://ai.castlecars.com/v/3FA6P0H73LR176820.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3fa6p0h73lr176820/2020-ford-fusion-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:54.081Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SK2194A, VIN 3FA6P0H73LR176820. Advertised price: $16,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FA6P0H73LR176820_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 411, "unit": "per_month", "display": "$411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.07, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 19731.25, "finance_charge": 2224.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2194A, VIN 3FA6P0H73LR176820. $411 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,731. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0H73LR176820_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 342, "unit": "per_month", "display": "$342/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 342.46, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 20547.53, "finance_charge": 3040.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2194A, VIN 3FA6P0H73LR176820. $342 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,548. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0H73LR176820_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 298, "unit": "per_month", "display": "$298/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16477.0, "price_incl_doc": 16477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 298.39, "amount_financed": 17506.81, "sales_tax": 1029.81, "total_of_payments": 21484.06, "finance_charge": 3977.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SK2194A, VIN 3FA6P0H73LR176820. $298 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,477, before any dealer documentation fee. Amount financed $17,507, including $1,030 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,484. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5934, VIN JM3KFBEY2K0542714. Advertised price: $23,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEY2K0542714_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R27470, VIN JF2BUPBD8TY484772. Advertised price: $33,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5942, VIN JF1VBAA67P9809161. Advertised price: $26,782. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,782"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26782.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VBAA67P9809161_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26782.0, "price_incl_doc": 26782.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.19, "amount_financed": 28455.88, "sales_tax": 1673.88, "total_of_payments": 31449.12, "finance_charge": 2993.24, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $655 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $26,782, before any dealer documentation fee. Amount financed $28,456, including $1,674 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $31,449. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAA67P9809161_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26782.0, "price_incl_doc": 26782.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.41, "amount_financed": 28455.88, "sales_tax": 1673.88, "total_of_payments": 32604.54, "finance_charge": 4148.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $543 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $26,782, before any dealer documentation fee. Amount financed $28,456, including $1,674 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $32,605. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAA67P9809161_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26782.0, "price_incl_doc": 26782.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.46, "amount_financed": 28455.88, "sales_tax": 1673.88, "total_of_payments": 33945.25, "finance_charge": 5489.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5942, VIN JF1VBAA67P9809161. $471 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $26,782, before any dealer documentation fee. Amount financed $28,456, including $1,674 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $33,945. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "4S4BTGND5R3139813", "title": "2024 Subaru Outback Limited XT", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Limited XT", "decoded_trim": "Limited", "condition": "used", "price": 27997.0, "msrp": 27997.0, "sale_price": 27997.0, "currency": "USD", "mileage": 62653, "exterior_color": "Ice Silver Metallic", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded H-4 2.4 L/146", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MS260462A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 12, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9835388959064e0e87553bb7e2f6ea8b.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9835388959064e0e87553bb7e2f6ea8b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/475965350ea74f778fd763cdbbb3587f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f76b51f247e94290afce48e96cbc1e33.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e7a53192aae94fe08fb88dc67e2f93c5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c1d13b0bb6e54211b633a09b7ec135f0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2babb64a36444490a19539efa687b80b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fff7881928394b87bd930baa5aa318a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e31a0c3e8b0a48bea5fe60f41bf027f7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/522bf8ee64304b80850e89aa97e3cd59.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/666bf01860674373b2ff63e32f4fb950.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f368e5050d64e908b7cac9cc15fb4e1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9deae14c821347f48c4b64070795c02b.jpg"], "vin_decode": {"make": "Subaru", "model": "Outback", "year": 2024, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27997.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4BTGND5R3139813.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4btgnd5r3139813/2024-subaru-outback-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4btgnd5r3139813/2024-subaru-outback-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4BTGND5R3139813.html", "json_url": "https://ai.castlecars.com/v/4S4BTGND5R3139813.json", "markdown_url": "https://ai.castlecars.com/v/4S4BTGND5R3139813.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/4s4btgnd5r3139813/2024-subaru-outback-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:52.032Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260462A, VIN 4S4BTGND5R3139813. Advertised price: $27,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTGND5R3139813_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.91, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 32875.84, "finance_charge": 3129.03, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $685 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,876. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGND5R3139813_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.06, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 34083.68, "finance_charge": 4336.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $568 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,084. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTGND5R3139813_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27997.0, "price_incl_doc": 27997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.85, "amount_financed": 29746.81, "sales_tax": 1749.81, "total_of_payments": 35485.21, "finance_charge": 5738.4, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260462A, VIN 4S4BTGND5R3139813. $493 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,997, before any dealer documentation fee. Amount financed $29,747, including $1,750 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,485. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "1GCWGBFP6J1314074", "title": "2018 Chevrolet Express Cargo Van CARGO", "year": 2018, "make": "Chevrolet", "model": "Express Cargo Van", "trim": "CARGO", "decoded_trim": "Cargo Ext", "condition": "used", "price": 24877.0, "msrp": 24877.0, "sale_price": 24877.0, "currency": "USD", "mileage": 28766, "exterior_color": "Summit White", "interior_color": "Medium Pewter", "drivetrain": "RWD", "body_style": "Full-size Cargo Van", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 3, "seating_capacity": null, "engine": "Gas V6 4.3L/", "engine_displacement_l": 4.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "NC3726", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 15, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/9a46f194a40e4af6b096bfd8987ac999.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/9a46f194a40e4af6b096bfd8987ac999.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3d010d0d13284e6a840c01b399acbb81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/78b40106db4c4f83bcff428d6273de34.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6f798ef71d6402e8603e0deb630cc50.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e38814bacd16497dbccbab25d554e888.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/804c0827ea9946f4ab031bf69737777b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/04e386b7979642e99217aa866c02ed9a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b029ae051274d569353a46db62234ac.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/556ac38ac2e647149e3b69937ea39cfe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f83c9fbdce9421995ebb5952b7a9793.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e6c28caaafe24bc88505a5a474455313.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2a0493cc581944aeb10279ae3d478e5f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40eea51cb5a9408396dac6e083fd3d76.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/199f477ba00c4914a184c58b6f7d7240.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/926c11287a6b4a3fb0ad3f52c5ec8536.jpg"], "vin_decode": {"make": "Chevrolet", "model": "Express", "year": 2018, "trim": "Cargo Ext", "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "4.3L 6-Cylinder V-Shaped", "engine_displacement_l": 4.3, "cylinders": 6, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24877.0, "monroney_url": "https://ai.castlecars.com/sticker/1GCWGBFP6J1314074.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcwgbfp6j1314074/2018-chevrolet-express-cargo-van-full-size-cargo-van", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcwgbfp6j1314074/2018-chevrolet-express-cargo-van-full-size-cargo-van", "canonical_url": "https://ai.castlecars.com/vehicle/1GCWGBFP6J1314074.html", "json_url": "https://ai.castlecars.com/v/1GCWGBFP6J1314074.json", "markdown_url": "https://ai.castlecars.com/v/1GCWGBFP6J1314074.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gcwgbfp6j1314074/2018-chevrolet-express-cargo-van-full-size-cargo-van", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:51.738Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #NC3726, VIN 1GCWGBFP6J1314074. Advertised price: $24,877. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,877"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24877.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCWGBFP6J1314074_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24877.0, "price_incl_doc": 24877.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 620.63, "amount_financed": 26431.81, "sales_tax": 1554.81, "total_of_payments": 29790.27, "finance_charge": 3358.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3726, VIN 1GCWGBFP6J1314074. $621 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,877, before any dealer documentation fee. Amount financed $26,432, including $1,555 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,790. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCWGBFP6J1314074_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 517, "unit": "per_month", "display": "$517/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24877.0, "price_incl_doc": 24877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.04, "amount_financed": 26431.81, "sales_tax": 1554.81, "total_of_payments": 31022.69, "finance_charge": 4590.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3726, VIN 1GCWGBFP6J1314074. $517 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,877, before any dealer documentation fee. Amount financed $26,432, including $1,555 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,023. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "KM8K62AB9NU866956", "title": "2022 Hyundai Kona SEL", "year": 2022, "make": "Hyundai", "model": "Kona", "trim": "SEL", "decoded_trim": "N Line Base Without FCA, SEL w/o Convenience Pkg", "condition": "used", "price": 12777.0, "msrp": 12777.0, "sale_price": 12777.0, "currency": "USD", "mileage": 123237, "exterior_color": "Pulse Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.63, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 22418.1, "finance_charge": 3317.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3689, VIN 2C4RC1CG6NR226859. $374 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,418. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1CG6NR226859_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 325.55, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 23439.88, "finance_charge": 4339.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NC3689, VIN 2C4RC1CG6NR226859. $326 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,440. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4S4BSATC6K3313680", "title": "2019 Subaru Outback Touring", "year": 2019, "make": "Subaru", "model": "Outback", "trim": "Touring", "decoded_trim": "Touring+M/R+ES+NAVI", "condition": "used", "price": 17477.0, "msrp": 17477.0, "sale_price": 17477.0, "currency": "USD", "mileage": 114861, "exterior_color": "Crystal Black Pearl", "interior_color": "Java Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/4s4bsatc6k3313680/2019-subaru-outback-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4BSATC6K3313680.html", "json_url": "https://ai.castlecars.com/v/4S4BSATC6K3313680.json", "markdown_url": "https://ai.castlecars.com/v/4S4BSATC6K3313680.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/4s4bsatc6k3313680/2019-subaru-outback-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:50.239Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27693A, VIN 4S4BSATC6K3313680. Advertised price: $17,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BSATC6K3313680_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17477.0, "price_incl_doc": 17477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.02, "amount_financed": 18569.31, "sales_tax": 1092.31, "total_of_payments": 20928.75, "finance_charge": 2359.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27693A, VIN 4S4BSATC6K3313680. $436 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,477, before any dealer documentation fee. Amount financed $18,569, including $1,092 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,929. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BSATC6K3313680_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 363, "unit": "per_month", "display": "$363/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27909A, VIN 4S4WMAHD0P3459593. Advertised price: $33,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAHD0P3459593_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33777.0, "price_incl_doc": 33777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.67, "amount_financed": 35888.06, "sales_tax": 2111.06, "total_of_payments": 40448.04, "finance_charge": 4559.98, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27909A, VIN 4S4WMAHD0P3459593. $843 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,777, before any dealer documentation fee. Amount financed $35,888, including $2,111 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,448. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAHD0P3459593_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 702, "unit": "per_month", "display": "$702/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33777.0, "price_incl_doc": 33777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 702.02, "amount_financed": 35888.06, "sales_tax": 2111.06, "total_of_payments": 42121.38, "finance_charge": 6233.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27909A, VIN 4S4WMAHD0P3459593. $702 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,777, before any dealer documentation fee. Amount financed $35,888, including $2,111 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,121. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAHD0P3459593_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33777.0, "price_incl_doc": 33777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 611.68, "amount_financed": 35888.06, "sales_tax": 2111.06, "total_of_payments": 44041.21, "finance_charge": 8153.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27909A, VIN 4S4WMAHD0P3459593. $612 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,777, before any dealer documentation fee. Amount financed $35,888, including $2,111 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,041. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27763A, VIN 4S4BTANC1R3166639. Advertised price: $29,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #R27380, VIN JF2BUPBD8TY469284. Advertised price: $34,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.07, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 31107.52, "finance_charge": 3506.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27663A, VIN JF2GTHSC8NH232805. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,108. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTHSC8NH232805_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.91, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 32394.44, "finance_charge": 4793.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27663A, VIN JF2GTHSC8NH232805. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,394. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTHSC8NH232805_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 470, "unit": "per_month", "display": "$470/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25977.0, "price_incl_doc": 25977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.43, "amount_financed": 27600.56, "sales_tax": 1623.56, "total_of_payments": 33870.93, "finance_charge": 6270.37, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27663A, VIN JF2GTHSC8NH232805. $470 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,977, before any dealer documentation fee. Amount financed $27,601, including $1,624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,871. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "3C4NJDCN9PT532782", "title": "2023 Jeep Compass Limited", "year": 2023, "make": "Jeep", "model": "Compass", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 23777.0, "msrp": 23777.0, "sale_price": 23777.0, "currency": "USD", "mileage": 31365, "exterior_color": "Granite Crystal Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "SC1643", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/2/62352.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/2/62352.jpg"], "vin_decode": {"make": "Jeep", "model": "Compass", "year": 2023, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 23777.0, "monroney_url": "https://ai.castlecars.com/sticker/3C4NJDCN9PT532782.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn9pt532782/2023-jeep-compass-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn9pt532782/2023-jeep-compass-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3C4NJDCN9PT532782.html", "json_url": "https://ai.castlecars.com/v/3C4NJDCN9PT532782.json", "markdown_url": "https://ai.castlecars.com/v/3C4NJDCN9PT532782.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdcn9pt532782/2023-jeep-compass-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:47.235Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SC1643, VIN 3C4NJDCN9PT532782. Advertised price: $23,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDCN9PT532782_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23777.0, "price_incl_doc": 23777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.19, "amount_financed": 25263.06, "sales_tax": 1486.06, "total_of_payments": 28473.02, "finance_charge": 3209.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SC1643, VIN 3C4NJDCN9PT532782. $593 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,777, before any dealer documentation fee. Amount financed $25,263, including $1,486 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,473. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN9PT532782_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23777.0, "price_incl_doc": 23777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.18, "amount_financed": 25263.06, "sales_tax": 1486.06, "total_of_payments": 29650.95, "finance_charge": 4387.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SC1643, VIN 3C4NJDCN9PT532782. $494 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,777, before any dealer documentation fee. Amount financed $25,263, including $1,486 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,651. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDCN9PT532782_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23777.0, "price_incl_doc": 23777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 430.59, "amount_financed": 25263.06, "sales_tax": 1486.06, "total_of_payments": 31002.39, "finance_charge": 5739.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #SC1643, VIN 3C4NJDCN9PT532782. $431 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,777, before any dealer documentation fee. Amount financed $25,263, including $1,486 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,002. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JF2BURGD4TY461641", "title": "2026 Subaru Outback Limited XT", "year": 2026, "make": "Subaru", "model": "Outback", "trim": "Limited XT", "decoded_trim": "Limited", "condition": "used", "price": 40277.0, "msrp": 40277.0, "sale_price": 40277.0, "currency": "USD", "mileage": 3484, "exterior_color": "Crystal Black Pearl", "interior_color": "Titanium Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33735.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 841.62, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 40397.76, "finance_charge": 4554.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $842 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,398. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 701.15, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 42069.01, "finance_charge": 6225.57, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $701 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,069. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.92, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 43986.45, "finance_charge": 8143.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $611 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,986. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JF1GUABC3R8284762", "title": "2024 Subaru Impreza Base", "year": 2024, "make": "Subaru", "model": "Impreza", "trim": "Base", "decoded_trim": "Base", "condition": "used", "price": 23388.0, "msrp": 23388.0, "sale_price": 23388.0, "currency": "USD", "mileage": 27837, "exterior_color": "Crystal White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Hatchback", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1019, VIN JF1GUABC3R8284762. Advertised price: $23,388. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,388"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23388.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUABC3R8284762_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23388.0, "price_incl_doc": 23388.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.48, "amount_financed": 24849.75, "sales_tax": 1461.75, "total_of_payments": 28007.19, "finance_charge": 3157.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $583 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,388, before any dealer documentation fee. Amount financed $24,850, including $1,462 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,007. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC3R8284762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23388.0, "price_incl_doc": 23388.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.1, "amount_financed": 24849.75, "sales_tax": 1461.75, "total_of_payments": 29165.85, "finance_charge": 4316.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,388, before any dealer documentation fee. Amount financed $24,850, including $1,462 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,166. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC3R8284762_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23388.0, "price_incl_doc": 23388.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.54, "amount_financed": 24849.75, "sales_tax": 1461.75, "total_of_payments": 30495.18, "finance_charge": 5645.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $424 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,388, before any dealer documentation fee. Amount financed $24,850, including $1,462 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,495. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23245.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27800.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 27800.0, "price_incl_doc": 27800.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 693.55, "amount_financed": 29537.5, "sales_tax": 1737.5, "total_of_payments": 33290.57, "finance_charge": 3753.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260344, VIN KM8HFCAB5TU383235. $694 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,800, before any dealer documentation fee. Amount financed $29,538, including $1,738 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,291. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU383235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27800.0, "price_incl_doc": 27800.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.8, "amount_financed": 29537.5, "sales_tax": 1737.5, "total_of_payments": 34667.81, "finance_charge": 5130.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260344, VIN KM8HFCAB5TU383235. $578 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,800, before any dealer documentation fee. Amount financed $29,538, including $1,738 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,668. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU383235_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 503, "unit": "per_month", "display": "$503/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27800.0, "price_incl_doc": 27800.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.44, "amount_financed": 29537.5, "sales_tax": 1737.5, "total_of_payments": 36247.91, "finance_charge": 6710.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260344, VIN KM8HFCAB5TU383235. $503 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,800, before any dealer documentation fee. Amount financed $29,538, including $1,738 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,248. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "5NMJBCDE2RH346215", "title": "2024 Hyundai Tucson SEL", "year": 2024, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 23810.0, "msrp": 23810.0, "sale_price": 23810.0, "currency": "USD", "mileage": 47585, "exterior_color": "Dark Gray Metallic", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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"canonical_url": "https://ai.castlecars.com/vehicle/5NMJBCDE2RH346215.html", "json_url": "https://ai.castlecars.com/v/5NMJBCDE2RH346215.json", "markdown_url": "https://ai.castlecars.com/v/5NMJBCDE2RH346215.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcde2rh346215/2024-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:44.193Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1016, VIN 5NMJBCDE2RH346215. Advertised price: $23,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23810.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2RH346215_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.01, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 28512.54, "finance_charge": 3214.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $594 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,513. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2RH346215_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.87, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 29692.11, "finance_charge": 4393.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $495 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,692. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2RH346215_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 431.19, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 31045.43, "finance_charge": 5747.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $431 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,045. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,795"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29795.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH611116_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29795.0, "price_incl_doc": 29795.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 743.32, "amount_financed": 31657.19, "sales_tax": 1862.19, "total_of_payments": 35679.59, "finance_charge": 4022.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $743 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,795, before any dealer documentation fee. Amount financed $31,657, including $1,862 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,680. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29795.0, "price_incl_doc": 29795.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.26, "amount_financed": 31657.19, "sales_tax": 1862.19, "total_of_payments": 37155.66, "finance_charge": 5498.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $619 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,795, before any dealer documentation fee. Amount financed $31,657, including $1,862 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,156. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29795.0, "price_incl_doc": 29795.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.57, "amount_financed": 31657.19, "sales_tax": 1862.19, "total_of_payments": 38849.16, "finance_charge": 7191.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260360, VIN 5NMJBCDE1TH611116. $540 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,795, before any dealer documentation fee. Amount financed $31,657, including $1,862 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,849. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "KMHLM4DG6TU170193", "title": "2026 Hyundai Elantra SEL Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "SEL Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 23520.0, "msrp": 23520.0, "sale_price": 23520.0, "currency": "USD", "mileage": 12, "exterior_color": "Serenity White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260717", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/85198e388c07456d84d67864e92a5441.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/85198e388c07456d84d67864e92a5441.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/71af9d543a80426bb466a2a5c4b8f53a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/05156d68cc6a40658cdb1aa371d74e44.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/25f35b86aea146368e91f4bf89c4c2a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d08f17d7249f47219041a809ec88180d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/40a65c92977047dc95e8f91f54e21715.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f87718dde54f459f9a8b451a1541b045.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fa0df07be38346f3b13d944d57927715.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/34142151ab854e1a9c638ed18d5c1ff8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a158cb22de5c4e2d98b0e4527a79c482.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d05c32b83df49e883c4c92119df85a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a38ac857f07741a4bc467c77409d2a02.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d1b0ce8f8a554a7cb1198d100c65033f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12514e7aaae741c3b858e66b3c5b7c72.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/711406a7bd59444ba3690473a24c0d60.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fcc5fc1917684fafa41ad5b57a3492cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/07bc7cbfd7dd4ac59f36cee281066100.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9c0a14106d4941fda093e90740215028.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4307ecb22d834e5381052fc95a928b81.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 23520.0, "monroney_url": "https://ai.castlecars.com/sticker/KMHLM4DG6TU170193.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dg6tu170193/2026-hyundai-elantra-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dg6tu170193/2026-hyundai-elantra-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/KMHLM4DG6TU170193.html", "json_url": "https://ai.castlecars.com/v/KMHLM4DG6TU170193.json", "markdown_url": "https://ai.castlecars.com/v/KMHLM4DG6TU170193.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kmhlm4dg6tu170193/2026-hyundai-elantra-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:42.699Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260717, VIN KMHLM4DG6TU170193. Advertised price: $23,520. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,520"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23520.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU170193_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23520.0, "price_incl_doc": 23520.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.78, "amount_financed": 24990.0, "sales_tax": 1470.0, "total_of_payments": 28165.26, "finance_charge": 3175.26, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260717, VIN KMHLM4DG6TU170193. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,520, before any dealer documentation fee. Amount financed $24,990, including $1,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,165. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23520.0, "price_incl_doc": 23520.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.84, "amount_financed": 24990.0, "sales_tax": 1470.0, "total_of_payments": 29330.46, "finance_charge": 4340.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260717, VIN KMHLM4DG6TU170193. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,520, before any dealer documentation fee. Amount financed $24,990, including $1,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,330. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 23520.0, "price_incl_doc": 23520.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.93, "amount_financed": 24990.0, "sales_tax": 1470.0, "total_of_payments": 30667.3, "finance_charge": 5677.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260717, VIN KMHLM4DG6TU170193. $426 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,520, before any dealer documentation fee. Amount financed $24,990, including $1,470 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,667. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260853A, VIN 4JGDF6EE3HA871287. Advertised price: $14,123. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14123.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18380.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XXG64J21MG073824_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.54, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 22010.1, "finance_charge": 2481.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $459 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,010. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.01, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 22920.66, "finance_charge": 3391.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $382 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,921. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18380.0, "price_incl_doc": 18380.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.85, "amount_financed": 19528.75, "sales_tax": 1148.75, "total_of_payments": 23965.35, "finance_charge": 4436.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $333 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,380, before any dealer documentation fee. Amount financed $19,529, including $1,149 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,965. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5GAERBKW1LJ134122", "title": "2020 Buick Enclave Essence", "year": 2020, "make": "Buick", "model": "Enclave", "trim": "Essence", "decoded_trim": "Essence", "condition": "used", "price": 19770.0, "msrp": 19770.0, "sale_price": 19770.0, "currency": "USD", "mileage": 75319, "exterior_color": "Quicksilver Metallic", "interior_color": "Dark Galvanized with Ebony interior accents", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas V6 3.6L/", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0961A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2020BUS03_640/2020BUS030023_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2020BUS03_640/2020BUS030023_640_01.jpg"], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2020, "trim": "Essence", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 19770.0, "monroney_url": "https://ai.castlecars.com/sticker/5GAERBKW1LJ134122.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5GAERBKW1LJ134122.html", "json_url": "https://ai.castlecars.com/v/5GAERBKW1LJ134122.json", "markdown_url": "https://ai.castlecars.com/v/5GAERBKW1LJ134122.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5gaerbkw1lj134122/2020-buick-enclave-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:40.903Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0961A, VIN 5GAERBKW1LJ134122. Advertised price: $19,770. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,770"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19770.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAERBKW1LJ134122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.22, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 23674.63, "finance_charge": 2669.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $493 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,675. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 411, "unit": "per_month", "display": "$411/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 410.9, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 24654.05, "finance_charge": 3648.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $411 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,654. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 358, "unit": "per_month", "display": "$358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19770.0, "price_incl_doc": 19770.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 358.02, "amount_financed": 21005.63, "sales_tax": 1235.63, "total_of_payments": 25777.75, "finance_charge": 4772.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $358 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,770, before any dealer documentation fee. Amount financed $21,006, including $1,236 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,778. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 10}}, {"vin": "5TDJKRFH9GS347737", "title": "2016 Toyota Highlander XLE", "year": 2016, "make": "Toyota", "model": "Highlander", "trim": "XLE", "decoded_trim": "Base/Hybrid", "condition": "used", "price": 18277.0, "msrp": 18277.0, "sale_price": 18277.0, "currency": "USD", "mileage": 145549, "exterior_color": "Bronze", "interior_color": "Ash", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.5 L/211", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "6-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "CK609", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 16, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/27a99d4e45fd4fca8ae28e7dbf25bc69.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/27a99d4e45fd4fca8ae28e7dbf25bc69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/89356854a89b4ac6b00d15140e9c142a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/27cb5d431800452892ce7dc9494348d6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a85769c1a9cb4081b9168ffa3e79baae.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a462af0be134d13905f60c4fd497839.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6b45862e77824bd4a2bc7636ff18f4a2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9aeac5b03c8a4710ae3c714e74f80834.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4430bf20d018444691342237b35b2f11.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/561d294c1ff84d30acd38555a8193257.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9456bbf49ed244b796ce9f1d13d73daa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/86609db45be74cfb84fc64840264188f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/62ec4836d6284e1dacaca5efd04e874f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb579d3f9ab14b6a83cb4b115169fcb8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f307f1fdb2f740618728907f97ffe3fd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/80bc8612982549a59c9f63e794fe517c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d3ac6d8ed1ac4ea3bd3915cfedf7ee62.jpg"], "vin_decode": {"make": "Toyota", "model": "Highlander", "year": 2016, "trim": "Base/Hybrid", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 18277.0, "monroney_url": "https://ai.castlecars.com/sticker/5TDJKRFH9GS347737.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5tdjkrfh9gs347737/2016-toyota-highlander-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5tdjkrfh9gs347737/2016-toyota-highlander-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5TDJKRFH9GS347737.html", "json_url": "https://ai.castlecars.com/v/5TDJKRFH9GS347737.json", "markdown_url": "https://ai.castlecars.com/v/5TDJKRFH9GS347737.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5tdjkrfh9gs347737/2016-toyota-highlander-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:40.572Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #CK609, VIN 5TDJKRFH9GS347737. Advertised price: $18,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,277"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TDJKRFH9GS347737_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 456, "unit": "per_month", "display": "$456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18277.0, "price_incl_doc": 18277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 455.97, "amount_financed": 19419.31, "sales_tax": 1142.31, "total_of_payments": 21886.75, "finance_charge": 2467.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK609, VIN 5TDJKRFH9GS347737. $456 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,277, before any dealer documentation fee. Amount financed $19,419, including $1,142 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,887. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJKRFH9GS347737_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18277.0, "price_incl_doc": 18277.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 379.87, "amount_financed": 19419.31, "sales_tax": 1142.31, "total_of_payments": 22792.21, "finance_charge": 3372.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK609, VIN 5TDJKRFH9GS347737. $380 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,277, before any dealer documentation fee. Amount financed $19,419, including $1,142 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,792. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDJKRFH9GS347737_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 331, "unit": "per_month", "display": "$331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18277.0, "price_incl_doc": 18277.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 330.99, "amount_financed": 19419.31, "sales_tax": 1142.31, "total_of_payments": 23831.04, "finance_charge": 4411.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #CK609, VIN 5TDJKRFH9GS347737. $331 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,277, before any dealer documentation fee. Amount financed $19,419, including $1,142 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,831. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3C4NJDBB8NT211403", "title": "2022 Jeep Compass Latitude", "year": 2022, "make": "Jeep", "model": "Compass", "trim": "Latitude", "decoded_trim": "Longitude, North, Latitude", "condition": "used", "price": 20977.0, "msrp": 20977.0, "sale_price": 20977.0, "currency": "USD", "mileage": 53484, "exterior_color": "Billet Silver Metallic Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.4 L/144", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "9-Speed Automatic w/OD", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "A10824", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 249.0, "photo_count": 8, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/183d03cd8c404ccb9f866b590a24b84a.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/183d03cd8c404ccb9f866b590a24b84a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/df43ab9a6f9644c38fda50b4e5cf7b83.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c7fbd986b88a43c589ae688e7660663a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/93837c467ce04384a2a7760098f25ff3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3b60780130df47338448180d34373811.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73c39588885d49c2b2512ad931454f13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/63a8d1dcc37843e891fd91acfccf5947.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f1b6e3e478c40748d042702f54dc386.jpg"], "vin_decode": {"make": "Jeep", "model": "Compass", "year": 2022, "trim": "Longitude, North, Latitude", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder In-Line", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 20977.0, "monroney_url": "https://ai.castlecars.com/sticker/3C4NJDBB8NT211403.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdbb8nt211403/2022-jeep-compass-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdbb8nt211403/2022-jeep-compass-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3C4NJDBB8NT211403.html", "json_url": "https://ai.castlecars.com/v/3C4NJDBB8NT211403.json", "markdown_url": "https://ai.castlecars.com/v/3C4NJDBB8NT211403.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3c4njdbb8nt211403/2022-jeep-compass-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:39.295Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #A10824, VIN 3C4NJDBB8NT211403. Advertised price: $20,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C4NJDBB8NT211403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20977.0, "price_incl_doc": 20977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.33, "amount_financed": 22288.06, "sales_tax": 1311.06, "total_of_payments": 25120.01, "finance_charge": 2831.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10824, VIN 3C4NJDBB8NT211403. $523 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,977, before any dealer documentation fee. Amount financed $22,288, including $1,311 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,120. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDBB8NT211403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20977.0, "price_incl_doc": 20977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 435.99, "amount_financed": 22288.06, "sales_tax": 1311.06, "total_of_payments": 26159.23, "finance_charge": 3871.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10824, VIN 3C4NJDBB8NT211403. $436 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,977, before any dealer documentation fee. Amount financed $22,288, including $1,311 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,159. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C4NJDBB8NT211403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20977.0, "price_incl_doc": 20977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 379.88, "amount_financed": 22288.06, "sales_tax": 1311.06, "total_of_payments": 27351.52, "finance_charge": 5063.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #A10824, VIN 3C4NJDBB8NT211403. $380 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,977, before any dealer documentation fee. Amount financed $22,288, including $1,311 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,352. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16677.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC492, VIN 1C4HJXAG5NW226575. Advertised price: $27,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56698.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FT7W2BT0SEC55673_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1414, "unit": "per_month", "display": "$1,414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 56698.0, "price_incl_doc": 56698.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1414.5, "amount_financed": 60241.63, "sales_tax": 3543.63, "total_of_payments": 67896.01, "finance_charge": 7654.38, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #OP6001, VIN 1FT7W2BT0SEC55673. $1,414 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $56,698, before any dealer documentation fee. Amount financed $60,242, including $3,544 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $67,896. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT7W2BT0SEC55673_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 56698.0, "price_incl_doc": 56698.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.41, "amount_financed": 60241.63, "sales_tax": 3543.63, "total_of_payments": 70704.87, "finance_charge": 10463.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #OP6001, VIN 1FT7W2BT0SEC55673. $1,178 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $56,698, before any dealer documentation fee. Amount financed $60,242, including $3,544 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $70,705. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FT7W2BT0SEC55673_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1027, "unit": "per_month", "display": "$1,027/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 56698.0, "price_incl_doc": 56698.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1026.77, "amount_financed": 60241.63, "sales_tax": 3543.63, "total_of_payments": 73927.49, "finance_charge": 13685.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #OP6001, VIN 1FT7W2BT0SEC55673. $1,027 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $56,698, before any dealer documentation fee. Amount financed $60,242, including $3,544 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $73,927. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5NMP2DGLXTH157023", "title": "2026 Hyundai Santa Fe SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 35147.7, "msrp": 41625.0, "sale_price": 35147.7, "currency": "USD", "mileage": 4058, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "US28018", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 367.7, "photo_count": 27, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1ccd2fe76dc646dabcd87c0f7d14eb63.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1ccd2fe76dc646dabcd87c0f7d14eb63.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ce11888def354715b8523b29265a71c9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/663e52f328934a32a67c604cfafa2fdb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c90c51040b44ec5b9dd963c05b097d5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/10a6e8f213374d538dde56e033db063f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e101df54bd8a4952a2cd4d28358c66c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c244e1472eb4b6699dc234411af3849.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/12556383471e475483736f1d76122684.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3ceeab9c5c3d44d3b8639a12ceadab65.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/688195f6f7a04da98d5a895661410d06.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c54367d2eb89421bbca864d6f5e30704.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0ba9bb8e47474f4c8e4fc4c82a3e845e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6f486fe82a647f1837335deb18c59cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dd82bded3e4b42f2ba301d6e215d718b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51112c64c59e4764a7196903047dd493.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc065a571fc247218a8d97dc9c50ed0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c76cf6bec6014a15a06963dc8840de5b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b2be2764080b436fabc0473fef9eaa69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/54075538eb13431ea2f5945ec6f5a831.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7aa69aedcd3342629566d42617751e29.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6da78b536e0e4175a5bab3e4c58394b8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da26f18543d14ae1969f35b2bc540577.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/89fad8835eac420e98df245a17d2807d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c795ab779d5b4486943bab4bdf34da48.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/89bd8431044345c9a790f6b243cb047a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/45748d263f3a486296d3e9ce9ffe4959.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6ad5082e4e504789813e1b7bbee33f71.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41625.0, "monroney_url": "https://ai.castlecars.com/sticker/5NMP2DGLXTH157023.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmp2dglxth157023/2026-hyundai-santa-fe-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmp2dglxth157023/2026-hyundai-santa-fe-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMP2DGLXTH157023.html", "json_url": "https://ai.castlecars.com/v/5NMP2DGLXTH157023.json", "markdown_url": "https://ai.castlecars.com/v/5NMP2DGLXTH157023.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmp2dglxth157023/2026-hyundai-santa-fe-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:37.010Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 6477.300000000003, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #US28018, VIN 5NMP2DGLXTH157023. Advertised price: $35,148. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,148"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35147.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.5, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGLXTH157023_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35147.7, "price_incl_doc": 35147.7, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.86, "amount_financed": 37344.43, "sales_tax": 2196.73, "total_of_payments": 42089.46, "finance_charge": 4745.03, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28018, VIN 5NMP2DGLXTH157023. $877 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,148, before any dealer documentation fee. Amount financed $37,344, including $2,197 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,089. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGLXTH157023_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35147.7, "price_incl_doc": 35147.7, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 730.51, "amount_financed": 37344.43, "sales_tax": 2196.73, "total_of_payments": 43830.7, "finance_charge": 6486.27, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28018, VIN 5NMP2DGLXTH157023. $731 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,148, before any dealer documentation fee. Amount financed $37,344, including $2,197 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,831. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGLXTH157023_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24282.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXJEV1J6239969_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 208, "unit": "per_month", "display": "$208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9990.0, "price_incl_doc": 9990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.63, "amount_financed": 10614.38, "sales_tax": 624.38, "total_of_payments": 12457.97, "finance_charge": 1843.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4508AA, VIN 2GNAXJEV1J6239969. $208 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,990, before any dealer documentation fee. Amount financed $10,614, including $624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,458. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXJEV1J6239969_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9990.0, "price_incl_doc": 9990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 180.91, "amount_financed": 10614.38, "sales_tax": 624.38, "total_of_payments": 13025.78, "finance_charge": 2411.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #W4508AA, VIN 2GNAXJEV1J6239969. $181 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,990, before any dealer documentation fee. Amount financed $10,614, including $624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,026. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3GNAXKEV3NL163744", "title": "2022 Chevrolet Equinox LT", "year": 2022, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 17977.0, "msrp": 17977.0, "sale_price": 17977.0, "currency": "USD", "mileage": 79432, "exterior_color": "Blue Glow Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #28253A, VIN 3GNAXKEV3NL163744. Advertised price: $17,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 17977.0, "price_incl_doc": 17977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.63, "amount_financed": 19100.56, "sales_tax": 1123.56, "total_of_payments": 22418.1, "finance_charge": 3317.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28253A, VIN 3GNAXKEV3NL163744. $374 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,977, before any dealer documentation fee. Amount financed $19,101, including $1,124 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,418. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNAXKEV3NL163744_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #28683A, VIN 5NMJCCDE8SH443924. Advertised price: $28,218. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,218"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28218.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 25023.0, "price_incl_doc": 25023.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 624.27, "amount_financed": 26586.94, "sales_tax": 1563.94, "total_of_payments": 29965.11, "finance_charge": 3378.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262299A, VIN 3VV4B7AX5NM118356. $624 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,023, before any dealer documentation fee. Amount financed $26,587, including $1,564 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,965. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX5NM118356_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25023.0, "price_incl_doc": 25023.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 520.08, "amount_financed": 26586.94, "sales_tax": 1563.94, "total_of_payments": 31204.77, "finance_charge": 4617.83, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262299A, VIN 3VV4B7AX5NM118356. $520 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,023, before any dealer documentation fee. Amount financed $26,587, including $1,564 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,205. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX5NM118356_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25023.0, "price_incl_doc": 25023.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.15, "amount_financed": 26586.94, "sales_tax": 1563.94, "total_of_payments": 32627.03, "finance_charge": 6040.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262299A, VIN 3VV4B7AX5NM118356. $453 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,023, before any dealer documentation fee. Amount financed $26,587, including $1,564 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,627. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 11}}, {"vin": "5NMJBCAE2PH178741", "title": "2023 Hyundai Tucson SEL", "year": 2023, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 21685.0, "msrp": 21685.0, "sale_price": 21685.0, "currency": "USD", "mileage": 44710, "exterior_color": "Serenity White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcae2ph178741/2023-hyundai-tucson-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5NMJBCAE2PH178741.html", "json_url": "https://ai.castlecars.com/v/5NMJBCAE2PH178741.json", "markdown_url": "https://ai.castlecars.com/v/5NMJBCAE2PH178741.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5nmjbcae2ph178741/2023-hyundai-tucson-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:33.860Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #28740A, VIN 5NMJBCAE2PH178741. Advertised price: $21,685. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,685"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21685.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 21685.0, "price_incl_doc": 21685.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.0, "amount_financed": 23040.31, "sales_tax": 1355.31, "total_of_payments": 25967.84, "finance_charge": 2927.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28740A, VIN 5NMJBCAE2PH178741. $541 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,685, before any dealer documentation fee. Amount financed $23,040, including $1,355 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,968. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCAE2PH178741_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 451, "unit": "per_month", "display": "$451/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21685.0, "price_incl_doc": 21685.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 450.7, "amount_financed": 23040.31, "sales_tax": 1355.31, "total_of_payments": 27042.13, "finance_charge": 4001.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28740A, VIN 5NMJBCAE2PH178741. $451 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,685, before any dealer documentation fee. Amount financed $23,040, including $1,355 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,042. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 21685.0, "price_incl_doc": 21685.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 392.7, "amount_financed": 23040.31, "sales_tax": 1355.31, "total_of_payments": 28274.67, "finance_charge": 5234.36, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28740A, VIN 5NMJBCAE2PH178741. $393 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,685, before any dealer documentation fee. Amount financed $23,040, including $1,355 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,275. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1014, VIN 5NMZTDLBXHH030363. Advertised price: $11,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 11998.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37759.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "2T2BAMCA4RC077342", "title": "2024 Lexus RX 350", "year": 2024, "make": "Lexus", "model": "RX", "trim": "350", "decoded_trim": "350", "condition": "used", "price": 50555.0, "msrp": 50555.0, "sale_price": 50555.0, "currency": "USD", "mileage": 9667, "exterior_color": "Caviar", "interior_color": "Black W/Black Open Pore", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1840A, VIN 2T2BAMCA4RC077342. Advertised price: $50,555. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50555.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2BAMCA4RC077342_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1261, "unit": "per_month", "display": "$1,261/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA4RC077342_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 916, "unit": "per_month", "display": "$916/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50555.0, "price_incl_doc": 50555.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 915.52, "amount_financed": 53714.69, "sales_tax": 3159.69, "total_of_payments": 65917.74, "finance_charge": 12203.05, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1840A, VIN 2T2BAMCA4RC077342. $916 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,555, before any dealer documentation fee. Amount financed $53,715, including $3,160 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $65,918. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "5N1BT3ABXPC879898", "title": "2023 Nissan Rogue S", "year": 2023, "make": "Nissan", "model": "Rogue", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 20881.0, "msrp": 20881.0, "sale_price": 20881.0, "currency": "USD", "mileage": 35643, "exterior_color": "Gun Metallic", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260290A, VIN 5N1BT3ABXPC879898. Advertised price: $20,881. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,881"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20881.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5N1BT3ABXPC879898_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20881.0, "price_incl_doc": 20881.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 520.94, "amount_financed": 22186.06, "sales_tax": 1305.06, "total_of_payments": 25005.05, "finance_charge": 2818.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $521 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,881, before any dealer documentation fee. Amount financed $22,186, including $1,305 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,005. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1BT3ABXPC879898_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20881.0, "price_incl_doc": 20881.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.99, "amount_financed": 22186.06, "sales_tax": 1305.06, "total_of_payments": 26039.51, "finance_charge": 3853.45, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $434 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,881, before any dealer documentation fee. Amount financed $22,186, including $1,305 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,040. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1BT3ABXPC879898_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20881.0, "price_incl_doc": 20881.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.14, "amount_financed": 22186.06, "sales_tax": 1305.06, "total_of_payments": 27226.35, "finance_charge": 5040.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $378 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,881, before any dealer documentation fee. Amount financed $22,186, including $1,305 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,226. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK672506, VIN JM3KFBCM9S0672506. Advertised price: $28,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM9S0672506_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28997.0, "price_incl_doc": 28997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.42, "amount_financed": 30809.31, "sales_tax": 1812.31, "total_of_payments": 34723.98, "finance_charge": 3914.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK672506, VIN JM3KFBCM9S0672506. $723 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,997, before any dealer documentation fee. Amount financed $30,809, including $1,812 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,724. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM9S0672506_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28997.0, "price_incl_doc": 28997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.68, "amount_financed": 30809.31, "sales_tax": 1812.31, "total_of_payments": 36160.51, "finance_charge": 5351.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK672506, VIN JM3KFBCM9S0672506. $603 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,997, before any dealer documentation fee. Amount financed $30,809, including $1,812 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,161. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM9S0672506_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 525, "unit": "per_month", "display": "$525/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28997.0, "price_incl_doc": 28997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 525.12, "amount_financed": 30809.31, "sales_tax": 1812.31, "total_of_payments": 37808.65, "finance_charge": 6999.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK672506, VIN JM3KFBCM9S0672506. $525 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,997, before any dealer documentation fee. Amount financed $30,809, including $1,812 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,809. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "WA1CNAFY7J2231754", "title": "2018 Audi Q5 Prestige", "year": 2018, "make": "Audi", "model": "Q5", "trim": "Prestige", "decoded_trim": "quattro Prestige", "condition": "used", "price": 13999.0, "msrp": 13999.0, "sale_price": 13999.0, "currency": "USD", "mileage": 118137, "exterior_color": "Ibis White", "interior_color": "Nougat Brown", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13999.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1CNAFY7J2231754_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 349, "unit": "per_month", "display": "$349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13999.0, "price_incl_doc": 13999.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 349.25, "amount_financed": 14873.94, "sales_tax": 874.94, "total_of_payments": 16763.84, "finance_charge": 1889.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $349 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,999, before any dealer documentation fee. Amount financed $14,874, including $875 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,764. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 291, "unit": "per_month", "display": "$291/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13999.0, "price_incl_doc": 13999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.96, "amount_financed": 14873.94, "sales_tax": 874.94, "total_of_payments": 17457.36, "finance_charge": 2583.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $291 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,999, before any dealer documentation fee. Amount financed $14,874, including $875 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,457. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 254, "unit": "per_month", "display": "$254/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13999.0, "price_incl_doc": 13999.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 253.51, "amount_financed": 14873.94, "sales_tax": 874.94, "total_of_payments": 18253.04, "finance_charge": 3379.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $254 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,999, before any dealer documentation fee. Amount financed $14,874, including $875 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,253. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "WAUEAAF40RN014366", "title": "2024 Audi A4 Sedan S line Premium Plus", "year": 2024, "make": "Audi", "model": "A4 Sedan", "trim": "S line Premium Plus", "decoded_trim": "quattro Premium Plus", "condition": "used", "price": 28490.0, "msrp": 28490.0, "sale_price": 28490.0, "currency": "USD", "mileage": 39002, "exterior_color": "Mythos Black Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 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"dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/waueaaf40rn014366/2024-audi-a4-sedan-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/WAUEAAF40RN014366.html", "json_url": "https://ai.castlecars.com/v/WAUEAAF40RN014366.json", "markdown_url": "https://ai.castlecars.com/v/WAUEAAF40RN014366.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/waueaaf40rn014366/2024-audi-a4-sedan-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:29.796Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1881, VIN WAUEAAF40RN014366. Advertised price: $28,490. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,490"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28490.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAUEAAF40RN014366_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28490.0, "price_incl_doc": 28490.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 710.77, "amount_financed": 30270.63, "sales_tax": 1780.63, "total_of_payments": 34116.86, "finance_charge": 3846.23, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1881, VIN WAUEAAF40RN014366. $711 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,490, before any dealer documentation fee. Amount financed $30,271, including $1,781 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,117. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUEAAF40RN014366_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28490.0, "price_incl_doc": 28490.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.14, "amount_financed": 30270.63, "sales_tax": 1780.63, "total_of_payments": 35528.27, "finance_charge": 5257.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1881, VIN WAUEAAF40RN014366. $592 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,490, before any dealer documentation fee. Amount financed $30,271, including $1,781 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,528. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUEAAF40RN014366_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28490.0, "price_incl_doc": 28490.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.94, "amount_financed": 30270.63, "sales_tax": 1780.63, "total_of_payments": 37147.6, "finance_charge": 6876.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1881, VIN WAUEAAF40RN014366. $516 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,490, before any dealer documentation fee. Amount financed $30,271, including $1,781 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,148. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0504, VIN KMTFC4SD5PU028423. Advertised price: $56,251. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,251"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56251.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6LRVDG9PE563712_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 737.89, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 35418.53, "finance_charge": 3992.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $738 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,419. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG9PE563712_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.73, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 36883.8, "finance_charge": 5458.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $615 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,884. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6LRVDG9PE563712_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29577.0, "price_incl_doc": 29577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.62, "amount_financed": 31425.56, "sales_tax": 1848.56, "total_of_payments": 38564.91, "finance_charge": 7139.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JC527, VIN 3C6LRVDG9PE563712. $536 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,577, before any dealer documentation fee. Amount financed $31,426, including $1,849 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,565. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1GTUUHEL0SZ157355", "title": "2025 GMC Sierra 1500 Denali Ultimate", "year": 2025, "make": "GMC", "model": "Sierra 1500", "trim": "Denali Ultimate", "decoded_trim": "Denali Ultimate", "condition": "used", "price": 70477.0, "msrp": 70477.0, "sale_price": 70477.0, "currency": "USD", "mileage": 10044, "exterior_color": "Titanium", "interior_color": "Alpine Umber", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, 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"https://ai.castlecars.com/sticker/1GTUUHEL0SZ157355.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gtuuhel0sz157355/2025-gmc-sierra-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gtuuhel0sz157355/2025-gmc-sierra-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1GTUUHEL0SZ157355.html", "json_url": "https://ai.castlecars.com/v/1GTUUHEL0SZ157355.json", "markdown_url": "https://ai.castlecars.com/v/1GTUUHEL0SZ157355.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gtuuhel0sz157355/2025-gmc-sierra-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:27.966Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5969A, VIN 1GTUUHEL0SZ157355. Advertised price: $70,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$70,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTUUHEL0SZ157355_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1758, "unit": "per_month", "display": "$1,758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 70477.0, "price_incl_doc": 70477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1758.26, "amount_financed": 74881.81, "sales_tax": 4404.81, "total_of_payments": 84396.39, "finance_charge": 9514.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5969A, VIN 1GTUUHEL0SZ157355. $1,758 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $70,477, before any dealer documentation fee. Amount financed $74,882, including $4,405 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $84,396. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUHEL0SZ157355_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1465, "unit": "per_month", "display": "$1,465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 70477.0, "price_incl_doc": 70477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1464.8, "amount_financed": 74881.81, "sales_tax": 4404.81, "total_of_payments": 87887.87, "finance_charge": 13006.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5969A, VIN 1GTUUHEL0SZ157355. $1,465 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $70,477, before any dealer documentation fee. Amount financed $74,882, including $4,405 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $87,888. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTUUHEL0SZ157355_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1276, "unit": "per_month", "display": "$1,276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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1.6, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34577.0, "monroney_url": "https://ai.castlecars.com/sticker/KNDPXDDG0T7289594.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kndpxddg0t7289594/2026-kia-sportage-hybrid-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kndpxddg0t7289594/2026-kia-sportage-hybrid-suv", "canonical_url": "https://ai.castlecars.com/vehicle/KNDPXDDG0T7289594.html", "json_url": "https://ai.castlecars.com/v/KNDPXDDG0T7289594.json", "markdown_url": "https://ai.castlecars.com/v/KNDPXDDG0T7289594.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kndpxddg0t7289594/2026-kia-sportage-hybrid-suv", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:27.962Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5986B, VIN KNDPXDDG0T7289594. Advertised price: $34,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPXDDG0T7289594_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34577.0, "price_incl_doc": 34577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.63, "amount_financed": 36738.06, "sales_tax": 2161.06, "total_of_payments": 41406.05, "finance_charge": 4667.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5986B, VIN KNDPXDDG0T7289594. $863 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,577, before any dealer documentation fee. Amount financed $36,738, including $2,161 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,406. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPXDDG0T7289594_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34577.0, "price_incl_doc": 34577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.65, "amount_financed": 36738.06, "sales_tax": 2161.06, "total_of_payments": 43119.02, "finance_charge": 6380.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5986B, VIN KNDPXDDG0T7289594. $719 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,577, before any dealer documentation fee. Amount financed $36,738, including $2,161 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,119. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPXDDG0T7289594_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34577.0, "price_incl_doc": 34577.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.17, "amount_financed": 36738.06, "sales_tax": 2161.06, "total_of_payments": 45084.31, "finance_charge": 8346.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5986B, VIN KNDPXDDG0T7289594. $626 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,577, before any dealer documentation fee. Amount financed $36,738, including $2,161 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,084. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1C4RJFAG2LC385177", "title": "2020 Jeep Grand Cherokee Altitude", "year": 2020, "make": "Jeep", "model": "Grand Cherokee", "trim": "Altitude", "decoded_trim": "Laredo", "condition": "used", "price": 17777.0, "msrp": 17777.0, "sale_price": 17777.0, "currency": "USD", "mileage": 108104, "exterior_color": "Crystal Metallic", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "J5539A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f58bed15-30eb-48f7-908c-5c92dbf2e91b.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f58bed15-30eb-48f7-908c-5c92dbf2e91b.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/244010ac-6d03-4787-b2a6-e789b54b21d1.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/64bd57d6-a8d8-48b3-ae5e-7ae48e203512.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b14ad7b2-c899-41f6-9334-f1f3528af51d.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1fe947df-66ec-4fcf-b5ff-ed21f9277998.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/82d78cc6-962b-4b0a-be63-f4038e77083f.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/9fd461bd-5280-41cf-9654-9d7092f2d1d2.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/3fb4c6de-2c06-42ce-aefa-ba58bbbca229.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/b30459b5-65e1-4765-ad30-d153b7630ab9.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51bf389a-16ab-49e2-8bc0-a9b76e508687.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/99ad270c-2097-4fa3-b4fe-2d769c0dc522.jpeg"], "vin_decode": {"make": "Jeep", "model": "Grand Cherokee", "year": 2020, "trim": "Laredo", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 17777.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4RJFAG2LC385177.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjfag2lc385177/2020-jeep-grand-cherokee-suv", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjfag2lc385177/2020-jeep-grand-cherokee-suv", "canonical_url": "https://ai.castlecars.com/vehicle/1C4RJFAG2LC385177.html", "json_url": "https://ai.castlecars.com/v/1C4RJFAG2LC385177.json", "markdown_url": "https://ai.castlecars.com/v/1C4RJFAG2LC385177.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c4rjfag2lc385177/2020-jeep-grand-cherokee-suv", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:27.902Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5539A, VIN 1C4RJFAG2LC385177. Advertised price: $17,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFAG2LC385177_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.5, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 21288.0, "finance_charge": 2399.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5539A, VIN 1C4RJFAG2LC385177. $444 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,288. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG2LC385177_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.48, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 22168.69, "finance_charge": 3280.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5539A, VIN 1C4RJFAG2LC385177. $369 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,169. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFAG2LC385177_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 322, "unit": "per_month", "display": "$322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 321.93, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 23179.1, "finance_charge": 4291.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5539A, VIN 1C4RJFAG2LC385177. $322 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,179. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "1C6RR7FT9LS149868", "title": "2020 RAM 1500 Classic Tradesman", "year": 2020, "make": "RAM", "model": "1500 Classic", "trim": "Tradesman", "decoded_trim": "Tradesman, ST", "condition": "used", "price": 18977.0, "msrp": 18977.0, "sale_price": 18977.0, "currency": "USD", "mileage": 110990, "exterior_color": "Crystal Metallic", "interior_color": "Diesel Gray/Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, 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"address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c6rr7ft9ls149868/2020-ram-1500-classic-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1C6RR7FT9LS149868.html", "json_url": "https://ai.castlecars.com/v/1C6RR7FT9LS149868.json", "markdown_url": "https://ai.castlecars.com/v/1C6RR7FT9LS149868.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c6rr7ft9ls149868/2020-ram-1500-classic-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:26.854Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK888, VIN 1C6RR7FT9LS149868. Advertised price: $18,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6RR7FT9LS149868_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18977.0, "price_incl_doc": 18977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.44, "amount_financed": 20163.06, "sales_tax": 1186.06, "total_of_payments": 22725.01, "finance_charge": 2561.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK888, VIN 1C6RR7FT9LS149868. $473 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,977, before any dealer documentation fee. Amount financed $20,163, including $1,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,725. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RR7FT9LS149868_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18977.0, "price_incl_doc": 18977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.42, "amount_financed": 20163.06, "sales_tax": 1186.06, "total_of_payments": 23665.14, "finance_charge": 3502.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK888, VIN 1C6RR7FT9LS149868. $394 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,977, before any dealer documentation fee. Amount financed $20,163, including $1,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,665. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6RR7FT9LS149868_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 344, "unit": "per_month", "display": "$344/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 18977.0, "price_incl_doc": 18977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 343.66, "amount_financed": 20163.06, "sales_tax": 1186.06, "total_of_payments": 24743.76, "finance_charge": 4580.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK888, VIN 1C6RR7FT9LS149868. $344 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,977, before any dealer documentation fee. Amount financed $20,163, including $1,186 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,744. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1G1ZD5ST9KF219452", "title": "2019 Chevrolet Malibu LT", "year": 2019, "make": "Chevrolet", "model": "Malibu", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 14777.0, "msrp": 14777.0, "sale_price": 14777.0, "currency": "USD", "mileage": 61427, "exterior_color": "Shadow Gray Metallic", "interior_color": "Dark Atmosphere/Medium Ash Gray", "drivetrain": "FWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "1.5L DOHC", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "J5221A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccc8504e-6361-4682-8fd2-cfb51c2a46b7.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ccc8504e-6361-4682-8fd2-cfb51c2a46b7.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/88db0b97-b21c-42d5-8ca0-7452aa1935f4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c441e8db-84e0-4db4-99c7-5578a68ed3b8.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/aaa622e5-04ad-4cd7-b2d7-8b6bab27518a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2e950530-f561-4c1b-897d-4e796e799be5.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ce15cc68-4bde-454f-85fe-f7bb123766e8.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/068ad05b-c66c-4a95-aa50-5d73a2450785.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2869f165-02b6-4e31-968b-28844fcc61d7.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/1c5d578d-2517-45c7-870d-f54d332e3743.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/ff0656ef-3632-4b5d-895e-5b910ca8768b.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/90e0095f-8981-47fd-ba11-b09450494f9e.jpeg"], "vin_decode": {"make": "Chevrolet", "model": "Malibu", "year": 2019, "trim": "LT (1LT)", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 14777.0, "monroney_url": "https://ai.castlecars.com/sticker/1G1ZD5ST9KF219452.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "canonical_url": "https://ai.castlecars.com/vehicle/1G1ZD5ST9KF219452.html", "json_url": "https://ai.castlecars.com/v/1G1ZD5ST9KF219452.json", "markdown_url": "https://ai.castlecars.com/v/1G1ZD5ST9KF219452.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1g1zd5st9kf219452/2019-chevrolet-malibu-sedan", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:26.761Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5221A, VIN 1G1ZD5ST9KF219452. Advertised price: $14,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1ZD5ST9KF219452_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14777.0, "price_incl_doc": 14777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 368.66, "amount_financed": 15700.56, "sales_tax": 923.56, "total_of_payments": 17695.49, "finance_charge": 1994.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5221A, VIN 1G1ZD5ST9KF219452. $369 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,777, before any dealer documentation fee. Amount financed $15,701, including $924 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,695. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5ST9KF219452_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 307, "unit": "per_month", "display": "$307/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14777.0, "price_incl_doc": 14777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 307.13, "amount_financed": 15700.56, "sales_tax": 923.56, "total_of_payments": 18427.56, "finance_charge": 2727.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5221A, VIN 1G1ZD5ST9KF219452. $307 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,777, before any dealer documentation fee. Amount financed $15,701, including $924 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,428. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1ZD5ST9KF219452_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 268, "unit": "per_month", "display": "$268/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14777.0, "price_incl_doc": 14777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 267.6, "amount_financed": 15700.56, "sales_tax": 923.56, "total_of_payments": 19267.46, "finance_charge": 3566.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5221A, VIN 1G1ZD5ST9KF219452. $268 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,777, before any dealer documentation fee. Amount financed $15,701, including $924 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,267. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1GC4YRE7XPF116592", "title": "2023 Chevrolet Silverado 2500HD High Country", "year": 2023, "make": "Chevrolet", "model": "Silverado 2500HD", "trim": "High Country", "decoded_trim": "High Country", "condition": "used", "price": 51978.0, "msrp": 51978.0, "sale_price": 51978.0, "currency": "USD", "mileage": 91536, "exterior_color": "Summit White", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1050, VIN 1GC4YRE7XPF116592. Advertised price: $51,978. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,978"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51978.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC4YRE7XPF116592_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1297, "unit": "per_month", "display": "$1,297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YRE7XPF116592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1080, "unit": "per_month", "display": "$1,080/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 51978.0, "price_incl_doc": 51978.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1080.31, "amount_financed": 55226.63, "sales_tax": 3248.63, "total_of_payments": 64818.83, "finance_charge": 9592.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1050, VIN 1GC4YRE7XPF116592. $1,080 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $51,978, before any dealer documentation fee. Amount financed $55,227, including $3,249 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $64,819. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37599.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40449.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FA6P8CF7N5147727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1009, "unit": "per_month", "display": "$1,009/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FA6P8CF7N5147727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40449.0, "price_incl_doc": 40449.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.69, "amount_financed": 42977.06, "sales_tax": 2528.06, "total_of_payments": 50441.65, "finance_charge": 7464.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $841 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,449, before any dealer documentation fee. Amount financed $42,977, including $2,528 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,442. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 40449.0, "price_incl_doc": 40449.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 732.51, "amount_financed": 42977.06, "sales_tax": 2528.06, "total_of_payments": 52740.71, "finance_charge": 9763.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $733 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,449, before any dealer documentation fee. Amount financed $42,977, including $2,528 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,741. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3VVBR7RM8TM022330", "title": "2026 Volkswagen Tiguan S", "year": 2026, "make": "Volkswagen", "model": "Tiguan", "trim": "S", "decoded_trim": "4Motion S", "condition": "used", "price": 29879.0, "msrp": 29879.0, "sale_price": 29879.0, "currency": "USD", "mileage": 4620, "exterior_color": "Pure White", "interior_color": "Grigio & Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1008, VIN 3VVBR7RM8TM022330. Advertised price: $29,879. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29879.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVBR7RM8TM022330_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29879.0, "price_incl_doc": 29879.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.42, "amount_financed": 31746.44, "sales_tax": 1867.44, "total_of_payments": 35780.19, "finance_charge": 4033.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $745 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,879, before any dealer documentation fee. Amount financed $31,746, including $1,867 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,780. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVBR7RM8TM022330_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29879.0, "price_incl_doc": 29879.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.01, "amount_financed": 31746.44, "sales_tax": 1867.44, "total_of_payments": 37260.41, "finance_charge": 5513.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $621 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,879, before any dealer documentation fee. Amount financed $31,746, including $1,867 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,260. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVBR7RM8TM022330_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 541, "unit": "per_month", "display": "$541/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29879.0, "price_incl_doc": 29879.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.09, "amount_financed": 31746.44, "sales_tax": 1867.44, "total_of_payments": 38958.68, "finance_charge": 7212.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $541 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,879, before any dealer documentation fee. Amount financed $31,746, including $1,867 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,959. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #US27714, VIN 5NMJCCDE0SH533679. Advertised price: $29,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29476.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJCCDE0SH533679_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19389.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JA4ARUAU5RU002538_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19389.0, "price_incl_doc": 19389.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.72, "amount_financed": 20600.81, "sales_tax": 1211.81, "total_of_payments": 23218.38, "finance_charge": 2617.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1018, VIN JA4ARUAU5RU002538. $484 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,389, before any dealer documentation fee. Amount financed $20,601, including $1,212 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,218. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4ARUAU5RU002538_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 403, "unit": "per_month", "display": "$403/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19389.0, "price_incl_doc": 19389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 402.98, "amount_financed": 20600.81, "sales_tax": 1211.81, "total_of_payments": 24178.92, "finance_charge": 3578.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1018, VIN JA4ARUAU5RU002538. $403 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,389, before any dealer documentation fee. Amount financed $20,601, including $1,212 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,179. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/kmhl34jj2sa108700/2025-hyundai-sonata-hybrid-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/KMHL34JJ2SA108700.html", "json_url": "https://ai.castlecars.com/v/KMHL34JJ2SA108700.json", "markdown_url": "https://ai.castlecars.com/v/KMHL34JJ2SA108700.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/kmhl34jj2sa108700/2025-hyundai-sonata-hybrid-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:23.718Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 6265.299999999999, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #S27296, VIN KMHL34JJ2SA108700. Advertised price: $26,445. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,445"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26444.7, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ2SA108700_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 660, "unit": "per_month", "display": "$660/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Not an offer to lend.", "inputs": {"selling_price": 26444.7, "price_incl_doc": 26444.7, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.9, "amount_financed": 28097.49, "sales_tax": 1652.79, "total_of_payments": 34480.76, "finance_charge": 6383.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S27296, VIN KMHL34JJ2SA108700. $479 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,445, before any dealer documentation fee. Amount financed $28,097, including $1,653 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,481. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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"source_vdp_url": "https://www.castlecars.com/viewdetails/used/1v2hr2ca0rc531198/2024-volkswagen-atlas-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1v2hr2ca0rc531198/2024-volkswagen-atlas-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1V2HR2CA0RC531198.html", "json_url": "https://ai.castlecars.com/v/1V2HR2CA0RC531198.json", "markdown_url": "https://ai.castlecars.com/v/1V2HR2CA0RC531198.md", "vdp_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0980, VIN 1V2HR2CA0RC531198. Advertised price: $27,981. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,981"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27981.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2HR2CA0RC531198_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27981.0, "price_incl_doc": 27981.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.07, "amount_financed": 29729.81, "sales_tax": 1748.81, "total_of_payments": 33507.32, "finance_charge": 3777.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0980, VIN 1V2HR2CA0RC531198. $698 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,981, before any dealer documentation fee. Amount financed $29,730, including $1,749 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,507. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HR2CA0RC531198_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27981.0, "price_incl_doc": 27981.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.56, "amount_financed": 29729.81, "sales_tax": 1748.81, "total_of_payments": 34893.52, "finance_charge": 5163.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0980, VIN 1V2HR2CA0RC531198. $582 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,981, before any dealer documentation fee. Amount financed $29,730, including $1,749 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,894. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HR2CA0RC531198_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23308.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 43698.0, "price_incl_doc": 43698.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1090.18, "amount_financed": 46429.13, "sales_tax": 2731.13, "total_of_payments": 52328.48, "finance_charge": 5899.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $1,090 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,698, before any dealer documentation fee. Amount financed $46,429, including $2,731 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,328. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BN2CA8TC517283_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43698.0, "price_incl_doc": 43698.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 908.22, "amount_financed": 46429.13, "sales_tax": 2731.13, "total_of_payments": 54493.31, "finance_charge": 8064.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $908 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,698, before any dealer documentation fee. Amount financed $46,429, including $2,731 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,493. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BN2CA8TC517283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43698.0, "price_incl_doc": 43698.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.35, "amount_financed": 46429.13, "sales_tax": 2731.13, "total_of_payments": 56977.03, "finance_charge": 10547.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $791 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,698, before any dealer documentation fee. Amount financed $46,429, including $2,731 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,977. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "1C4RJHAG1PC529304", "title": "2023 Jeep Grand Cherokee Laredo", "year": 2023, "make": "Jeep", "model": "Grand Cherokee", "trim": "Laredo", "decoded_trim": "Laredo, Altitude", "condition": "used", "price": 26577.0, "msrp": 26577.0, "sale_price": 26577.0, "currency": "USD", "mileage": 34827, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5580A, VIN 1C4RJHAG1PC529304. Advertised price: $26,577. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,577"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26577.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHAG1PC529304_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 663, "unit": "per_month", "display": "$663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26577.0, "price_incl_doc": 26577.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 663.04, "amount_financed": 28238.06, "sales_tax": 1661.06, "total_of_payments": 31826.03, "finance_charge": 3587.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5580A, VIN 1C4RJHAG1PC529304. $663 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,577, before any dealer documentation fee. Amount financed $28,238, including $1,661 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,826. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG1PC529304_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26577.0, "price_incl_doc": 26577.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.38, "amount_financed": 28238.06, "sales_tax": 1661.06, "total_of_payments": 33142.67, "finance_charge": 4904.61, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5580A, VIN 1C4RJHAG1PC529304. $552 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,577, before any dealer documentation fee. Amount financed $28,238, including $1,661 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,143. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHAG1PC529304_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "1C4JJXR6XNW264946", "title": "2022 Jeep Wrangler Unlimited Rubicon 4xe", "year": 2022, "make": "Jeep", "model": "Wrangler", "trim": "Unlimited Rubicon 4xe", "decoded_trim": "Unlimited Rubicon 4XE", "condition": "used", "price": 26977.0, "msrp": 26977.0, "sale_price": 26977.0, "currency": "USD", "mileage": 49924, "exterior_color": "Blue Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Hybrid", "doors": 4, 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source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4jjxr6xnw264946/2022-jeep-wrangler-suv", "canonical_url": "https://ai.castlecars.com/vehicle/1C4JJXR6XNW264946.html", "json_url": "https://ai.castlecars.com/v/1C4JJXR6XNW264946.json", "markdown_url": "https://ai.castlecars.com/v/1C4JJXR6XNW264946.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1c4jjxr6xnw264946/2022-jeep-wrangler-suv", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:19.665Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5607A, VIN 1C4JJXR6XNW264946. Advertised price: $26,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4JJXR6XNW264946_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.02, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 32305.03, "finance_charge": 3641.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $673 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,305. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXR6XNW264946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.69, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 33641.49, "finance_charge": 4978.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $561 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,641. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4JJXR6XNW264946_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26977.0, "price_incl_doc": 26977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.54, "amount_financed": 28663.06, "sales_tax": 1686.06, "total_of_payments": 35174.81, "finance_charge": 6511.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5607A, VIN 1C4JJXR6XNW264946. $489 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,977, before any dealer documentation fee. Amount financed $28,663, including $1,686 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,175. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5620A, VIN JF1ZNAA17F9701876. Advertised price: $15,677. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,677"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15677.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1ZNAA17F9701876_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1ZNAA17F9701876_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1ZNAA17F9701876_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 284, "unit": "per_month", "display": "$284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JC475A, VIN SALYT2EX6NA330182. Advertised price: $31,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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"price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6003A, VIN 3FTTW8J96RRB71694. Advertised price: $29,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FTTW8J96RRB71694_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 35897.53, "finance_charge": 4046.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $748 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,898. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8J96RRB71694_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.04, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 37382.62, "finance_charge": 5532.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $623 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,383. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FTTW8J96RRB71694_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29977.0, "price_incl_doc": 29977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.87, "amount_financed": 31850.56, "sales_tax": 1873.56, "total_of_payments": 39086.46, "finance_charge": 7235.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6003A, VIN 3FTTW8J96RRB71694. $543 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,977, before any dealer documentation fee. Amount financed $31,851, including $1,874 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,086. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1GCUYBEF9MZ335634", "title": "2021 Chevrolet Silverado 1500 Custom", "year": 2021, "make": "Chevrolet", "model": "Silverado 1500", "trim": "Custom", "decoded_trim": "Custom", "condition": "used", "price": 29477.0, "msrp": 29477.0, "sale_price": 29477.0, "currency": "USD", "mileage": 79366, "exterior_color": "Red", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Truck", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "EcoTec3 5.3L V8", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "6-Speed Automatic Electronic with Overdrive", "mpg_city": 15, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "J5919B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 11, "primary_image": "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4035d470-81fb-4b5a-be12-74d80225e367.jpg", "images": ["https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/4035d470-81fb-4b5a-be12-74d80225e367.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/8a895f11-de87-482d-8521-d7e83acc2a6e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/071888fc-9a00-48ad-9adf-4c2ff75c234c.jpg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/f1bf581e-2c30-4f0d-ab9f-d6af6c6add3a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/0c9c323c-aeeb-48f4-8090-99559917f019.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/a6f7e057-f9f7-4829-ad20-c3ade7a29dc4.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/c1c2c679-ea9d-489b-908a-2a75db00a09a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/62dbd27e-f582-4508-9db1-b387bfb3a104.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/51e632c4-699f-4746-951e-e831ef078a5a.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/2ba5b9e5-4069-444e-af86-f2ad5226ab6e.jpeg", "https://assets.cai-media-management.com/resize/1920x1920/common-vehicle-media/36a8a4de-a696-40ca-b807-eee2d725308d.jpeg"], "vin_decode": {"make": "Chevrolet", "model": "Silverado", "year": 2021, "trim": "Custom", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.3L 8-Cylinder", "engine_displacement_l": 5.3, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29477.0, "monroney_url": "https://ai.castlecars.com/sticker/1GCUYBEF9MZ335634.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcuybef9mz335634/2021-chevrolet-silverado-1500-truck", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1gcuybef9mz335634/2021-chevrolet-silverado-1500-truck", "canonical_url": "https://ai.castlecars.com/vehicle/1GCUYBEF9MZ335634.html", "json_url": "https://ai.castlecars.com/v/1GCUYBEF9MZ335634.json", "markdown_url": "https://ai.castlecars.com/v/1GCUYBEF9MZ335634.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1gcuybef9mz335634/2021-chevrolet-silverado-1500-truck", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:17.838Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J5919B, VIN 1GCUYBEF9MZ335634. Advertised price: $29,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUYBEF9MZ335634_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.39, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 35298.78, "finance_charge": 3979.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $735 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,299. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYBEF9MZ335634_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.65, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 36759.09, "finance_charge": 5439.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $613 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,759. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUYBEF9MZ335634_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29477.0, "price_incl_doc": 29477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.81, "amount_financed": 31319.31, "sales_tax": 1842.31, "total_of_payments": 38434.52, "finance_charge": 7115.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J5919B, VIN 1GCUYBEF9MZ335634. $534 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,477, before any dealer documentation fee. Amount financed $31,319, including $1,842 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,435. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "5FNYF8H09NB030577", "title": "2022 Honda Passport Elite", "year": 2022, "make": "Honda", "model": "Passport", "trim": "Elite", "decoded_trim": "ELITE", "condition": "used", "price": 34977.0, "msrp": 34977.0, "sale_price": 34977.0, "currency": "USD", "mileage": 31650, "exterior_color": "Sonic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 24V 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #JK1015, VIN 5FNYF8H09NB030577. Advertised price: $34,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYF8H09NB030577_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.61, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 41885.05, "finance_charge": 4721.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1015, VIN 5FNYF8H09NB030577. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,885. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF8H09NB030577_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.96, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 43617.83, "finance_charge": 6454.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #JK1015, VIN 5FNYF8H09NB030577. $727 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,618. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF8H09NB030577_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #J6040A, VIN 1C6SRFLT4NN319507. Advertised price: $41,877. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,877"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41877.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C6SRFLT4NN319507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1045, "unit": "per_month", "display": "$1,045/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT4NN319507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 41877.0, "price_incl_doc": 41877.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.37, "amount_financed": 44494.31, "sales_tax": 2617.31, "total_of_payments": 52222.43, "finance_charge": 7728.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #J6040A, VIN 1C6SRFLT4NN319507. $870 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,877, before any dealer documentation fee. Amount financed $44,494, including $2,617 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,222. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFLT4NN319507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,497"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0LU4KR258129_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 314, "unit": "per_month", "display": "$314/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FA6P0LU4KR258129_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 273, "unit": "per_month", "display": "$273/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2507, VIN 3VVUX7B23RM018797. Advertised price: $21,697. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,697"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21697.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVUX7B23RM018797_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21697.0, "price_incl_doc": 21697.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.79, "amount_financed": 23053.06, "sales_tax": 1356.06, "total_of_payments": 25477.98, "finance_charge": 2424.92, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $531 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $21,697, before any dealer documentation fee. Amount financed $23,053, including $1,356 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $25,478. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVUX7B23RM018797_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21697.0, "price_incl_doc": 21697.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.23, "amount_financed": 23053.06, "sales_tax": 1356.06, "total_of_payments": 26414.03, "finance_charge": 3360.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $440 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $21,697, before any dealer documentation fee. Amount financed $23,053, including $1,356 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $26,414. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVUX7B23RM018797_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 21697.0, "price_incl_doc": 21697.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 381.95, "amount_financed": 23053.06, "sales_tax": 1356.06, "total_of_payments": 27500.18, "finance_charge": 4447.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2507, VIN 3VVUX7B23RM018797. $382 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $21,697, before any dealer documentation fee. Amount financed $23,053, including $1,356 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $27,500. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5XYP3DGC8RG450175", "title": "2024 Kia Telluride EX X-Line", "year": 2024, "make": "Kia", "model": "Telluride", "trim": "EX X-Line", "decoded_trim": "EX, EX X-Line", "condition": "used", "price": 38497.0, "msrp": 38497.0, "sale_price": 38497.0, "currency": "USD", "mileage": 17532, "exterior_color": "Jungle Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded V-6 3.8 L/231", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MK270088A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 12, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/1beb440cb55648c999a1442fe4d6dea2.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/1beb440cb55648c999a1442fe4d6dea2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a6e3254621a1402a8fcb8e7476d787cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/55a2cbd684f34d948bc5879974ab4876.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a4009c01cd5b496281babc9cba924a5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1c5ac3febbc04c2784fc0d0bb97a8b26.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73ef62254b2d45358d19c1608d6b3c4c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a100369b48e4e26b3382f2a7b2e11d9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7544c77907eb46419bb3c5c8b036b4b5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/558b8915cf184b1d80f888cf5b107ae8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8d54bf695607441598e412cc4a379564.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ba73ece4b13f4b45ab0ff18dfeba7688.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f282d322dfbb444bab7d9269a32420bf.jpg"], "vin_decode": {"make": "Kia", "model": "Telluride", "year": 2024, "trim": "EX, EX X-Line", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.8L 6-Cylinder", "engine_displacement_l": 3.8, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38497.0, "monroney_url": "https://ai.castlecars.com/sticker/5XYP3DGC8RG450175.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5xyp3dgc8rg450175/2024-kia-telluride-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5xyp3dgc8rg450175/2024-kia-telluride-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5XYP3DGC8RG450175.html", "json_url": "https://ai.castlecars.com/v/5XYP3DGC8RG450175.json", "markdown_url": "https://ai.castlecars.com/v/5XYP3DGC8RG450175.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5xyp3dgc8rg450175/2024-kia-telluride-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:14.852Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270088A, VIN 5XYP3DGC8RG450175. Advertised price: $38,497. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,497"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP3DGC8RG450175_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 942, "unit": "per_month", "display": "$942/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38497.0, "price_incl_doc": 38497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 941.78, "amount_financed": 40903.06, "sales_tax": 2406.06, "total_of_payments": 45205.6, "finance_charge": 4302.54, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $942 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $38,497, before any dealer documentation fee. Amount financed $40,903, including $2,406 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $45,206. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC8RG450175_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38497.0, "price_incl_doc": 38497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.11, "amount_financed": 40903.06, "sales_tax": 2406.06, "total_of_payments": 46866.43, "finance_charge": 5963.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $781 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,497, before any dealer documentation fee. Amount financed $40,903, including $2,406 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,866. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP3DGC8RG450175_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 678, "unit": "per_month", "display": "$678/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38497.0, "price_incl_doc": 38497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.69, "amount_financed": 40903.06, "sales_tax": 2406.06, "total_of_payments": 48793.59, "finance_charge": 7890.53, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270088A, VIN 5XYP3DGC8RG450175. $678 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $38,497, before any dealer documentation fee. Amount financed $40,903, including $2,406 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $48,794. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.84, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 35224.36, "finance_charge": 3352.55, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2505, VIN KM8KNDDF4RU287134. $734 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $35,224. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDDF4RU287134_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29997.0, "price_incl_doc": 29997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.66, "amount_financed": 31871.81, "sales_tax": 1874.81, "total_of_payments": 31871.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2505, VIN KM8KNDDF4RU287134. $443 per month for 72 months at 0% APR, $0 cash down. Advertised price $29,997, before any dealer documentation fee. Amount financed $31,872, including $1,875 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $31,872. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 2, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5J6RW2H88JL007154", "title": "2018 Honda CR-V EX-L", "year": 2018, "make": "Honda", "model": "CR-V", "trim": "EX-L", "decoded_trim": "EX-L/EX-L Navi", "condition": "used", "price": 17997.0, "msrp": 17997.0, "sale_price": 17997.0, "currency": "USD", "mileage": 114892, "exterior_color": "Obsidian Blue Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"https://www.castlecars.com/viewdetails/used/5j6rw2h88jl007154/2018-honda-cr-v-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/5j6rw2h88jl007154/2018-honda-cr-v-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/5J6RW2H88JL007154.html", "json_url": "https://ai.castlecars.com/v/5J6RW2H88JL007154.json", "markdown_url": "https://ai.castlecars.com/v/5J6RW2H88JL007154.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/5j6rw2h88jl007154/2018-honda-cr-v-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:13.563Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MK270055A, VIN 5J6RW2H88JL007154. Advertised price: $17,997. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,997"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J6RW2H88JL007154_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17997.0, "price_incl_doc": 17997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.28, "amount_financed": 19121.81, "sales_tax": 1124.81, "total_of_payments": 21133.21, "finance_charge": 2011.4, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270055A, VIN 5J6RW2H88JL007154. $440 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $17,997, before any dealer documentation fee. Amount financed $19,122, including $1,125 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $21,133. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RW2H88JL007154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17997.0, "price_incl_doc": 17997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.16, "amount_financed": 19121.81, "sales_tax": 1124.81, "total_of_payments": 21909.63, "finance_charge": 2787.82, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270055A, VIN 5J6RW2H88JL007154. $365 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $17,997, before any dealer documentation fee. Amount financed $19,122, including $1,125 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $21,910. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RW2H88JL007154_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 317, "unit": "per_month", "display": "$317/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 17997.0, "price_incl_doc": 17997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 316.81, "amount_financed": 19121.81, "sales_tax": 1124.81, "total_of_payments": 22810.56, "finance_charge": 3688.75, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK270055A, VIN 5J6RW2H88JL007154. $317 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $17,997, before any dealer documentation fee. Amount financed $19,122, including $1,125 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $22,811. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "2T3J1RFV6MW149460", "title": "2021 Toyota RAV4 Adventure", "year": 2021, "make": "Toyota", "model": "RAV4", "trim": "Adventure", "decoded_trim": "Adventure", "condition": "used", "price": 28497.0, "msrp": 28497.0, "sale_price": 28497.0, "currency": "USD", "mileage": 73566, "exterior_color": "Lunar", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MKK364A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 10, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/ed77cc9d1b9749ce91a82ccc46496c03.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/ed77cc9d1b9749ce91a82ccc46496c03.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7ea4544101274e5fb7855528cc547b1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cc9b155490774b3db7a8aee9b0cd9f67.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f216d26ffca046d59388cd0fdd0cc6d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/66f2278b38b74adba8123bee4ac15983.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c994f9777794474befa60251a049512.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0413c6d7ba394584a0da295ee3095017.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/24f46aa884304815b84aa212512b64a6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e07845c4d8244e2adaab6585a002532.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/384db5dfd86d43119984753ace1ee6df.jpg"], "vin_decode": {"make": "Toyota", "model": "RAV4", "year": 2021, "trim": "Adventure", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28497.0, "monroney_url": "https://ai.castlecars.com/sticker/2T3J1RFV6MW149460.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2t3j1rfv6mw149460/2021-toyota-rav4-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/2t3j1rfv6mw149460/2021-toyota-rav4-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/2T3J1RFV6MW149460.html", "json_url": "https://ai.castlecars.com/v/2T3J1RFV6MW149460.json", "markdown_url": "https://ai.castlecars.com/v/2T3J1RFV6MW149460.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/2t3j1rfv6mw149460/2021-toyota-rav4-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:12.719Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKK364A, VIN 2T3J1RFV6MW149460. Advertised price: $28,497. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,497"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T3J1RFV6MW149460_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28497.0, "price_incl_doc": 28497.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Toyota RAV4 \u2014 APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.15, "amount_financed": 30278.06, "sales_tax": 1781.06, "total_of_payments": 33462.97, "finance_charge": 3184.91, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK364A, VIN 2T3J1RFV6MW149460. $697 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,497, before any dealer documentation fee. Amount financed $30,278, including $1,781 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $33,463. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3J1RFV6MW149460_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 585, "unit": "per_month", "display": "$585/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28497.0, "price_incl_doc": 28497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Toyota RAV4 \u2014 APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 585.22, "amount_financed": 30278.06, "sales_tax": 1781.06, "total_of_payments": 35113.14, "finance_charge": 4835.08, "per_1000_financed": 19.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK364A, VIN 2T3J1RFV6MW149460. $585 per month for 60 months at 5.99% APR, $0 cash down. Advertised price $28,497, before any dealer documentation fee. Amount financed $30,278, including $1,781 estimated sales tax at 6.25%. That is $19.33 per $1,000 financed. Total of payments $35,113. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3J1RFV6MW149460_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28497.0, "price_incl_doc": 28497.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Toyota RAV4 \u2014 APR", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 516.07, "amount_financed": 30278.06, "sales_tax": 1781.06, "total_of_payments": 37156.71, "finance_charge": 6878.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKK364A, VIN 2T3J1RFV6MW149460. $516 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,497, before any dealer documentation fee. Amount financed $30,278, including $1,781 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,157. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "3VV8X7B20RM085195", "title": "2024 Volkswagen Taos S", "year": 2024, "make": "Volkswagen", "model": "Taos", "trim": "S", "decoded_trim": "4Motion S", "condition": "used", "price": 22397.0, "msrp": 22397.0, "sale_price": 22397.0, "currency": "USD", "mileage": 10969, "exterior_color": "Pyrite Silver Metallic", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded I-4 1.5 L/91", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed Auto-Shift Manual w/OD", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "MK260594B", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 30, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/baccb6e709d64c9fa035c1675e027ae1.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/baccb6e709d64c9fa035c1675e027ae1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/547daf749c3b438c82b085ff0c93bd84.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0d7e70f512c54c5da2d765a587c95f49.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f114b5b9b4914e18a985d819fcbe0c8a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f8120fcbd77b4241bcc513a00866e84a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b8c3bee706724de9a4ec998266895593.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bf7502a85f9d457fa9ca5db8f8a1f329.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fff3ca91e089467886dbc202831ea143.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3364c4ac24eb42f4a2e9d2922f0020ee.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3c381ca7019b4c76a0c038111f412dcf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d17ce9a8ab5741edbbd55fb3e2361151.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a3c904451d5643ccb5488acf76d1b156.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dcc339d2e31d41ce89ff94d17afaad55.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/cf6a652f46324c9c8bc0d3f9bf3c2f3f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d7eca61f14441bca895731808ee611d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/388dcb11a97145aa9a56637fa257ff8c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2adf8e2fe9fe488487852e2d013571df.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/992020ceeeb74265b23c172e93a72bc4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9b941e7bd63d497f96e76b299bd5b6aa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6f4869458dc94beaa21e81b4e277de0d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73123a3add834bb0b0abf3f3d473a988.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9689cf921654e6b88f768491a3f1124.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1cc61db99270469ba7447fb9e116369b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a5251852c84046ce9ac7b4a9dd3c8319.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/79b422d0b5274ec5a5d943077b6d2668.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5d087ecec859463da6bc7b79bc7366f4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d9867d09b6764247b0db622485b511cd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e20372b4c7534370803735943259cbcc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/db9be800a72e4710a83c94b6c526e31d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1e2cd201d0424641bf03dd3e4dba4f11.jpg"], "vin_decode": {"make": "Volkswagen", "model": "Taos", "year": 2024, "trim": "4Motion S", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 22397.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3vv8x7b20rm085195/2024-volkswagen-taos-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22397.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV8X7B20RM085195_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22397.0, "price_incl_doc": 22397.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.92, "amount_financed": 23796.81, "sales_tax": 1399.81, "total_of_payments": 26299.96, "finance_charge": 2503.15, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594B, VIN 3VV8X7B20RM085195. $548 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $22,397, before any dealer documentation fee. Amount financed $23,797, including $1,400 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $26,300. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV8X7B20RM085195_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22397.0, "price_incl_doc": 22397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.44, "amount_financed": 23796.81, "sales_tax": 1399.81, "total_of_payments": 27266.21, "finance_charge": 3469.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594B, VIN 3VV8X7B20RM085195. $454 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $22,397, before any dealer documentation fee. Amount financed $23,797, including $1,400 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $27,266. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV8X7B20RM085195_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22397.0, "price_incl_doc": 22397.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.27, "amount_financed": 23796.81, "sales_tax": 1399.81, "total_of_payments": 28387.41, "finance_charge": 4590.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MK260594B, VIN 3VV8X7B20RM085195. $394 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $22,397, before any dealer documentation fee. Amount financed $23,797, including $1,400 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $28,387. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "3N1AB8BV7MY227206", "title": "2021 Nissan Sentra S", "year": 2021, "make": "Nissan", "model": "Sentra", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 13285.0, "msrp": 13285.0, "sale_price": 13285.0, "currency": "USD", "mileage": 98573, "exterior_color": "Brilliant Silver Metallic", "interior_color": "Charcoal", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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"https://ai.castlecars.com/sticker/3N1AB8BV7MY227206.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3n1ab8bv7my227206/2021-nissan-sentra-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3n1ab8bv7my227206/2021-nissan-sentra-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/3N1AB8BV7MY227206.html", "json_url": "https://ai.castlecars.com/v/3N1AB8BV7MY227206.json", "markdown_url": "https://ai.castlecars.com/v/3N1AB8BV7MY227206.md", "vdp_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #BC2323, VIN 3N1AB8BV7MY227206. Advertised price: $13,285. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,285"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13285.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3N1AB8BV7MY227206_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 331, "unit": "per_month", "display": "$331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13285.0, "price_incl_doc": 13285.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.43, "amount_financed": 14115.31, "sales_tax": 830.31, "total_of_payments": 15908.82, "finance_charge": 1793.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2323, VIN 3N1AB8BV7MY227206. $331 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,285, before any dealer documentation fee. Amount financed $14,115, including $830 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $15,909. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3N1AB8BV7MY227206_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 276, "unit": "per_month", "display": "$276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13285.0, "price_incl_doc": 13285.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 276.12, "amount_financed": 14115.31, "sales_tax": 830.31, "total_of_payments": 16566.97, "finance_charge": 2451.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2323, VIN 3N1AB8BV7MY227206. $276 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,285, before any dealer documentation fee. Amount financed $14,115, including $830 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,567. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3N1AB8BV7MY227206_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 241, "unit": "per_month", "display": "$241/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13285.0, "price_incl_doc": 13285.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 240.58, "amount_financed": 14115.31, "sales_tax": 830.31, "total_of_payments": 17322.07, "finance_charge": 3206.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2323, VIN 3N1AB8BV7MY227206. $241 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,285, before any dealer documentation fee. Amount financed $14,115, including $830 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,322. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "3FAHP0HA7BR144830", "title": "2011 Ford Fusion SE", "year": 2011, "make": "Ford", "model": "Fusion", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 7204.0, "msrp": 7204.0, "sale_price": 7204.0, "currency": "USD", "mileage": 70581, "exterior_color": "Red Candy Metallic Tinted", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Gas I4 2.5L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "MKP2492A", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 10, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/24f2cb31a6a94606b8c077710e11b625.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/24f2cb31a6a94606b8c077710e11b625.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/953537635fe84f2fbc45c734372b4aaf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c8acb305adc43d2b5741aed389cdf30.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6faa1735b92e41aba40f49e46b6a4c13.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60d31c3fc8bb4f5aa32c653d59be1e12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/69a0c8cffb2044f888058d62de60c5ff.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/056646ecc2594f18a379a9d45feb2dc5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3268d9c0059e453b81ee97fcfbb846cc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4c16c95985fa4d1bb396cb3f6f5e8779.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/203b293fb6704798b134edd13e6adb65.jpg"], "vin_decode": {"make": "Ford", "model": "Fusion", "year": 2011, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 7204.0, "monroney_url": "https://ai.castlecars.com/sticker/3FAHP0HA7BR144830.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fahp0ha7br144830/2011-ford-fusion-4dr-car", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3fahp0ha7br144830/2011-ford-fusion-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/3FAHP0HA7BR144830.html", "json_url": "https://ai.castlecars.com/v/3FAHP0HA7BR144830.json", "markdown_url": "https://ai.castlecars.com/v/3FAHP0HA7BR144830.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3fahp0ha7br144830/2011-ford-fusion-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:11.419Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MKP2492A, VIN 3FAHP0HA7BR144830. Advertised price: $7,204. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,204"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7204.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3FAHP0HA7BR144830_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 176, "unit": "per_month", "display": "$176/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7204.0, "price_incl_doc": 7204.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 176.24, "amount_financed": 7654.25, "sales_tax": 450.25, "total_of_payments": 8459.39, "finance_charge": 805.14, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $176 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $7,204, before any dealer documentation fee. Amount financed $7,654, including $450 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $8,459. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FAHP0HA7BR144830_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 146, "unit": "per_month", "display": "$146/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7204.0, "price_incl_doc": 7204.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 146.17, "amount_financed": 7654.25, "sales_tax": 450.25, "total_of_payments": 8770.18, "finance_charge": 1115.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $146 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $7,204, before any dealer documentation fee. Amount financed $7,654, including $450 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $8,770. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3FAHP0HA7BR144830_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 127, "unit": "per_month", "display": "$127/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7204.0, "price_incl_doc": 7204.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 126.82, "amount_financed": 7654.25, "sales_tax": 450.25, "total_of_payments": 9130.82, "finance_charge": 1476.57, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MKP2492A, VIN 3FAHP0HA7BR144830. $127 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $7,204, before any dealer documentation fee. Amount financed $7,654, including $450 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $9,131. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,499"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31499.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_LRBFZLE4XSD028878_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31499.0, "price_incl_doc": 31499.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 785.84, "amount_financed": 33467.69, "sales_tax": 1968.69, "total_of_payments": 37720.14, "finance_charge": 4252.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2287, VIN LRBFZLE4XSD028878. $786 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,499, before any dealer documentation fee. Amount financed $33,468, including $1,969 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,720. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_LRBFZLE4XSD028878_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31499.0, "price_incl_doc": 31499.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 654.68, "amount_financed": 33467.69, "sales_tax": 1968.69, "total_of_payments": 39280.62, "finance_charge": 5812.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2287, VIN LRBFZLE4XSD028878. $655 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,499, before any dealer documentation fee. Amount financed $33,468, including $1,969 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,281. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_LRBFZLE4XSD028878_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31499.0, "price_incl_doc": 31499.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.43, "amount_financed": 33467.69, "sales_tax": 1968.69, "total_of_payments": 41070.97, "finance_charge": 7603.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #BC2287, VIN LRBFZLE4XSD028878. $570 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,499, before any dealer documentation fee. Amount financed $33,468, including $1,969 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,071. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "3GKALTEG1RL377850", "title": "2024 GMC Terrain SLE", "year": 2024, "make": "GMC", "model": "Terrain", "trim": "SLE", "decoded_trim": "SLE", "condition": "used", "price": 24477.0, "msrp": 24477.0, "sale_price": 24477.0, "currency": "USD", "mileage": 37317, "exterior_color": "Summit White", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Turbocharged Gas I4 1.5L/", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "STK377850", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 1, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024GMS28_640/2024GMS280001_640_01.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/stock_images/5/2024GMS28_640/2024GMS280001_640_01.jpg"], "vin_decode": {"make": "Gmc", "model": "Terrain", "year": 2024, "trim": "SLE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24477.0, "monroney_url": "https://ai.castlecars.com/sticker/3GKALTEG1RL377850.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalteg1rl377850/2024-gmc-terrain-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalteg1rl377850/2024-gmc-terrain-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/3GKALTEG1RL377850.html", "json_url": "https://ai.castlecars.com/v/3GKALTEG1RL377850.json", "markdown_url": "https://ai.castlecars.com/v/3GKALTEG1RL377850.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/3gkalteg1rl377850/2024-gmc-terrain-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:09.844Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK377850, VIN 3GKALTEG1RL377850. Advertised price: $24,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALTEG1RL377850_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.65, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 29311.27, "finance_charge": 3304.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK377850, VIN 3GKALTEG1RL377850. $611 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,311. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG1RL377850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.73, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 30523.88, "finance_charge": 4517.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK377850, VIN 3GKALTEG1RL377850. $509 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,524. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG1RL377850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24477.0, "price_incl_doc": 24477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.27, "amount_financed": 26006.81, "sales_tax": 1529.81, "total_of_payments": 31915.11, "finance_charge": 5908.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK377850, VIN 3GKALTEG1RL377850. $443 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,477, before any dealer documentation fee. Amount financed $26,007, including $1,530 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,915. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1N4BL4EVXPN400047", "title": "2023 Nissan Altima 2.5 SL", "year": 2023, "make": "Nissan", "model": "Altima", "trim": "2.5 SL", "decoded_trim": "SL", "condition": "used", "price": 23999.0, "msrp": 23999.0, "sale_price": 23999.0, "currency": "USD", "mileage": 44074, "exterior_color": "Gun Metallic", "interior_color": "Charcoal", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Regular 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #BC2291, VIN 1N4BL4EVXPN400047. Advertised price: $23,999. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23999.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51875.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKS2JKL2PR264508_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1294, "unit": "per_month", "display": "$1,294/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2JKL2PR264508_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 51875.0, "price_incl_doc": 51875.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1078.17, "amount_financed": 55117.19, "sales_tax": 3242.19, "total_of_payments": 64690.38, "finance_charge": 9573.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V24870A, VIN 1GKS2JKL2PR264508. $1,078 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $51,875, before any dealer documentation fee. Amount financed $55,117, including $3,242 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $64,690. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKS2JKL2PR264508_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 51875.0, "price_incl_doc": 51875.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.43, "amount_financed": 55117.19, "sales_tax": 3242.19, "total_of_payments": 67638.87, "finance_charge": 12521.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V24870A, VIN 1GKS2JKL2PR264508. $939 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $51,875, before any dealer documentation fee. Amount financed $55,117, including $3,242 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $67,639. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1C4SJVDP7RS171663", "title": "2024 Jeep Wagoneer Series III", "year": 2024, "make": "Jeep", "model": "Wagoneer", "trim": "Series III", "decoded_trim": "Series III", "condition": "used", "price": 40000.0, "msrp": 40000.0, "sale_price": 40000.0, "currency": "USD", "mileage": 62017, "exterior_color": "Baltic Gray Metallic Clearcoat", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40000.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4SJVDP7RS171663.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4sjvdp7rs171663/2024-jeep-wagoneer-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1c4sjvdp7rs171663/2024-jeep-wagoneer-sport-utility", "canonical_url": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VC2241, VIN 1C4SJVDP7RS171663. Advertised price: $40,000. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40000.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJVDP7RS171663_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 998, "unit": "per_month", "display": "$998/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40000.0, "price_incl_doc": 40000.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 997.92, "amount_financed": 42500.0, "sales_tax": 2500.0, "total_of_payments": 47900.11, "finance_charge": 5400.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2241, VIN 1C4SJVDP7RS171663. $998 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,000, before any dealer documentation fee. Amount financed $42,500, including $2,500 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,900. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJVDP7RS171663_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40000.0, "price_incl_doc": 40000.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.36, "amount_financed": 42500.0, "sales_tax": 2500.0, "total_of_payments": 49881.73, "finance_charge": 7381.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2241, VIN 1C4SJVDP7RS171663. $831 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,000, before any dealer documentation fee. Amount financed $42,500, including $2,500 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,882. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJVDP7RS171663_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 40000.0, "price_incl_doc": 40000.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.38, "amount_financed": 42500.0, "sales_tax": 2500.0, "total_of_payments": 52155.27, "finance_charge": 9655.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2241, VIN 1C4SJVDP7RS171663. $724 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,000, before any dealer documentation fee. Amount financed $42,500, including $2,500 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,155. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "3VWDB7AJ4HM261729", "title": "2017 Volkswagen Jetta 1.4T SE", "year": 2017, "make": "Volkswagen", "model": "Jetta", "trim": "1.4T SE", "decoded_trim": "SE", "condition": "used", "price": 9900.0, "msrp": 9900.0, "sale_price": 9900.0, "currency": "USD", "mileage": 98556, "exterior_color": "Blue Metallic", "interior_color": "Cornsilk Beige", "drivetrain": "FWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #V25073A, VIN 3VWDB7AJ4HM261729. Advertised price: $9,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VWDB7AJ4HM261729_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 247, "unit": "per_month", "display": "$247/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9900.0, "price_incl_doc": 9900.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 246.98, "amount_financed": 10518.75, "sales_tax": 618.75, "total_of_payments": 11855.28, "finance_charge": 1336.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25073A, VIN 3VWDB7AJ4HM261729. $247 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,900, before any dealer documentation fee. Amount financed $10,519, including $619 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,855. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWDB7AJ4HM261729_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 206, "unit": "per_month", "display": "$206/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9900.0, "price_incl_doc": 9900.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 205.76, "amount_financed": 10518.75, "sales_tax": 618.75, "total_of_payments": 12345.73, "finance_charge": 1826.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25073A, VIN 3VWDB7AJ4HM261729. $206 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,900, before any dealer documentation fee. Amount financed $10,519, including $619 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,346. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWDB7AJ4HM261729_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 179, "unit": "per_month", "display": "$179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9900.0, "price_incl_doc": 9900.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 179.28, "amount_financed": 10518.75, "sales_tax": 618.75, "total_of_payments": 12908.43, "finance_charge": 2389.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #V25073A, VIN 3VWDB7AJ4HM261729. $179 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,900, before any dealer documentation fee. Amount financed $10,519, including $619 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $12,908. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1FMSK8DH4PGB08605", "title": "2023 Ford Explorer XLT", "year": 2023, "make": "Ford", "model": "Explorer", "trim": "XLT", "decoded_trim": "XLT", "condition": "used", "price": 33500.0, "msrp": 33500.0, "sale_price": 33500.0, "currency": "USD", "mileage": 23237, "exterior_color": "Gray Metallic", "interior_color": "Ebony", "drivetrain": "4WD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.3 L/140", "engine_displacement_l": 2.3, "engine_cylinders": 4, "transmission": "10-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "VK2363", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 19, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/c4d23a1ec89342699b2daae497a2ac57.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/c4d23a1ec89342699b2daae497a2ac57.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/af9bca68afea4b018a7fd1a3928be76c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7fed3542ee0b44baadf5d010267f650a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/89a1910bd3194891b670a59addf3fae3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f6628fd95ee645f9813591023c788ade.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f9f05366f8b4c3e91e65295375f4166.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f29ee787a954fd5a8f831fba1e743b2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3959cae9d43f4ff4a3b13592ef90337f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8968f724bd984b889445a24a50a51a69.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c0383863ed1948c881164ecab758aed0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/98c521dc38dc4412801d2bfb3ac33f35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a095c5f4b8db4b3789788a5aa1551495.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6530321be9cf4ad2a57acc1314c816d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/26f87b8ced984bbab83c5610c8c3d140.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/356cdbc20b204fdb8097adb829ec8c74.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a749c15c02fa44c6b9be701b23b57d68.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b5e69111245844b7b6d5c01f7c922031.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/222ee669118a40d89c4eb370783ad22a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/77d8dad819924d1997651f848af4ef54.jpg"], "vin_decode": {"make": "Ford", "model": "Explorer", "year": 2023, "trim": "XLT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.3L 4-Cylinder In-Line", "engine_displacement_l": 2.3, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33500.0, "monroney_url": "https://ai.castlecars.com/sticker/1FMSK8DH4PGB08605.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmsk8dh4pgb08605/2023-ford-explorer-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/used/1fmsk8dh4pgb08605/2023-ford-explorer-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/1FMSK8DH4PGB08605.html", "json_url": "https://ai.castlecars.com/v/1FMSK8DH4PGB08605.json", "markdown_url": "https://ai.castlecars.com/v/1FMSK8DH4PGB08605.md", "vdp_url": "https://www.castlecars.com/viewdetails/used/1fmsk8dh4pgb08605/2023-ford-explorer-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:01:07.267Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VK2363, VIN 1FMSK8DH4PGB08605. Advertised price: $33,500. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,500"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33500.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMSK8DH4PGB08605_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH4PGB08605_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 696, "unit": "per_month", "display": "$696/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33500.0, "price_incl_doc": 33500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 696.27, "amount_financed": 35593.75, "sales_tax": 2093.75, "total_of_payments": 41775.95, "finance_charge": 6182.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VK2363, VIN 1FMSK8DH4PGB08605. $696 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,500, before any dealer documentation fee. Amount financed $35,594, including $2,094 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,776. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH4PGB08605_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33500.0, "price_incl_doc": 33500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.67, "amount_financed": 35593.75, "sales_tax": 2093.75, "total_of_payments": 43680.04, "finance_charge": 8086.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VK2363, VIN 1FMSK8DH4PGB08605. $607 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,500, before any dealer documentation fee. Amount financed $35,594, including $2,094 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,680. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3FTTW8F93NRA05071", "title": "2022 Ford Maverick XL", "year": 2022, "make": "Ford", "model": "Maverick", "trim": "XL", "decoded_trim": null, "condition": "used", "price": 28400.0, "msrp": 28400.0, "sale_price": 28400.0, "currency": "USD", "mileage": 38929, "exterior_color": "Cactus", "interior_color": "Desert Brown", "drivetrain": "AWD", "body_style": "Crew Cab Pickup", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28400.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VK2362, VIN 1GC4YUE71RF166125. Advertised price: $64,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64900.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 64900.0, "price_incl_doc": 64900.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1619.12, "amount_financed": 68956.25, "sales_tax": 4056.25, "total_of_payments": 77717.92, "finance_charge": 8761.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VK2362, VIN 1GC4YUE71RF166125. $1,619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $64,900, before any dealer documentation fee. Amount financed $68,956, including $4,056 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $77,718. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YUE71RF166125_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1349, "unit": "per_month", "display": "$1,349/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VC2925, VIN 3GKALTEG7RL359577. Advertised price: $22,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALTEG7RL359577_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22777.0, "price_incl_doc": 22777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.24, "amount_financed": 24200.56, "sales_tax": 1423.56, "total_of_payments": 27275.52, "finance_charge": 3074.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2925, VIN 3GKALTEG7RL359577. $568 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,777, before any dealer documentation fee. Amount financed $24,201, including $1,424 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,276. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG7RL359577_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22777.0, "price_incl_doc": 22777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.4, "amount_financed": 24200.56, "sales_tax": 1423.56, "total_of_payments": 28403.9, "finance_charge": 4203.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2925, VIN 3GKALTEG7RL359577. $473 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,777, before any dealer documentation fee. Amount financed $24,201, including $1,424 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,404. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALTEG7RL359577_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32586.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "5GAERCKS8SJ100051", "title": "2025 Buick Enclave Avenir", "year": 2025, "make": "Buick", "model": "Enclave", "trim": "Avenir", "decoded_trim": "Avenir", "condition": "used", "price": 46500.0, "msrp": 46500.0, "sale_price": 46500.0, "currency": "USD", "mileage": 15759, "exterior_color": "Ebony Twilight Metallic", "interior_color": "Cool Gray seats with Slate Blue interior accents", "drivetrain": "FWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERCKS8SJ100051_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERCKS8SJ100051_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 842, "unit": "per_month", "display": "$842/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46500.0, "price_incl_doc": 46500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.09, "amount_financed": 49406.25, "sales_tax": 2906.25, "total_of_payments": 60630.5, "finance_charge": 11224.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VC2280, VIN 5GAERCKS8SJ100051. $842 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,500, before any dealer documentation fee. Amount financed $49,406, including $2,906 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,630. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "4S4GUHD62T3707826", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "certified", "price": 26379.0, "msrp": 26379.0, "sale_price": 26379.0, "currency": "USD", "mileage": 2912, "exterior_color": "Crystal Black Silica", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL114, VIN 4S4GUHD62T3707826. Advertised price: $26,379. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,379"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26379.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD62T3707826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3707826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26379.0, "price_incl_doc": 26379.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.23, "amount_financed": 28027.69, "sales_tax": 1648.69, "total_of_payments": 32113.93, "finance_charge": 4086.24, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL114, VIN 4S4GUHD62T3707826. $535 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $26,379, before any dealer documentation fee. Amount financed $28,028, including $1,649 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $32,114. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26045.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUAFC7S8327676_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26045.0, "price_incl_doc": 26045.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.16, "amount_financed": 27672.81, "sales_tax": 1627.81, "total_of_payments": 30583.68, "finance_charge": 2910.87, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $637 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $26,045, before any dealer documentation fee. Amount financed $27,673, including $1,628 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $30,584. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUAFC7S8327676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26045.0, "price_incl_doc": 26045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.46, "amount_financed": 27672.81, "sales_tax": 1627.81, "total_of_payments": 31707.31, "finance_charge": 4034.5, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $528 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $26,045, before any dealer documentation fee. Amount financed $27,673, including $1,628 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $31,707. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUAFC7S8327676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 458, "unit": "per_month", "display": "$458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26045.0, "price_incl_doc": 26045.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.49, "amount_financed": 27672.81, "sales_tax": 1627.81, "total_of_payments": 33011.12, "finance_charge": 5338.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL113, VIN JF1GUAFC7S8327676. $458 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $26,045, before any dealer documentation fee. Amount financed $27,673, including $1,628 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $33,011. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "4S4GUHF62T3708164", "title": "2026 Subaru Crosstrek Sport", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "certified", "price": 28615.0, "msrp": 28615.0, "sale_price": 28615.0, "currency": "USD", "mileage": 4863, "exterior_color": "Crystal White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL127", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/acc6aec59bc9441e80dbfe0bf93a7da5.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/acc6aec59bc9441e80dbfe0bf93a7da5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6070e9dccad74b6384e9260e4d278faf.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/beea4d36e476400e87488699cc53eef3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1b65f3d73c3421abdd74655eee37859.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbd07d669c8d461287bf8d7802dc8519.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f473720fdc3744f7910e8f75e4154c0c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0979d2066a6f4e56a342b453ed893eca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5fa48982ef2c4ff3bd85f5861500586c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4eb4864f3a604febb3b193834744886d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a51e29066ad84629b3e8170bb481ab5e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/feeaeb43ef0f495aa6d779c99c661e5c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f72d2e188a9e42a6bc3aaf5558a0c9d1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/193ce90a62f143bf8f255f2cd73dea28.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/68e77602c65443e9a47d1b0faf5b7268.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9df62c0574514dceaa169673cfa2081e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/563fbc880998422f851ca6208592d32e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b9c06dbb02114ecd9dcd999e5ca6697c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5b0be1357b694c0c80e7a1e782323eca.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8f01d08938384d459e66240711725bbb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/62caa4c9351747ab9753c660f3c3396d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/51fab3a64e1d49859afaa06c1f5233a8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ad37ed9aa38d411486e3fac4993136ba.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1af370c7971249c5a0fca266927a3efa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0f26a00e54fc44f087e52f7797968767.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fb37afd8065b4b8eb848016e3abd7cbc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c14c1c780bd0459bbd12439995a42165.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ab50e6651dd746929ea52d9720fc43d0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/1a400eb5b096435384acf94520b91c1c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6962de15a5044750b0958330ed4c1b00.jpg"], "vin_decode": {"make": "Subaru", "model": "Crosstrek", "year": 2026, "trim": "Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28615.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4GUHF62T3708164.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf62t3708164/2026-subaru-crosstrek-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf62t3708164/2026-subaru-crosstrek-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4GUHF62T3708164.html", "json_url": "https://ai.castlecars.com/v/4S4GUHF62T3708164.json", "markdown_url": "https://ai.castlecars.com/v/4S4GUHF62T3708164.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf62t3708164/2026-subaru-crosstrek-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:57.413Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL127, VIN 4S4GUHF62T3708164. Advertised price: $28,615. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,615"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28615.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF62T3708164_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28615.0, "price_incl_doc": 28615.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 700.03, "amount_financed": 30403.44, "sales_tax": 1788.44, "total_of_payments": 33601.54, "finance_charge": 3198.1, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $700 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,615, before any dealer documentation fee. Amount financed $30,403, including $1,788 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $33,602. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF62T3708164_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 581, "unit": "per_month", "display": "$581/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28615.0, "price_incl_doc": 28615.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 580.6, "amount_financed": 30403.44, "sales_tax": 1788.44, "total_of_payments": 34836.04, "finance_charge": 4432.6, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $581 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,615, before any dealer documentation fee. Amount financed $30,403, including $1,788 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,836. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF62T3708164_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28615.0, "price_incl_doc": 28615.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.73, "amount_financed": 30403.44, "sales_tax": 1788.44, "total_of_payments": 36268.51, "finance_charge": 5865.07, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL127, VIN 4S4GUHF62T3708164. $504 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,615, before any dealer documentation fee. Amount financed $30,403, including $1,788 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,269. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39407.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 39407.0, "price_incl_doc": 39407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 799.57, "amount_financed": 41869.94, "sales_tax": 2462.94, "total_of_payments": 47974.28, "finance_charge": 6104.34, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL148, VIN JF2BURGDXTY454015. $800 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $39,407, before any dealer documentation fee. Amount financed $41,870, including $2,463 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $47,974. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30880.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHL64T3715122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30880.0, "price_incl_doc": 30880.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.44, "amount_financed": 32810.0, "sales_tax": 1930.0, "total_of_payments": 36261.24, "finance_charge": 3451.24, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $755 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $30,880, before any dealer documentation fee. Amount financed $32,810, including $1,930 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,261. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL64T3715122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30880.0, "price_incl_doc": 30880.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.56, "amount_financed": 32810.0, "sales_tax": 1930.0, "total_of_payments": 37593.46, "finance_charge": 4783.46, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $627 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $30,880, before any dealer documentation fee. Amount financed $32,810, including $1,930 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $37,593. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHL64T3715122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 544, "unit": "per_month", "display": "$544/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30880.0, "price_incl_doc": 30880.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.6, "amount_financed": 32810.0, "sales_tax": 1930.0, "total_of_payments": 39139.31, "finance_charge": 6329.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL135, VIN 4S4GUHL64T3715122. $544 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $30,880, before any dealer documentation fee. Amount financed $32,810, including $1,930 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $39,139. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "4S4WMAWD6R3444084", "title": "2024 Subaru Ascent Touring", "year": 2024, "make": "Subaru", "model": "Ascent", "trim": "Touring", "decoded_trim": "TOURING", "condition": "certified", "price": 35697.0, "msrp": 35697.0, "sale_price": 35697.0, "currency": "USD", "mileage": 41712, "exterior_color": "Crystal White Pearl", "interior_color": "Java Brown w/Tan", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Direct Injection", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260385A, VIN 4S4WMAWD6R3444084. Advertised price: $35,697. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35697.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 35697.0, "price_incl_doc": 35697.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.28, "amount_financed": 37928.06, "sales_tax": 2231.06, "total_of_payments": 41917.66, "finance_charge": 3989.6, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260385A, VIN 4S4WMAWD6R3444084. $873 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $35,697, before any dealer documentation fee. Amount financed $37,928, including $2,231 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $41,918. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAWD6R3444084_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35697.0, "price_incl_doc": 35697.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.29, "amount_financed": 37928.06, "sales_tax": 2231.06, "total_of_payments": 43457.7, "finance_charge": 5529.64, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260385A, VIN 4S4WMAWD6R3444084. $724 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $35,697, before any dealer documentation fee. Amount financed $37,928, including $2,231 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $43,458. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAWD6R3444084_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260478A, VIN JF2GUHDC6S8335016. Advertised price: $28,190. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28190.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37091.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 37091.0, "price_incl_doc": 37091.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 907.39, "amount_financed": 39409.19, "sales_tax": 2318.19, "total_of_payments": 43554.59, "finance_charge": 4145.4, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL149, VIN JF2BUPDD0TY462214. $907 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $37,091, before any dealer documentation fee. Amount financed $39,409, including $2,318 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $43,555. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2BUPDD0TY462214_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 753, "unit": "per_month", "display": "$753/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37091.0, "price_incl_doc": 37091.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 752.58, "amount_financed": 39409.19, "sales_tax": 2318.19, "total_of_payments": 45154.77, "finance_charge": 5745.58, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL149, VIN JF2BUPDD0TY462214. $753 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,091, before any dealer documentation fee. Amount financed $39,409, including $2,318 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,155. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2BUPDD0TY462214_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37091.0, "price_incl_doc": 37091.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.94, "amount_financed": 39409.19, "sales_tax": 2318.19, "total_of_payments": 47011.54, "finance_charge": 7602.35, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL149, VIN JF2BUPDD0TY462214. $653 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $37,091, before any dealer documentation fee. Amount financed $39,409, including $2,318 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $47,012. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JF2SKAMC9NH478537", "title": "2022 Subaru Forester Wilderness", "year": 2022, "make": "Subaru", "model": "Forester", "trim": "Wilderness", "decoded_trim": "Wilderness", "condition": "certified", "price": 28797.0, "msrp": 28797.0, "sale_price": 28797.0, "currency": "USD", "mileage": 27404, "exterior_color": "Geyser Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Not an offer to lend.", "inputs": {"selling_price": 28797.0, "price_incl_doc": 28797.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 584.29, "amount_financed": 30596.81, "sales_tax": 1799.81, "total_of_payments": 35057.6, "finance_charge": 4460.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260384A, VIN JF2SKAMC9NH478537. $584 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,797, before any dealer documentation fee. Amount financed $30,597, including $1,800 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $35,058. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 28797.0, "price_incl_doc": 28797.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.93, "amount_financed": 30596.81, "sales_tax": 1799.81, "total_of_payments": 36499.18, "finance_charge": 5902.37, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260384A, VIN JF2SKAMC9NH478537. $507 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,797, before any dealer documentation fee. Amount financed $30,597, including $1,800 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,499. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "3VV2B7AX5RM127071", "title": "2024 Volkswagen Tiguan SE", "year": 2024, "make": "Volkswagen", "model": "Tiguan", "trim": "SE", "decoded_trim": "4Motion SE Wolfsburg Edition", "condition": "certified", "price": 22750.0, "msrp": 22750.0, "sale_price": 22750.0, "currency": "USD", "mileage": 54510, "exterior_color": "Deep Black Pearl", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, 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"price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #WC1879, VIN 3VV2B7AX5RM127071. Advertised price: $22,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,750"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2B7AX5RM127071_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22750.0, "price_incl_doc": 22750.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.57, "amount_financed": 24171.88, "sales_tax": 1421.88, "total_of_payments": 27243.19, "finance_charge": 3071.31, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1879, VIN 3VV2B7AX5RM127071. $568 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,750, before any dealer documentation fee. Amount financed $24,172, including $1,422 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,243. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX5RM127071_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22750.0, "price_incl_doc": 22750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.84, "amount_financed": 24171.88, "sales_tax": 1421.88, "total_of_payments": 28370.24, "finance_charge": 4198.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1879, VIN 3VV2B7AX5RM127071. $473 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,750, before any dealer documentation fee. Amount financed $24,172, including $1,422 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,370. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX5RM127071_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22750.0, "price_incl_doc": 22750.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.99, "amount_financed": 24171.88, "sales_tax": 1421.88, "total_of_payments": 29663.31, "finance_charge": 5491.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #WC1879, VIN 3VV2B7AX5RM127071. $412 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,750, before any dealer documentation fee. Amount financed $24,172, including $1,422 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,663. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18750.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,103"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28103.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF61S3738481_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28103.0, "price_incl_doc": 28103.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.51, "amount_financed": 29859.44, "sales_tax": 1756.44, "total_of_payments": 33000.31, "finance_charge": 3140.87, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $688 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,103, before any dealer documentation fee. Amount financed $29,859, including $1,756 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $33,000. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3738481_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28103.0, "price_incl_doc": 28103.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.21, "amount_financed": 29859.44, "sales_tax": 1756.44, "total_of_payments": 34212.73, "finance_charge": 4353.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $570 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,103, before any dealer documentation fee. Amount financed $29,859, including $1,756 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,213. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61S3738481_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28103.0, "price_incl_doc": 28103.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.72, "amount_financed": 29859.44, "sales_tax": 1756.44, "total_of_payments": 35619.57, "finance_charge": 5760.13, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL065, VIN 4S4GUHF61S3738481. $495 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,103, before any dealer documentation fee. Amount financed $29,859, including $1,756 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,620. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4S4GUHM67S3751867", "title": "2025 Subaru Crosstrek Limited", "year": 2025, "make": "Subaru", "model": "Crosstrek", "trim": "Limited", "decoded_trim": "Limited", "condition": "certified", "price": 30669.0, "msrp": 30669.0, "sale_price": 30669.0, "currency": "USD", "mileage": 3660, "exterior_color": "Sapphire Blue Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhm67s3751867/2025-subaru-crosstrek-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4GUHM67S3751867.html", "json_url": "https://ai.castlecars.com/v/4S4GUHM67S3751867.json", "markdown_url": "https://ai.castlecars.com/v/4S4GUHM67S3751867.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhm67s3751867/2025-subaru-crosstrek-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL083, VIN 4S4GUHM67S3751867. Advertised price: $30,669. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30669.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHM67S3751867_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30669.0, "price_incl_doc": 30669.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.28, "amount_financed": 32585.81, "sales_tax": 1916.81, "total_of_payments": 36013.47, "finance_charge": 3427.66, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL083, VIN 4S4GUHM67S3751867. $750 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $30,669, before any dealer documentation fee. Amount financed $32,586, including $1,917 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,013. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHM67S3751867_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 622, "unit": "per_month", "display": "$622/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 30669.0, "price_incl_doc": 30669.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 622.28, "amount_financed": 32585.81, "sales_tax": 1916.81, "total_of_payments": 37336.59, "finance_charge": 4750.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL083, VIN 4S4GUHM67S3751867. $622 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $30,669, before any dealer documentation fee. Amount financed $32,586, including $1,917 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $37,337. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHM67S3751867_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260329A, VIN 4S4GUHL62R3733532. Advertised price: $25,497. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,497"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25497.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL134, VIN 4S4GUHF6XT3705657. Advertised price: $28,058. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,058"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28058.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF6XT3705657_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28058.0, "price_incl_doc": 28058.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.41, "amount_financed": 29811.63, "sales_tax": 1753.63, "total_of_payments": 32947.48, "finance_charge": 3135.85, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL134, VIN 4S4GUHF6XT3705657. $686 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,058, before any dealer documentation fee. Amount financed $29,812, including $1,754 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,947. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 28058.0, "price_incl_doc": 28058.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.3, "amount_financed": 29811.63, "sales_tax": 1753.63, "total_of_payments": 34157.95, "finance_charge": 4346.32, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL134, VIN 4S4GUHF6XT3705657. $569 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,058, before any dealer documentation fee. Amount financed $29,812, including $1,754 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,158. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF6XT3705657_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "4S4GUHD66T3713578", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "certified", "price": 27932.0, "msrp": 27932.0, "sale_price": 27932.0, "currency": "USD", "mileage": 4541, "exterior_color": "Sapphire Blue Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL147", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/5ccadbe9982943aabc5ea654eea1a446.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/5ccadbe9982943aabc5ea654eea1a446.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2e9ab1b7d8b74c98a7aa203d0e889fdb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3866c8c1599f4d32be781c6be6a08fc5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4658a625b8e7410386b38068e6a10057.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c696e74abe6e45518427ca1056e04d64.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e1a1d65f8af147b88029b0f758f783c0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/05deb73c6f414cf28d8377c9e24d8690.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/90bfe0ab24ae4f4bb72d031240e97f35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/714b58e789cc4a9fb599ca7f098a85bd.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/36012a01dfe24ca1827627f1a289652e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9299787b4b594801acc58e8f70c81abc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3f1860c7af4644f5b6feac8a386d8883.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a108f298f90e4aada991ce051c3a8a9d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dde2a1f64a84444abc084a5ed292e6ed.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/60fd399c44854c0283b49b580f6aa315.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f673f050802843518fed6ca22dd0ab16.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7d580789274b4208ad89221eccf0ae51.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c8a4ab8c589349fba34bfecac427cfaa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0e192a8f6efa4c94b810c449bc88a92a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4a7922a5bdcf41fab38979905ab666b7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fc7058451f6446ff84e54b03711e10af.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b6948769aafb4bc4bebcec957aeeb09c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6415a16ae2fd4101b81f5161365c9b12.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ad57662bf594c0bafedcc6946449d2c.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/bdea5631e34047fca43e7b2e91e127f6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/65e5f39b21d74b86a7b8af975806cfbe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9084b22f1a524df88a45f907d327ec81.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/d9c0cd76668e4025bcbda774f76b7ca2.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b51983f87afe404a9eb15be7949c5394.jpg"], "vin_decode": {"make": "Subaru", "model": "Crosstrek", "year": 2026, "trim": "Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27932.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4GUHD66T3713578.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhd66t3713578/2026-subaru-crosstrek-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhd66t3713578/2026-subaru-crosstrek-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4GUHD66T3713578.html", "json_url": "https://ai.castlecars.com/v/4S4GUHD66T3713578.json", "markdown_url": "https://ai.castlecars.com/v/4S4GUHD66T3713578.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhd66t3713578/2026-subaru-crosstrek-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:46.598Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL147, VIN 4S4GUHD66T3713578. Advertised price: $27,932. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,932"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27932.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD66T3713578_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27932.0, "price_incl_doc": 27932.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.32, "amount_financed": 29677.75, "sales_tax": 1745.75, "total_of_payments": 32799.51, "finance_charge": 3121.76, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $683 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,932, before any dealer documentation fee. Amount financed $29,678, including $1,746 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,800. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD66T3713578_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 567, "unit": "per_month", "display": "$567/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27932.0, "price_incl_doc": 27932.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 566.74, "amount_financed": 29677.75, "sales_tax": 1745.75, "total_of_payments": 34004.55, "finance_charge": 4326.8, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $567 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,932, before any dealer documentation fee. Amount financed $29,678, including $1,746 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,005. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD66T3713578_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27932.0, "price_incl_doc": 27932.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.71, "amount_financed": 29677.75, "sales_tax": 1745.75, "total_of_payments": 35402.83, "finance_charge": 5725.08, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL147, VIN 4S4GUHD66T3713578. $492 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,932, before any dealer documentation fee. Amount financed $29,678, including $1,746 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,403. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "4S4GUHF65T3708014", "title": "2026 Subaru Crosstrek Sport", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Sport", "decoded_trim": "Sport", "condition": "certified", "price": 28947.0, "msrp": 28947.0, "sale_price": 28947.0, "currency": "USD", "mileage": 4998, "exterior_color": "Crystal Black Silica", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, "seating_capacity": null, "engine": "Regular Unleaded H-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MSL128", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/3903b7ce7f724560a41c84c6ccd3b0c6.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/3903b7ce7f724560a41c84c6ccd3b0c6.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c9ae3882307e4e77bca20e83ed748b0f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b6b0891d7ca421dbefd1f4c5367620f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a134f81114f94de1b7179c8b066d95c1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a52d86216e1b4c2caa0b6760023d4d87.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b288323219bb4e2fbe46636f95c3e080.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/684ac1ac19224c65b2f1cc091650b90e.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8bf218393eca480b936308561ff9343d.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6652d5f7723140bd8d07ab96d23e8be8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/73664c1c96df4b1290a5248af0d90fa3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dc664dca2ff6426395203efaaec4231f.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/beec338020a44e209a10e88ac549d623.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0a08a4ef5d904b92997ae51650ca7495.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7f127596d0b34a61ac8997a2cdff5ddb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a86ed009c00643918d4a278a663ecf35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4adbc29602934838b3c5ae36ada21cc4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/149dc291502e48c7aa026bf6727e1205.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f7b0c30a47234214a9650e1a63296c18.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8a63e9e429ac4365a43d66221bff2cfc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/116eb9e2f0d541de8f6ef5d66205b440.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8ba5cb93583949288361481a3ee76bd7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6c2db0deb4a9460dab45401fa8cc16c7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31d4c7b08e47419a8de11d9c9f8c2a02.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/c4f3708e5d334f6a992330a68564cb35.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/31ff0f7327c04bddb9496ddc5a7570e0.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/e96724c1f2034975bb8832ffa6cdee38.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4f52c82bcd174ecdb2dad01d8f8173bc.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b79828914034404bb0b06255d274a656.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/ce025a2b9ce54372a548200703a312a2.jpg"], "vin_decode": {"make": "Subaru", "model": "Crosstrek", "year": 2026, "trim": "Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28947.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4GUHF65T3708014.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf65t3708014/2026-subaru-crosstrek-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf65t3708014/2026-subaru-crosstrek-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4GUHF65T3708014.html", "json_url": "https://ai.castlecars.com/v/4S4GUHF65T3708014.json", "markdown_url": "https://ai.castlecars.com/v/4S4GUHF65T3708014.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhf65t3708014/2026-subaru-crosstrek-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:45.533Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL128, VIN 4S4GUHF65T3708014. Advertised price: $28,947. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,947"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28947.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF65T3708014_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28947.0, "price_incl_doc": 28947.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.15, "amount_financed": 30756.19, "sales_tax": 1809.19, "total_of_payments": 33991.39, "finance_charge": 3235.2, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $708 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,947, before any dealer documentation fee. Amount financed $30,756, including $1,809 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $33,991. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65T3708014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28947.0, "price_incl_doc": 28947.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.34, "amount_financed": 30756.19, "sales_tax": 1809.19, "total_of_payments": 35240.22, "finance_charge": 4484.03, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $587 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,947, before any dealer documentation fee. Amount financed $30,756, including $1,809 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $35,240. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF65T3708014_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 510, "unit": "per_month", "display": "$510/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28947.0, "price_incl_doc": 28947.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.57, "amount_financed": 30756.19, "sales_tax": 1809.19, "total_of_payments": 36689.31, "finance_charge": 5933.12, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL128, VIN 4S4GUHF65T3708014. $510 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,947, before any dealer documentation fee. Amount financed $30,756, including $1,809 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,689. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s3bwad60s3027549/2025-subaru-legacy-4dr-car", "canonical_url": "https://ai.castlecars.com/vehicle/4S3BWAD60S3027549.html", "json_url": "https://ai.castlecars.com/v/4S3BWAD60S3027549.json", "markdown_url": "https://ai.castlecars.com/v/4S3BWAD60S3027549.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s3bwad60s3027549/2025-subaru-legacy-4dr-car", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:44.736Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL095, VIN 4S3BWAD60S3027549. Advertised price: $25,822. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,822"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25822.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAD60S3027549_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29665.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27948.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 27948.0, "price_incl_doc": 27948.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.07, "amount_financed": 29694.75, "sales_tax": 1746.75, "total_of_payments": 34024.03, "finance_charge": 4329.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL062, VIN 4S4GUHF64S3721531. $567 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,948, before any dealer documentation fee. Amount financed $29,695, including $1,747 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,024. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF64S3721531_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27948.0, "price_incl_doc": 27948.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.99, "amount_financed": 29694.75, "sales_tax": 1746.75, "total_of_payments": 35423.11, "finance_charge": 5728.36, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL062, VIN 4S4GUHF64S3721531. $492 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,948, before any dealer documentation fee. Amount financed $29,695, including $1,747 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,423. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "JF1VBAH67S9809238", "title": "2025 Subaru WRX Premium", "year": 2025, "make": "Subaru", "model": "WRX", "trim": "Premium", "decoded_trim": "Premium", "condition": "certified", "price": 32297.0, "msrp": 32297.0, "sale_price": 32297.0, "currency": "USD", "mileage": 1199, "exterior_color": "Ice Silver Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, "seating_capacity": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSP5935, VIN JF1VBAH67S9809238. Advertised price: $32,297. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,297"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32297.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1VBAH67S9809238_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 790, "unit": "per_month", "display": "$790/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1VBAH67S9809238_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32297.0, "price_incl_doc": 32297.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.31, "amount_financed": 34315.56, "sales_tax": 2018.56, "total_of_payments": 39318.52, "finance_charge": 5002.96, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5935, VIN JF1VBAH67S9809238. $655 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $32,297, before any dealer documentation fee. Amount financed $34,316, including $2,019 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $39,319. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25997.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHF61R3705247_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 635.99, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 30527.31, "finance_charge": 2905.5, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $636 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $30,527. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61R3705247_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 527, "unit": "per_month", "display": "$527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.48, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 31648.87, "finance_charge": 4027.06, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $527 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $31,649. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHF61R3705247_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 458, "unit": "per_month", "display": "$458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 25997.0, "price_incl_doc": 25997.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 457.64, "amount_financed": 27621.81, "sales_tax": 1624.81, "total_of_payments": 32950.28, "finance_charge": 5328.47, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260395A, VIN 4S4GUHF61R3705247. $458 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $25,997, before any dealer documentation fee. Amount financed $27,622, including $1,625 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $32,950. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "4S4GUHT69T3705685", "title": "2026 Subaru Crosstrek Wilderness", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Wilderness", "decoded_trim": "Wilderness", "condition": "certified", "price": 32345.0, "msrp": 36059.0, "sale_price": 32345.0, "currency": "USD", "mileage": 4561, "exterior_color": "Ice Silver Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL133, VIN 4S4GUHT69T3705685. Advertised price: $32,345. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32345.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHT69T3705685_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32345.0, "price_incl_doc": 32345.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 791.28, "amount_financed": 34366.56, "sales_tax": 2021.56, "total_of_payments": 37981.53, "finance_charge": 3614.97, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $791 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $32,345, before any dealer documentation fee. Amount financed $34,367, including $2,022 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $37,982. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 32345.0, "price_incl_doc": 32345.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 656.28, "amount_financed": 34366.56, "sales_tax": 2021.56, "total_of_payments": 39376.96, "finance_charge": 5010.4, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $656 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $32,345, before any dealer documentation fee. Amount financed $34,367, including $2,022 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $39,377. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. 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Not an offer to lend.", "inputs": {"selling_price": 32345.0, "price_incl_doc": 32345.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.39, "amount_financed": 34366.56, "sales_tax": 2021.56, "total_of_payments": 40996.15, "finance_charge": 6629.59, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL133, VIN 4S4GUHT69T3705685. $569 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $32,345, before any dealer documentation fee. Amount financed $34,367, including $2,022 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $40,996. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL110, VIN 4S4BTANC0S3287605. Advertised price: $34,274. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,274"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34274.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC0S3287605_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34274.0, "price_incl_doc": 34274.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.47, "amount_financed": 36416.13, "sales_tax": 2142.13, "total_of_payments": 40246.69, "finance_charge": 3830.56, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $838 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $34,274, before any dealer documentation fee. Amount financed $36,416, including $2,142 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $40,247. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0S3287605_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34274.0, "price_incl_doc": 34274.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.42, "amount_financed": 36416.13, "sales_tax": 2142.13, "total_of_payments": 41725.34, "finance_charge": 5309.21, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $695 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $34,274, before any dealer documentation fee. Amount financed $36,416, including $2,142 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $41,725. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC0S3287605_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34274.0, "price_incl_doc": 34274.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.35, "amount_financed": 36416.13, "sales_tax": 2142.13, "total_of_payments": 43441.1, "finance_charge": 7024.97, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL110, VIN 4S4BTANC0S3287605. $603 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $34,274, before any dealer documentation fee. Amount financed $36,416, including $2,142 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $43,441. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "KMTG54SE9TU159470", "title": "2026 Genesis G70 3.3T Sport Prestige", "year": 2026, "make": "Genesis", "model": "G70", "trim": "3.3T Sport Prestige", "decoded_trim": "3.3T Sport Prestige AWD", "condition": "certified", "price": 47241.0, "msrp": 47241.0, "sale_price": 47241.0, "currency": "USD", "mileage": 7886, "exterior_color": "Cavendish Red", "interior_color": "Fog Gray Two Tone", "drivetrain": "AWD", "body_style": "4dr Car", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0335, VIN KMTG54SE9TU159470. Advertised price: $47,241. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,241"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47241.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE9TU159470_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1179, "unit": "per_month", "display": "$1,179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 47241.0, "price_incl_doc": 47241.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.57, "amount_financed": 50193.56, "sales_tax": 2952.56, "total_of_payments": 56571.22, "finance_charge": 6377.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $1,179 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,241, before any dealer documentation fee. Amount financed $50,194, including $2,953 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,571. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU159470_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 982, "unit": "per_month", "display": "$982/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU159470_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 856, "unit": "per_month", "display": "$856/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "4S4BTAPC5S3305626", "title": "2025 Subaru Outback Touring", "year": 2025, "make": "Subaru", "model": "Outback", "trim": "Touring", "decoded_trim": "Touring", "condition": "certified", "price": 36637.0, "msrp": 36637.0, "sale_price": 36637.0, "currency": "USD", "mileage": 6041, "exterior_color": "Ice Silver Metallic", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL109, VIN 4S4BTAPC5S3305626. Advertised price: $36,637. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,637"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36637.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTAPC5S3305626_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 896, "unit": "per_month", "display": "$896/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36637.0, "price_incl_doc": 36637.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.28, "amount_financed": 38926.81, "sales_tax": 2289.81, "total_of_payments": 43021.47, "finance_charge": 4094.66, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL109, VIN 4S4BTAPC5S3305626. $896 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $36,637, before any dealer documentation fee. Amount financed $38,927, including $2,290 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $43,021. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTAPC5S3305626_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 36637.0, "price_incl_doc": 36637.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 743.37, "amount_financed": 38926.81, "sales_tax": 2289.81, "total_of_payments": 44602.06, "finance_charge": 5675.25, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL109, VIN 4S4BTAPC5S3305626. $743 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $36,637, before any dealer documentation fee. Amount financed $38,927, including $2,290 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $44,602. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUABC7R8398697_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22197.0, "price_incl_doc": 22197.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.02, "amount_financed": 23584.31, "sales_tax": 1387.31, "total_of_payments": 26065.11, "finance_charge": 2480.8, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $543 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $22,197, before any dealer documentation fee. Amount financed $23,584, including $1,387 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $26,065. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC7R8398697_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 450, "unit": "per_month", "display": "$450/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22197.0, "price_incl_doc": 22197.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 450.38, "amount_financed": 23584.31, "sales_tax": 1387.31, "total_of_payments": 27022.73, "finance_charge": 3438.42, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $450 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $22,197, before any dealer documentation fee. Amount financed $23,584, including $1,387 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $27,023. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC7R8398697_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 22197.0, "price_incl_doc": 22197.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.75, "amount_financed": 23584.31, "sales_tax": 1387.31, "total_of_payments": 28133.91, "finance_charge": 4549.6, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260257A, VIN JF1GUABC7R8398697. $391 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $22,197, before any dealer documentation fee. Amount financed $23,584, including $1,387 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $28,134. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "4S4WMAED2R3414470", "title": "2024 Subaru Ascent Premium", "year": 2024, "make": "Subaru", "model": "Ascent", "trim": "Premium", "decoded_trim": "PREMIUM 7", "condition": "certified", "price": 31397.0, "msrp": 31397.0, "sale_price": 31397.0, "currency": "USD", "mileage": 23956, "exterior_color": "Ice Silver Metallic", "interior_color": "Slate Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Direct Injection", "doors": 4, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31397.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMAED2R3414470_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31397.0, "price_incl_doc": 31397.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.09, "amount_financed": 33359.31, "sales_tax": 1962.31, "total_of_payments": 36868.33, "finance_charge": 3509.02, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260351A, VIN 4S4WMAED2R3414470. $768 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $31,397, before any dealer documentation fee. Amount financed $33,359, including $1,962 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,868. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 31397.0, "price_incl_doc": 31397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.05, "amount_financed": 33359.31, "sales_tax": 1962.31, "total_of_payments": 38222.86, "finance_charge": 4863.55, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260351A, VIN 4S4WMAED2R3414470. $637 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $31,397, before any dealer documentation fee. Amount financed $33,359, including $1,962 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $38,223. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMAED2R3414470_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31397.0, "price_incl_doc": 31397.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.7, "amount_financed": 33359.31, "sales_tax": 1962.31, "total_of_payments": 39794.59, "finance_charge": 6435.28, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260351A, VIN 4S4WMAED2R3414470. $553 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $31,397, before any dealer documentation fee. Amount financed $33,359, including $1,962 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $39,795. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31597.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0455, VIN 5NMMBDTB8TH040766. Advertised price: $50,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,998"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50998.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB8TH040766_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1272.3, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 61070.25, "finance_charge": 6884.87, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $1,272 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $61,070. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH040766_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1060, "unit": "per_month", "display": "$1,060/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1059.95, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 63596.72, "finance_charge": 9411.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $1,060 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $63,597. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH040766_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.55, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 66495.36, "finance_charge": 12309.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $924 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $66,495. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 11}}, {"vin": "4S4GUHD62T3722584", "title": "2026 Subaru Crosstrek Premium", "year": 2026, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "certified", "price": 27545.0, "msrp": 32780.0, "sale_price": 27545.0, "currency": "USD", "mileage": 4177, "exterior_color": "Sapphire Blue Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhd62t3722584/2026-subaru-crosstrek-sport-utility", "canonical_url": "https://ai.castlecars.com/vehicle/4S4GUHD62T3722584.html", "json_url": "https://ai.castlecars.com/v/4S4GUHD62T3722584.json", "markdown_url": "https://ai.castlecars.com/v/4S4GUHD62T3722584.md", "vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4guhd62t3722584/2026-subaru-crosstrek-sport-utility", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:35.226Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 5235.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL136, VIN 4S4GUHD62T3722584. Advertised price: $27,545. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27545.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4GUHD62T3722584_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27545.0, "price_incl_doc": 27545.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.86, "amount_financed": 29266.56, "sales_tax": 1721.56, "total_of_payments": 32345.07, "finance_charge": 3078.51, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $674 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,545, before any dealer documentation fee. Amount financed $29,267, including $1,722 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,345. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3722584_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27545.0, "price_incl_doc": 27545.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.89, "amount_financed": 29266.56, "sales_tax": 1721.56, "total_of_payments": 33533.41, "finance_charge": 4266.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $559 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,545, before any dealer documentation fee. Amount financed $29,267, including $1,722 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $33,533. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4GUHD62T3722584_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27545.0, "price_incl_doc": 27545.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.89, "amount_financed": 29266.56, "sales_tax": 1721.56, "total_of_payments": 34912.32, "finance_charge": 5645.76, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL136, VIN 4S4GUHD62T3722584. $485 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,545, before any dealer documentation fee. Amount financed $29,267, including $1,722 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $34,912. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "4S4WMABD2T3402220", "title": "2026 Subaru Ascent Premium", "year": 2026, "make": "Subaru", "model": "Ascent", "trim": "Premium", "decoded_trim": "Premium", "condition": "certified", "price": 35430.0, "msrp": 35430.0, "sale_price": 35430.0, "currency": "USD", "mileage": 4976, "exterior_color": "Autumn Green Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Direct Injection", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Regular Unleaded H-4 2.4 L/146", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed CVT w/OD", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "MSL151", "stock_status": "Available", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 28, "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/40e5602654354be0816674c9db19d0c8.jpg", "images": ["https://content.homenetiol.com/2000157/2065512/0x0/40e5602654354be0816674c9db19d0c8.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/8b71b38d353344fc86435e51af9bbdb7.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9d6ab28a76864444a03eacda9a56b298.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/76c3fa57cc5b40299e40a3b62435e903.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/458b828ce0ce4ee785a5327f3502e0cb.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/b80c618e0fc546639060e4f270b4b4a5.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/44984fe96907403687571bfba6d930e9.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/da88655813b942faba26a02948897448.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/fd7a8a5501064224920fe63c501f3efa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/15263e8ee6704bd3be00c3d58a7b9542.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7dbb22eb091144a59031595fcccc1ced.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/48677e98072e44ca947f8782b5e73bbe.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/9f6d8756614a49979a8aca3828ed8d4a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/5f991765a13245c4867e1867dcfe126a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/3506868a012b4aeba2804a368f5cf8b3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4198b1fdf0134070a31e52ddc774d6ad.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/f48043b0786d480c97975596f8c10aa3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/4786b3d9635849d28946e90689c7bc61.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2f20808a88c74ee2b563689d71532cf3.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/015b93f5c8cd462c9b604e2bea19d692.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/2cf1a4231bec400581412798aeef7b5a.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/a29dc2bc1efa405c855aeea105043602.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/dbb396e851724ba58d32135b90d6d7a1.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/7101a73cab484204b69f59b68080e1c4.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/0694e834ac344cb9895f8bd603d196ea.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/314e59f3abc24b17b7f39b94e91c9a4b.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/59353d190fcc4774ba5c4e108eed5baa.jpg", "https://content.homenetiol.com/2000157/2065512/0x0/6469c80c8abf478584a8bc8f0a7a1a01.jpg"], "vin_decode": {"make": "Subaru", "model": "Ascent", "year": 2026, "trim": "Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35430.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4WMABD2T3402220.pdf", "source_vdp_url": "https://www.castlecars.com/viewdetails/cpo/4s4wmabd2t3402220/2026-subaru-ascent-sport-utility", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL151, VIN 4S4WMABD2T3402220. Advertised price: $35,430. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,430"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35430.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4WMABD2T3402220_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 867, "unit": "per_month", "display": "$867/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMABD2T3402220_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 35430.0, "price_incl_doc": 35430.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.88, "amount_financed": 37644.38, "sales_tax": 2214.38, "total_of_payments": 43132.66, "finance_charge": 5488.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL151, VIN 4S4WMABD2T3402220. $719 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $35,430, before any dealer documentation fee. Amount financed $37,644, including $2,214 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $43,133. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4WMABD2T3402220_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MSL153, VIN 4S4SLDD66T3031547. Advertised price: $31,099. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,099"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31099.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4SLDD66T3031547_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 31099.0, "price_incl_doc": 31099.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 760.8, "amount_financed": 33042.69, "sales_tax": 1943.69, "total_of_payments": 36518.41, "finance_charge": 3475.72, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL153, VIN 4S4SLDD66T3031547. $761 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $31,099, before any dealer documentation fee. Amount financed $33,043, including $1,944 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $36,518. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Not an offer to lend.", "inputs": {"selling_price": 31099.0, "price_incl_doc": 31099.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 631.0, "amount_financed": 33042.69, "sales_tax": 1943.69, "total_of_payments": 37860.08, "finance_charge": 4817.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL153, VIN 4S4SLDD66T3031547. $631 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $31,099, before any dealer documentation fee. Amount financed $33,043, including $1,944 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $37,860. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDD66T3031547_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24297.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3BWAN66R3004186_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24297.0, "price_incl_doc": 24297.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.4, "amount_financed": 25815.56, "sales_tax": 1518.56, "total_of_payments": 28531.06, "finance_charge": 2715.5, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $594 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $24,297, before any dealer documentation fee. Amount financed $25,816, including $1,519 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $28,531. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66R3004186_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24297.0, "price_incl_doc": 24297.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.99, "amount_financed": 25815.56, "sales_tax": 1518.56, "total_of_payments": 29579.28, "finance_charge": 3763.72, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $493 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,297, before any dealer documentation fee. Amount financed $25,816, including $1,519 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $29,579. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3BWAN66R3004186_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 24297.0, "price_incl_doc": 24297.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.72, "amount_financed": 25815.56, "sales_tax": 1518.56, "total_of_payments": 30795.59, "finance_charge": 4980.03, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSP5940, VIN 4S3BWAN66R3004186. $428 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $24,297, before any dealer documentation fee. Amount financed $25,816, including $1,519 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $30,796. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "WP0AA2Y16PSA10527", "title": "2023 Porsche Taycan Taycan", "year": 2023, "make": "Porsche", "model": "Taycan", "trim": "Taycan", "decoded_trim": "Taycan", "condition": "used", "price": 23810.0, "msrp": 24223.0, "sale_price": 23810.0, "currency": "USD", "mileage": 33627, "exterior_color": "Jet Black Metallic", "interior_color": "Saddle Brown", "drivetrain": "RWD", "body_style": "Sedan/Saloon", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "4-Cylinder", "engine_displacement_l": null, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 4, "primary_image": null, "images": [], "vin_decode": {"make": "Porsche", "model": "Taycan", "year": 2023, "trim": "Taycan", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "4-Cylinder", "engine_displacement_l": null, "cylinders": 4, "drive_type": "RWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24223.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/porsche", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/porsche", "canonical_url": "https://ai.castlecars.com/vehicle/WP0AA2Y16PSA10527.html", "json_url": "https://ai.castlecars.com/v/WP0AA2Y16PSA10527.json", "markdown_url": "https://ai.castlecars.com/v/WP0AA2Y16PSA10527.md", "vdp_url": "https://www.castlecars.com/used/porsche", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:32.627Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN WP0AA2Y16PSA10527. Advertised price: $23,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23810.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WP0AA2Y16PSA10527_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.48, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 27959.21, "finance_charge": 2661.08, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WP0AA2Y16PSA10527. $582 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $27,959. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP0AA2Y16PSA10527_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 483, "unit": "per_month", "display": "$483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.11, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 28986.42, "finance_charge": 3688.29, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WP0AA2Y16PSA10527. $483 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $28,986. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP0AA2Y16PSA10527_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 23810.0, "price_incl_doc": 23810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.14, "amount_financed": 25298.13, "sales_tax": 1488.13, "total_of_payments": 30178.34, "finance_charge": 4880.21, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WP0AA2Y16PSA10527. $419 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $23,810, before any dealer documentation fee. Amount financed $25,298, including $1,488 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $30,178. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "JF2SKAGC0RH413531", "title": "2024 Subaru Forester Sport", "year": 2024, "make": "Subaru", "model": "Forester", "trim": "Sport", "decoded_trim": "Sport", "condition": "certified", "price": 28697.0, "msrp": 28697.0, "sale_price": 28697.0, "currency": "USD", "mileage": 60096, "exterior_color": "Crystal Black Silica", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct Injection", "doors": 4, 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28697.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAGC0RH413531_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28697.0, "price_incl_doc": 28697.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.26, "amount_financed": 30490.56, "sales_tax": 1793.56, "total_of_payments": 34935.86, "finance_charge": 4445.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260350A, VIN JF2SKAGC0RH413531. $582 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,697, before any dealer documentation fee. Amount financed $30,491, including $1,794 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,936. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAGC0RH413531_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 505, "unit": "per_month", "display": "$505/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28697.0, "price_incl_doc": 28697.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.17, "amount_financed": 30490.56, "sales_tax": 1793.56, "total_of_payments": 36372.44, "finance_charge": 5881.88, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260350A, VIN JF2SKAGC0RH413531. $505 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,697, before any dealer documentation fee. Amount financed $30,491, including $1,794 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,372. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 10}}, {"vin": "JF2SKAMC6PH487361", "title": "2023 Subaru Forester Wilderness", "year": 2023, "make": "Subaru", "model": "Forester", "trim": "Wilderness", "decoded_trim": "Wilderness ES, NAVI(HK), SMART", "condition": "certified", "price": 28697.0, "msrp": 28697.0, "sale_price": 28697.0, "currency": "USD", "mileage": 30999, "exterior_color": "Geyser Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline Direct 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Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MS260423A, VIN JF2SKAMC6PH487361. Advertised price: $28,697. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28697.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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Not an offer to lend.", "inputs": {"selling_price": 28697.0, "price_incl_doc": 28697.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.26, "amount_financed": 30490.56, "sales_tax": 1793.56, "total_of_payments": 34935.86, "finance_charge": 4445.3, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MS260423A, VIN JF2SKAMC6PH487361. $582 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,697, before any dealer documentation fee. Amount financed $30,491, including $1,794 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,936. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. 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Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34025.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4SLDH60T3020134_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 34025.0, "price_incl_doc": 34025.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.97, "amount_financed": 36151.56, "sales_tax": 2126.56, "total_of_payments": 43125.49, "finance_charge": 6973.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MSL129, VIN 4S4SLDH60T3020134. $599 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $34,025, before any dealer documentation fee. Amount financed $36,152, including $2,127 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $43,125. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "YV4H60DK0R1913925", "title": "2024 Volvo XC60 Recharge Plug-In Hybrid Core", "year": 2024, "make": "Volvo", "model": "XC60 Recharge Plug-In Hybrid", "trim": "Core", "decoded_trim": "Core", "condition": "used", "price": 20991.0, "msrp": 21404.0, "sale_price": 20991.0, "currency": "USD", "mileage": 44291, "exterior_color": "Electric Silver Metallic", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 3, "primary_image": null, "images": [], "vin_decode": {"make": "Volvo", "model": "XC60", "year": 2024, "trim": "Core", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 21404.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/volvo", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/volvo", "canonical_url": "https://ai.castlecars.com/vehicle/YV4H60DK0R1913925.html", "json_url": "https://ai.castlecars.com/v/YV4H60DK0R1913925.json", "markdown_url": "https://ai.castlecars.com/v/YV4H60DK0R1913925.md", "vdp_url": "https://www.castlecars.com/used/volvo", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:29.155Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN YV4H60DK0R1913925. Advertised price: $20,991. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,991"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20991.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_YV4H60DK0R1913925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.52, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 24648.96, "finance_charge": 2346.02, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN YV4H60DK0R1913925. $514 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $24,649. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_YV4H60DK0R1913925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.91, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 25554.55, "finance_charge": 3251.61, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN YV4H60DK0R1913925. $426 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $25,555. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_YV4H60DK0R1913925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 20991.0, "price_incl_doc": 20991.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.52, "amount_financed": 22302.94, "sales_tax": 1311.94, "total_of_payments": 26605.36, "finance_charge": 4302.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN YV4H60DK0R1913925. $370 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $20,991, before any dealer documentation fee. Amount financed $22,303, including $1,312 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $26,605. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1N6ED1EK2RN608965", "title": "2024 Nissan Frontier", "year": 2024, "make": "Nissan", "model": "Frontier", "trim": null, "decoded_trim": null, "condition": "used", "price": 6777.0, "msrp": 7190.0, "sale_price": 6777.0, "currency": "USD", "mileage": 15369, "exterior_color": "Pearl White", "interior_color": "Charcoal", "drivetrain": null, "body_style": "Pickup", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "3.8L", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 25, "primary_image": null, "images": [], "vin_decode": {"make": "Nissan", "model": "Frontier", "year": 2024, "trim": null, "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "3.8L", "engine_displacement_l": 3.8, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 7190.0, "monroney_url": "https://ai.castlecars.com/sticker/1N6ED1EK2RN608965.pdf", "source_vdp_url": "https://www.castlecars.com/used/nissan", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/nissan", "canonical_url": "https://ai.castlecars.com/vehicle/1N6ED1EK2RN608965.html", "json_url": "https://ai.castlecars.com/v/1N6ED1EK2RN608965.json", "markdown_url": "https://ai.castlecars.com/v/1N6ED1EK2RN608965.md", "vdp_url": "https://www.castlecars.com/used/nissan", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:27.283Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1N6ED1EK2RN608965. Advertised price: $6,777. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$6,777"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 6777.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N6ED1EK2RN608965_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 166, "unit": "per_month", "display": "$166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 165.79, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 7957.98, "finance_charge": 757.42, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1N6ED1EK2RN608965. $166 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $7,958. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N6ED1EK2RN608965_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 138, "unit": "per_month", "display": "$138/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 137.51, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 8250.35, "finance_charge": 1049.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1N6ED1EK2RN608965. $138 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $8,250. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N6ED1EK2RN608965_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 119, "unit": "per_month", "display": "$119/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 6777.0, "price_incl_doc": 6777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 119.3, "amount_financed": 7200.56, "sales_tax": 423.56, "total_of_payments": 8589.61, "finance_charge": 1389.05, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1N6ED1EK2RN608965. $119 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $6,777, before any dealer documentation fee. Amount financed $7,201, including $424 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $8,590. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "JA4J4VA88SZ045268", "title": "2025 Mitsubishi Outlander SE, Ralliart, Trail Edition", "year": 2025, "make": "Mitsubishi", "model": "Outlander", "trim": "SE, Ralliart, Trail Edition", "decoded_trim": "SE, Ralliart, Trail Edition", "condition": "used", "price": 19389.0, "msrp": 19802.0, "sale_price": 19389.0, "currency": "USD", "mileage": 24929, "exterior_color": "Red Diamond", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 4, "primary_image": null, "images": [], "vin_decode": {"make": "Mitsubishi", "model": "Outlander", "year": 2025, "trim": "SE, Ralliart, Trail Edition", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 19802.0, "monroney_url": "https://ai.castlecars.com/sticker/JA4J4VA88SZ045268.pdf", "source_vdp_url": "https://www.castlecars.com/used/mitsubishi", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/mitsubishi", "canonical_url": "https://ai.castlecars.com/vehicle/JA4J4VA88SZ045268.html", "json_url": "https://ai.castlecars.com/v/JA4J4VA88SZ045268.json", "markdown_url": "https://ai.castlecars.com/v/JA4J4VA88SZ045268.md", "vdp_url": "https://www.castlecars.com/used/mitsubishi", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:27.025Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JA4J4VA88SZ045268. Advertised price: $19,389. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,389"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19389.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JA4J4VA88SZ045268_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19389.0, "price_incl_doc": 19389.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 474.33, "amount_financed": 20600.81, "sales_tax": 1211.81, "total_of_payments": 22767.78, "finance_charge": 2166.97, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JA4J4VA88SZ045268. $474 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $19,389, before any dealer documentation fee. Amount financed $20,601, including $1,212 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $22,768. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4J4VA88SZ045268_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19389.0, "price_incl_doc": 19389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.4, "amount_financed": 20600.81, "sales_tax": 1211.81, "total_of_payments": 23604.26, "finance_charge": 3003.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JA4J4VA88SZ045268. $393 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $19,389, before any dealer documentation fee. Amount financed $20,601, including $1,212 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $23,604. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4J4VA88SZ045268_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 341, "unit": "per_month", "display": "$341/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 19389.0, "price_incl_doc": 19389.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 341.32, "amount_financed": 20600.81, "sales_tax": 1211.81, "total_of_payments": 24574.87, "finance_charge": 3974.06, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JA4J4VA88SZ045268. $341 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $19,389, before any dealer documentation fee. Amount financed $20,601, including $1,212 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $24,575. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5LM5J7XC5NGL01284", "title": "2022 Lincoln Aviator Reserve", "year": 2022, "make": "Lincoln", "model": "Aviator", "trim": "Reserve", "decoded_trim": "Reserve", "condition": "used", "price": 15546.0, "msrp": 15959.0, "sale_price": 15546.0, "currency": "USD", "mileage": 57871, "exterior_color": "Burgundy Velvet Metallic Tinted Clearcoat", "interior_color": "Ebony", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.0L 6-Cylinder V-Shaped", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 3, "primary_image": null, "images": [], "vin_decode": {"make": "Lincoln", "model": "Aviator", "year": 2022, "trim": "Reserve", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.0L 6-Cylinder V-Shaped", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 15959.0, "monroney_url": "https://ai.castlecars.com/sticker/5LM5J7XC5NGL01284.pdf", "source_vdp_url": "https://www.castlecars.com/used/lincoln", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/lincoln", "canonical_url": "https://ai.castlecars.com/vehicle/5LM5J7XC5NGL01284.html", "json_url": "https://ai.castlecars.com/v/5LM5J7XC5NGL01284.json", "markdown_url": "https://ai.castlecars.com/v/5LM5J7XC5NGL01284.md", "vdp_url": "https://www.castlecars.com/used/lincoln", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:24.829Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5LM5J7XC5NGL01284. Advertised price: $15,546. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,546"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15546.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LM5J7XC5NGL01284_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 380.31, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 18255.1, "finance_charge": 1737.47, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5LM5J7XC5NGL01284. $380 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $18,255. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LM5J7XC5NGL01284_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 315, "unit": "per_month", "display": "$315/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 315.43, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 18925.78, "finance_charge": 2408.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5LM5J7XC5NGL01284. $315 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $18,926. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LM5J7XC5NGL01284_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 274, "unit": "per_month", "display": "$274/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15546.0, "price_incl_doc": 15546.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 273.67, "amount_financed": 16517.63, "sales_tax": 971.63, "total_of_payments": 19704.01, "finance_charge": 3186.38, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5LM5J7XC5NGL01284. $274 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $15,546, before any dealer documentation fee. Amount financed $16,518, including $972 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $19,704. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "SADCT2FU2RA731891", "title": "2024 Jaguar F-PACE P400 R-Dynamic S", "year": 2024, "make": "Jaguar", "model": "F-PACE", "trim": "P400 R-Dynamic S", "decoded_trim": "P400 R-Dynamic S", "condition": "used", "price": 29630.0, "msrp": 30043.0, "sale_price": 29630.0, "currency": "USD", "mileage": 11875, "exterior_color": "White", "interior_color": "Caraway/Ebony/Caraway", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 2, "primary_image": null, "images": [], "vin_decode": {"make": "Jaguar", "model": "F-PACE", "year": 2024, "trim": "P400 R-Dynamic S", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30043.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/jaguar", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/jaguar", "canonical_url": "https://ai.castlecars.com/vehicle/SADCT2FU2RA731891.html", "json_url": "https://ai.castlecars.com/v/SADCT2FU2RA731891.json", "markdown_url": "https://ai.castlecars.com/v/SADCT2FU2RA731891.md", "vdp_url": "https://www.castlecars.com/used/jaguar", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:23.796Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN SADCT2FU2RA731891. Advertised price: $29,630. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,630"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29630.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SADCT2FU2RA731891_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29630.0, "price_incl_doc": 29630.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.86, "amount_financed": 31481.88, "sales_tax": 1851.88, "total_of_payments": 34793.42, "finance_charge": 3311.54, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN SADCT2FU2RA731891. $725 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $29,630, before any dealer documentation fee. Amount financed $31,482, including $1,852 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $34,793. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29630.0, "price_incl_doc": 29630.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.2, "amount_financed": 31481.88, "sales_tax": 1851.88, "total_of_payments": 36071.71, "finance_charge": 4589.83, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN SADCT2FU2RA731891. $601 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $29,630, before any dealer documentation fee. Amount financed $31,482, including $1,852 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $36,072. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 29630.0, "price_incl_doc": 29630.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 521.6, "amount_financed": 31481.88, "sales_tax": 1851.88, "total_of_payments": 37554.99, "finance_charge": 6073.11, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN SADCT2FU2RA731891. $522 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $29,630, before any dealer documentation fee. Amount financed $31,482, including $1,852 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $37,555. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 9}}, {"vin": "JN1FV7DR4MM880554", "title": "2021 INFINITI Q50 RED SPORT", "year": 2021, "make": "INFINITI", "model": "Q50", "trim": "RED SPORT", "decoded_trim": "RED SPORT", "condition": "used", "price": 13477.0, "msrp": 13890.0, "sale_price": 13477.0, "currency": "USD", "mileage": 99033, "exterior_color": "Hagane Blue", "interior_color": "Graphite", "drivetrain": "4WD", "body_style": "Sedan/Saloon", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.0L", "engine_displacement_l": 3.0, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 5, "primary_image": null, "images": [], "vin_decode": {"make": "Infiniti", "model": "Q50", "year": 2021, "trim": "RED SPORT", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.0L", "engine_displacement_l": 3.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 13890.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/infiniti", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/infiniti", "canonical_url": "https://ai.castlecars.com/vehicle/JN1FV7DR4MM880554.html", "json_url": "https://ai.castlecars.com/v/JN1FV7DR4MM880554.json", "markdown_url": "https://ai.castlecars.com/v/JN1FV7DR4MM880554.md", "vdp_url": "https://www.castlecars.com/used/infiniti", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:23.619Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JN1FV7DR4MM880554. Advertised price: $13,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JN1FV7DR4MM880554_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 330, "unit": "per_month", "display": "$330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 329.7, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 15825.54, "finance_charge": 1506.23, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JN1FV7DR4MM880554. $330 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $15,826. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN1FV7DR4MM880554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 273, "unit": "per_month", "display": "$273/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 273.45, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 16406.96, "finance_charge": 2087.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JN1FV7DR4MM880554. $273 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $16,407. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN1FV7DR4MM880554_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 237, "unit": "per_month", "display": "$237/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 237.24, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 17081.62, "finance_charge": 2762.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JN1FV7DR4MM880554. $237 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $17,082. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5UXCW2C03M9E16033", "title": "2021 BMW X7 xDrive40i", "year": 2021, "make": "BMW", "model": "X7", "trim": "xDrive40i", "decoded_trim": "xDrive40i", "condition": "used", "price": 27990.0, "msrp": 28403.0, "sale_price": 27990.0, "currency": "USD", "mileage": 80686, "exterior_color": "Black Sapphire Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "2.9971940056L 6-Cylinder", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 20, "primary_image": null, "images": [], "vin_decode": {"make": "BMW", "model": "X7", "year": 2021, "trim": "xDrive40i", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.9971940056L 6-Cylinder", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 28403.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/bmw", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/bmw", "canonical_url": "https://ai.castlecars.com/vehicle/5UXCW2C03M9E16033.html", "json_url": "https://ai.castlecars.com/v/5UXCW2C03M9E16033.json", "markdown_url": "https://ai.castlecars.com/v/5UXCW2C03M9E16033.md", "vdp_url": "https://www.castlecars.com/used/bmw", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:21.567Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5UXCW2C03M9E16033. Advertised price: $27,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXCW2C03M9E16033_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.74, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 32867.63, "finance_charge": 3128.25, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5UXCW2C03M9E16033. $685 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $32,868. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCW2C03M9E16033_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.92, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 34075.17, "finance_charge": 4335.79, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5UXCW2C03M9E16033. $568 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,075. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCW2C03M9E16033_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.73, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 35476.35, "finance_charge": 5736.97, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5UXCW2C03M9E16033. $493 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $35,476. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "5J8YE1H81SL008759", "title": "2025 Acura MDX SH-AWD Advance", "year": 2025, "make": "Acura", "model": "MDX", "trim": "SH-AWD Advance", "decoded_trim": "SH-AWD Advance", "condition": "used", "price": 14990.0, "msrp": 15403.0, "sale_price": 14990.0, "currency": "USD", "mileage": 38165, "exterior_color": "White Diamond Pearl", "interior_color": "Parchment", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "3.5L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 9, "primary_image": null, "images": [], "vin_decode": {"make": "Acura", "model": "MDX", "year": 2025, "trim": "SH-AWD Advance", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder V-Shaped", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 15403.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/acura", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/acura", "canonical_url": "https://ai.castlecars.com/vehicle/5J8YE1H81SL008759.html", "json_url": "https://ai.castlecars.com/v/5J8YE1H81SL008759.json", "markdown_url": "https://ai.castlecars.com/v/5J8YE1H81SL008759.md", "vdp_url": "https://www.castlecars.com/used/acura", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:21.048Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5J8YE1H81SL008759. Advertised price: $14,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14990.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YE1H81SL008759_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 367, "unit": "per_month", "display": "$367/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 366.71, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 17602.21, "finance_charge": 1675.33, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5J8YE1H81SL008759. $367 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $17,602. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H81SL008759_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 304, "unit": "per_month", "display": "$304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 304.15, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 18248.9, "finance_charge": 2322.02, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5J8YE1H81SL008759. $304 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $18,249. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H81SL008759_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 264, "unit": "per_month", "display": "$264/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14990.0, "price_incl_doc": 14990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 263.88, "amount_financed": 15926.88, "sales_tax": 936.88, "total_of_payments": 18999.3, "finance_charge": 3072.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5J8YE1H81SL008759. $264 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $14,990, before any dealer documentation fee. Amount financed $15,927, including $937 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $18,999. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 10}}, {"vin": "3VV2X7B29PM309731", "title": "2023 Volkswagen Taos 4Motion SEL", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "4Motion SEL", "decoded_trim": "4Motion SEL", "condition": "used", "price": 7598.0, "msrp": 8011.0, "sale_price": 7598.0, "currency": "USD", "mileage": 29296, "exterior_color": "Platinum Gray Metallic", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "diesel", "doors": 4, "seating_capacity": null, "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 28, "primary_image": null, "images": [], "vin_decode": {"make": "Volkswagen", "model": "Taos", "year": 2023, "trim": "4Motion SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 8011.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/vw", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/vw", "canonical_url": "https://ai.castlecars.com/vehicle/3VV2X7B29PM309731.html", "json_url": "https://ai.castlecars.com/v/3VV2X7B29PM309731.json", "markdown_url": "https://ai.castlecars.com/v/3VV2X7B29PM309731.md", "vdp_url": "https://www.castlecars.com/used/vw", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:20.946Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 3VV2X7B29PM309731. Advertised price: $7,598. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,598"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7598.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2X7B29PM309731_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 186, "unit": "per_month", "display": "$186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7598.0, "price_incl_doc": 7598.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 185.88, "amount_financed": 8072.88, "sales_tax": 474.88, "total_of_payments": 8922.06, "finance_charge": 849.18, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3VV2X7B29PM309731. $186 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $7,598, before any dealer documentation fee. Amount financed $8,073, including $475 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $8,922. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2X7B29PM309731_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 154, "unit": "per_month", "display": "$154/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7598.0, "price_incl_doc": 7598.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 154.16, "amount_financed": 8072.88, "sales_tax": 474.88, "total_of_payments": 9249.85, "finance_charge": 1176.97, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3VV2X7B29PM309731. $154 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $7,598, before any dealer documentation fee. Amount financed $8,073, including $475 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $9,250. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2X7B29PM309731_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 134, "unit": "per_month", "display": "$134/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7598.0, "price_incl_doc": 7598.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 133.75, "amount_financed": 8072.88, "sales_tax": 474.88, "total_of_payments": 9630.2, "finance_charge": 1557.32, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3VV2X7B29PM309731. $134 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $7,598, before any dealer documentation fee. Amount financed $8,073, including $475 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $9,630. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "4S4BTACC0N3220395", "title": "2022 Subaru Outback Premium", "year": 2022, "make": "Subaru", "model": "Outback", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 9855.0, "msrp": 10268.0, "sale_price": 9855.0, "currency": "USD", "mileage": 45576, "exterior_color": "Obsidian Black Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 30, "primary_image": null, "images": [], "vin_decode": {"make": "Subaru", "model": "Outback", "year": 2022, "trim": "Premium", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 10268.0, "monroney_url": "https://ai.castlecars.com/sticker/4S4BTACC0N3220395.pdf", "source_vdp_url": "https://www.castlecars.com/used/subaru", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/subaru", "canonical_url": "https://ai.castlecars.com/vehicle/4S4BTACC0N3220395.html", "json_url": "https://ai.castlecars.com/v/4S4BTACC0N3220395.json", "markdown_url": "https://ai.castlecars.com/v/4S4BTACC0N3220395.md", "vdp_url": "https://www.castlecars.com/used/subaru", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:19.776Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 4S4BTACC0N3220395. Advertised price: $9,855. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,855"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9855.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTACC0N3220395_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 241, "unit": "per_month", "display": "$241/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9855.0, "price_incl_doc": 9855.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 241.09, "amount_financed": 10470.94, "sales_tax": 615.94, "total_of_payments": 11572.36, "finance_charge": 1101.42, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 4S4BTACC0N3220395. $241 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $9,855, before any dealer documentation fee. Amount financed $10,471, including $616 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $11,572. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTACC0N3220395_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 200, "unit": "per_month", "display": "$200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9855.0, "price_incl_doc": 9855.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 199.96, "amount_financed": 10470.94, "sales_tax": 615.94, "total_of_payments": 11997.53, "finance_charge": 1526.59, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 4S4BTACC0N3220395. $200 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $9,855, before any dealer documentation fee. Amount financed $10,471, including $616 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $11,998. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTACC0N3220395_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 173, "unit": "per_month", "display": "$173/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 9855.0, "price_incl_doc": 9855.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 173.48, "amount_financed": 10470.94, "sales_tax": 615.94, "total_of_payments": 12490.87, "finance_charge": 2019.93, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 4S4BTACC0N3220395. $173 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $9,855, before any dealer documentation fee. Amount financed $10,471, including $616 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $12,491. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "KL77LFEP3SC138967", "title": "2025 Chevrolet Trax LS", "year": 2025, "make": "Chevrolet", "model": "Trax", "trim": "LS", "decoded_trim": "LS", "condition": "used", "price": 7523.0, "msrp": 7936.0, "sale_price": 7523.0, "currency": "USD", "mileage": 43125, "exterior_color": "Mosaic Black Metallic", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "1.2L 3-Cylinder", "engine_displacement_l": 1.2, "engine_cylinders": 3, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 28, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Trax", "year": 2025, "trim": "LS", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.2L 3-Cylinder", "engine_displacement_l": 1.2, "cylinders": 3, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 7936.0, "monroney_url": "https://ai.castlecars.com/sticker/KL77LFEP3SC138967.pdf", "source_vdp_url": "https://www.castlecars.com/used/chevy", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/chevy", "canonical_url": "https://ai.castlecars.com/vehicle/KL77LFEP3SC138967.html", "json_url": "https://ai.castlecars.com/v/KL77LFEP3SC138967.json", "markdown_url": "https://ai.castlecars.com/v/KL77LFEP3SC138967.md", "vdp_url": "https://www.castlecars.com/used/chevy", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:18.862Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KL77LFEP3SC138967. Advertised price: $7,523. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,523"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7523.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL77LFEP3SC138967_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 222, "unit": "per_month", "display": "$222/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7523.0, "price_incl_doc": 7523.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2025 CHEVROLET Trax", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 222.03, "amount_financed": 7993.19, "sales_tax": 470.19, "total_of_payments": 7993.19, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KL77LFEP3SC138967. $222 per month for 36 months at 0% APR, $0 cash down. Advertised price $7,523, before any dealer documentation fee. Amount financed $7,993, including $470 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $7,993. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL77LFEP3SC138967_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 153, "unit": "per_month", "display": "$153/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7523.0, "price_incl_doc": 7523.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 152.64, "amount_financed": 7993.19, "sales_tax": 470.19, "total_of_payments": 9158.54, "finance_charge": 1165.35, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KL77LFEP3SC138967. $153 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $7,523, before any dealer documentation fee. Amount financed $7,993, including $470 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $9,159. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL77LFEP3SC138967_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 132, "unit": "per_month", "display": "$132/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 7523.0, "price_incl_doc": 7523.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 132.43, "amount_financed": 7993.19, "sales_tax": 470.19, "total_of_payments": 9535.14, "finance_charge": 1541.95, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KL77LFEP3SC138967. $132 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $7,523, before any dealer documentation fee. Amount financed $7,993, including $470 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $9,535. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "JM3KFBCM7S0753908", "title": "2025 Mazda CX-5 Preferred", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Preferred", "decoded_trim": "Preferred", "condition": "used", "price": 8952.0, "msrp": 9365.0, "sale_price": 8952.0, "currency": "USD", "mileage": 5500, "exterior_color": "Graphite Mica", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2025, "trim": "Preferred", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 9365.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/mazda", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/mazda", "canonical_url": "https://ai.castlecars.com/vehicle/JM3KFBCM7S0753908.html", "json_url": "https://ai.castlecars.com/v/JM3KFBCM7S0753908.json", "markdown_url": "https://ai.castlecars.com/v/JM3KFBCM7S0753908.md", "vdp_url": "https://www.castlecars.com/used/mazda", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:18.774Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JM3KFBCM7S0753908. Advertised price: $8,952. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$8,952"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8952.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM7S0753908_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 264, "unit": "per_month", "display": "$264/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Mazda CX-5 \u2014 0% APR Plus Deferred Payments For 90 Days", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 264.21, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 9511.5, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JM3KFBCM7S0753908. $264 per month for 36 months at 0% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $9,512. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM7S0753908_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 182, "unit": "per_month", "display": "$182/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 181.64, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 10898.21, "finance_charge": 1386.71, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JM3KFBCM7S0753908. $182 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $10,898. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM7S0753908_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 158, "unit": "per_month", "display": "$158/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8952.0, "price_incl_doc": 8952.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 157.59, "amount_financed": 9511.5, "sales_tax": 559.5, "total_of_payments": 11346.35, "finance_charge": 1834.85, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JM3KFBCM7S0753908. $158 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $8,952, before any dealer documentation fee. Amount financed $9,512, including $560 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $11,346. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "1C4BJWEG4HL552562", "title": "2017 Jeep Wrangler Unlimited Unlimited Sahara", "year": 2017, "make": "Jeep", "model": "Wrangler Unlimited", "trim": "Unlimited Sahara", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 13477.0, "msrp": 13761.0, "sale_price": 13477.0, "currency": "USD", "mileage": 70449, "exterior_color": "True Blue Pearlcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 21, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Wrangler", "year": 2017, "trim": "Unlimited Sahara", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 13761.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4BJWEG4HL552562.pdf", "source_vdp_url": "https://www.castlecars.com/used/jeep", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/jeep", "canonical_url": "https://ai.castlecars.com/vehicle/1C4BJWEG4HL552562.html", "json_url": "https://ai.castlecars.com/v/1C4BJWEG4HL552562.json", "markdown_url": "https://ai.castlecars.com/v/1C4BJWEG4HL552562.md", "vdp_url": "https://www.castlecars.com/used/jeep", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:17.929Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 284.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1C4BJWEG4HL552562. Advertised price: $13,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4BJWEG4HL552562_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 330, "unit": "per_month", "display": "$330/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 329.7, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 15825.54, "finance_charge": 1506.23, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4BJWEG4HL552562. $330 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $15,826. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4BJWEG4HL552562_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 273, "unit": "per_month", "display": "$273/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 273.45, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 16406.96, "finance_charge": 2087.65, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4BJWEG4HL552562. $273 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $16,407. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4BJWEG4HL552562_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 237, "unit": "per_month", "display": "$237/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 13477.0, "price_incl_doc": 13477.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 237.24, "amount_financed": 14319.31, "sales_tax": 842.31, "total_of_payments": 17081.62, "finance_charge": 2762.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4BJWEG4HL552562. $237 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $13,477, before any dealer documentation fee. Amount financed $14,319, including $842 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $17,082. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "5XYRG4JC7TG456417", "title": "2026 Kia Sorento LX", "year": 2026, "make": "Kia", "model": "Sorento", "trim": "LX", "decoded_trim": "LX", "condition": "used", "price": 14597.0, "msrp": 15010.0, "sale_price": 14597.0, "currency": "USD", "mileage": 4, "exterior_color": "Platinum Graphite", "interior_color": "Satin Black", "drivetrain": "4x2", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": null, "images": [], "vin_decode": {"make": "Kia", "model": "Sorento", "year": 2026, "trim": "LX", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 15010.0, "monroney_url": "https://ai.castlecars.com/sticker/5XYRG4JC7TG456417.pdf", "source_vdp_url": "https://www.castlecars.com/used/kia", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/kia", "canonical_url": "https://ai.castlecars.com/vehicle/5XYRG4JC7TG456417.html", "json_url": "https://ai.castlecars.com/v/5XYRG4JC7TG456417.json", "markdown_url": "https://ai.castlecars.com/v/5XYRG4JC7TG456417.md", "vdp_url": "https://www.castlecars.com/used/kia", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:17.716Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5XYRG4JC7TG456417. Advertised price: $14,597. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,597"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14597.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRG4JC7TG456417_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14597.0, "price_incl_doc": 14597.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.1, "amount_financed": 15509.31, "sales_tax": 912.31, "total_of_payments": 17140.71, "finance_charge": 1631.4, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5XYRG4JC7TG456417. $357 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $14,597, before any dealer documentation fee. Amount financed $15,509, including $912 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $17,141. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG456417_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 296, "unit": "per_month", "display": "$296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14597.0, "price_incl_doc": 14597.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 296.17, "amount_financed": 15509.31, "sales_tax": 912.31, "total_of_payments": 17770.46, "finance_charge": 2261.15, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5XYRG4JC7TG456417. $296 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $14,597, before any dealer documentation fee. Amount financed $15,509, including $912 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $17,770. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRG4JC7TG456417_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 257, "unit": "per_month", "display": "$257/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14597.0, "price_incl_doc": 14597.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 256.96, "amount_financed": 15509.31, "sales_tax": 912.31, "total_of_payments": 18501.18, "finance_charge": 2991.87, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5XYRG4JC7TG456417. $257 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $14,597, before any dealer documentation fee. Amount financed $15,509, including $912 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $18,501. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1GT49LE76RF230554", "title": "2024 GMC Sierra 2500HD Fleet/Base", "year": 2024, "make": "GMC", "model": "Sierra 2500HD", "trim": "Fleet/Base", "decoded_trim": "Fleet/Base", "condition": "used", "price": 16500.0, "msrp": 16913.0, "sale_price": 16500.0, "currency": "USD", "mileage": 33614, "exterior_color": "Graphite Gray Metallic", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Pickup", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "6.6L 8-Cylinder", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 30, "primary_image": null, "images": [], "vin_decode": {"make": "Gmc", "model": "Sierra HD", "year": 2024, "trim": "Fleet/Base", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6.6L 8-Cylinder", "engine_displacement_l": 6.6, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 16913.0, "monroney_url": "https://ai.castlecars.com/sticker/1GT49LE76RF230554.pdf", "source_vdp_url": "https://www.castlecars.com/used/gmc", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/gmc", "canonical_url": "https://ai.castlecars.com/vehicle/1GT49LE76RF230554.html", "json_url": "https://ai.castlecars.com/v/1GT49LE76RF230554.json", "markdown_url": "https://ai.castlecars.com/v/1GT49LE76RF230554.md", "vdp_url": "https://www.castlecars.com/used/gmc", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:16.909Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1GT49LE76RF230554. Advertised price: $16,500. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,500"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16500.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GT49LE76RF230554_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16500.0, "price_incl_doc": 16500.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.65, "amount_financed": 17531.25, "sales_tax": 1031.25, "total_of_payments": 19375.34, "finance_charge": 1844.09, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GT49LE76RF230554. $404 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $16,500, before any dealer documentation fee. Amount financed $17,531, including $1,031 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $19,375. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49LE76RF230554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 335, "unit": "per_month", "display": "$335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16500.0, "price_incl_doc": 16500.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 334.79, "amount_financed": 17531.25, "sales_tax": 1031.25, "total_of_payments": 20087.18, "finance_charge": 2555.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GT49LE76RF230554. $335 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $16,500, before any dealer documentation fee. Amount financed $17,531, including $1,031 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $20,087. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GT49LE76RF230554_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 290, "unit": "per_month", "display": "$290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 16500.0, "price_incl_doc": 16500.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.46, "amount_financed": 17531.25, "sales_tax": 1031.25, "total_of_payments": 20913.17, "finance_charge": 3381.92, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GT49LE76RF230554. $290 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $16,500, before any dealer documentation fee. Amount financed $17,531, including $1,031 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $20,913. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "KMHLM4DG1SU958698", "title": "2025 Hyundai Elantra SEL Sport", "year": 2025, "make": "Hyundai", "model": "Elantra", "trim": "SEL Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 8477.0, "msrp": 8761.0, "sale_price": 8477.0, "currency": "USD", "mileage": 19953, "exterior_color": "Mineral Gray", "interior_color": "Gray", "drivetrain": null, "body_style": "Sedan/Saloon", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "2L", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 29, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2025, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 8761.0, "monroney_url": "https://ai.castlecars.com/sticker/KMHLM4DG1SU958698.pdf", "source_vdp_url": "https://www.castlecars.com/used/hyundai", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/hyundai", "canonical_url": "https://ai.castlecars.com/vehicle/KMHLM4DG1SU958698.html", "json_url": "https://ai.castlecars.com/v/KMHLM4DG1SU958698.json", "markdown_url": "https://ai.castlecars.com/v/KMHLM4DG1SU958698.md", "vdp_url": "https://www.castlecars.com/used/hyundai", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:16.822Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 284.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KMHLM4DG1SU958698. Advertised price: $8,477. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$8,477"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8477.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG1SU958698_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 164, "unit": "per_month", "display": "$164/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 8477.0, "price_incl_doc": 8477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 163.81, "amount_financed": 9006.81, "sales_tax": 529.81, "total_of_payments": 9828.56, "finance_charge": 821.75, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMHLM4DG1SU958698. $164 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $8,477, before any dealer documentation fee. Amount financed $9,007, including $530 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $9,829. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 1, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "1C4SDJCT5RC234512", "title": "2024 Dodge Durango R/T", "year": 2024, "make": "Dodge", "model": "Durango", "trim": "R/T", "decoded_trim": "R/T", "condition": "used", "price": 10977.0, "msrp": 11390.0, "sale_price": 10977.0, "currency": "USD", "mileage": 28977, "exterior_color": "Granite Pearlcoat", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 8, "primary_image": null, "images": [], "vin_decode": {"make": "Dodge", "model": "Durango", "year": 2024, "trim": "R/T", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "5.7L 8-Cylinder V-Shaped", "engine_displacement_l": 5.7, "cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 11390.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4SDJCT5RC234512.pdf", "source_vdp_url": "https://www.castlecars.com/used/dodge", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/dodge", "canonical_url": "https://ai.castlecars.com/vehicle/1C4SDJCT5RC234512.html", "json_url": "https://ai.castlecars.com/v/1C4SDJCT5RC234512.json", "markdown_url": "https://ai.castlecars.com/v/1C4SDJCT5RC234512.md", "vdp_url": "https://www.castlecars.com/used/dodge", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:16.335Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1C4SDJCT5RC234512. Advertised price: $10,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SDJCT5RC234512_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 324, "unit": "per_month", "display": "$324/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10977.0, "price_incl_doc": 10977.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Dodge Durango - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 323.97, "amount_financed": 11663.06, "sales_tax": 686.06, "total_of_payments": 11663.06, "finance_charge": 0.0, "per_1000_financed": 27.78, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SDJCT5RC234512. $324 per month for 36 months at 0% APR, $0 cash down. Advertised price $10,977, before any dealer documentation fee. Amount financed $11,663, including $686 estimated sales tax at 6.25%. That is $27.78 per $1,000 financed. Total of payments $11,663. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5RC234512_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 223, "unit": "per_month", "display": "$223/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10977.0, "price_incl_doc": 10977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 222.72, "amount_financed": 11663.06, "sales_tax": 686.06, "total_of_payments": 13363.45, "finance_charge": 1700.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SDJCT5RC234512. $223 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $10,977, before any dealer documentation fee. Amount financed $11,663, including $686 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $13,363. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SDJCT5RC234512_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 193, "unit": "per_month", "display": "$193/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 10977.0, "price_incl_doc": 10977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 193.24, "amount_financed": 11663.06, "sales_tax": 686.06, "total_of_payments": 13912.96, "finance_charge": 2249.9, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SDJCT5RC234512. $193 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $10,977, before any dealer documentation fee. Amount financed $11,663, including $686 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $13,913. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 10}}, {"vin": "2C4RC1S72RR111974", "title": "2024 Chrysler Pacifica Select", "year": 2024, "make": "Chrysler", "model": "Pacifica", "trim": "Select", "decoded_trim": "Select", "condition": "used", "price": 14277.0, "msrp": 14690.0, "sale_price": 14277.0, "currency": "USD", "mileage": 64983, "exterior_color": "Brilliant Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Minivan", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "CVT", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 15, "primary_image": null, "images": [], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2024, "trim": "Select", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 14690.0, "monroney_url": "https://ai.castlecars.com/sticker/2C4RC1S72RR111974.pdf", "source_vdp_url": "https://www.castlecars.com/used/chrysler", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/chrysler", "canonical_url": "https://ai.castlecars.com/vehicle/2C4RC1S72RR111974.html", "json_url": "https://ai.castlecars.com/v/2C4RC1S72RR111974.json", "markdown_url": "https://ai.castlecars.com/v/2C4RC1S72RR111974.md", "vdp_url": "https://www.castlecars.com/used/chrysler", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:16.014Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 2C4RC1S72RR111974. Advertised price: $14,277. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,277"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14277.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1S72RR111974_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 328, "unit": "per_month", "display": "$328/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14277.0, "price_incl_doc": 14277.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 328.44, "amount_financed": 15169.31, "sales_tax": 892.31, "total_of_payments": 15765.04, "finance_charge": 595.73, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C4RC1S72RR111974. $328 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $14,277, before any dealer documentation fee. Amount financed $15,169, including $892 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $15,765. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1S72RR111974_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 244, "unit": "per_month", "display": "$244/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 14277.0, "price_incl_doc": 14277.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 243.6, "amount_financed": 15169.31, "sales_tax": 892.31, "total_of_payments": 17539.03, "finance_charge": 2369.72, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C4RC1S72RR111974. $244 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $14,277, before any dealer documentation fee. Amount financed $15,169, including $892 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $17,539. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 2, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "KMTGF4SD3TU300165", "title": "2026 Genesis G80 3.5T Prestige Black", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T Prestige Black", "decoded_trim": "3.5T Prestige Black", "condition": "used", "price": 27200.0, "msrp": 27613.0, "sale_price": 27200.0, "currency": "USD", "mileage": 5739, "exterior_color": "Uyuni White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Sedan/Saloon", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 16, "primary_image": null, "images": [], "vin_decode": {"make": "Genesis", "model": "G80", "year": 2026, "trim": "3.5T Prestige Black", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27613.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/used/genesis", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/genesis", "canonical_url": "https://ai.castlecars.com/vehicle/KMTGF4SD3TU300165.html", "json_url": "https://ai.castlecars.com/v/KMTGF4SD3TU300165.json", "markdown_url": "https://ai.castlecars.com/v/KMTGF4SD3TU300165.md", "vdp_url": "https://www.castlecars.com/used/genesis", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:15.655Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KMTGF4SD3TU300165. Advertised price: $27,200. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,200"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27200.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD3TU300165_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27200.0, "price_incl_doc": 27200.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.42, "amount_financed": 28900.0, "sales_tax": 1700.0, "total_of_payments": 31939.95, "finance_charge": 3039.95, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTGF4SD3TU300165. $665 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $27,200, before any dealer documentation fee. Amount financed $28,900, including $1,700 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $31,940. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27200.0, "price_incl_doc": 27200.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.89, "amount_financed": 28900.0, "sales_tax": 1700.0, "total_of_payments": 33113.41, "finance_charge": 4213.41, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTGF4SD3TU300165. $552 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $27,200, before any dealer documentation fee. Amount financed $28,900, including $1,700 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $33,113. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 27200.0, "price_incl_doc": 27200.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.82, "amount_financed": 28900.0, "sales_tax": 1700.0, "total_of_payments": 34475.04, "finance_charge": 5575.04, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTGF4SD3TU300165. $479 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $27,200, before any dealer documentation fee. Amount financed $28,900, including $1,700 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $34,475. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "1GYS9HR99SR264275", "title": "2025 Cadillac Escalade V-Series", "year": 2025, "make": "Cadillac", "model": "Escalade", "trim": "V-Series", "decoded_trim": "V-Series", "condition": "used", "price": 15351.0, "msrp": 15764.0, "sale_price": 15351.0, "currency": "USD", "mileage": 8238, "exterior_color": "Crystal White Tricoat", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "6.2L 8-Cylinder", "engine_displacement_l": 6.2, "engine_cylinders": 8, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 17, "primary_image": null, "images": [], "vin_decode": {"make": "Cadillac", "model": "Escalade", "year": 2025, "trim": "V-Series", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "6.2L 8-Cylinder", "engine_displacement_l": 6.2, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 15764.0, "monroney_url": "https://ai.castlecars.com/sticker/1GYS9HR99SR264275.pdf", "source_vdp_url": "https://www.castlecars.com/used/cadillac", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/used/cadillac", "canonical_url": "https://ai.castlecars.com/vehicle/1GYS9HR99SR264275.html", "json_url": "https://ai.castlecars.com/v/1GYS9HR99SR264275.json", "markdown_url": "https://ai.castlecars.com/v/1GYS9HR99SR264275.md", "vdp_url": "https://www.castlecars.com/used/cadillac", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:14.536Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": 413.0, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 5, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1GYS9HR99SR264275. Advertised price: $15,351. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,351"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15351.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS9HR99SR264275_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 376, "unit": "per_month", "display": "$376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15351.0, "price_incl_doc": 15351.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 375.54, "amount_financed": 16310.44, "sales_tax": 959.44, "total_of_payments": 18026.11, "finance_charge": 1715.67, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GYS9HR99SR264275. $376 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $15,351, before any dealer documentation fee. Amount financed $16,310, including $959 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $18,026. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9HR99SR264275_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 311, "unit": "per_month", "display": "$311/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15351.0, "price_incl_doc": 15351.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.47, "amount_financed": 16310.44, "sales_tax": 959.44, "total_of_payments": 18688.38, "finance_charge": 2377.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GYS9HR99SR264275. $311 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $15,351, before any dealer documentation fee. Amount financed $16,310, including $959 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $18,688. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS9HR99SR264275_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 270, "unit": "per_month", "display": "$270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 15351.0, "price_incl_doc": 15351.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 270.23, "amount_financed": 16310.44, "sales_tax": 959.44, "total_of_payments": 19456.86, "finance_charge": 3146.42, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GYS9HR99SR264275. $270 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $15,351, before any dealer documentation fee. Amount financed $16,310, including $959 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $19,457. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1GC10YEH2TU400088", "title": "2026 Chevrolet Silverado EV 2LT", "year": 2026, "make": "Chevrolet", "model": "Silverado EV", "trim": "2LT", "decoded_trim": "2LT", "condition": "used", "price": 52950.0, "msrp": 45665.0, "sale_price": 52950.0, "currency": "USD", "mileage": null, "exterior_color": "Black", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Pickup", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Silverado", "year": 2026, "trim": "2LT", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 45665.0, "monroney_url": "https://ai.castlecars.com/sticker/1GC10YEH2TU400088.pdf", "source_vdp_url": "https://www.castlecars.com/new/chevy", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/chevy", "canonical_url": "https://ai.castlecars.com/vehicle/1GC10YEH2TU400088.html", "json_url": "https://ai.castlecars.com/v/1GC10YEH2TU400088.json", "markdown_url": "https://ai.castlecars.com/v/1GC10YEH2TU400088.md", "vdp_url": "https://www.castlecars.com/new/chevy", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:14.246Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1GC10YEH2TU400088. Advertised price: $52,950. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,950"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52950.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC10YEH2TU400088_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 52950.0, "price_incl_doc": 52950.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2025 CHEVROLET Silverado EV", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.66, "amount_financed": 56259.38, "sales_tax": 3309.38, "total_of_payments": 56259.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GC10YEH2TU400088. $938 per month for 60 months at 0% APR, $0 cash down. Advertised price $52,950, before any dealer documentation fee. Amount financed $56,259, including $3,309 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $56,259. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 1, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 8}}, {"vin": "JTMAAAAE6TJ022665", "title": "2026 Subaru Uncharted 15 Series", "year": 2026, "make": "Subaru", "model": "Uncharted", "trim": "15 Series", "decoded_trim": "15 Series", "condition": "used", "price": 37364.0, "msrp": 35561.0, "sale_price": 37364.0, "currency": "USD", "mileage": null, "exterior_color": "River Rock Pearl", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "6 Speed Manual Transmission", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Subaru", "model": "Uncharted", "year": 2026, "trim": "15 Series", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35561.0, "monroney_url": "https://ai.castlecars.com/sticker/JTMAAAAE6TJ022665.pdf", "source_vdp_url": "https://www.castlecars.com/new/subaru", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/subaru", "canonical_url": "https://ai.castlecars.com/vehicle/JTMAAAAE6TJ022665.html", "json_url": "https://ai.castlecars.com/v/JTMAAAAE6TJ022665.json", "markdown_url": "https://ai.castlecars.com/v/JTMAAAAE6TJ022665.md", "vdp_url": "https://www.castlecars.com/new/subaru", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:13.900Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JTMAAAAE6TJ022665. Advertised price: $37,364. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,364"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37364.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTMAAAAE6TJ022665_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 914, "unit": "per_month", "display": "$914/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37364.0, "price_incl_doc": 37364.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 914.07, "amount_financed": 39699.25, "sales_tax": 2335.25, "total_of_payments": 43875.16, "finance_charge": 4175.91, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTMAAAAE6TJ022665. $914 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $37,364, before any dealer documentation fee. Amount financed $39,699, including $2,335 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $43,875. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTMAAAAE6TJ022665_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37364.0, "price_incl_doc": 37364.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.12, "amount_financed": 39699.25, "sales_tax": 2335.25, "total_of_payments": 45487.12, "finance_charge": 5787.87, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTMAAAAE6TJ022665. $758 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,364, before any dealer documentation fee. Amount financed $39,699, including $2,335 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,487. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTMAAAAE6TJ022665_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 37364.0, "price_incl_doc": 37364.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 657.74, "amount_financed": 39699.25, "sales_tax": 2335.25, "total_of_payments": 47357.56, "finance_charge": 7658.31, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTMAAAAE6TJ022665. $658 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $37,364, before any dealer documentation fee. Amount financed $39,699, including $2,335 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $47,358. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}, {"vin": "1V2DSPE82TC002837", "title": "2026 Volkswagen ID.4 Pro", "year": 2026, "make": "Volkswagen", "model": "ID.4", "trim": "Pro", "decoded_trim": "Pro", "condition": "used", "price": 32881.0, "msrp": 29342.0, "sale_price": 32881.0, "currency": "USD", "mileage": null, "exterior_color": "Platinum Gray Metallic", "interior_color": "Grigio and Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Volkswagen", "model": "ID.4", "year": 2026, "trim": "Pro", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29342.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/new/vw", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/vw", "canonical_url": "https://ai.castlecars.com/vehicle/1V2DSPE82TC002837.html", "json_url": "https://ai.castlecars.com/v/1V2DSPE82TC002837.json", "markdown_url": "https://ai.castlecars.com/v/1V2DSPE82TC002837.md", "vdp_url": "https://www.castlecars.com/new/vw", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:13.485Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1V2DSPE82TC002837. Advertised price: $32,881. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,881"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32881.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2DSPE82TC002837_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32881.0, "price_incl_doc": 32881.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.39, "amount_financed": 34936.06, "sales_tax": 2055.06, "total_of_payments": 38610.94, "finance_charge": 3674.88, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1V2DSPE82TC002837. $804 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $32,881, before any dealer documentation fee. Amount financed $34,936, including $2,055 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $38,611. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DSPE82TC002837_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 667, "unit": "per_month", "display": "$667/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32881.0, "price_incl_doc": 32881.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.16, "amount_financed": 34936.06, "sales_tax": 2055.06, "total_of_payments": 40029.49, "finance_charge": 5093.43, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1V2DSPE82TC002837. $667 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $32,881, before any dealer documentation fee. Amount financed $34,936, including $2,055 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $40,029. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DSPE82TC002837_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 32881.0, "price_incl_doc": 32881.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.83, "amount_financed": 34936.06, "sales_tax": 2055.06, "total_of_payments": 41675.51, "finance_charge": 6739.45, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1V2DSPE82TC002837. $579 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $32,881, before any dealer documentation fee. Amount financed $34,936, including $2,055 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $41,676. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "JM1NDAL72T0707355", "title": "2026 Mazda MX-5 Miata RF RF Club", "year": 2026, "make": "Mazda", "model": "MX-5 Miata RF", "trim": "RF Club", "decoded_trim": "RF Club", "condition": "used", "price": 33735.0, "msrp": 32885.0, "sale_price": 33735.0, "currency": "USD", "mileage": null, "exterior_color": "Jet Black Mica", "interior_color": "Black Leatherette", "drivetrain": "RWD", "body_style": "Convertible/Cabriolet", "vehicle_type": "car", "fuel_type": "gas", "doors": 2, "seating_capacity": null, "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Manual", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "MX-5", "year": 2026, "trim": "RF Club", "body_style": "Convertible/Cabriolet", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "RWD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32885.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/new/mazda", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/mazda", "canonical_url": "https://ai.castlecars.com/vehicle/JM1NDAL72T0707355.html", "json_url": "https://ai.castlecars.com/v/JM1NDAL72T0707355.json", "markdown_url": "https://ai.castlecars.com/v/JM1NDAL72T0707355.md", "vdp_url": "https://www.castlecars.com/new/mazda", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:12.675Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JM1NDAL72T0707355. Advertised price: $33,735. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,735"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33735.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1NDAL72T0707355_finance_36", "type": "finance_36", "label": "Finance", "headline": {"value": 1041, "unit": "per_month", "display": "$1,041/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 36, "apr": 2.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Mazda MX-5 MIATA RF \u2014 2.9% APR Plus Deferred Payments For 90 Days", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1040.79, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 37468.5, "finance_charge": 1625.06, "per_1000_financed": 29.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JM1NDAL72T0707355. $1,041 per month for 36 months at 2.9% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $29.04 per $1,000 financed. Total of payments $37,468. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1NDAL72T0707355_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 675, "unit": "per_month", "display": "$675/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 33735.0, "price_incl_doc": 33735.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Mazda MX-5 MIATA RF \u2014 4.9% APR Plus Deferred Payments For 90 Days", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 674.77, "amount_financed": 35843.44, "sales_tax": 2108.44, "total_of_payments": 40486.14, "finance_charge": 4642.7, "per_1000_financed": 18.83, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JM1NDAL72T0707355. $675 per month for 60 months at 4.9% APR, $0 cash down. Advertised price $33,735, before any dealer documentation fee. Amount financed $35,843, including $2,108 estimated sales tax at 6.25%. That is $18.83 per $1,000 financed. Total of payments $40,486. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 2, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "5GAEVAKS6TJ271950", "title": "2026 Buick Enclave Preferred", "year": 2026, "make": "Buick", "model": "Enclave", "trim": "Preferred", "decoded_trim": "Preferred", "condition": "used", "price": 26620.0, "msrp": 24452.0, "sale_price": 26620.0, "currency": "USD", "mileage": null, "exterior_color": "Summit White", "interior_color": "Ebony seats with Slate interior accents", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2026, "trim": "Preferred", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24452.0, "monroney_url": "https://ai.castlecars.com/sticker/5GAEVAKS6TJ271950.pdf", "source_vdp_url": "https://www.castlecars.com/new/buick", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/buick", "canonical_url": "https://ai.castlecars.com/vehicle/5GAEVAKS6TJ271950.html", "json_url": "https://ai.castlecars.com/v/5GAEVAKS6TJ271950.json", "markdown_url": "https://ai.castlecars.com/v/5GAEVAKS6TJ271950.md", "vdp_url": "https://www.castlecars.com/new/buick", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:12.636Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5GAEVAKS6TJ271950. Advertised price: $26,620. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,620"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26620.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAEVAKS6TJ271950_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26620.0, "price_incl_doc": 26620.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.23, "amount_financed": 28283.75, "sales_tax": 1663.75, "total_of_payments": 31258.88, "finance_charge": 2975.13, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5GAEVAKS6TJ271950. $651 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $26,620, before any dealer documentation fee. Amount financed $28,284, including $1,664 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $31,259. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVAKS6TJ271950_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26620.0, "price_incl_doc": 26620.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.12, "amount_financed": 28283.75, "sales_tax": 1663.75, "total_of_payments": 32407.32, "finance_charge": 4123.57, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5GAEVAKS6TJ271950. $540 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $26,620, before any dealer documentation fee. Amount financed $28,284, including $1,664 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $32,407. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAEVAKS6TJ271950_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 26620.0, "price_incl_doc": 26620.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.61, "amount_financed": 28283.75, "sales_tax": 1663.75, "total_of_payments": 33739.91, "finance_charge": 5456.16, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5GAEVAKS6TJ271950. $469 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $26,620, before any dealer documentation fee. Amount financed $28,284, including $1,664 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $33,740. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "1GKB0NDE5SU101000", "title": "2026 GMC HUMMER EV SUV 2X", "year": 2026, "make": "GMC", "model": "HUMMER EV SUV", "trim": "2X", "decoded_trim": "2X", "condition": "used", "price": 38977.0, "msrp": 38977.0, "sale_price": 38977.0, "currency": "USD", "mileage": null, "exterior_color": "Summit White", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Gmc", "model": "Hummer EV SUV", "year": 2025, "trim": "2X", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "AWD", "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38977.0, "monroney_url": "https://ai.castlecars.com/sticker/1GKB0NDE5SU101000.pdf", "source_vdp_url": "https://www.castlecars.com/new/gmc", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/gmc", "canonical_url": "https://ai.castlecars.com/vehicle/1GKB0NDE5SU101000.html", "json_url": "https://ai.castlecars.com/v/1GKB0NDE5SU101000.json", "markdown_url": "https://ai.castlecars.com/v/1GKB0NDE5SU101000.md", "vdp_url": "https://www.castlecars.com/new/gmc", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:12.187Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1GKB0NDE5SU101000. Advertised price: $38,977. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,977"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38977.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKB0NDE5SU101000_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38977.0, "price_incl_doc": 38977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 953.53, "amount_financed": 41413.06, "sales_tax": 2436.06, "total_of_payments": 45769.24, "finance_charge": 4356.18, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GKB0NDE5SU101000. $954 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $38,977, before any dealer documentation fee. Amount financed $41,413, including $2,436 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $45,769. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKB0NDE5SU101000_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 791, "unit": "per_month", "display": "$791/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38977.0, "price_incl_doc": 38977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 790.85, "amount_financed": 41413.06, "sales_tax": 2436.06, "total_of_payments": 47450.79, "finance_charge": 6037.73, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GKB0NDE5SU101000. $791 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,977, before any dealer documentation fee. Amount financed $41,413, including $2,436 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $47,451. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKB0NDE5SU101000_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38977.0, "price_incl_doc": 38977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.14, "amount_financed": 41413.06, "sales_tax": 2436.06, "total_of_payments": 49401.97, "finance_charge": 7988.91, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1GKB0NDE5SU101000. $686 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $38,977, before any dealer documentation fee. Amount financed $41,413, including $2,436 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $49,402. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 7}}, {"vin": "KM8JBDD2XTU480462", "title": "2026 Hyundai Tucson Plug-In Hybrid SEL", "year": 2026, "make": "Hyundai", "model": "Tucson Plug-In Hybrid", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 38800.0, "msrp": 33728.0, "sale_price": 38800.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33728.0, "monroney_url": "https://ai.castlecars.com/sticker/KM8JBDD2XTU480462.pdf", "source_vdp_url": "https://www.castlecars.com/new/hyundai", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/hyundai", "canonical_url": "https://ai.castlecars.com/vehicle/KM8JBDD2XTU480462.html", "json_url": "https://ai.castlecars.com/v/KM8JBDD2XTU480462.json", "markdown_url": "https://ai.castlecars.com/v/KM8JBDD2XTU480462.md", "vdp_url": "https://www.castlecars.com/new/hyundai", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:11.894Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KM8JBDD2XTU480462. Advertised price: $38,800. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,800"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38800.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD2XTU480462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 38800.0, "price_incl_doc": 38800.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.08, "amount_financed": 41225.0, "sales_tax": 2425.0, "total_of_payments": 41225.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8JBDD2XTU480462. $687 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,800, before any dealer documentation fee. Amount financed $41,225, including $2,425 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,225. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 1, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "1C4SJSAP2TS196173", "title": "2026 Jeep Grand Wagoneer L Base", "year": 2026, "make": "Jeep", "model": "Grand Wagoneer L", "trim": "Base", "decoded_trim": "Base", "condition": "used", "price": 45405.0, "msrp": 34905.0, "sale_price": 45405.0, "currency": "USD", "mileage": null, "exterior_color": "Anvil Clearcoat", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Grand Wagoneer L", "year": 2026, "trim": "Base", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.0L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34905.0, "monroney_url": "https://ai.castlecars.com/sticker/1C4SJSAP2TS196173.pdf", "source_vdp_url": "https://www.castlecars.com/new/jeep", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/jeep", "canonical_url": "https://ai.castlecars.com/vehicle/1C4SJSAP2TS196173.html", "json_url": "https://ai.castlecars.com/v/1C4SJSAP2TS196173.json", "markdown_url": "https://ai.castlecars.com/v/1C4SJSAP2TS196173.md", "vdp_url": "https://www.castlecars.com/new/jeep", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:11.606Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 1C4SJSAP2TS196173. Advertised price: $45,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45405.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4SJSAP2TS196173_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1111, "unit": "per_month", "display": "$1,111/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45405.0, "price_incl_doc": 45405.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.78, "amount_financed": 48242.81, "sales_tax": 2837.81, "total_of_payments": 53317.41, "finance_charge": 5074.6, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SJSAP2TS196173. $1,111 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $45,405, before any dealer documentation fee. Amount financed $48,243, including $2,838 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $53,317. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45405.0, "price_incl_doc": 45405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 921.27, "amount_financed": 48242.81, "sales_tax": 2837.81, "total_of_payments": 55276.26, "finance_charge": 7033.45, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SJSAP2TS196173. $921 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $45,405, before any dealer documentation fee. Amount financed $48,243, including $2,838 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $55,276. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4SJSAP2TS196173_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 799, "unit": "per_month", "display": "$799/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 45405.0, "price_incl_doc": 45405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 799.29, "amount_financed": 48242.81, "sales_tax": 2837.81, "total_of_payments": 57549.24, "finance_charge": 9306.43, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 1C4SJSAP2TS196173. $799 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $45,405, before any dealer documentation fee. Amount financed $48,243, including $2,838 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $57,549. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 2}}, {"vin": "3C6MRVJG9TE199620", "title": "2026 RAM ProMaster 3500", "year": 2026, "make": "RAM", "model": "ProMaster 3500", "trim": null, "decoded_trim": null, "condition": "used", "price": 54730.0, "msrp": 41540.0, "sale_price": 54730.0, "currency": "USD", "mileage": null, "exterior_color": "Bright White Clearcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cargo Van", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Ram", "model": "ProMaster 3500", "year": 2026, "trim": null, "body_style": "Cargo Van", "vehicle_type": "TRUCK", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41540.0, "monroney_url": "https://ai.castlecars.com/sticker/3C6MRVJG9TE199620.pdf", "source_vdp_url": "https://www.castlecars.com/new/ram", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/ram", "canonical_url": "https://ai.castlecars.com/vehicle/3C6MRVJG9TE199620.html", "json_url": "https://ai.castlecars.com/v/3C6MRVJG9TE199620.json", "markdown_url": "https://ai.castlecars.com/v/3C6MRVJG9TE199620.md", "vdp_url": "https://www.castlecars.com/new/ram", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:11.500Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 3C6MRVJG9TE199620. Advertised price: $54,730. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,730"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54730.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3C6MRVJG9TE199620_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1339, "unit": "per_month", "display": "$1,339/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1338.9, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 64267.42, "finance_charge": 6116.79, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $1,339 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $64,267. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1110, "unit": "per_month", "display": "$1,110/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1110.48, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 66628.57, "finance_charge": 8477.94, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $1,110 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $66,629. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3C6MRVJG9TE199620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 963, "unit": "per_month", "display": "$963/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 54730.0, "price_incl_doc": 54730.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 963.45, "amount_financed": 58150.63, "sales_tax": 3420.63, "total_of_payments": 69368.36, "finance_charge": 11217.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3C6MRVJG9TE199620. $963 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $54,730, before any dealer documentation fee. Amount financed $58,151, including $3,421 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $69,368. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "KNDCR3LE7T5352477", "title": "2026 Kia Niro EX/EX Premium", "year": 2026, "make": "Kia", "model": "Niro", "trim": "EX/EX Premium", "decoded_trim": "EX/EX Premium", "condition": "used", "price": 28405.0, "msrp": 27042.0, "sale_price": 28405.0, "currency": "USD", "mileage": null, "exterior_color": "Gravity Gray", "interior_color": "Black", "drivetrain": "4x2", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "car", "fuel_type": "gas", "doors": 5, "seating_capacity": null, "engine": "1.6L", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Kia", "model": "Niro", "year": 2026, "trim": "EX/EX Premium", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27042.0, "monroney_url": "https://ai.castlecars.com/sticker/KNDCR3LE7T5352477.pdf", "source_vdp_url": "https://www.castlecars.com/new/kia", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/kia", "canonical_url": "https://ai.castlecars.com/vehicle/KNDCR3LE7T5352477.html", "json_url": "https://ai.castlecars.com/v/KNDCR3LE7T5352477.json", "markdown_url": "https://ai.castlecars.com/v/KNDCR3LE7T5352477.md", "vdp_url": "https://www.castlecars.com/new/kia", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:10.710Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KNDCR3LE7T5352477. Advertised price: $28,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28405.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDCR3LE7T5352477_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28405.0, "price_incl_doc": 28405.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.89, "amount_financed": 30180.31, "sales_tax": 1775.31, "total_of_payments": 33354.94, "finance_charge": 3174.63, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KNDCR3LE7T5352477. $695 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $28,405, before any dealer documentation fee. Amount financed $30,180, including $1,775 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $33,355. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDCR3LE7T5352477_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28405.0, "price_incl_doc": 28405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.34, "amount_financed": 30180.31, "sales_tax": 1775.31, "total_of_payments": 34580.38, "finance_charge": 4400.07, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KNDCR3LE7T5352477. $576 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,405, before any dealer documentation fee. Amount financed $30,180, including $1,775 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $34,580. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDCR3LE7T5352477_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 28405.0, "price_incl_doc": 28405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.03, "amount_financed": 30180.31, "sales_tax": 1775.31, "total_of_payments": 36002.34, "finance_charge": 5822.03, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KNDCR3LE7T5352477. $500 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,405, before any dealer documentation fee. Amount financed $30,180, including $1,775 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $36,002. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 4}}, {"vin": "3GYK3BM47TS163146", "title": "2026 Cadillac OPTIQ Luxury 1", "year": 2026, "make": "Cadillac", "model": "OPTIQ", "trim": "Luxury 1", "decoded_trim": "Luxury 1", "condition": "used", "price": 55915.0, "msrp": 47499.0, "sale_price": 55915.0, "currency": "USD", "mileage": null, "exterior_color": "Stellar Black Metallic", "interior_color": "Jet Black", "drivetrain": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Cadillac", "model": "Optiq", "year": 2026, "trim": "Luxury 1", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": null, "fuel_type": "Electric", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 47499.0, "monroney_url": "https://ai.castlecars.com/sticker/3GYK3BM47TS163146.pdf", "source_vdp_url": "https://www.castlecars.com/new/cadillac", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/cadillac", "canonical_url": "https://ai.castlecars.com/vehicle/3GYK3BM47TS163146.html", "json_url": "https://ai.castlecars.com/v/3GYK3BM47TS163146.json", "markdown_url": "https://ai.castlecars.com/v/3GYK3BM47TS163146.md", "vdp_url": "https://www.castlecars.com/new/cadillac", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:10.541Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 3GYK3BM47TS163146. Advertised price: $55,915. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,915"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55915.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GYK3BM47TS163146_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1368, "unit": "per_month", "display": "$1,368/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55915.0, "price_incl_doc": 55915.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1367.89, "amount_financed": 59409.69, "sales_tax": 3494.69, "total_of_payments": 65658.92, "finance_charge": 6249.23, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3GYK3BM47TS163146. $1,368 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $55,915, before any dealer documentation fee. Amount financed $59,410, including $3,495 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $65,659. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1135, "unit": "per_month", "display": "$1,135/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55915.0, "price_incl_doc": 55915.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1134.52, "amount_financed": 59409.69, "sales_tax": 3494.69, "total_of_payments": 68071.2, "finance_charge": 8661.51, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3GYK3BM47TS163146. $1,135 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $55,915, before any dealer documentation fee. Amount financed $59,410, including $3,495 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $68,071. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GYK3BM47TS163146_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 984, "unit": "per_month", "display": "$984/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 55915.0, "price_incl_doc": 55915.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 984.31, "amount_financed": 59409.69, "sales_tax": 3494.69, "total_of_payments": 70870.3, "finance_charge": 11460.61, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 3GYK3BM47TS163146. $984 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $55,915, before any dealer documentation fee. Amount financed $59,410, including $3,495 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $70,870. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "2C3CDAPP8TR275592", "title": "2026 Dodge Charger R/T", "year": 2026, "make": "Dodge", "model": "Charger", "trim": "R/T", "decoded_trim": "R/T", "condition": "used", "price": 43585.0, "msrp": 39711.0, "sale_price": 43585.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Coupe", "vehicle_type": "car", "fuel_type": "gas", "doors": 2, "seating_capacity": null, "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Dodge", "model": "Charger", "year": 2026, "trim": "R/T", "body_style": "Coupe", "vehicle_type": "PASSENGER CAR", "engine": "3L 6-Cylinder In-Line", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 39711.0, "monroney_url": "https://ai.castlecars.com/sticker/2C3CDAPP8TR275592.pdf", "source_vdp_url": "https://www.castlecars.com/new/dodge", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/dodge", "canonical_url": "https://ai.castlecars.com/vehicle/2C3CDAPP8TR275592.html", "json_url": "https://ai.castlecars.com/v/2C3CDAPP8TR275592.json", "markdown_url": "https://ai.castlecars.com/v/2C3CDAPP8TR275592.md", "vdp_url": "https://www.castlecars.com/new/dodge", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:10.249Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 2C3CDAPP8TR275592. Advertised price: $43,585. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,585"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43585.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C3CDAPP8TR275592_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1066, "unit": "per_month", "display": "$1,066/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43585.0, "price_incl_doc": 43585.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1066.26, "amount_financed": 46309.06, "sales_tax": 2724.06, "total_of_payments": 51180.25, "finance_charge": 4871.19, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C3CDAPP8TR275592. $1,066 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $43,585, before any dealer documentation fee. Amount financed $46,309, including $2,724 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $51,180. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAPP8TR275592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 884, "unit": "per_month", "display": "$884/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43585.0, "price_incl_doc": 43585.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 884.34, "amount_financed": 46309.06, "sales_tax": 2724.06, "total_of_payments": 53060.59, "finance_charge": 6751.53, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C3CDAPP8TR275592. $884 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $43,585, before any dealer documentation fee. Amount financed $46,309, including $2,724 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $53,061. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C3CDAPP8TR275592_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 43585.0, "price_incl_doc": 43585.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.26, "amount_financed": 46309.06, "sales_tax": 2724.06, "total_of_payments": 55242.45, "finance_charge": 8933.39, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C3CDAPP8TR275592. $767 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $43,585, before any dealer documentation fee. Amount financed $46,309, including $2,724 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $55,242. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 6}}, {"vin": "2C4RC1BG8TR268643", "title": "2026 Chrysler Pacifica Select", "year": 2026, "make": "Chrysler", "model": "Pacifica", "trim": "Select", "decoded_trim": "Select", "condition": "used", "price": 46440.0, "msrp": 36440.0, "sale_price": 46440.0, "currency": "USD", "mileage": null, "exterior_color": "Diamond Black Crystal Pearlcoat", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Minivan", "vehicle_type": "car", "fuel_type": "gas", "doors": null, "seating_capacity": null, "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chrysler", "model": "Pacifica", "year": 2026, "trim": "Select", "body_style": "Minivan", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36440.0, "monroney_url": "https://ai.castlecars.com/sticker/2C4RC1BG8TR268643.pdf", "source_vdp_url": "https://www.castlecars.com/new/chrysler", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/chrysler", "canonical_url": "https://ai.castlecars.com/vehicle/2C4RC1BG8TR268643.html", "json_url": "https://ai.castlecars.com/v/2C4RC1BG8TR268643.json", "markdown_url": "https://ai.castlecars.com/v/2C4RC1BG8TR268643.md", "vdp_url": "https://www.castlecars.com/new/chrysler", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:09.585Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 2C4RC1BG8TR268643. Advertised price: $46,440. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,440"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46440.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC1BG8TR268643_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1068, "unit": "per_month", "display": "$1,068/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46440.0, "price_incl_doc": 46440.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 1.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2026 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1068.34, "amount_financed": 49342.5, "sales_tax": 2902.5, "total_of_payments": 51280.3, "finance_charge": 1937.8, "per_1000_financed": 21.65, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C4RC1BG8TR268643. $1,068 per month for 48 months at 1.9% APR, $0 cash down. Advertised price $46,440, before any dealer documentation fee. Amount financed $49,342, including $2,902 estimated sales tax at 6.25%. That is $21.65 per $1,000 financed. Total of payments $51,280. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC1BG8TR268643_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 792, "unit": "per_month", "display": "$792/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 46440.0, "price_incl_doc": 46440.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 4.9, "tax_rate": 0.0625, "zip": "60181", "program_code": "2027 Chrysler Pacifica - APR Offer", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 792.37, "amount_financed": 49342.5, "sales_tax": 2902.5, "total_of_payments": 57050.7, "finance_charge": 7708.2, "per_1000_financed": 16.06, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 2C4RC1BG8TR268643. $792 per month for 72 months at 4.9% APR, $0 cash down. Advertised price $46,440, before any dealer documentation fee. Amount financed $49,342, including $2,902 estimated sales tax at 6.25%. That is $16.06 per $1,000 financed. Total of payments $57,051. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 2, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 5}}, {"vin": "KMTFC4SD0TU060500", "title": "2026 Genesis G90 3.5T e-Supercharger", "year": 2026, "make": "Genesis", "model": "G90", "trim": "3.5T e-Supercharger", "decoded_trim": "3.5T e-Supercharger", "condition": "used", "price": 50339.0, "msrp": 48839.0, "sale_price": 50339.0, "currency": "USD", "mileage": null, "exterior_color": "Alta White", "interior_color": "Obsidian Black", "drivetrain": null, "body_style": "Sedan/Saloon", "vehicle_type": "car", "fuel_type": "gas", "doors": 4, "seating_capacity": null, "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Genesis", "model": "G90", "year": 2026, "trim": "3.5T e-Supercharger", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48839.0, "monroney_url": null, "source_vdp_url": "https://www.castlecars.com/new/genesis", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Auto Group", "short_name": "Castle", "city": "Oakbrook Terrace", "state": "IL", "address": "1 Tower Lane", "zip": "60181", "phone": "(847) 439-0900", "website": "https://www.castlecars.com"}, "source_vdp_url": "https://www.castlecars.com/new/genesis", "canonical_url": "https://ai.castlecars.com/vehicle/KMTFC4SD0TU060500.html", "json_url": "https://ai.castlecars.com/v/KMTFC4SD0TU060500.json", "markdown_url": "https://ai.castlecars.com/v/KMTFC4SD0TU060500.md", "vdp_url": "https://www.castlecars.com/new/genesis", "generated_at": "2026-07-24T02:34:36Z", "price_source": "motorsdynamic:domain_1339", "price_source_seen_at": "2026-07-23T23:00:08.916Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KMTFC4SD0TU060500. Advertised price: $50,339. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,339"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Taxes, title, license and applicable fees are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-24T02:34:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60181", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50339.0, "price_reconciled": false, "price_stale": false, "price_age_hours": 3.6, "price_max_age_hours": 48.0, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD0TU060500_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1231, "unit": "per_month", "display": "$1,231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50339.0, "price_incl_doc": 50339.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.48, "amount_financed": 53485.19, "sales_tax": 3146.19, "total_of_payments": 59111.23, "finance_charge": 5626.04, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTFC4SD0TU060500. $1,231 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $50,339, before any dealer documentation fee. Amount financed $53,485, including $3,146 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $59,111. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1021, "unit": "per_month", "display": "$1,021/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50339.0, "price_incl_doc": 50339.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.38, "amount_financed": 53485.19, "sales_tax": 3146.19, "total_of_payments": 61282.95, "finance_charge": 7797.76, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTFC4SD0TU060500. $1,021 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $50,339, before any dealer documentation fee. Amount financed $53,485, including $3,146 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $61,283. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD0TU060500_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 886, "unit": "per_month", "display": "$886/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": {"selling_price": 50339.0, "price_incl_doc": 50339.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60181", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 886.15, "amount_financed": 53485.19, "sales_tax": 3146.19, "total_of_payments": 63802.92, "finance_charge": 10317.73, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KMTFC4SD0TU060500. $886 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $50,339, before any dealer documentation fee. Amount financed $53,485, including $3,146 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $63,803. Offer expires 2026-07-31. Estimated for ZIP 60181. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 0, "elapsed_ms": 3}}]}